{"text_format":"1","workbook":"xlsx","n_sheets":97,"sheets":["Version Control","Serviceability Calculator","Other Calcs - Bridging","Other Calcs - Area Conversion","Other Calcs - Guarantee","Other Calcs - STSL Repay","Other Calcs - LVR","Other Calcs - 2RM","Other Calcs - HEM","Existing Mortgages","Change Page","Calculations","CalcsPage","HEM Working","PAYG YTD Calc - App1 Job1","PAYG YTD Calc - App1 Job2","PAYG YTD Calc - App1 Job3","PAYG YTD Calc - App1 Job4","PAYG YTD Calc - App1 Job5","PAYG YTD Calc - App2 Job1","PAYG YTD Calc - App2 Job2","PAYG YTD Calc - App2 Job3","PAYG YTD Calc - App2 Job4","PAYG YTD Calc - App2 Job5","PAYG YTD Calc - App3 Job1","PAYG YTD Calc - App3 Job2","PAYG YTD Calc - App3 Job3","PAYG YTD Calc - App3 Job4","PAYG YTD Calc - App3 Job5","PAYG YTD Calc - App4 Job1","PAYG YTD Calc - App4 Job2","PAYG YTD Calc - App4 Job3","PAYG YTD Calc - App4 Job4","PAYG YTD Calc - App4 Job5","PAYG YTD Calc - App5 Job1","PAYG YTD Calc - App5 Job2","PAYG YTD Calc - App5 Job3","PAYG YTD Calc - App5 Job4","PAYG YTD Calc - App5 Job5","PAYG YTD Calc - App6 Job1","PAYG YTD Calc - App6 Job2","PAYG YTD Calc - App6 Job3","PAYG YTD Calc - App6 Job4","PAYG YTD Calc - App6 Job5","Self Employed - App1","Self Employed - App2","Self Employed - App3","Self Employed - App4","Self Employed - App5","Self Employed - App6","Casual Calc - App1 Job1","Casual Calc - App1 Job2","Casual Calc - App1 Job3","Casual Calc - App1 Job4","Casual Calc - App1 Job5","Casual Calc - App2 Job1","Casual Calc - App2 Job2","Casual Calc - App2 Job3","Casual Calc - App2 Job4","Casual Calc - App2 Job5","Casual Calc - App3 Job1","Casual Calc - App3 Job2","Casual Calc - App3 Job3","Casual Calc - App3 Job4","Casual Calc - App3 Job5","Casual Calc - App4 Job1","Casual Calc - App4 Job2","Casual Calc - App4 Job3","Casual Calc - App4 Job4","Casual Calc - App4 Job5","Casual Calc - App5 Job1","Casual Calc - App5 Job2","Casual Calc - App5 Job3","Casual Calc - App5 Job4","Casual Calc - App5 Job5","Casual Calc - App6 Job1","Casual Calc - App6 Job2","Casual Calc - App6 Job3","Casual Calc - App6 Job4","Casual Calc - App6 Job5","Declared Expenses - App1","Declared Expenses - App2","Declared Expenses - App3","Declared Expenses - App4","Declared Expenses - App5","Declared Expenses - App6","Other Taxable Income - App1","Other Taxable Income - App2","Other Taxable Income - App3","Other Taxable Income - App4","Other Taxable Income - App5","Other Taxable Income - App6","Rental Income","RITD","PostCodes","Reference Navigation","Reference"],"not_rendered":{"charts":0,"images":3,"macros":1,"external_links":0,"defined_names":3954,"comments":1,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Version Control","index":0,"n_rows":40,"n_cols":35,"rows_kept":40,"cut":false,"hidden":false,"merged":[[0,34,3,63],[0,2,3,4],[5,0,5,3],[6,0,6,3]]}
[null,null,"Version Control",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
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["Last Update Released",null,null,null,"2019-11-17"]
["Version Number",null,null,null,19]
[]
[null,"Date Released","Version Number","Summary of Change","Details","Supporting Documents","Location","Changed By","Approved By"]
[null,"2019-11-17",19,"Policy Change\nFunctional Fixes","* Overdraft repayment changes\r\n* Changes to how after-tax addbacks is treated for display","",null,"M025250","F009978"]
[null,"2019-11-05",18,"Policy Change","* Amend gross income to exlcude rental property costs and interest","",null,"M025250","F009978"]
[null,"2019-10-21",17,"Redesign","Full redesign of workbook toimprove usability","",null,"M025250","F009978"]
[null,"2019-09-30",16,"Policy Changes","* Casual Income over 48 weeks\r\n* Remove drop-down on Casual Name\n* Clarification of \"holiday\" expenses\n* MCAR updated in line with policy change","",null,"M025250","F009978"]
[null,"2019-08-20",15.1,"Functional Fix","STSL Calculator reverted to manual entry","",null,"M025250","F009978"]
[null,"2019-08-17",15,"Policy Changes","* Changes in line with policy changes effective 17/8/19\nIncluding:\n- Expansion of expense categories\n- HEM determination on Total Gross Income\n- Allowance of Margin Loan repayment calculation\n- Instruction for business and tax debts","",null,"M025250","F009978"]
[null,"2019-07-16",14,"Policy Changes","* MCAR and Buffer updated in line with policy change","",null,"M025250","F009978"]
[null,"2019-07-08",13,"Functional Fixes\nPolicy Changes","* Re-word Self employed Heading \"B\" to remove confusion\n* Updated Government Study Loan rates\n* Update title of GSL to align to government wording\n* Update GSL income fill\n* Customer Declared functionality - Borrow Capac\n* Net monthly calculation App 4 - Borrow Capac\n* Apps 3 - 6 name in Monthly Income not showing\n* Amend SE worksheet to allow for 2019 finanicals","",null,"M025250","F009978"]
[null,"2019-06-21",12.2,"Functional Fixes","* Customer Declared Expenses functionality\n* Comment Generator not always displaying comments\n* Manually entered income to generate comment\n* SE worksheet wording refresh \n* Improved navigation for negative gearing / rental input\n* Feed taxable income to Government Study Loans sheet\n* Amend GSL calculation","",null,"M025250","F009978"]
[null,"2019-06-17",12.1,"Functional Fixes","* Formatting of IO period for New Loans\n* CasualCalc\n     - Printing and verifying multiple jobs\n     - Printing Compile Error","",null,"M025250","F009978"]
[null,"2019-06-15",12,"Policy Update\nFunctional Fixes","Policy Update\n* Credit Card repayments assessed at 3.8%\nFunctional Fixes\n* Rental Income not feeding for 6th applicant\n* Net income not displaying for applicant 4\n* Family employee comments not generating\n* Self Employed Comments not generating correctly\n* Negative Gearing for Applicatn 3 not completing correctly\n* Income fields displaying ##############\n* Negative Gearing added to Total Income comment","",null,"M025250","F009978"]
[null,"2019-06-12",11.7,"Policy Correction","* Re-alignment of Net Income bands for HEM calculation","",null,"M025250","F009978"]
[null,"2019-06-11",11.6,"Functional Fix","* Correction of HEM formulation","",null,"M025250","F009978"]
[null,"2019-06-07",11.5,"Functional Fixes","* Error when names are numerical\n* Rental Income feed fixed","",null,"M025250","F009978"]
[null,"2019-06-06",11.4,"Functional Fixes","* Rental Input \"Input\" formula\r\n* Rental Input - Notes added to Concentration Risk Heading\r\n* Investment Income Verification - Wording change to align to policy \"Other Taxable Income\"","",null,"M025250","F009978"]
[null,"2019-06-04",11.3,"Functionality Fixes","* Interest Deduction Calculation Fix","",null,"M025250","F009978"]
[null,"2019-06-03",11.2,"Functionality Fixes","CasualCalc Usability","",null,"M025250","F009978"]
[null,"2019-06-03",11.1,"Functionality Fixes","* Comment Generator","",null,"M025250","F009978"]
[null,"2019-06-03",11,"Policy Update","• Align HEM calculation to 19E3 changes:\r\n  o Update HEM values as per Melbourne Institute November 2018 figures\r\n  o Update locations to Rest of Australia and Remote\r\n  o Introduce extrapolated HEM calculation for income greater than final band\r\n• Apply tax to investment incomes – rent, interest, dividends, other taxable\r\n• Improve income assessment capability to verify and collate multiple sources of income\r\n• Create Comment Generation for applicants with multiple sources of income","",null,"M025250","F009978"]
[null,"2018-12-08",9,"Policy Updates","•Remove Credit Card Cross Sell Functionality\r\n•Include new postcodes 3218 and 2818\r\n•Update Negative Gearing to specify “Actual Rate” for allowable home loans.\r\n","",null,"M025250","F009978"]
[null,"2018-07-28",8,"HEM Update","* Update HEM values as per Melbourne Institute March 2018 Figures\r\n* Amend Assess Sheet print function\n* Update tax rates to 2018-19 rates\n* Update HECS/HELP rates to 2018-19 rates\n* Add FY18 as option on SE worksheet","",null,"M025250","F009978"]
[null,"2018-05-11",7,"Policy Change","•\tUpdate HEM values as per Melbourne Institute December 2017 figures.\r\n•\tInclude option for APRA TR Pipeline.\r","",null,"M025250","F009978"]
[null,"2018-02-17",6,"Updates for APRA TR","•\tAmend Customer Declared Expense Fields","",null,"M025250","F009978"]
[null,"2018-02-02",5,"Policy Updates","•\tUpdated HEM Values","",null,"M025250","F00978"]
[null,"2017-12-11",4,"Functional Fix","Amend Credit Card Formula","",null,"M025250","M025250"]
[null,"2017-12-11",4,"Policy Updates","•\tCasual Policy Changes\r\n•\tBonus Income functionality\r","",null,"M025250","F009978"]
[null,"2017-11-24",3,"Policy Update","•\tFunctionality Fixes.\r\n•\tUpdated Tax Rates and Medicare Levy\r\n•\tUpdated HEM values\r\n•\tUDA-Compliance changes\r","",null,"M025250","F009978"]
[null,"2017-09-30",2,"Policy Update","Amend postcode 3336 to Vic Metro for HEM calculations\r\nAmend HEM formula to ensure figures are presented when required","",null,"M025250","F009978"]
[null,"2017-09-19",1.2,"Functionality Fixes","1) Improvements to allow for use on Excel 2007\r\n2) Amend Credit Card Cross sell formula to stop Credit Limit being shown when servicing fails.","",null,"M025250","F009978"]
[null,"2017-09-09",1.1000000000000001,"Functionality Fixes","1)\tRemove print restrictions. Allow users to print to desired printer. Introduced caution message\r\n\"To meet Westpac's environmental commitments, please only print to paper if required. Do you wish to continue with this selection?\"\r\nto allow users to cancel print to paper if necessary.\r\n2)\tFix HEM pre-fills\r\na.\tAllow HEM value to populate if user has not entered Customer Declared expenses.\r\nb.\tAllow HEM value to populate if applicant is married to another applicant, and has no income. \r\n3)\tAmend interest rate for Bridging Calc. Still loading at old rate. Updated to 5.84 and changed formula to refer to Change Page in all instances.\r\n4)\tFix “CasualCalc” Print button. Create and attach code to print.\r\n5)\tChange working on SE Calc from “Primary Applicant” and “Secondary Applicant” to “First SE Applicant” and “Second SE Applicant” Pop-up message advising worksheet only to be used for SE applicants.\r\n6)\tFix formula generation for salary sacrifice with taxable YTD figure. Code referenced incorrect formula. Amended to refer to correct formula.\r\n7)\tChanged comment on existing loans repayments to read: Repayment will be calculated on the higher of actual rate plus buffer or MCAR, over the remaining PIF term\r\n8)\tAdded comments “Servicing on CDE heading to define CDE as Customer Declared Expenses.\r\n9)\tFixed Casual Income tax and Medicare Levy calculations, to match output from Assess.\r\n10)\tAdjust all forms (pop-up windows) to allow for enlarged text settings on computer.\r\n11)\tOpen New Loan Term field to allow the ability to free-type. Limited to a loan term greater than 0 and less than, or equal to 30 or EAL.\r\n12)\tAmended the comment on “Married to applicant” to read – “Enter Married/defacto applicants….”\r\n","",null,"M025250","F009978"]
[null,"2017-08-27",1,"Release of new Layout","* Full rebuild of Assess and B.Cap worksheets.\r\n* Existing loan repayments formulas updated in line with APRA Serviceabilty Changes\r\n* Introduction of Servicing on CDE adn HEM as seperate fields\r\n* Update of CCXS calculation t remove buffer allowance, in line with APRA Serviceability Changes\r\n* Update SE worksheet to allow \"pre-fill into Assess and B. Cap\n* SE Calc print to PDF set naming convention\n* SE Calc to transfer verified income to Assess and Borrow Capac.","APRA Serviceability Changes BRD, Assess Change Document 18/8/17",null,"M025250","F009978"]

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[]
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[]
[]
[null,"Actual Net PM",null,null,null,null,null,null,null,null,null,null,"Values displayed below are for reference and input into the system, and are unshaded."]
[]
[null,"Net base",null,null,null,null,null,null,null,null,null,null,null,"Investment Income",null,null,null,null,null,null,null,null,null,null,null,"Interest",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit Bonus Income?"]
[]
[null,{"$f":"ROUND((CALCS_App1Net*CalcsPage!E4+CalcsPage!AP4)/12,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(((CALCS_App1Net*CalcsPage!E8)/InterestShade)/12,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes"]
[]
[]
[null,"Non-base",null,null,null,null,null,null,null,null,null,null,null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,"Dividends",null,null,null,null,null,null,null,null,null,null,null,null,"Total Gross Income"]
[]
[null,{"$f":"ROUND(((CALCS_App1Net*CalcsPage!E5)/NonBaseShade)/12,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App1Net*CalcsPage!E9)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CALCS_App1Gross","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Shaded Net Income for Servicing"]
[null,"Bonuses",null,null,null,null,null,null,null,null,null,null,null,"Other Untaxed",null,null,null,null,null,null,null,null,null,null,null,"Other Taxed"]
[]
[null,{"$f":"IF(AND(Assess_App1BonusLimit=\"Yes\",CALCS_App1BonusCheck=TRUE),2500,ROUND(((CALCS_App1Net*CalcsPage!E6)/BonusShade)/12,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App1Net*CalcsPage!E10)/OtherShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(Assess_App1BonusLimit=\"Yes\",CALCS_App1BonusCheck=TRUE),((CALCS_App1BasicNet-(CALCS_App1NetBonus*BonusShade))/12)+(2500*0.8),CALCS_App1BasicNet/12)","v":0},null,null,null,null,null,null,null,null,null,"Figure adjusted to use $2,500 bonus income"]
[]
[]
[]
[null,"Rental Income"]
[]
[null,"Rental Income:",null,null,null,null,null,null,null,null,null,null,null,"Negative Gearing:"]
[]
[null,{"$f":"SUM(Rent_App1Net)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(RITD_App1)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,"Applicant 2"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Joint with Spouse",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comparable Declared expenses",null,null,null,null,null,null,null,null,"Non-Comparable Declared Expenses"]
[null,"Name",null,null,null,null,null,null,null,null,null,null,null,"Marital status",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dependants",null,null,null,null,null,null,null,"Postcode",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App2'!CDE_Comparable)","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App2'!CDE_NonComparable)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Change Page'!J47","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"No. of Married Applicants is Odd",null,null,null,null,null,null,null,null,null,null,null,"No of Dependants must be the same"]
[]
[]
[null,"Monthly income"]
[]
[]
[]
[null,"PAYG Verifications"]
[]
[null,{"$f":"'PAYG YTD Calc - App2 Job1'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App2 Job2'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App2 Job3'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App2 Job4'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App2 Job5'!PAYG_EmployName","v":"Enter name"}]
[]
[]
[null,"Self Employed Verification"]
[]
[null,"Self Employed"]
[]
[]
[null,"Casual Verification"]
[]
[null,{"$f":"'Casual Calc - App2 Job1'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App2 Job2'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App2 Job3'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App2 Job4'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App2 Job5'!CAS_EmployName","v":"Enter name"}]
[]
[]
[]
[]
[null,"Actual Net PM",null,null,null,null,null,null,null,null,null,null,"Values displayed below are for reference and input into the system, and are unshaded."]
[]
[null,"Net base",null,null,null,null,null,null,null,null,null,null,null,"Investment Income",null,null,null,null,null,null,null,null,null,null,null,"Interest",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit Bonus Income?"]
[]
[null,{"$f":"(CALCS_App2Net*CalcsPage!H4+CalcsPage!AQ4)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App2Net*CalcsPage!H8)/InterestShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes"]
[]
[]
[null,"Non-base",null,null,null,null,null,null,null,null,null,null,null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,"Dividends",null,null,null,null,null,null,null,null,null,null,null,null,"Total Gross Income"]
[]
[null,{"$f":"((CALCS_App2Net*CalcsPage!H5)/NonBaseShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App2Net*CalcsPage!H9)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CALCS_App2Gross","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Shaded Net Income for Servicing"]
[null,"Bonuses",null,null,null,null,null,null,null,null,null,null,null,"Other Untaxed",null,null,null,null,null,null,null,null,null,null,null,"Other Taxed"]
[]
[null,{"$f":"IF(AND(Assess_App2BonusLimit=\"Yes\",CALCS_App2BonusCheck=TRUE),2500,ROUND(((CALCS_App2Net*CalcsPage!H6)/BonusShade)/12,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App2Net*CalcsPage!H10)/OtherShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(Assess_App2BonusLimit=\"Yes\",CALCS_App2BonusCheck=TRUE),((CALCS_App2BasicNet-(CALCS_App2NetBonus*BonusShade))/12)+(2500*0.8),CALCS_App2BasicNet/12)","v":0},null,null,null,null,null,null,null,null,null,"Figure adjusted to use $2,500 bonus income"]
[]
[]
[]
[null,"Rental income"]
[]
[null,"Rental Income:",null,null,null,null,null,null,null,null,null,null,null,"Negative Gearing:"]
[]
[null,{"$f":"SUM(Rent_App2Net)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(RITD_App2)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,"Applicant 3"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Joint with Spouse",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comparable Declared expenses",null,null,null,null,null,null,null,null,"Non-Comparable Declared Expenses"]
[null,"Name",null,null,null,null,null,null,null,null,null,null,null,"Marital status",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dependants",null,null,null,null,null,null,null,"Postcode",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App3'!CDE_Comparable)","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App3'!CDE_NonComparable)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Change Page'!J48","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"No. of Married Applicants is Odd",null,null,null,null,null,null,null,null,null,null,null,"No of Dependants must be the same"]
[]
[]
[null,"Monthly income"]
[]
[]
[]
[null,"PAYG Verifications"]
[]
[null,{"$f":"'PAYG YTD Calc - App3 Job1'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App3 Job2'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App3 Job3'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App3 Job4'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App3 Job5'!PAYG_EmployName","v":"Enter name"}]
[]
[]
[null,"Self Employed Verification"]
[]
[null,"Self Employed"]
[]
[]
[null,"Casual Verification"]
[]
[null,{"$f":"'Casual Calc - App3 Job1'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App3 Job2'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App3 Job3'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App3 Job4'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App3 Job5'!CAS_EmployName","v":"Enter name"}]
[]
[]
[]
[]
[null,"Actual Net PM",null,null,null,null,null,null,null,null,null,null,"Values displayed below are for reference and input into the system, and are unshaded."]
[]
[null,"Net base",null,null,null,null,null,null,null,null,null,null,null,"Investment Income",null,null,null,null,null,null,null,null,null,null,null,"Interest",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit Bonus Income?"]
[]
[null,{"$f":"(CALCS_App3Net*CalcsPage!K4+CalcsPage!AR4)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App3Net*CalcsPage!K8)/InterestShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes"]
[]
[]
[null,"Non-base",null,null,null,null,null,null,null,null,null,null,null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,"Dividends",null,null,null,null,null,null,null,null,null,null,null,null,"Total Gross Income"]
[]
[null,{"$f":"((CALCS_App3Net*CalcsPage!K5)/NonBaseShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App3Net*CalcsPage!K9)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CALCS_App3Gross","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Shaded Net Income for Servicing"]
[null,"Bonuses",null,null,null,null,null,null,null,null,null,null,null,"Other Untaxed",null,null,null,null,null,null,null,null,null,null,null,"Other Taxed"]
[]
[null,{"$f":"IF(AND(Assess_App3BonusLimit=\"Yes\",CALCS_App3BonusCheck=TRUE),2500,ROUND(((CALCS_App3Net*CalcsPage!K6)/BonusShade)/12,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App3Net*CalcsPage!K10)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(Assess_App3BonusLimit=\"Yes\",CALCS_App3BonusCheck=TRUE),((CALCS_App3BasicNet-(CALCS_App3NetBonus*BonusShade))/12)+(2500*0.8),CALCS_App3BasicNet/12)","v":0},null,null,null,null,null,null,null,null,null,"Figure adjusted to use $2,500 bonus income"]
[]
[]
[]
[null,"Rental income"]
[]
[null,"Rental Income:",null,null,null,null,null,null,null,null,null,null,null,"Negative Gearing:"]
[]
[null,{"$f":"SUM(Rent_App3Net)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(RITD_App3)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,"Applicant 4"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Joint with Spouse",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comparable Declared expenses",null,null,null,null,null,null,null,null,"Non-Comparable Declared Expenses"]
[null,"Name",null,null,null,null,null,null,null,null,null,null,null,"Marital status",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dependants",null,null,null,null,null,null,null,"Postcode",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App4'!CDE_Comparable)","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App4'!CDE_NonComparable)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Change Page'!J49","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"No. of Married Applicants is Odd",null,null,null,null,null,null,null,null,null,null,null,"No of Dependants must be the same"]
[]
[]
[null,"Monthly income"]
[]
[]
[]
[null,"PAYG Verifications"]
[]
[null,{"$f":"'PAYG YTD Calc - App4 Job1'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App4 Job2'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App4 Job3'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App4 Job4'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App4 Job5'!PAYG_EmployName","v":"Enter name"}]
[]
[]
[null,"Self Employed Verification"]
[]
[null,"Self Employed"]
[]
[]
[null,"Casual Verification"]
[]
[null,{"$f":"'Casual Calc - App4 Job1'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App4 Job2'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App4 Job3'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App4 Job4'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App4 Job5'!CAS_EmployName","v":"Enter name"}]
[]
[]
[" "]
[]
[null,"Actual Net PM",null,null,null,null,null,null,null,null,null,null,"Values displayed below are for reference and input into the system, and are unshaded."]
[]
[null,"Net base",null,null,null,null,null,null,null,null,null,null,null,"Investment Income",null,null,null,null,null,null,null,null,null,null,null,"Interest",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit Bonus Income?"]
[]
[null,{"$f":"(CALCS_App4Net*CalcsPage!N4+CalcsPage!AS4)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App4Net*CalcsPage!N8)/InterestShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes"]
[]
[]
[null,"Non-base",null,null,null,null,null,null,null,null,null,null,null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,"Dividends",null,null,null,null,null,null,null,null,null,null,null,null,"Total Gross Income"]
[]
[null,{"$f":"((CALCS_App4Net*CalcsPage!N5)/NonBaseShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App4Net*CalcsPage!N9)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CALCS_App4Gross","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Shaded Net Income for Servicing"]
[null,"Bonuses",null,null,null,null,null,null,null,null,null,null,null,"Other Untaxed",null,null,null,null,null,null,null,null,null,null,null,"Other Taxed"]
[]
[null,{"$f":"IF(AND(Assess_App4BonusLimit=\"Yes\",CALCS_App4BonusCheck=TRUE),2500,ROUND(((CALCS_App4Net*CalcsPage!N6)/BonusShade)/12,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App4Net*CalcsPage!N10)/OtherShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(Assess_App4BonusLimit=\"Yes\",CALCS_App4BonusCheck=TRUE),((CALCS_App4BasicNet-(CALCS_App4NetBonus*BonusShade))/12)+(2500*0.8),CALCS_App4BasicNet/12)","v":0},null,null,null,null,null,null,null,null,null,"Figure adjusted to use $2,500 bonus income"]
[]
[]
[]
[null,"Rental income"]
[]
[null,"Rental Income:",null,null,null,null,null,null,null,null,null,null,null,"Negative Gearing:"]
[]
[null,{"$f":"SUM(Rent_App4Net)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(RITD_App4)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,"Applicant 5"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Joint with Spouse",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comparable Declared expenses",null,null,null,null,null,null,null,null,"Non-Comparable Declared Expenses"]
[null,"Name",null,null,null,null,null,null,null,null,null,null,null,"Marital status",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dependants",null,null,null,null,null,null,null,"Postcode",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App5'!CDE_Comparable)","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App5'!CDE_NonComparable)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Change Page'!J50","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"No. of Married Applicants is Odd",null,null,null,null,null,null,null,null,null,null,null,"No of Dependants must be the same"]
[]
[]
[null,"Monthly income"]
[]
[]
[]
[null,"PAYG Verifications"]
[]
[null,{"$f":"'PAYG YTD Calc - App5 Job1'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App5 Job2'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App5 Job3'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App5 Job4'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App5 Job5'!PAYG_EmployName","v":"Enter name"}]
[]
[]
[null,"Self Employed Verification"]
[]
[null,"Self Employed"]
[]
[]
[null,"Casual Verification"]
[]
[null,{"$f":"'Casual Calc - App5 Job1'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App5 Job2'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App5 Job3'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App5 Job4'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App5 Job5'!CAS_EmployName","v":"Enter name"}]
[]
[]
[]
[]
[null,"Actual Net PM",null,null,null,null,null,null,null,null,null,null,"Values displayed below are for reference and input into the system, and are unshaded."]
[]
[null,"Net base",null,null,null,null,null,null,null,null,null,null,null,"Investment Income",null,null,null,null,null,null,null,null,null,null,null,"Interest",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit Bonus Income?"]
[]
[null,{"$f":"(CALCS_App5Net*CalcsPage!Q4+CalcsPage!AT4)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App5Net*CalcsPage!Q8)/InterestShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes"]
[]
[]
[null,"Non-base",null,null,null,null,null,null,null,null,null,null,null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,"Dividends",null,null,null,null,null,null,null,null,null,null,null,null,"Total Gross Income"]
[]
[null,{"$f":"((CALCS_App5Net*CalcsPage!Q5)/NonBaseShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App5Net*CalcsPage!Q9)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CALCS_App5Gross","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Shaded Net Income for Servicing"]
[null,"Bonuses",null,null,null,null,null,null,null,null,null,null,null,"Other Untaxed",null,null,null,null,null,null,null,null,null,null,null,"Other Taxed"]
[]
[null,{"$f":"IF(AND(Assess_App5BonusLimit=\"Yes\",CALCS_App5BonusCheck=TRUE),2500,ROUND(((CALCS_App5Net*CalcsPage!Q6)/BonusShade)/12,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App5Net*CalcsPage!Q10)/OtherShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(Assess_App5BonusLimit=\"Yes\",CALCS_App5BonusCheck=TRUE),((CALCS_App5BasicNet-(CALCS_App5NetBonus*BonusShade))/12)+(2500*0.8),CALCS_App5BasicNet/12)","v":0},null,null,null,null,null,null,null,null,null,"Figure adjusted to use $2,500 bonus income"]
[]
[]
[]
[null,"Rental income"]
[]
[null,"Rental Income:",null,null,null,null,null,null,null,null,null,null,null,"Negative Gearing:"]
[]
[null,{"$f":"SUM(Rent_App5Net)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(RITD_App5)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,"Applicant 6"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Joint with Spouse",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comparable Declared expenses",null,null,null,null,null,null,null,null,"Non-Comparable Declared Expenses"]
[null,"Name",null,null,null,null,null,null,null,null,null,null,null,"Marital status",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dependants",null,null,null,null,null,null,null,"Postcode",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App6'!CDE_Comparable)","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App6'!CDE_NonComparable)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Change Page'!J51","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"No. of Married Applicants is Odd",null,null,null,null,null,null,null,null,null,null,null,"No of Dependants must be the same"]
[]
[]
[null,"Monthly income"]
[]
[]
[]
[null,"PAYG Verifications"]
[]
[null,{"$f":"'PAYG YTD Calc - App6 Job1'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App6 Job2'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App6 Job3'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App6 Job4'!PAYG_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'PAYG YTD Calc - App6 Job5'!PAYG_EmployName","v":"Enter name"}]
[]
[]
[null,"Self Employed Verification"]
[]
[null,"Self Employed"]
[]
[]
[null,"Casual Verification"]
[]
[null,{"$f":"'Casual Calc - App6 Job1'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App6 Job2'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App6 Job3'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App6 Job4'!CAS_EmployName","v":"Enter name"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Casual Calc - App6 Job5'!CAS_EmployName","v":"Enter name"}]
[]
[]
[]
[]
[null,"Actual Net PM",null,null,null,null,null,null,null,null,null,null,"Values displayed below are for reference and input into the system, and are unshaded."]
[]
[null,"Net base",null,null,null,null,null,null,null,null,null,null,null,"Investment Income",null,null,null,null,null,null,null,null,null,null,null,"Interest",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit Bonus Income?"]
[]
[null,{"$f":"(CALCS_App6Net*CalcsPage!T4+CalcsPage!AU4)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App6Net*CalcsPage!T8)/InterestShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes"]
[]
[]
[null,"Non-base",null,null,null,null,null,null,null,null,null,null,null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,"Dividends",null,null,null,null,null,null,null,null,null,null,null,null,"Total Gross Income"]
[]
[null,{"$f":"((CALCS_App6Net*CalcsPage!T5)/NonBaseShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App6Net*CalcsPage!T9)/DividendShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CALCS_App6Gross","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Shaded Net Income for Servicing"]
[null,"Bonuses",null,null,null,null,null,null,null,null,null,null,null,"Other Untaxed",null,null,null,null,null,null,null,null,null,null,null,"Other Taxed"]
[]
[null,{"$f":"IF(AND(Assess_App6BonusLimit=\"Yes\",CALCS_App6BonusCheck=TRUE),2500,ROUND(((CALCS_App6Net*CalcsPage!T6)/BonusShade)/12,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((CALCS_App6Net*CalcsPage!T10)/OtherShade)/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(Assess_App6BonusLimit=\"Yes\",CALCS_App6BonusCheck=TRUE),((CALCS_App6BasicNet-(CALCS_App6NetBonus*BonusShade))/12)+(2500*0.8),CALCS_App6BasicNet/12)","v":0},null,null,null,null,null,null,null,null,null,"Figure adjusted to use $2,500 bonus income"]
[]
[]
[]
[null,"Rental income"]
[]
[null,"Do you have rental income?",null,null,null,null,null,null,null,null,null,null,null,"Apply negative gearing?"]
[]
[null,{"$f":"SUM(Rent_App6Net)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(RITD_App6)","v":0}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"COUNTA(Assess_App1Name,Assess_App2Name,Assess_App3Name,Assess_App4Name,Assess_App5Name,Assess_App6Name)","v":0}]
[]
[]
[]
[null,"Rental income summary"]
[]
[null,"Are any of the SECURITY properties located in a CONCENTRATION RISK or PRESTIGE postcode?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No"]
[]
[]
[null,"Rental property address",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monthly rent"]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW72),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW72),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW73),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW73),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW74),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW74),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW75),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW75),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW76),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW76),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW77),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW77),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW78),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW78),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW79),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW79),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW80),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW80),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW81),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW81),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW82),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW82),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW83),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW83),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW84),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW84),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW85),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW85),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW86),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW86),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW87),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW87),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW88),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW88),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW89),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW89),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW90),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW90),1),\"\")","v":""}]
[]
[null,{"$f":"IFERROR(INDEX('Rental Income'!$B$26:$B$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW91),1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX('Rental Income'!$BP$26:$BP$65,SMALL(IF(('Rental Income'!$B$26:$B$65<>\"\")+('Rental Income'!$DH$26:$DL$65=\"Complete\")=2,ROW('Rental Income'!$B$26:$B$65)-ROW('Rental Income'!$B$26)+1),'Rental Income'!BW91),1),\"\")","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scaling",null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(Assess_RentShade,'Change Page'!M8:N9,2,FALSE)","v":0.8}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Discounted rent",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental Income'!CC26:DF65)*Assess_RentShading","v":0}]
[]
[]
[null,"Monthly outgoings"]
[]
[]
[null,"New loans",null,null,null,null,null,null,null,null,null,null,null,"Do you require a Bridging Loan?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Is it ICAP or IO?"]
[]
[null,"Buffer",null,null,null,null,null,null,null,null,null,null,null,"No",null,null,null,null,null,null,null,null,null,null,null,"IO"]
[]
[null,{"$f":"Buffer","v":2.5000000000000001E-2}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"New loan amount ",null,null,null,null,null,null,null,null,null,null," Final Rate ",null,null,null,null,null,null," MCAR ",null,null,null,null,null,null,"  Term (or EAL flag)  ",null,null,null,null,null,null,null,null,"IO term ",null,null,null,null,null,null,"Monthly fee ",null,null,null,null,null,null,"Repayments "]
[]
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[]
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[]
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[]
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[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM463=\"EAL\",PMT((MAX(Y463+$B$451,AF463)/12),(20)*12,-N463)+BC463,IF(AM463=AV463,PMT((MAX(Y463+$B$451,AF463)/12),(AM463)*12,-N463)+BC463,PMT((MAX(Y463+$B$451,AF463)/12),(AM463-AV463)*12,-N463)+BC463)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM465=\"EAL\",PMT((MAX(Y465+$B$451,AF465)/12),(20)*12,-N465)+BC465,IF(AM465=AV465,PMT((MAX(Y465+$B$451,AF465)/12),(AM465)*12,-N465)+BC465,PMT((MAX(Y465+$B$451,AF465)/12),(AM465-AV465)*12,-N465)+BC465)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM467=\"EAL\",PMT((MAX(Y467+$B$451,AF467)/12),(20)*12,-N467)+BC467,IF(AM467=AV467,PMT((MAX(Y467+$B$451,AF467)/12),(AM467)*12,-N467)+BC467,PMT((MAX(Y467+$B$451,AF467)/12),(AM467-AV467)*12,-N467)+BC467)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM469=\"EAL\",PMT((MAX(Y469+$B$451,AF469)/12),(20)*12,-N469)+BC469,IF(AM469=AV469,PMT((MAX(Y469+$B$451,AF469)/12),(AM469)*12,-N469)+BC469,PMT((MAX(Y469+$B$451,AF469)/12),(AM469-AV469)*12,-N469)+BC469)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM471=\"EAL\",PMT((MAX(Y471+$B$451,AF471)/12),(20)*12,-N471)+BC471,IF(AM471=AV471,PMT((MAX(Y471+$B$451,AF471)/12),(AM471)*12,-N471)+BC471,PMT((MAX(Y471+$B$451,AF471)/12),(AM471-AV471)*12,-N471)+BC471)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM473=\"EAL\",PMT((MAX(Y473+$B$451,AF473)/12),(20)*12,-N473)+BC473,IF(AM473=AV473,PMT((MAX(Y473+$B$451,AF473)/12),(AM473)*12,-N473)+BC473,PMT((MAX(Y473+$B$451,AF473)/12),(AM473-AV473)*12,-N473)+BC473)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM475=\"EAL\",PMT((MAX(Y475+$B$451,AF475)/12),(20)*12,-N475)+BC475,IF(AM475=AV475,PMT((MAX(Y475+$B$451,AF475)/12),(AM475)*12,-N475)+BC475,PMT((MAX(Y475+$B$451,AF475)/12),(AM475-AV475)*12,-N475)+BC475)),0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Benchmark","v":5.3499999999999999E-2},null,null,null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(IF(AM477=\"EAL\",PMT((MAX(Y477+$B$451,AF477)/12),(20)*12,-N477)+BC477,IF(AM477=AV477,PMT((MAX(Y477+$B$451,AF477)/12),(AM477)*12,-N477)+BC477,PMT((MAX(Y477+$B$451,AF477)/12),(AM477-AV477)*12,-N477)+BC477)),0),\"\")","v":0}]
[]
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[]
[]
[null," Total application security value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Total new loans",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(N455:X494)","v":0},null,null,null,null,null,null,null,null,null," Application LVR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P550=0,\"-\",AN558/P550)","v":"-"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Existing loans secured by same security"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Total lending secured by securities",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN550+AN554","v":0}]
[]
[]
[]
[]
[]
[null,"Existing Personal Loans / \nBusiness Loans / Tax Debts  ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Revolving Lines of Credit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Existing other expenses"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit / Balance",null,null,null,null,null,"Declared Repayments."]
[null,"Lender",null,null,null,null,null,null,null,"Limit",null,null,null,null,null,null,"Repayments",null,null,null,null,null,null,null,null,"Lender",null,null,null,null,"Debt Type ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Repayments",null,null,null,null,null,"Expense",null,null,null,null,null,null,null,null,null,null,null,null,"Amount"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(VLOOKUP(AE571,'Change Page'!G4:H10,2,FALSE)=\"Yes\",MAX(AP571,AJ571*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE571,Ref_DebtType,0),1)/100)),AJ571*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE571,Ref_DebtType,0),1)/100)),\"\")","v":""},null,null,null,null,null,"Rent/Board",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM('Declared Expenses - App1'!CDE_Notional,'Declared Expenses - App2'!CDE_Notional,'Declared Expenses - App3'!CDE_Notional,'Declared Expenses - App4'!CDE_Notional,'Declared Expenses - App5'!CDE_Notional,'Declared Expenses - App6'!CDE_Notional)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE573=\"Credit\",AE573=\"Margin\"),MAX(AP573,AJ573*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE573,Ref_DebtType,0),1)/100)),AJ573*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE573,Ref_DebtType,0),1)/100)),\"\")","v":""},null,null,null,null,null,"Child maintenance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE575=\"Credit\",AE575=\"Margin\"),MAX(AP575,AJ575*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE575,Ref_DebtType,0),1)/100)),AJ575*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE575,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE577=\"Credit\",AE577=\"Margin\"),MAX(AP577,AJ577*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE577,Ref_DebtType,0),1)/100)),AJ577*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE577,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE579=\"Credit\",AE579=\"Margin\"),MAX(AP579,AJ579*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE579,Ref_DebtType,0),1)/100)),AJ579*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE579,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE581=\"Credit\",AE581=\"Margin\"),MAX(AP581,AJ581*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE581,Ref_DebtType,0),1)/100)),AJ581*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE581,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE583=\"Credit\",AE583=\"Margin\"),MAX(AP583,AJ583*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE583,Ref_DebtType,0),1)/100)),AJ583*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE583,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE585=\"Credit\",AE585=\"Margin\"),MAX(AP585,AJ585*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE585,Ref_DebtType,0),1)/100)),AJ585*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE585,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE587=\"Credit\",AE587=\"Margin\"),MAX(AP587,AJ587*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE587,Ref_DebtType,0),1)/100)),AJ587*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE587,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(OR(AE589=\"Credit\",AE589=\"Margin\"),MAX(AP589,AJ589*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE589,Ref_DebtType,0),1)/100)),AJ589*(INDEX('Change Page'!$F$4:$G$10,MATCH(AE589,Ref_DebtType,0),1)/100)),\"\")","v":""}]
[]
[]
[null,{"$f":"MAX(COUNTA(Q571:X590),COUNTA(AJ571:AO590),COUNTA(BA571:BM590))","v":2}]
[]
[]
[]
[null,"Servicing Summary"]
[]
[]
[null,"Total discounted income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total outgoings",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Actual surplus"]
[]
[]
[null,{"$f":"SUM(Assess_App1TotalNet,Assess_App2TotalNet,Assess_App3TotalNet,Assess_App4TotalNet,Assess_App5TotalNet,Assess_App6TotalNet,Assess_DiscountedRent)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Assess_App1NonCompCDE,Assess_App2NonCompCDE,Assess_App3NonCompCDE,Assess_App4NonCompCDE,Assess_App5NonCompCDE,Assess_App6NonCompCDE,SUM(BJ455:BT494),SUM(BJ504:BT543),SUM(Q571:X590),SUM(AU571:AY590),SUM(BN571:BT590))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B602-V602","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Surplus required - CDE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Servicing on CDE"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Assess_App1CompCDE,Assess_App2CompCDE,Assess_App3CompCDE,Assess_App4CompCDE,Assess_App5CompCDE,Assess_App6CompCDE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AT602-V608","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AT608<0,\"FAIL\",\"PASS\")","v":"PASS"}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Surplus required - HEM",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Servicing on HEM"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Assess_App1HEM,Assess_App2HEM,Assess_App3HEM,Assess_App4HEM,Assess_App5HEM,Assess_App6HEM)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AT602-V614","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AT614<0,\"FAIL\",\"PASS\")","v":"PASS"}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Overall servicing position"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(AT608,AT614)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AT620<0,\"FAIL\",\"PASS\")","v":"PASS"}]
[]
[]
[]
[null,"Borrowing Capacity"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Interest rate",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Term (yrs)",null,null,null,null,null,null,null,null,null,"Based on PIF repayments"]
[]
[]
[null,"Ensure any values entered in the \"New Loan\" section are removed before reviewing this figure",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(U628=0,\"\",IF(AT602=0,\"\",IF(-PV(MAX(U628+Buffer,Benchmark)/12,AJ628*12,AT602-MAX(V608,V614),0)<0,\"\",-PV(MAX(U628+Buffer,Benchmark)/12,AJ628*12,AT602-MAX(V608,V614),0)))),\"\")","v":""}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter proposed rate here. Borrowing capacity will be based of the higher of proposed rate + buffer or MCAR."]

{"sheet":"Other Calcs - Bridging","index":2,"n_rows":54,"n_cols":92,"rows_kept":54,"cut":false,"hidden":true,"merged":[[20,11,21,17],[20,1,21,9],[22,30,22,38],[37,19,38,28],[37,11,38,17],[37,30,38,38],[28,19,29,28],[20,40,21,48],[30,19,31,24],[30,26,31,28],[30,30,31,38],[20,19,21,28],[37,50,38,58],[40,50,41,58],[43,50,44,58],[37,41,38,48],[40,41,41,48],[43,41,44,48],[43,1,44,9],[37,1,38,9],[40,1,41,9],[40,11,41,17],[43,11,44,17],[35,85,35,86],[23,1,24,17],[23,19,24,38],[25,19,26,28],[25,11,26,17],[31,11,32,17],[31,1,32,9],[26,50,27,58],[34,1,35,17],[23,50,24,58],[28,30,29,38],[26,40,27,48],[25,30,26,38],[28,1,29,9],[31,68,35,68],[25,1,26,9],[50,27,51,31],[46,19,48,38],[43,19,44,28],[43,30,44,38],[40,19,41,28],[40,30,41,38],[14,1,15,9],[14,11,15,17],[17,11,18,17],[17,1,18,9],[0,1,3,4],[0,6,3,33],[9,1,10,17],[9,19,10,38],[11,1,13,17],[11,19,13,38],[14,19,15,28],[14,30,15,38],[17,30,18,38],[17,19,18,28],[0,34,3,61],[4,1,5,36],[6,61,7,69],[6,1,7,10],[6,11,7,20],[6,21,7,30],[6,31,7,40],[6,41,7,50],[6,51,7,60],[9,60,10,67],[11,60,12,67],[28,11,29,17],[18,77,18,78],[19,77,19,78],[20,77,20,78],[21,77,21,78],[9,40,10,57],[20,50,21,58],[14,50,15,58],[17,50,18,58],[17,40,18,48],[14,40,15,48],[11,40,12,57],[20,30,21,38],[23,40,24,48]]}
["`",null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ICAP used?",{"$f":"IF(AND(AE44<=0.7,CA3=1,AA31<>0),1,0)","v":0},{"$f":"IF(AE31=\"yes\",1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor",{"$f":"IF(AA31>12,\"\",IF(AA31=0,0,VLOOKUP(AA31,IntFactor,3,0)))","v":0}]
[null,"Extra Calculators"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(AA31>12,BZ3=1),0,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AC31>12,\"Max: 12 months!\",\"\")","v":""}]
[null,"Bridging Loan",null,null,null,null,null,null,null,null,null,"Area Conversion",null,null,null,null,null,null,null,null,null,"Guarantee Calc",null,null,null,null,null,null,null,null,null,"STSL Repay.",null,null,null,null,null,null,null,null,null,"LVR",null,null,null,null,null,null,null,null,null,"2RM",null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73]
[null,"Existing Lending",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The Bridging Period",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The Residual Mortgage",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Interest rate:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AY15,AY172,BY19)","v":0},{"$f":"IF(BY10=BY20+BS12,\"correct\",\"error\")","v":"correct"},null,"Month","Int rate","IntFactors"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,{"$f":"$BI$12","v":5.57E-2},{"$f":"CB11*CC11/12","v":4.6416666666666663E-3}]
[null,"Current Security held by Westpac:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Costs to Purchase a New House:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Selling the Old House:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5.57E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,{"$f":"$BI$12","v":5.57E-2},{"$f":"CB12*CC12/12","v":9.2833333333333327E-3}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,{"$f":"$BI$12","v":5.57E-2},{"$f":"CB13*CC13/12","v":1.3925E-2}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,{"$f":"$BI$12+1%","v":6.5699999999999995E-2},{"$f":"SUM(3*CC$14/12,(CB14-3)*CC14/12)","v":2.1899999999999999E-2}]
[null,"Security 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Contract Price",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sale Price",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,{"$f":"$BI$12+1%","v":6.5699999999999995E-2},{"$f":"SUM(3*CC$14/12,(CB15-3)*CC15/12)","v":2.7374999999999997E-2}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,6.5699999999999995E-2,3.2849999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,6.5699999999999995E-2,3.8324999999999998E-2]
[null,"Security 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Purchase Costs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Agent's Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,6.5699999999999995E-2,4.3799999999999992E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BY6=0,\"\",BY20-SUM(AY21))","v":0},"Residual Debt",null,9,6.5699999999999995E-2,4.9274999999999999E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AE38","v":0},"Peak Bridging",null,10,6.5699999999999995E-2,5.4749999999999993E-2]
[null,"Security 3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Any Extra Funds",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Maximum Bridging Loan Amount",null,null,null,null,null,null,null,null,null,{"$f":"IF(BI12=\"\",\"Enter Interest Rate Above\",IF(AY15=\"\",\"\",IF(BY20<BY22,BY20,IF(BZ3=0,BY28,IF(BY22<BY24,BY22,BY24)))))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,6.5699999999999995E-2,6.0225000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AY15=\"\",\"\",FLOOR(BY27*0.9,1000))","v":""},"GOE Max Bridging Amt",null,12,6.5699999999999995E-2,6.5699999999999995E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AE15,AE18,AE21)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BY6=0,\"\",CEILING(BY22*BZ4,1000))","v":{"$error":"#VALUE!"}},"GOE ICAPint"]
[null,"Current Lending secured by the Above Properties:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Any Extra Contribution:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Max ICAP Interest",null,null,null,null,null,null,null,null,null,{"$f":"IF(BI12=\"\",\"Enter Interest Rate Above\",IF(AND(CA3=1,BZ3=1),IF(AY15=BY22,BY23,BY25),0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BY6=0,\"\",FLOOR(BY28/(1+BZ4),1000))","v":0},"Clearing MBLA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BY6=0,\"\",CEILING(BY24*BZ4,1000))","v":0},"Clearing ICAPint"]
[null,"Loan 1*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash Contribution"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Residual Loan Amount",null,null,null,null,null,null,null,null,null,{"$f":"IF(BI12=\"\",\"Enter Interest Rate Above\",AY38)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AY15","v":0},"Sale Price"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AY15-AY18","v":0},"Net Sale Proceeds"]
[null,"Loan 2*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"How Long Will the Bridging Period Last?",null,null,null,null,null,null,null,null,null,null,"If ICAP available, do you want it??"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"In months:     ",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(AC31>12,BZ3=1),0,1)","v":1}]
[null,"Loan 3*"]
[]
[]
[null,"* These must be cleared with this application"]
[]
[]
[null,"Starting Loans",null,null,null,null,null,null,null,null,null,{"$f":"IF(SUM(L26,L29,L32)=0,0,SUM(L26,L29,L32))","v":0},null,null,null,null,null,null,null,"Peak Debt",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AE23,L38)-AE26","v":0},null,null,null,null,null,null,null,null,null,null,"End Debt",null,null,null,null,null,null,null,null,{"$f":"IF(AY15=\"\",\"\",IF(BY19<0,0,BY19))","v":""}]
[]
[]
[null,"Starting Security",null,null,null,null,null,null,null,null,null,{"$f":"SUM(L15,L18,L21)","v":0},null,null,null,null,null,null,null,"Peak Security",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AE15,L41)","v":0},null,null,null,null,null,null,null,null,null,null,"End Security",null,null,null,null,null,null,null,null,{"$f":"AE15","v":0}]
[]
[]
[null,"Starting LVR",null,null,null,null,null,null,null,null,null,{"$f":"IF(ISERROR(L38/L41),\"-\",(L38/L41))","v":"-"},null,null,null,null,null,null,null,"Peak LVR",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AE41>0,AE38/AE41,\"-\")","v":"-"},null,null,null,null,null,null,null,null,null,null,"End LVR",null,null,null,null,null,null,null,null,{"$f":"IF(ISERROR(AY38/AY41),\"-\",AY38/AY41)","v":"-"}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AE15=0,\"\",IF(AA31>12,P54,IF(AE44>0.95,P54,IF(AE44>0.8,P53,IF(AE44>0.7,P52,P51)))))","v":""}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bridging with ICAP Available"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bridging (no ICAP) Available"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bridging with MI may be available"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deal is outside Policy"]

{"sheet":"Other Calcs - Area Conversion","index":3,"n_rows":42,"n_cols":73,"rows_kept":42,"cut":false,"hidden":true,"merged":[[39,13,42,14],[41,16,42,25],[41,2,42,11],[36,16,37,25],[31,16,32,25],[31,2,32,11],[36,2,37,11],[29,13,32,14],[34,13,37,14],[39,2,40,11],[34,2,35,11],[29,2,30,11],[39,16,40,25],[34,16,35,25],[29,16,30,25],[24,16,25,25],[19,16,20,25],[26,16,27,25],[21,16,22,25],[16,16,17,25],[14,2,15,11],[11,2,12,11],[9,13,12,14],[26,2,27,11],[21,2,22,11],[16,2,17,11],[9,2,10,11],[24,13,27,14],[24,2,25,11],[19,2,20,11],[14,16,15,25],[9,16,10,25],[11,16,12,25],[14,13,17,14],[19,13,22,14],[6,51,7,60],[6,61,7,69],[0,1,3,4],[0,6,3,33],[0,34,3,61],[4,1,5,36],[6,1,7,10],[6,11,7,20],[6,21,7,30],[6,31,7,40],[6,41,7,50]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[null,"Extra Calculators"]
[]
[null,"Bridging Loan",null,null,null,null,null,null,null,null,null,"Area Conversion",null,null,null,null,null,null,null,null,null,"Guarantee Calc",null,null,null,null,null,null,null,null,null,"STSL Repay.",null,null,null,null,null,null,null,null,null,"LVR",null,null,null,null,null,null,null,null,null,"2RM",null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73]
[null,null,"Acres",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Hectares"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C12*0.4047","v":0}]
[]
[]
[null,null,"Hectares",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Acres"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C17*2.4709661","v":0}]
[]
[]
[null,null,"Acres",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Sq Metres"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C22*4047","v":0}]
[]
[]
[null,null,"Mile",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Km"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C27*1.6093","v":0}]
[]
[]
[null,null,"Sq Metres",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Squares"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C32/9","v":0}]
[]
[]
[null,null,"Squares",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Sq Metres"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C37*9","v":0}]
[]
[]
[null,null,"Sq Metres",null,null,null,null,null,null,null,null,null,null,"TO",null,null,"Hectares"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM((C42/4047)/2.470966)","v":0}]

{"sheet":"Other Calcs - Guarantee","index":4,"n_rows":60,"n_cols":73,"rows_kept":60,"cut":false,"hidden":true,"merged":[[38,1,39,20],[38,22,39,30],[38,33,39,52],[38,54,39,62],[41,1,42,20],[41,22,42,30],[41,33,42,52],[41,54,42,62],[32,1,33,20],[32,22,33,30],[32,33,33,52],[32,54,33,62],[35,1,36,14],[35,16,36,20],[35,22,36,30],[35,33,36,46],[35,48,36,52],[35,54,36,62],[23,54,24,62],[27,1,28,31],[27,33,28,63],[29,1,30,31],[29,33,30,63],[23,33,24,52],[56,1,57,47],[59,1,62,63],[45,1,46,63],[48,1,49,47],[48,49,49,62],[51,1,52,47],[51,49,52,62],[54,1,55,47],[54,49,55,62],[20,33,21,52],[20,54,21,62],[14,33,15,52],[14,54,15,62],[17,33,18,46],[17,48,18,52],[17,54,18,62],[9,33,10,63],[11,33,12,63],[14,22,15,30],[14,1,15,20],[17,22,18,30],[17,16,18,20],[17,1,18,14],[20,22,21,30],[20,1,21,20],[23,22,24,30],[23,1,24,20],[9,1,10,31],[11,1,12,31],[6,51,7,60],[6,61,7,69],[0,1,3,4],[0,6,3,33],[0,34,3,61],[4,1,5,36],[6,1,7,10],[6,11,7,20],[6,21,7,30],[6,31,7,40],[6,41,7,50]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[null,"Extra Calculators"]
[]
[null,"Bridging Loan",null,null,null,null,null,null,null,null,null,"Area Conversion",null,null,null,null,null,null,null,null,null,"Guarantee Calc",null,null,null,null,null,null,null,null,null,"STSL Repay.",null,null,null,null,null,null,null,null,null,"LVR",null,null,null,null,null,null,null,null,null,"2RM",null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73]
[null,"NON GUARANTEE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NON GUARANTEE"]
[]
[null,"PROPERTY A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PROPERTY B"]
[]
[]
[null,"Market Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Market Value"]
[]
[]
[null,"Lending Value @",null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.8,null,null,null,null,null,{"$f":"W15*Q18","v":0},null,null,null,null,null,null,null,null,null,null,"Lending Value @",null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.8,null,null,null,null,null,{"$f":"BC15*AW18","v":0}]
[]
[]
[null,"Remaining liabilities",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Remaining liabilities"]
[]
[]
[null,"Lending Value available",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W18-W21","v":0},null,null,null,null,null,null,null,null,null,null,"Lending Value available",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BC18-BC21","v":0}]
[]
[]
[]
[null,"GUARANTEE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUARANTEE"]
[]
[null,"PROPERTY A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PROPERTY B"]
[]
[]
[null,"Market Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Market Value"]
[]
[]
[null,"Lending Value @",null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.8,null,null,null,null,null,{"$f":"W33*Q36","v":0},null,null,null,null,null,null,null,null,null,null,"Lending Value @",null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.8,null,null,null,null,null,{"$f":"BC33*AW36","v":0}]
[]
[]
[null,"Remaining liabilities",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Remaining liabilities"]
[]
[]
[null,"Lending Value available",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W36-W39","v":0},null,null,null,null,null,null,null,null,null,null,"Lending Value available",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BC36-BC39","v":0}]
[]
[]
[]
[null,"Note: No single guarantee is to represent more than 50% of the value of the guarantor's security"]
[]
[]
[null,"NEW LOAN AMOUNT REQUESTED"]
[]
[]
[null,"Minus remaining LV in non guarantee properties",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W24+BC24","v":0}]
[]
[]
[null,"LIMITED GUARANTEE AMOUNT*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AX49-AX52","v":0}]
[]
[null,"If unsupported gurarantee use same figure "]
[]
[]
[null,"* NB - If your limited guarantee amount is greater than the Lending Value available from guarantee property refer to MLR/Credit to contact the Broker.\n\nIf two guarantee properties being used as security, attempt to split the limited guarantee amount 50/50 or as close as possible (depending on lending value available)."]

{"sheet":"Other Calcs - STSL Repay","index":5,"n_rows":28,"n_cols":73,"rows_kept":28,"cut":false,"hidden":true,"merged":[[26,1,27,19],[27,21,28,35],[27,37,28,53],[27,55,28,70],[20,9,21,25],[23,9,24,25],[20,27,21,45],[23,27,24,45],[20,47,21,64],[23,47,24,64],[9,1,13,71],[14,1,15,71],[17,37,18,53],[17,21,18,35],[6,61,7,69],[17,1,18,19],[17,55,18,70],[0,1,3,4],[0,6,3,33],[0,34,3,61],[4,1,5,36],[6,1,7,10],[6,11,7,20],[6,21,7,30],[6,31,7,40],[6,41,7,50],[6,51,7,60]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[null,"Extra Calculators"]
[]
[null,"Bridging Loan",null,null,null,null,null,null,null,null,null,"Area Conversion",null,null,null,null,null,null,null,null,null,"Guarantee Calc",null,null,null,null,null,null,null,null,null,"STSL Repay.",null,null,null,null,null,null,null,null,null,"LVR",null,null,null,null,null,null,null,null,null,"2RM",null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73]
[null,"Use this tool to calculate the liability repayment for all government study loans:\nHELP/VSL/SFSS/SSL/ABSTUDY SSL/TSL\n\nClick \"Load Applicant\" to import the income used to calculate."]
[]
[]
[]
[]
[null,"Select applicant from the drop-down list and enter TAXABLE income"]
[]
[]
[null,"Applicant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Application Number",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"}]
[]
[]
[null,null,null,null,null,null,null,null,null,"Enter Taxable income for the Financial Year $",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rate to be applied to HELP repayment income %",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monthly Repayment"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"LOOKUP(J24,'Change Page'!$A$37:$A$55,'Change Page'!$C$37:$C$55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AB24*J24/12","v":0}]
[]
[]
[null,"Team Member Name:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"NOW()","v":"2019-11-19T16:18:20.780"}]

{"sheet":"Other Calcs - LVR","index":6,"n_rows":42,"n_cols":73,"rows_kept":42,"cut":false,"hidden":true,"merged":[[38,18,39,28],[41,18,42,28],[41,29,42,29],[38,30,39,35],[16,30,17,35],[41,30,42,35],[35,17,36,22],[35,24,36,28],[35,30,36,35],[32,17,33,22],[32,24,33,28],[32,30,33,35],[26,30,27,35],[23,30,24,35],[18,24,19,28],[20,24,21,28],[13,30,14,35],[13,18,14,28],[30,1,31,3],[30,5,31,9],[30,11,31,15],[18,1,19,3],[15,1,16,3],[27,11,28,15],[29,17,30,22],[26,17,27,22],[29,24,30,28],[29,30,30,35],[23,24,24,28],[26,24,27,28],[23,17,24,22],[16,18,17,28],[33,1,34,3],[33,5,34,9],[27,1,28,3],[24,1,25,3],[21,1,22,3],[27,5,28,9],[24,5,25,9],[21,5,22,9],[20,17,21,22],[18,30,19,35],[20,30,21,35],[24,11,25,15],[21,11,22,15],[18,11,19,15],[18,5,19,9],[15,11,16,15],[15,5,16,9],[13,11,14,15],[13,5,14,9],[6,41,7,50],[6,51,7,60],[9,1,11,16],[6,61,7,69],[0,1,3,4],[0,6,3,33],[0,34,3,61],[4,1,5,36],[6,1,7,10],[6,11,7,20],[6,21,7,30],[6,31,7,40],[9,18,11,36]]}
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[]
[]
[]
[null,"Extra Calculators"]
[]
[null,"Bridging Loan",null,null,null,null,null,null,null,null,null,"Area Conversion",null,null,null,null,null,null,null,null,null,"Guarantee Calc",null,null,null,null,null,null,null,null,null,"STSL Repay.",null,null,null,null,null,null,null,null,null,"LVR",null,null,null,null,null,null,null,null,null,"2RM",null,null,null,null,null,null,null,null,null,"HEM"]
[]
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[null,"LVR CALCULATOR - to determine LVR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOAN AMOUNT CALCULATOR - to determine loan amount"]
[]
[]
[]
[null,null,null,null,null,"LOANS",null,null,null,null,null,"SECURITY",null,null,null,null,null,null,"LVR - required"]
[]
[null,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOAN REQUESTED"]
[]
[null,2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOANS",null,null,null,null,null,"SECURITY"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,3]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
[null,4]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3]
[null,5]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4]
[null,"TOTAL",null,null,null,{"$f":"SUM(F16,F19,F22,F25,F28)","v":0},null,null,null,null,null,{"$f":"SUM(L16,L19,L22,L25,L28)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5]
[null,"LVR",null,null,null,{"$f":"IFERROR(F31/L31,0)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL",null,null,null,null,null,null,{"$f":"SUM(Y21,Y24,Y27,Y30,Y33)","v":0},null,null,null,null,null,{"$f":"SUM(AE21,AE24,AE27,AE30,AE33)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAX. LOAN AMOUNT",null,null,null,null,null,null,null,null,null,null,null,{"$f":"(AE36*AE14)-Y36","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"DIFFERENCE",null,null,null,null,null,null,null,null,null,null,null,{"$f":"AE17-AE39","v":0}]

{"sheet":"Other Calcs - 2RM","index":7,"n_rows":28,"n_cols":73,"rows_kept":28,"cut":false,"hidden":true,"merged":[[24,24,25,31],[21,24,22,31],[18,24,19,31],[15,24,16,31],[15,2,16,14],[24,2,25,19],[21,2,22,19],[18,2,19,19],[15,16,16,22],[9,2,10,18],[12,2,13,14],[6,61,7,69],[12,16,13,22],[12,24,13,31],[9,24,10,31],[0,1,3,4],[0,6,3,33],[0,34,3,61],[4,1,5,36],[6,1,7,10],[6,11,7,20],[6,21,7,30],[6,31,7,40],[6,41,7,50],[6,51,7,60]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[null,"Extra Calculators"]
[]
[null,"Bridging Loan",null,null,null,null,null,null,null,null,null,"Area Conversion",null,null,null,null,null,null,null,null,null,"Guarantee Calc",null,null,null,null,null,null,null,null,null,"STSL Repay.",null,null,null,null,null,null,null,null,null,"LVR",null,null,null,null,null,null,null,null,null,"2RM",null,null,null,null,null,null,null,null,null,"HEM"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73]
[null,null,"TOTAL MARKET VALUE"]
[]
[]
[null,null,"LVR %",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"(Y10*Q13)","v":0}]
[]
[]
[null,null,"LOAN/S O/S",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Q16","v":0}]
[]
[]
[null,null,"20% BUFFER",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"((Q16/100)*20)","v":0}]
[]
[]
[null,null,"LENDING VALUE AVAILABLE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"(Y13-Y16-Y19)","v":0}]
[]
[]
[null,null,"SECURITY VALUE AVAILABLE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(ISERROR((Y22)/Q13),0,(Y22)/Q13)","v":0}]
[]
[null,null,"(to be entered in Security Value on Serviceability Spreadsheet)"]
[null,null,"Value on Serviceability Spreadsheet)"]

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[null,"Effective Date",null,null,null,null,{"$f":"'HEM Working'!B1","v":"2019-08-17"}]
[null,null,"Table 1 (Single)",null,null,null,null,null,null,null,"Annual Income"]
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[null,null,"Table 1 (Joint)",null,null,null,null,null,null,null,"Annual Income"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,{"$f":"COUNTIF(AD19:AD703,\"Yes\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,"Select"]
[null,"Existing Mortgage Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IO",null,"Term"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N/A",null,"N/A"]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N19,N22)*(MAX(N25+Buffer,Benchmark)/365*31)+N40,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N25+Buffer,Benchmark)/12),240,-MAX(N19,N22))+N40,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N25+Buffer,Benchmark)/12),EXIST_LoanMonths1,-MAX(N19,N22))+N40,0),\"Error\")","v":"Error"}]
[null,"If the loan is a \"line of credit\", is there a contracted term?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N19,N22)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N25+Buffer,Benchmark)/12),N31-N37,-MAX(N19,N22))+N40,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N25+Buffer,Benchmark)/12,N31,-MAX(N19,N22))+N40,0),\"Error\")","v":"Error"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp1","EXIST_LoanMonths1","EXIST_IOEXP1","EXIST_IOMonths1"]
[null,"Loan information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp2","EXIST_LoanMonths2","EXIST_IOEXP2","EXIST_IOMonths2"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N10=\"N/A\",N10=\"Select\"),OR(N13=\"N/A\",N13=\"Select\")),IF(N31<=0,AR13,IF(N31=N37,AR15,AR14)),IF(AND(AND(N10<>\"N/A\",N10<>\"Select\"),AND(N13<>\"N/A\",N13<>\"Select\")),0,AD18))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp3","EXIST_LoanMonths3","EXIST_IOEXP3","EXIST_IOMonths3"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N10=\"Select\",N10=\"N/A\"),IF(N13=\"Term\",AR12,AR11),IF(N10=\"IO\",AR9,AR10))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp4","EXIST_LoanMonths4","EXIST_IOEXP4","EXIST_IOMonths4"]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N19,N22)<>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp5","EXIST_LoanMonths5","EXIST_IOEXP5","EXIST_IOMonths5"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp6","EXIST_LoanMonths6","EXIST_IOEXP6","EXIST_IOMonths6"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp7","EXIST_LoanMonths7","EXIST_IOEXP7","EXIST_IOMonths7"]
[null,"Current loan balance",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp8","EXIST_LoanMonths8","EXIST_IOEXP8","EXIST_IOMonths8"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp9","EXIST_LoanMonths9","EXIST_IOEXP9","EXIST_IOMonths9"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp10","EXIST_LoanMonths10","EXIST_IOEXP10","EXIST_IOMonths10"]
[null,"Current rate",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp11","EXIST_LoanMonths11","EXIST_IOEXP11","EXIST_IOMonths11"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp12","EXIST_LoanMonths12","EXIST_IOEXP12","EXIST_IOMonths12"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp13","EXIST_LoanMonths13","EXIST_IOEXP13","EXIST_IOMonths13"]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp14","EXIST_LoanMonths14","EXIST_IOEXP14","EXIST_IOMonths14"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp15","EXIST_LoanMonths15","EXIST_IOEXP15","EXIST_IOMonths15"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp16","EXIST_LoanMonths16","EXIST_IOEXP16","EXIST_IOMonths16"]
[null,"Total remaining term (in months)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp17","EXIST_LoanMonths17","EXIST_IOEXP17","EXIST_IOMonths17"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp18","EXIST_LoanMonths18","EXIST_IOEXP18","EXIST_IOMonths18"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp19","EXIST_LoanMonths19","EXIST_IOEXP19","EXIST_IOMonths19"]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EXIST_LoanExp20","EXIST_LoanMonths20","EXIST_IOEXP20","EXIST_IOMonths20"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N55,N58)*(MAX(N61+Buffer,Benchmark)/365*31)+N76,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N61+Buffer,Benchmark)/12),240,-MAX(N55,N58))+N76,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N61+Buffer,Benchmark)/12),EXIST_LoanMonths2,-MAX(N55,N58))+N76,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N55,N58)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N61+Buffer,Benchmark)/12),N67-N73,-MAX(N55,N58))+N76,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N61+Buffer,Benchmark)/12,N67,-MAX(N55,N58))+N76,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N46=\"N/A\",N46=\"Select\"),OR(N49=\"N/A\",N49=\"Select\")),IF(N67<=0,AR49,IF(N67=N73,AR51,AR50)),IF(AND(AND(N46<>\"N/A\",N46<>\"Select\"),AND(N49<>\"N/A\",N49<>\"Select\")),0,AD54))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N46=\"Select\",N46=\"N/A\"),IF(N49=\"Term\",AR48,AR47),IF(N46=\"IO\",AR45,AR46))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N55,N58)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N91,N94)*(MAX(N97+Buffer,Benchmark)/365*31)+N112,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N97+Buffer,Benchmark)/12),240,-MAX(N91,N94))+N112,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N97+Buffer,Benchmark)/12),EXIST_LoanMonths3,-MAX(N91,N94))+N112,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N91,N94)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N97+Buffer,Benchmark)/12),N103-N109,-MAX(N91,N94))+N112,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N97+Buffer,Benchmark)/12,N103,-MAX(N91,N94))+N112,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N82=\"N/A\",N82=\"Select\"),OR(N85=\"N/A\",N85=\"Select\")),IF(N103<=0,AR85,IF(N103=N109,AR87,AR86)),IF(AND(AND(N82<>\"N/A\",N82<>\"Select\"),AND(N85<>\"N/A\",N85<>\"Select\")),0,AD90))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N82=\"Select\",N82=\"N/A\"),IF(N85=\"Term\",AR84,AR83),IF(N82=\"IO\",AR81,AR82))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N91,N94)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N127,N130)*(MAX(N133+Buffer,Benchmark)/365*31)+N148,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N133+Buffer,Benchmark)/12),240,-MAX(N127,N130))+N148,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N133+Buffer,Benchmark)/12),EXIST_LoanMonths4,-MAX(N127,N130))+N148,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N127,N130)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N133+Buffer,Benchmark)/12),N139-N145,-MAX(N127,N130))+N148,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N133+Buffer,Benchmark)/12,N139,-MAX(N127,N130))+N148,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N118=\"N/A\",N118=\"Select\"),OR(N121=\"N/A\",N121=\"Select\")),IF(N139<=0,AR121,IF(N139=N145,AR123,AR122)),IF(AND(AND(N118<>\"N/A\",N118<>\"Select\"),AND(N121<>\"N/A\",N121<>\"Select\")),0,AD126))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N118=\"Select\",N118=\"N/A\"),IF(N121=\"Term\",AR120,AR119),IF(N118=\"IO\",AR117,AR118))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N127,N130)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N163,N166)*(MAX(N169+Buffer,Benchmark)/365*31)+N184,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N169+Buffer,Benchmark)/12),240,-MAX(N163,N166))+N184,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N169+Buffer,Benchmark)/12),EXIST_LoanMonths5,-MAX(N163,N166))+N184,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N163,N166)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N169+Buffer,Benchmark)/12),N175-N181,-MAX(N163,N166))+N184,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N169+Buffer,Benchmark)/12,N175,-MAX(N163,N166))+N184,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N154=\"N/A\",N154=\"Select\"),OR(N157=\"N/A\",N157=\"Select\")),IF(N175<=0,AR157,IF(N175=N181,AR159,AR158)),IF(AND(AND(N154<>\"N/A\",N154<>\"Select\"),AND(N157<>\"N/A\",N157<>\"Select\")),0,AD162))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N154=\"Select\",N154=\"N/A\"),IF(N157=\"Term\",AR156,AR155),IF(N154=\"IO\",AR153,AR154))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N163,N166)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N199,N202)*(MAX(N205+Buffer,Benchmark)/365*31)+N220,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N205+Buffer,Benchmark)/12),240,-MAX(N199,N202))+N220,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N205+Buffer,Benchmark)/12),EXIST_LoanMonths6,-MAX(N199,N202))+N220,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N199,N202)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N205+Buffer,Benchmark)/12),N211-N217,-MAX(N199,N202))+N220,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N205+Buffer,Benchmark)/12,N211,-MAX(N199,N202))+N220,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N190=\"N/A\",N190=\"Select\"),OR(N193=\"N/A\",N193=\"Select\")),IF(N211<=0,AR193,IF(N211=N217,AR195,AR194)),IF(AND(AND(N190<>\"N/A\",N190<>\"Select\"),AND(N193<>\"N/A\",N193<>\"Select\")),0,AD198))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N190=\"Select\",N190=\"N/A\"),IF(N193=\"Term\",AR192,AR191),IF(N190=\"IO\",AR189,AR190))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N199,N202)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N235,N238)*(MAX(N241+Buffer,Benchmark)/365*31)+N256,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N241+Buffer,Benchmark)/12),240,-MAX(N235,N238))+N256,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N241+Buffer,Benchmark)/12),EXIST_LoanMonths7,-MAX(N235,N238))+N256,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N235,N238)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N241+Buffer,Benchmark)/12),N247-N253,-MAX(N235,N238))+N256,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N241+Buffer,Benchmark)/12,N247,-MAX(N235,N238))+N256,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N226=\"N/A\",N226=\"Select\"),OR(N229=\"N/A\",N229=\"Select\")),IF(N247<=0,AR229,IF(N247=N253,AR231,AR230)),IF(AND(AND(N226<>\"N/A\",N226<>\"Select\"),AND(N229<>\"N/A\",N229<>\"Select\")),0,AD234))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N226=\"Select\",N226=\"N/A\"),IF(N229=\"Term\",AR228,AR227),IF(N226=\"IO\",AR225,AR226))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N235,N238)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N271,N274)*(MAX(N277+Buffer,Benchmark)/365*31)+N292,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N277+Buffer,Benchmark)/12),240,-MAX(N271,N274))+N292,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N277+Buffer,Benchmark)/12),EXIST_LoanMonths8,-MAX(N271,N274))+N292,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N271,N274)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N277+Buffer,Benchmark)/12),N283-N289,-MAX(N271,N274))+N292,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N277+Buffer,Benchmark)/12,N283,-MAX(N271,N274))+N292,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N262=\"N/A\",N262=\"Select\"),OR(N265=\"N/A\",N265=\"Select\")),IF(N283<=0,AR265,IF(N283=N289,AR267,AR266)),IF(AND(AND(N262<>\"N/A\",N262<>\"Select\"),AND(N265<>\"N/A\",N265<>\"Select\")),0,AD270))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N262=\"Select\",N262=\"N/A\"),IF(N265=\"Term\",AR264,AR263),IF(N262=\"IO\",AR261,AR262))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N271,N274)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N307,N310)*(MAX(N313+Buffer,Benchmark)/365*31)+N328,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N313+Buffer,Benchmark)/12),240,-MAX(N307,N310))+N328,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N313+Buffer,Benchmark)/12),EXIST_LoanMonths9,-MAX(N307,N310))+N328,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N307,N310)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N313+Buffer,Benchmark)/12),N319-N325,-MAX(N307,N310))+N328,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N313+Buffer,Benchmark)/12,N319,-MAX(N307,N310))+N328,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N298=\"N/A\",N298=\"Select\"),OR(N301=\"N/A\",N301=\"Select\")),IF(N319<=0,AR301,IF(N319=N325,AR303,AR302)),IF(AND(AND(N298<>\"N/A\",N298<>\"Select\"),AND(N301<>\"N/A\",N301<>\"Select\")),0,AD306))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N298=\"Select\",N298=\"N/A\"),IF(N301=\"Term\",AR300,AR299),IF(N298=\"IO\",AR297,AR298))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N307,N310)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N343,N346)*(MAX(N349+Buffer,Benchmark)/365*31)+N364,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N349+Buffer,Benchmark)/12),240,-MAX(N343,N346))+N364,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N349+Buffer,Benchmark)/12),EXIST_LoanMonths10,-MAX(N343,N346))+N364,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N343,N346)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N349+Buffer,Benchmark)/12),N355-N361,-MAX(N343,N346))+N364,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N349+Buffer,Benchmark)/12,N355,-MAX(N343,N346))+N364,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N334=\"N/A\",N334=\"Select\"),OR(N337=\"N/A\",N337=\"Select\")),IF(N355<=0,AR337,IF(N355=N361,AR339,AR338)),IF(AND(AND(N334<>\"N/A\",N334<>\"Select\"),AND(N337<>\"N/A\",N337<>\"Select\")),0,AD342))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N334=\"Select\",N334=\"N/A\"),IF(N337=\"Term\",AR336,AR335),IF(N334=\"IO\",AR333,AR334))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N343,N346)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N379,N382)*(MAX(N385+Buffer,Benchmark)/365*31)+N400,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N385+Buffer,Benchmark)/12),240,-MAX(N379,N382))+N400,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N385+Buffer,Benchmark)/12),EXIST_LoanMonths11,-MAX(N379,N382))+N400,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N379,N382)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N385+Buffer,Benchmark)/12),N391-N397,-MAX(N379,N382))+N400,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N385+Buffer,Benchmark)/12,N391,-MAX(N379,N382))+N400,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N370=\"N/A\",N370=\"Select\"),OR(N373=\"N/A\",N373=\"Select\")),IF(N391<=0,AR373,IF(N391=N397,AR375,AR374)),IF(AND(AND(N370<>\"N/A\",N370<>\"Select\"),AND(N373<>\"N/A\",N373<>\"Select\")),0,AD378))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N370=\"Select\",N370=\"N/A\"),IF(N373=\"Term\",AR372,AR371),IF(N370=\"IO\",AR369,AR370))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N379,N382)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N415,N418)*(MAX(N421+Buffer,Benchmark)/365*31)+N436,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N421+Buffer,Benchmark)/12),240,-MAX(N415,N418))+N436,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N421+Buffer,Benchmark)/12),EXIST_LoanMonths12,-MAX(N415,N418))+N436,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N415,N418)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N421+Buffer,Benchmark)/12),N427-N433,-MAX(N415,N418))+N436,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N421+Buffer,Benchmark)/12,N427,-MAX(N415,N418))+N436,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N406=\"N/A\",N406=\"Select\"),OR(N409=\"N/A\",N409=\"Select\")),IF(N427<=0,AR409,IF(N427=N433,AR411,AR410)),IF(AND(AND(N406<>\"N/A\",N406<>\"Select\"),AND(N409<>\"N/A\",N409<>\"Select\")),0,AD414))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N406=\"Select\",N406=\"N/A\"),IF(N409=\"Term\",AR408,AR407),IF(N406=\"IO\",AR405,AR406))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N415,N418)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N451,N454)*(MAX(N457+Buffer,Benchmark)/365*31)+N472,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N457+Buffer,Benchmark)/12),240,-MAX(N451,N454))+N472,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N457+Buffer,Benchmark)/12),EXIST_LoanMonths13,-MAX(N451,N454))+N472,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N451,N454)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N457+Buffer,Benchmark)/12),N463-N469,-MAX(N451,N454))+N472,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N457+Buffer,Benchmark)/12,N463,-MAX(N451,N454))+N472,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N442=\"N/A\",N442=\"Select\"),OR(N445=\"N/A\",N445=\"Select\")),IF(N463<=0,AR445,IF(N463=N469,AR447,AR446)),IF(AND(AND(N442<>\"N/A\",N442<>\"Select\"),AND(N445<>\"N/A\",N445<>\"Select\")),0,AD450))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N442=\"Select\",N442=\"N/A\"),IF(N445=\"Term\",AR444,AR443),IF(N442=\"IO\",AR441,AR442))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N451,N454)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N487,N490)*(MAX(N493+Buffer,Benchmark)/365*31)+N508,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N493+Buffer,Benchmark)/12),240,-MAX(N487,N490))+N508,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N493+Buffer,Benchmark)/12),EXIST_LoanMonths14,-MAX(N487,N490))+N508,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N487,N490)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N493+Buffer,Benchmark)/12),N499-N505,-MAX(N487,N490))+N508,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N493+Buffer,Benchmark)/12,N499,-MAX(N487,N490))+N508,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N478=\"N/A\",N478=\"Select\"),OR(N481=\"N/A\",N481=\"Select\")),IF(N499<=0,AR481,IF(N499=N505,AR483,AR482)),IF(AND(AND(N478<>\"N/A\",N478<>\"Select\"),AND(N481<>\"N/A\",N481<>\"Select\")),0,AD486))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N478=\"Select\",N478=\"N/A\"),IF(N481=\"Term\",AR480,AR479),IF(N478=\"IO\",AR477,AR478))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N487,N490)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N523,N526)*(MAX(N529+Buffer,Benchmark)/365*31)+N544,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N529+Buffer,Benchmark)/12),240,-MAX(N523,N526))+N544,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N529+Buffer,Benchmark)/12),EXIST_LoanMonths15,-MAX(N523,N526))+N544,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N523,N526)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N529+Buffer,Benchmark)/12),N535-N541,-MAX(N523,N526))+N544,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N529+Buffer,Benchmark)/12,N535,-MAX(N523,N526))+N544,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N514=\"N/A\",N514=\"Select\"),OR(N517=\"N/A\",N517=\"Select\")),IF(N535<=0,AR517,IF(N535=N541,AR519,AR518)),IF(AND(AND(N514<>\"N/A\",N514<>\"Select\"),AND(N517<>\"N/A\",N517<>\"Select\")),0,AD522))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N514=\"Select\",N514=\"N/A\"),IF(N517=\"Term\",AR516,AR515),IF(N514=\"IO\",AR513,AR514))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N523,N526)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N559,N562)*(MAX(N565+Buffer,Benchmark)/365*31)+N580,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N565+Buffer,Benchmark)/12),240,-MAX(N559,N562))+N580,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N565+Buffer,Benchmark)/12),EXIST_LoanMonths16,-MAX(N559,N562))+N580,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N559,N562)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N565+Buffer,Benchmark)/12),N571-N577,-MAX(N559,N562))+N580,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N565+Buffer,Benchmark)/12,N571,-MAX(N559,N562))+N580,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N550=\"N/A\",N550=\"Select\"),OR(N553=\"N/A\",N553=\"Select\")),IF(N571<=0,AR553,IF(N571=N577,AR555,AR554)),IF(AND(AND(N550<>\"N/A\",N550<>\"Select\"),AND(N553<>\"N/A\",N553<>\"Select\")),0,AD558))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N550=\"Select\",N550=\"N/A\"),IF(N553=\"Term\",AR552,AR551),IF(N550=\"IO\",AR549,AR550))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N559,N562)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N595,N598)*(MAX(N601+Buffer,Benchmark)/365*31)+N616,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N601+Buffer,Benchmark)/12),240,-MAX(N595,N598))+N616,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N601+Buffer,Benchmark)/12),EXIST_LoanMonths17,-MAX(N595,N598))+N616,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N595,N598)","v":0}]
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[null,"Loan information"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N586=\"Select\",N586=\"N/A\"),IF(N589=\"Term\",AR588,AR587),IF(N586=\"IO\",AR585,AR586))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N595,N598)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N631,N634)*(MAX(N637+Buffer,Benchmark)/365*31)+N652,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N637+Buffer,Benchmark)/12),EXIST_LoanMonths18,-MAX(N631,N634))+N652,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N631,N634)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N637+Buffer,Benchmark)/12),N643-N649,-MAX(N631,N634))+N652,0),\"Error\")","v":"Error"}]
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[null,"Loan information"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N622=\"Select\",N622=\"N/A\"),IF(N625=\"Term\",AR624,AR623),IF(N622=\"IO\",AR621,AR622))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N631,N634)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIO",null,null,null,null,null,null,"BIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(MAX(N667,N670)*(MAX(N673+Buffer,Benchmark)/365*31)+N688,0),\"Error\")","v":0}]
[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N673+Buffer,Benchmark)/12),240,-MAX(N667,N670))+N688,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N673+Buffer,Benchmark)/12),EXIST_LoanMonths19,-MAX(N667,N670))+N688,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N667,N670)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N673+Buffer,Benchmark)/12),N679-N685,-MAX(N667,N670))+N688,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N673+Buffer,Benchmark)/12,N679,-MAX(N667,N670))+N688,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N658=\"Select\",N658=\"N/A\"),IF(N661=\"Term\",AR660,AR659),IF(N658=\"IO\",AR657,AR658))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N667,N670)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]
[]
[]
[null,"Product information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20]
[]
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[null,"Is the loan a Reverse Mortgage / Bridging Loan?",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,"BICAP",null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,"LOC No Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N709+Buffer,Benchmark)/12),240,-MAX(N703,N706))+N724,0),\"Error\")","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,"LOC Term",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N709+Buffer,Benchmark)/12),EXIST_LoanMonths20,-MAX(N703,N706))+N724,0),\"Error\")","v":"Error"}]
[null,"Is the loan a line of credit",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expired",null,null,null,null,null,null,"Expired",null,null,null,null,null,null,{"$f":"MAX(N703,N706)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,"HLIO",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT((MAX(N709+Buffer,Benchmark)/12),N715-N721,-MAX(N703,N706))+N724,0),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,"Bullet",null,null,null,null,null,null,{"$f":"IFERROR(ROUNDDOWN(PMT(MAX(N709+Buffer,Benchmark)/12,N715,-MAX(N703,N706))+N724,0),\"Error\")","v":"Error"}]
[null,"Loan information"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(OR(N694=\"N/A\",N694=\"Select\"),OR(N697=\"N/A\",N697=\"Select\")),IF(N715<=0,AR697,IF(N715=N721,AR699,AR698)),IF(AND(AND(N694<>\"N/A\",N694<>\"Select\"),AND(N697<>\"N/A\",N697<>\"Select\")),0,AD702))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(N694=\"Select\",N694=\"N/A\"),IF(N697=\"Term\",AR696,AR695),IF(N694=\"IO\",AR693,AR694))","v":0}]
[null,"Current loan limit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MAX(N703,N706)<>0,\"Yes\",\"No\")","v":"No"}]
[]
[]
[null,"Current loan balance"]
[]
[]
[null,"Current rate"]
[]
[]
[null,"Loan Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Total remaining term (in months)"]
[]
[]
[null,"IO Expiry Date",null,null,null,null,null,null,null,"OR"]
[]
[]
[null,"Remaining IO (in months)"]
[]
[]
[null,"What is the monthly fee?"]

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["Henderson's Poverty Index (HPI) Table as at 16/07/2011",null,null,null,"Debt Repayent Calculation Rates",null,"Lookup",null,null,null,null,"Income Shading"]
["Dependants","Table 1","Table 2",null,"Floor",5.3499999999999999E-2,null,null,null,null,null,"Base",null,1]
[0,1297,1885,null,"Buffer",2.5000000000000001E-2,null,null,null,null,null,"Non-Base",null,0.8]
[{"$f":"SUM(A3+1)","v":1},1781,2344,null,"Credit Cards",3.8,"Credit","Yes",null,null,null,"Bonus",null,0.8]
[{"$f":"SUM(A4+1)","v":2},2239,2802,{"$f":"(C5-C4)*NonBaseShade","v":"1900-12-31T09:36:00"},"Store Cards",3.8,"Store","No",null,null,null,"Interest",null,0.8]
[3,2698,{"$f":"IFERROR(SUM(Y6,Y12,Y19,Y26,Y33,Y40,AH4,AH8,AH13,AH18,AH23,AH28,AQ5),0)","v":0},{"$f":"IF(C6<C5,0,(C6-C5)*BonusShade)","v":"00:00:00"},"Charge Cards",3.8,"Charge","No",null,null,null,"Dividends",null,0.8]
[{"$f":"SUM(A6+1)","v":4},3156,3713,null,"Margin Loans",1,"Margin","Yes",null,null,null,"Other",null,0.8]
[5,3456,4013,null,"Overdrafts",3.8,"Overdraft","Yes",null,null,null,"Standard Rent","No",0.8]
[6,3756,4313,null,"Other",3.8,"Other","No",null,null,null,"Special Rent","Yes",0.6]
[7,4056,4613,null,"Pipeline",3,"Pipeline","No"]
[8,4356,4913]
[9,4656,5213]
[10,4956,5513]
[null,null,{"$f":"SUM(D4:D9,C10)","v":"1913-08-18T09:36:00"}]
[]
[]
["Income Tax Thresholds as at ",null,null,"2019-07-01","Notional Rent Value"]
["Min","Max","Max (Previous Bracket)","Rate (%) per dollar","Amount","Per"]
[0,18200,0,0,650,"Applicant"]
[18201,37000,{"$f":"(B20-B19)*D19","v":0},0.19]
[37001,90000,{"$f":"(B20-B19)*D20","v":3572},0.32500000000000001,"LVR Calculator",80]
[90001,180000,{"$f":"((B21-B20)*D21)+C21","v":20797},0.37]
[180001,null,{"$f":"((B22-B21)*D22)+C22","v":54097},0.45]
[null,null,{"$f":"IFERROR(SUM(C7:C10)+C22,0)","v":37449},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(SUM(P7:P10)+P22,0)","v":"00:00:00"},null,null,{"$f":"IFERROR(SUM(S7:S10)+S22,0)","v":"00:00:00"}]
[{"$f":"\"\"","v":""}]
[]
["Medicare Thresholds as at ",null,null,"2019-07-01"]
["Min","Max","Max (Previous Bracket)","Rate (%) per dollar"]
[0,21980,0,0]
[21981,27475,0,0.1]
[27476,null,{"$f":"(A31-A30)*D30","v":549.5},0.02]
[]
[]
[null,null,null,null,"Married to Another App"]
["HECS/TSL Thresholds as at ",null,"2019-07-01"]
["Min","Max","Rate (%) per dollar",null,"New Assess",null,null,null,null,null,"Data Error"]
[0,45880,0,null,null,"Type","Marital Status","Num. Dependants",null,"Income Band","JointSpouse","Kid Check",null,"Single","Single"]
[45881,52973,0.01,null,"Applicant 1",{"$f":"IF('Serviceability Calculator'!Assess_App1Postcode=\"\",\"\",IF(IFERROR(VLOOKUP(INT('Serviceability Calculator'!Assess_App1Postcode),PostCodes!$A:$B,2,FALSE),1)=1,\"ROA\",\"Remote\"))","v":""},{"$f":"IF(AND('Serviceability Calculator'!Assess_App1Marital<>\"Single\",'Serviceability Calculator'!Assess_App1Joint=\"Yes\"),$O$38,IF(AND('Serviceability Calculator'!Assess_App1Marital<>\"Single\",OR('Serviceability Calculator'!Assess_App1Joint=\"No\",'Serviceability Calculator'!Assess_App1Joint=\"\")),$O$39,$O$37))","v":"JointOthers"},{"$f":"'Serviceability Calculator'!Assess_App1Dependants","v":0},null,{"$f":"VLOOKUP(H54,HEM_Bands,2)","v":"A"},{"$f":"IF(G38=\"JointSpouse\",IF(G39=\"JointSpouse\",FALSE,TRUE),FALSE)","v":false},{"$f":"IF(G38=\"JointSpouse\",IF((AND(G39=\"JointSpouse\",H38=H39)),FALSE,TRUE),FALSE)","v":false},null,"Married to Another App","JointSpouse"]
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[]
[]
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[null,"Medicare",{"$f":"IF(C19<'Change Page'!$B$29,0,IF(C19>'Change Page'!$A$31,(C19)*VLOOKUP(C19,'Change Page'!$A$29:$D$31,4),VLOOKUP(C19,'Change Page'!$A$29:$D$31,3)+(((C19)-(VLOOKUP(C19,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(C19,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,{"$f":"IF(F19<'Change Page'!$B$29,0,IF(F19>'Change Page'!$A$31,(F19)*VLOOKUP(F19,'Change Page'!$A$29:$D$31,4),VLOOKUP(F19,'Change Page'!$A$29:$D$31,3)+(((F19)-(VLOOKUP(F19,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(F19,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,{"$f":"IF(I19<'Change Page'!$B$29,0,IF(I19>'Change Page'!$A$31,(I19)*VLOOKUP(I19,'Change Page'!$A$29:$D$31,4),VLOOKUP(I19,'Change Page'!$A$29:$D$31,3)+(((I19)-(VLOOKUP(I19,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(I19,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,{"$f":"IF(L19<'Change Page'!$B$29,0,IF(L19>'Change Page'!$A$31,(L19)*VLOOKUP(L19,'Change Page'!$A$29:$D$31,4),VLOOKUP(L19,'Change Page'!$A$29:$D$31,3)+(((L19)-(VLOOKUP(L19,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(L19,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,{"$f":"IF(O19<'Change Page'!$B$29,0,IF(O19>'Change Page'!$A$31,(O19)*VLOOKUP(O19,'Change Page'!$A$29:$D$31,4),VLOOKUP(O19,'Change Page'!$A$29:$D$31,3)+(((O19)-(VLOOKUP(O19,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(O19,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,{"$f":"IF(R19<'Change Page'!$B$29,0,IF(R19>'Change Page'!$A$31,(R19)*VLOOKUP(R19,'Change Page'!$A$29:$D$31,4),VLOOKUP(R19,'Change Page'!$A$29:$D$31,3)+(((R19)-(VLOOKUP(R19,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(R19,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,null,null,null,{"$f":"\"'\"&$W$1&\" - \"&X23&\" \"&$W$23&\"'!\"","v":"'PAYG YTD Calc - App1 Job4'!"},"'PAYG YTD Calc - App2 Job4'!","'PAYG YTD Calc - App3 Job4'!","'PAYG YTD Calc - App4 Job4'!","'PAYG YTD Calc - App5 Job4'!","'PAYG YTD Calc - App6 Job4'!",null,null,"Job5","App1","App2","App3","App4","App5","App6"]
[null,"Total Net",{"$f":"C17-C21-C22","v":0},null,null,{"$f":"F17-F21-F22","v":0},null,null,{"$f":"I17-I21-I22","v":0},null,null,{"$f":"L17-L21-L22","v":0},null,null,{"$f":"O17-O21-O22","v":0},null,null,{"$f":"R17-R21-R22","v":0},null,null,null,null,"Job4","App1","App2","App3","App4","App5","App6",null,null,"Employer",{"$f":"INDIRECT(AG21&$AE$3)","v":"Enter name"},"Enter name","Enter name","Enter name","Enter name","Enter name"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Employer",{"$f":"INDIRECT(X22&$V$3)","v":"Enter name"},"Enter name","Enter name","Enter name","Enter name","Enter name",null,null,"Gross Base",{"$f":"INDIRECT(AG21&$AE$4)","v":0},0,0,0,0,0]
[null,"Untaxed Income",{"$f":"SUM('Serviceability Calculator'!Assess_App1NetINvestment,'Serviceability Calculator'!Assess_App1SocialSecurity,'Serviceability Calculator'!Assess_App1OtherUntaxed*OtherShade)*12","v":0},{"$f":"(('Serviceability Calculator'!Assess_App1OtherUntaxed-('Serviceability Calculator'!Assess_App1OtherUntaxed*OtherShade))*12)","v":0},null,{"$f":"SUM('Serviceability Calculator'!Assess_App2NetInvestment,'Serviceability Calculator'!Assess_App2SocialSecurity,'Serviceability Calculator'!Assess_App2OtherUntaxed*OtherShade)*12","v":0},{"$f":"(('Serviceability Calculator'!Assess_App2OtherUntaxed-('Serviceability Calculator'!Assess_App2OtherUntaxed*OtherShade))*12)","v":0},null,{"$f":"SUM('Serviceability Calculator'!Assess_App3NetInvestment,'Serviceability Calculator'!Assess_App3SocialSecurity,'Serviceability Calculator'!Assess_App3OtherUntaxed*OtherShade)*12","v":0},{"$f":"(('Serviceability Calculator'!Assess_App3OtherUntaxed-('Serviceability Calculator'!Assess_App3OtherUntaxed*OtherShade))*12)","v":0},null,{"$f":"SUM('Serviceability Calculator'!Assess_App4NetInvestment,'Serviceability Calculator'!Assess_App4SocialSecurity,'Serviceability Calculator'!Assess_App4OtherUntaxed*OtherShade)*12","v":0},{"$f":"(('Serviceability Calculator'!Assess_App4OtherUntaxed-('Serviceability Calculator'!Assess_App4OtherUntaxed*OtherShade))*12)","v":0},null,{"$f":"SUM('Serviceability Calculator'!Assess_App5NetInvestment,'Serviceability Calculator'!Assess_App5SocialSecurity,'Serviceability Calculator'!Assess_App5OtherUntaxed*OtherShade)*12","v":0},{"$f":"(('Serviceability Calculator'!Assess_App5OtherUntaxed-('Serviceability Calculator'!Assess_App5OtherUntaxed*OtherShade))*12)","v":0},null,{"$f":"SUM('Serviceability Calculator'!Assess_App6NetInvestment,'Serviceability Calculator'!Assess_App6SocialSecurity,'Serviceability Calculator'!Assess_App6OtherUntaxed*OtherShade)*12","v":0},{"$f":"(('Serviceability Calculator'!Assess_App6OtherUntaxed-('Serviceability Calculator'!Assess_App6OtherUntaxed*OtherShade))*12)","v":0},null,null,null,"Gross Base",{"$f":"INDIRECT(X22&$V$4)","v":"Error"},"Error","Error","Error","Error","Error"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Non-Base",{"$f":"IF(INDIRECT(X22&$V$5)<X25,X25,INDIRECT(X22&$V$5))","v":"Error"},{"$f":"IF(INDIRECT(Y22&$V$5)<Y25,Y25,INDIRECT(Y22&$V$5))","v":"Error"},"Error","Error","Error","Error",null,null,null,{"$f":"SUM(AG4,AG9,AG14,AG19,AG24)","v":0},{"$f":"SUM(AH4,AH9,AH14,AH19,AH24)","v":0},0,0,0,0]
[null,"Gross Income for HEM",{"$f":"IFERROR(IF(C15>0,D27,SUM(C7:C11)+C25+AP4+D25-C15),0)","v":0},{"$f":"MAX(SUM(C7:C11)+C25+AP4+D25-C15,1)","v":1},null,{"$f":"IFERROR(IF(F15>0,G27,SUM(F7:F11)+F25+AS4+G25-F15),0)","v":0},{"$f":"MAX(SUM(F7:F11)+F25+AP4+G25-F15,1)","v":1},null,{"$f":"IFERROR(IF(I15>0,J27,SUM(I7:I11)+I25+AV4+J25-I15),0)","v":0},{"$f":"MAX(SUM(I7:I11)+I25+AS4+J25-I15,1)","v":1},null,{"$f":"IFERROR(IF(L15>0,M27,SUM(L7:L11)+L25+AY4+M25-L15),0)","v":0},{"$f":"MAX(SUM(L7:L11)+L25+AV4+M25-L15,1)","v":1},null,{"$f":"IFERROR(IF(O15>0,P27,SUM(O7:O11)+O25+BB4+P25-O15),0)","v":0},{"$f":"MAX(SUM(O7:O11)+O25+AY4+P25-O15,1)","v":1},null,{"$f":"IFERROR(IF(R15>0,S27,SUM(R7:R11)+R25+BE4+S25-R15),0)","v":0},{"$f":"MAX(SUM(R7:R11)+R25+BB4+S25-R15,1)","v":1},null,null,null,"Gross Total",{"$f":"IF(INDIRECT(X22&$V$6)<X26,X26,INDIRECT(X22&$V$6))","v":"Error"},{"$f":"IF(INDIRECT(Y22&$V$6)<Y26,Y26,INDIRECT(Y22&$V$6))","v":"Error"},"Error","Error","Error","Error"]
[]
[null,"Net Rent",{"$f":"C23*E11","v":0},null,null,{"$f":"F23*H11","v":0},null,null,{"$f":"I23*K11","v":0},null,null,{"$f":"L23*N11","v":0},null,null,{"$f":"O23*Q11","v":0},null,null,{"$f":"R23*T11","v":0},null,null,null,null,null,{"$f":"\"'\"&$W$1&\" - \"&X30&\" \"&$W$30&\"'!\"","v":"'PAYG YTD Calc - App1 Job5'!"},"'PAYG YTD Calc - App2 Job5'!","'PAYG YTD Calc - App3 Job5'!","'PAYG YTD Calc - App4 Job5'!","'PAYG YTD Calc - App5 Job5'!","'PAYG YTD Calc - App6 Job5'!"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Job5","App1","App2","App3","App4","App5","App6"]
[null,"Basic Net Income",{"$f":"IF(C23=0,0,(C23-C29))+C25+AP4","v":0},null,null,{"$f":"IF(F23=0,0,(F23-F29))+F25+AQ4","v":0},null,null,{"$f":"IF(I23=0,0,(I23-I29))+I25+AR4","v":0},null,null,{"$f":"IF(L23=0,0,(L23-L29))+L25+AS4","v":0},null,null,{"$f":"IF(O23=0,0,(O23-O29))+O25+AT4","v":0},null,null,{"$f":"IF(R23=0,0,(R23-R29))+R25+AU4","v":0},null,null,null,null,"Employer",{"$f":"INDIRECT(X29&$V$3)","v":"Enter name"},"Enter name","Enter name","Enter name","Enter name","Enter name"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Base",{"$f":"INDIRECT(X29&$V$4)","v":"Error"},"Error","Error","Error","Error","Error"]
[null,"Net Bonus",{"$f":"CALCS_App1Net*E6/BonusShade","v":0},{"$f":"IF(C33>30000,TRUE,FALSE)","v":false},null,{"$f":"CALCS_App2Net*H6/BonusShade","v":0},{"$f":"IF(F33>30000,TRUE,FALSE)","v":false},null,{"$f":"CALCS_App3Net*K6/BonusShade","v":0},{"$f":"IF(I33>30000,TRUE,FALSE)","v":false},null,{"$f":"CALCS_App4Net*N6/BonusShade","v":0},{"$f":"IF(L33>30000,TRUE,FALSE)","v":false},null,{"$f":"CALCS_App5Net*Q6/BonusShade","v":0},{"$f":"IF(O33>30000,TRUE,FALSE)","v":false},null,{"$f":"CALCS_App6Net*T6/BonusShade","v":0},{"$f":"IF(R33>30000,TRUE,FALSE)","v":false},null,null,null,"Gross Non-Base",{"$f":"IF(INDIRECT(X29&$V$5)<X32,X32,INDIRECT(X29&$V$5))","v":"Error"},{"$f":"IF(INDIRECT(Y29&$V$5)<Y32,Y32,INDIRECT(Y29&$V$5))","v":"Error"},"Error","Error","Error","Error"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Total",{"$f":"IF(INDIRECT(X29&$V$6)<X33,X33,INDIRECT(X29&$V$6))","v":"Error"},{"$f":"IF(INDIRECT(Y29&$V$6)<Y33,Y33,INDIRECT(Y29&$V$6))","v":"Error"},"Error","Error","Error","Error"]
[null,null,{"$f":"CALCS_App1BasicNet-CALCS_App1NetBonus*0.8","v":0},null,null,{"$f":"CALCS_App1BasicNet-CALCS_App1NetBonus*0.8","v":0},null,null,{"$f":"CALCS_App1BasicNet-CALCS_App1NetBonus*0.8","v":0},null,null,{"$f":"CALCS_App1BasicNet-CALCS_App1NetBonus*0.8","v":0},null,null,{"$f":"CALCS_App1BasicNet-CALCS_App1NetBonus*0.8","v":0},null,null,{"$f":"CALCS_App1BasicNet-CALCS_App1NetBonus*0.8","v":0}]
[null,null,{"$f":"C35/12","v":0},null,null,{"$f":"F35/12","v":0},null,null,{"$f":"I35/12","v":0},null,null,{"$f":"L35/12","v":0},null,null,{"$f":"O35/12","v":0},null,null,{"$f":"R35/12","v":0},null,null,null,null,null,{"$f":"SUM(X4,X11,X18,X25,X32)","v":0},{"$f":"SUM(Y4,Y11,Y18,Y25,Y32)","v":0},0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(X5,X12,X19,X26,X33)","v":0},0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0,0]

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["Effective Date","2019-08-17",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"midpoint 2nd highest","midpoint highest"]
[null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,null,null,null,{"$f":"(INT(MID(R$4,2,FIND(\" \",R$4)-2)) + INT(MID(R$4,FIND(\"to \",R$4)+3, LEN(R$4) - FIND(\"to \",R$4) - 2))) /2","v":237500.5},{"$f":"(INT(MID(T$4,2,FIND(\" \",T$4)-2)) + INT(MID(Z$4,FIND(\"to \",Z$4)+3, LEN(Z$4) - FIND(\"to \",Z$4) - 2))) /2","v":422500.5}]
["SM Code Heading","SM Value",null,null,"Table 1 (Single)",null,"Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bad Difference","Mid Point",null,{"$f":"R6","v":3768},{"$f":"S6","v":4348}]
["Remote_Single_0_A",1237,null,null,"Location, Dependents","Gross Income","$21000 or less","$21001 to $32000","$32001 to $42000","$42001 to $53000","$53001 to $63000","$63001 to $85000","$85001 to $106000","$106001 to $127000","$127001 to $148000","$148001 to $169000","$169001 to $211000","$211001 to $264000","$264001 to $317000","$317001 to $347000","$347001 to $377000","$377001 to $407000","$407001 to $437000","$437001 to $467000","$467001 to $497000","$497001 to $528000","$528001 or more",null,422500,null,"Income Bands"]
["Remote_Single_0_B",1314,null,"ROA_Single_0","Rest of Australia 0",null,1076,1143,1205,1294,1457,1668,1979,2206,2614,2775,2922,3354,3930,4090,4090,4090,4090,4090,4090,4090,"Apply new dynamic calculation ",{"$f":"Z5-S5","v":160},null,null,"Income","Band"]
["Remote_Single_0_C",1386,null,"ROA_Single_1","Rest of Australia 1",null,1543,1543,1606,1696,1860,2072,2384,2613,3024,3185,3334,3768,4348,4509,4509,4509,4509,4509,4509,4509,null,{"$f":"Z6-S6","v":161},null,null,0,"A"]
["Remote_Single_0_D",1488,null,"ROA_Single_2","Rest of Australia 2",null,1926,1926,1988,2078,2241,2452,2764,2991,3401,3562,3709,4143,4719,4880,4880,4880,4880,4880,4880,4880,null,161,null,null,{"$f":"INT(MID(H4,2,FIND(\" \",H4)-2))","v":21001},"B"]
["Remote_Single_0_E",1676,null,"ROA_Single_3","Rest of Australia 3",null,2374,2374,2374,2464,2627,2838,3149,3376,3785,3946,4093,4526,5102,5262,5262,5262,5262,5262,5262,5262,null,160,null,null,{"$f":"INT(MID(I4,2,FIND(\" \",I4)-2))","v":32001},"C"]
["Remote_Single_0_F",1918,null,"ROA_Single_4","Rest of Australia 4",null,2822,2822,2760,2850,3013,3224,3534,3761,4169,4330,4477,4909,5485,5644,5644,5644,5644,5644,5644,5644,null,159,null,null,{"$f":"INT(MID(J4,2,FIND(\" \",J4)-2))","v":42001},"D"]
["Remote_Single_0_G",2276,null,"ROA_Single_5","Rest of Australia 5",null,3270,3270,3146,3236,3399,3610,3919,4146,4553,4714,4861,5292,5868,6026,6026,6026,6026,6026,6026,6026,null,158,null,null,{"$f":"INT(MID(K4,2,FIND(\" \",K4)-2))","v":53001},"E"]
["Remote_Single_0_H",2537,null,"ROA_Single_6","Rest of Australia 6",null,3718,3718,3532,3622,3785,3996,4304,4531,4937,5098,5245,5675,6251,6408,6408,6408,6408,6408,6408,6408,null,157,null,null,{"$f":"INT(MID(L4,2,FIND(\" \",L4)-2))","v":63001},"F"]
["Remote_Single_0_I",3006,null,"ROA_Single_7","Rest of Australia 7",null,4166,4166,3918,4008,4171,4382,4689,4916,5321,5482,5629,6058,6634,6790,6790,6790,6790,6790,6790,6790,null,156,null,null,{"$f":"INT(MID(M4,2,FIND(\" \",M4)-2))","v":85001},"G"]
["Remote_Single_0_J",3191,null,"ROA_Single_8","Rest of Australia 8",null,4614,4614,4304,4394,4557,4768,5074,5301,5705,5866,6013,6441,7017,7172,7172,7172,7172,7172,7172,7172,null,155,null,null,{"$f":"INT(MID(N4,2,FIND(\" \",N4)-2))","v":106001},"H"]
["Remote_Single_0_K",3360,null,"ROA_Single_9","Rest of Australia 9",null,5062,5062,4690,4780,4943,5154,5459,5686,6089,6250,6397,6824,7400,7554,7554,7554,7554,7554,7554,7554,null,154,null,null,{"$f":"INT(MID(O4,2,FIND(\" \",O4)-2))","v":127001},"I"]
["Remote_Single_0_L",3857,null,"ROA_Single_10+","Rest of Australia 10+",null,5510,5510,5076,5166,5329,5540,5844,6071,6473,6634,6781,7207,7783,7936,7936,7936,7936,7936,7936,7936,null,153,null,null,{"$f":"INT(MID(P4,2,FIND(\" \",P4)-2))","v":148001},"J"]
["Remote_Single_0_M",4520,null,"Remote_Single_0","Remote Locations 0",null,1237,1314,1386,1488,1676,1918,2276,2537,3006,3191,3360,3857,4520,4704,4704,4704,4704,4704,4704,4704,"Apply new dynamic calculation ",184,null,null,{"$f":"INT(MID(Q4,2,FIND(\" \",Q4)-2))","v":169001},"K"]
["Remote_Single_0_N",4704,null,"Remote_Single_1","Remote Locations 1",null,1774,1774,1847,1950,2139,2383,2742,3005,3478,3663,3834,4333,5000,5185,5185,5185,5185,5185,5185,5185,null,185,null,null,{"$f":"INT(MID(R4,2,FIND(\" \",R4)-2))","v":211001},"L"]
["Remote_Single_0_O",4704,null,"Remote_Single_2","Remote Locations 2",null,2215,2215,2286,2390,2577,2820,3179,3440,3911,4096,4265,4764,5427,5612,5612,5612,5612,5612,5612,5612,null,185,null,null,{"$f":"INT(MID(S4,2,FIND(\" \",S4)-2))","v":264001},"M"]
["Remote_Single_0_P",4704,null,"Remote_Single_3","Remote Locations 3",null,2730,2730,2730,2834,3021,3264,3621,3882,4353,4538,4707,5205,5867,6051,6051,6051,6051,6051,6051,6051,null,184,null,null,{"$f":"INT(MID(T4,2,FIND(\" \",T4)-2))","v":317001},"N"]
["Remote_Single_0_Q",4704,null,"Remote_Single_4","Remote Locations 4",null,3245,3245,3174,3278,3465,3708,4064,4325,4794,4980,5149,5645,6308,6491,6491,6491,6491,6491,6491,6491,null,183,null,null,{"$f":"INT(MID(U4,2,FIND(\" \",U4)-2))","v":347001},"O"]
["Remote_Single_0_R",4704,null,"Remote_Single_5","Remote Locations 5",null,3761,3761,3618,3721,3909,4152,4507,4768,5236,5421,5590,6086,6748,6930,6930,6930,6930,6930,6930,6930,null,182,null,null,{"$f":"INT(MID(V4,2,FIND(\" \",V4)-2))","v":377001},"P"]
["Remote_Single_0_S",4704,null,"Remote_Single_6","Remote Locations 6",null,4276,4276,4062,4165,4353,4595,4950,5211,5678,5863,6032,6526,7189,7369,7369,7369,7369,7369,7369,7369,null,180,null,null,{"$f":"INT(MID(W4,2,FIND(\" \",W4)-2))","v":407001},"Q"]
["Remote_Single_0_T",4704,null,"Remote_Single_7","Remote Locations 7",null,4791,4791,4506,4609,4797,5039,5392,5653,6119,6304,6473,6967,7629,7809,7809,7809,7809,7809,7809,7809,null,180,null,null,{"$f":"INT(MID(X4,2,FIND(\" \",X4)-2))","v":437001},"R"]
["Remote_Single_1_A",1774,null,"Remote_Single_8","Remote Locations 8",null,5306,5306,4950,5053,5241,5483,5835,6096,6561,6746,6915,7407,8070,8248,8248,8248,8248,8248,8248,8248,null,178,null,null,{"$f":"INT(MID(Y4,2,FIND(\" \",Y4)-2))","v":467001},"S"]
["Remote_Single_1_B",1774,null,"Remote_Single_9","Remote Locations 9",null,5821,5821,5394,5497,5684,5927,6278,6539,7002,7188,7357,7848,8510,8687,8687,8687,8687,8687,8687,8687,null,177,null,null,{"$f":"INT(MID(Z4,2,FIND(\" \",Z4)-2))","v":497001},"T"]
["Remote_Single_1_C",1847,null,"Remote_Single_10+","Remote Locations 10+",null,6337,6337,5837,5941,6128,6371,6721,6982,7444,7629,7798,8288,8950,9126,9126,9126,9126,9126,9126,9126,null,176,null,null,{"$f":"INT(MID(AA4,2,FIND(\" \",AA4)-2))","v":528001},"U"]
["Remote_Single_1_D",1950]
["Remote_Single_1_E",2139,null,null,"Table 2 (Joint)",null,"Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bad Difference"]
["Remote_Single_1_F",2383,null,null,"Location, Dependents","Gross Income","$21000 or less","$21001 to $32000","$32001 to $42000","$42001 to $53000","$53001 to $63000","$63001 to $85000","$85001 to $106000","$106001 to $127000","$127001 to $148000","$148001 to $169000","$169001 to $211000","$211001 to $264000","$264001 to $317000","$317001 to $347000","$347001 to $377000","$377001 to $407000","$407001 to $437000","$437001 to $467000","$467001 to $497000","$497001 to $528000","$528001 or more"]
["Remote_Single_1_G",2742,null,"ROA_JointOthers_0","Rest of Australia 0",null,2095,2095,2157,2247,2410,2620,2931,3158,3567,3727,3874,4307,4882,5043,5043,5043,5043,5043,5043,5043,"Apply new dynamic calculation ",{"$f":"Z30-S30","v":161}]
["Remote_Single_1_H",3005,null,"ROA_JointOthers_1","Rest of Australia 1",null,2479,2479,2479,2568,2731,2942,3252,3479,3888,4048,4196,4628,5203,5364,5364,5364,5364,5364,5364,5364,null,{"$f":"Z31-S31","v":161}]
["Remote_Single_1_I",3478,null,"ROA_JointOthers_2","Rest of Australia 2",null,2723,2723,2723,2812,2974,3183,3492,3717,4123,4282,4429,4858,5430,5589,5589,5589,5589,5589,5589,5589,null,159]
["Remote_Single_1_J",3663,null,"ROA_JointOthers_3","Rest of Australia 3",null,3088,3088,3088,3088,3251,3462,3773,4000,4409,4570,4717,5150,5726,5886,5886,5886,5886,5886,5886,5886,null,160]
["Remote_Single_1_K",3834,null,"ROA_JointOthers_4","Rest of Australia 4",null,3453,3453,3453,3364,3528,3741,4054,4283,4695,4858,5005,5442,6022,6183,6183,6183,6183,6183,6183,6183,null,161]
["Remote_Single_1_L",4333,null,"ROA_JointOthers_5","Rest of Australia 5",null,3818,3818,3818,3640,3805,4020,4335,4566,4981,5146,5293,5734,6318,6480,6480,6480,6480,6480,6480,6480,null,162]
["Remote_Single_1_M",5000,null,"ROA_JointOthers_6","Rest of Australia 6",null,4183,4183,4183,3916,4082,4299,4616,4849,5267,5434,5581,6026,6614,6777,6777,6777,6777,6777,6777,6777,null,163]
["Remote_Single_1_N",5185,null,"ROA_JointOthers_7","Rest of Australia 7",null,4548,4548,4548,4192,4359,4578,4897,5132,5553,5722,5869,6318,6910,7074,7074,7074,7074,7074,7074,7074,null,164]
["Remote_Single_1_O",5185,null,"ROA_JointOthers_8","Rest of Australia 8",null,4913,4913,4913,4468,4636,4857,5178,5415,5839,6010,6157,6610,7206,7371,7371,7371,7371,7371,7371,7371,null,165]
["Remote_Single_1_P",5185,null,"ROA_JointOthers_9","Rest of Australia 9",null,5278,5278,5278,4744,4913,5136,5459,5698,6125,6298,6445,6902,7502,7668,7668,7668,7668,7668,7668,7668,null,166]
["Remote_Single_1_Q",5185,null,"ROA_JointOthers_10+","Rest of Australia 10+",null,5643,5643,5643,5020,5190,5415,5740,5981,6411,6586,6733,7194,7798,7965,7965,7965,7965,7965,7965,7965,null,167]
["Remote_Single_1_R",5185,null,"Remote_JointOthers_0","Remote Locations 0",null,2409,2409,2481,2584,2772,3013,3371,3632,4102,4286,4455,4953,5614,5799,5799,5799,5799,5799,5799,5799,"Apply new dynamic calculation ",185]
["Remote_Single_1_S",5185,null,"Remote_JointOthers_1","Remote Locations 1",null,2851,2851,2851,2953,3141,3383,3740,4001,4471,4655,4825,5322,5983,6169,6169,6169,6169,6169,6169,6169,null,186]
["Remote_Single_1_T",5185,null,"Remote_JointOthers_2","Remote Locations 2",null,3131,3131,3131,3234,3420,3660,4016,4275,4741,4924,5093,5587,6245,6427,6427,6427,6427,6427,6427,6427,null,182]
["Remote_Single_2_A",2215,null,"Remote_JointOthers_3","Remote Locations 3",null,3551,3551,3551,3551,3739,3981,4339,4600,5070,5256,5425,5923,6585,6769,6769,6769,6769,6769,6769,6769,null,184]
["Remote_Single_2_B",2215,null,"Remote_JointOthers_4","Remote Locations 4",null,3971,3971,3971,3869,4057,4302,4662,4925,5399,5587,5756,6258,6925,7110,7110,7110,7110,7110,7110,7110,null,185]
["Remote_Single_2_C",2286,null,"Remote_JointOthers_5","Remote Locations 5",null,4391,4391,4391,4186,4376,4623,4985,5251,5728,5918,6087,6594,7266,7452,7452,7452,7452,7452,7452,7452,null,186]
["Remote_Single_2_D",2390,null,"Remote_JointOthers_6","Remote Locations 6",null,4810,4810,4810,4503,4694,4944,5308,5576,6057,6249,6418,6930,7606,7794,7794,7794,7794,7794,7794,7794,null,188]
["Remote_Single_2_E",2577,null,"Remote_JointOthers_7","Remote Locations 7",null,5230,5230,5230,4821,5013,5265,5632,5902,6386,6580,6749,7266,7947,8135,8135,8135,8135,8135,8135,8135,null,188]
["Remote_Single_2_F",2820,null,"Remote_JointOthers_8","Remote Locations 8",null,5650,5650,5650,5138,5331,5586,5955,6227,6715,6912,7081,7602,8287,8477,8477,8477,8477,8477,8477,8477,null,190]
["Remote_Single_2_G",3179,null,"Remote_JointOthers_9","Remote Locations 9",null,6070,6070,6070,5456,5650,5906,6278,6553,7044,7243,7412,7937,8627,8818,8818,8818,8818,8818,8818,8818,null,191]
["Remote_Single_2_H",3440,null,"Remote_JointOthers_10+","Remote Locations 10+",null,6489,6489,6489,5773,5969,6227,6601,6878,7373,7574,7743,8273,8968,9160,9160,9160,9160,9160,9160,9160,null,192]
["Remote_Single_2_I",3911]
["Remote_Single_2_J",4096,null,null,"Table 3 (Joint with Spouse)",null,"Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bad Difference"]
["Remote_Single_2_K",4265,null,null,"Location, Dependents","Gross Income","$21000 or less","$21001 to $32000","$32001 to $42000","$42001 to $53000","$53001 to $63000","$63001 to $85000","$85001 to $106000","$106001 to $127000","$127001 to $148000","$148001 to $169000","$169001 to $211000","$211001 to $264000","$264001 to $317000","$317001 to $347000","$347001 to $377000","$377001 to $407000","$407001 to $437000","$437001 to $467000","$467001 to $497000","$497001 to $528000","$528001 or more"]
["Remote_Single_2_L",4764,null,"ROA_JointSpouse_0","Rest of Australia 0",null,1048,1048,1079,1124,1205,1310,1466,1579,1784,1864,1937,2154,2441,2522,2522,2522,2522,2522,2522,2522,"Apply new dynamic calculation ",{"$f":"Z55-S55","v":81}]
["Remote_Single_2_M",5427,null,"ROA_JointSpouse_1","Rest of Australia 1",null,1240,1240,1240,1284,1366,1471,1626,1740,1944,2024,2098,2314,2602,2682,2682,2682,2682,2682,2682,2682,null,{"$f":"Z56-S56","v":80}]
["Remote_Single_2_N",5612,null,"ROA_JointSpouse_2","Rest of Australia 2",null,1362,1362,1362,1406,1487,1592,1746,1859,2062,2141,2215,2429,2715,2795,2795,2795,2795,2795,2795,2795,null,80]
["Remote_Single_2_O",5612,null,"ROA_JointSpouse_3","Rest of Australia 3",null,1544,1544,1544,1544,1626,1731,1887,2000,2205,2285,2359,2575,2863,2943,2943,2943,2943,2943,2943,2943,null,80]
["Remote_Single_2_P",5612,null,"ROA_JointSpouse_4","Rest of Australia 4",null,1727,1727,1727,1682,1764,1871,2027,2142,2348,2429,2503,2721,3011,3092,3092,3092,3092,3092,3092,3092,null,81]
["Remote_Single_2_Q",5612,null,"ROA_JointSpouse_5","Rest of Australia 5",null,1909,1909,1909,1820,1903,2010,2168,2283,2491,2573,2647,2867,3159,3240,3240,3240,3240,3240,3240,3240,null,81]
["Remote_Single_2_R",5612,null,"ROA_JointSpouse_6","Rest of Australia 6",null,2092,2092,2092,1958,2041,2150,2308,2425,2634,2717,2791,3013,3307,3389,3389,3389,3389,3389,3389,3389,null,82]
["Remote_Single_2_S",5612,null,"ROA_JointSpouse_7","Rest of Australia 7",null,2274,2274,2274,2096,2180,2289,2449,2566,2777,2861,2935,3159,3455,3537,3537,3537,3537,3537,3537,3537,null,82]
["Remote_Single_2_T",5612,null,"ROA_JointSpouse_8","Rest of Australia 8",null,2457,2457,2457,2234,2318,2429,2589,2708,2920,3005,3079,3305,3603,3686,3686,3686,3686,3686,3686,3686,null,83]
["Remote_Single_3_A",2730,null,"ROA_JointSpouse_9","Rest of Australia 9",null,2639,2639,2639,2372,2457,2568,2730,2849,3063,3149,3223,3451,3751,3834,3834,3834,3834,3834,3834,3834,null,83]
["Remote_Single_3_B",2730,null,"ROA_JointSpouse_10+","Rest of Australia 10+",null,2822,2822,2822,2510,2595,2708,2870,2991,3206,3293,3367,3597,3899,3983,3983,3983,3983,3983,3983,3983,null,84]
["Remote_Single_3_C",2730,null,"Remote_JointSpouse_0","Remote Locations 0",null,1205,1205,1240,1292,1386,1507,1685,1816,2051,2143,2228,2477,2807,2900,2900,2900,2900,2900,2900,2900,"Apply new dynamic calculation ",93]
["Remote_Single_3_D",2834,null,"Remote_JointSpouse_1","Remote Locations 1",null,1425,1425,1425,1477,1570,1692,1870,2000,2236,2328,2413,2661,2992,3084,3084,3084,3084,3084,3084,3084,null,92]
["Remote_Single_3_E",3021,null,"Remote_JointSpouse_2","Remote Locations 2",null,1566,1566,1566,1617,1710,1830,2008,2137,2371,2462,2547,2793,3122,3214,3214,3214,3214,3214,3214,3214,null,92]
["Remote_Single_3_F",3264,null,"Remote_JointSpouse_3","Remote Locations 3",null,1776,1776,1776,1776,1869,1991,2169,2300,2535,2628,2712,2961,3292,3384,3384,3384,3384,3384,3384,3384,null,92]
["Remote_Single_3_G",3621,null,"Remote_JointSpouse_4","Remote Locations 4",null,1985,1985,1985,1934,2029,2151,2331,2463,2700,2793,2878,3129,3463,3555,3555,3555,3555,3555,3555,3555,null,92]
["Remote_Single_3_H",3882,null,"Remote_JointSpouse_5","Remote Locations 5",null,2195,2195,2195,2093,2188,2312,2493,2625,2864,2959,3043,3297,3633,3726,3726,3726,3726,3726,3726,3726,null,93]
["Remote_Single_3_I",4353,null,"Remote_JointSpouse_6","Remote Locations 6",null,2405,2405,2405,2252,2347,2472,2654,2788,3029,3125,3209,3465,3803,3897,3897,3897,3897,3897,3897,3897,null,94]
["Remote_Single_3_J",4538,null,"Remote_JointSpouse_7","Remote Locations 7",null,2615,2615,2615,2410,2506,2632,2816,2951,3193,3290,3375,3633,3973,4068,4068,4068,4068,4068,4068,4068,null,95]
["Remote_Single_3_K",4707,null,"Remote_JointSpouse_8","Remote Locations 8",null,2825,2825,2825,2569,2666,2793,2977,3114,3357,3456,3540,3801,4143,4238,4238,4238,4238,4238,4238,4238,null,95]
["Remote_Single_3_L",5205,null,"Remote_JointSpouse_9","Remote Locations 9",null,3035,3035,3035,2728,2825,2953,3139,3276,3522,3621,3706,3969,4314,4409,4409,4409,4409,4409,4409,4409,null,95]
["Remote_Single_3_M",5867,null,"Remote_JointSpouse_10+","Remote Locations 10+",null,3245,3245,3245,2887,2984,3114,3301,3439,3686,3787,3871,4137,4484,4580,4580,4580,4580,4580,4580,4580,null,96]
["Remote_Single_3_N",6051]
["Remote_Single_3_O",6051]
["Remote_Single_3_P",6051]
["Remote_Single_3_Q",6051]
["Remote_Single_3_R",6051]
["Remote_Single_3_S",6051]
["Remote_Single_3_T",6051]
["Remote_Single_4_A",3245]
["Remote_Single_4_B",3245]
["Remote_Single_4_C",3174]
["Remote_Single_4_D",3278]
["Remote_Single_4_E",3465]
["Remote_Single_4_F",3708]
["Remote_Single_4_G",4064]
["Remote_Single_4_H",4325]
["Remote_Single_4_I",4794]
["Remote_Single_4_J",4980]
["Remote_Single_4_K",5149]
["Remote_Single_4_L",5645]
["Remote_Single_4_M",6308]
["Remote_Single_4_N",6491]
["Remote_Single_4_O",6491]
["Remote_Single_4_P",6491]
["Remote_Single_4_Q",6491]
["Remote_Single_4_R",6491]
["Remote_Single_4_S",6491]
["Remote_Single_4_T",6491]
["Remote_Single_5_A",3761]
["Remote_Single_5_B",3761]
["Remote_Single_5_C",3618]
["Remote_Single_5_D",3721]
["Remote_Single_5_E",3909]
["Remote_Single_5_F",4152]
["Remote_Single_5_G",4507]
["Remote_Single_5_H",4768]
["Remote_Single_5_I",5236]
["Remote_Single_5_J",5421]
["Remote_Single_5_K",5590]
["Remote_Single_5_L",6086]
["Remote_Single_5_M",6748]
["Remote_Single_5_N",6930]
["Remote_Single_5_O",6930]
["Remote_Single_5_P",6930]
["Remote_Single_5_Q",6930]
["Remote_Single_5_R",6930]
["Remote_Single_5_S",6930]
["Remote_Single_5_T",6930]
["Remote_Single_6_A",4276]
["Remote_Single_6_B",4276]
["Remote_Single_6_C",4062]
["Remote_Single_6_D",4165]
["Remote_Single_6_E",4353]
["Remote_Single_6_F",4595]
["Remote_Single_6_G",4950]
["Remote_Single_6_H",5211]
["Remote_Single_6_I",5678]
["Remote_Single_6_J",5863]
["Remote_Single_6_K",6032]
["Remote_Single_6_L",6526]
["Remote_Single_6_M",7189]
["Remote_Single_6_N",7369]
["Remote_Single_6_O",7369]
["Remote_Single_6_P",7369]
["Remote_Single_6_Q",7369]
["Remote_Single_6_R",7369]
["Remote_Single_6_S",7369]
["Remote_Single_6_T",7369]
["Remote_Single_7_A",4791]
["Remote_Single_7_B",4791]
["Remote_Single_7_C",4506]
["Remote_Single_7_D",4609]
["Remote_Single_7_E",4797]
["Remote_Single_7_F",5039]
["Remote_Single_7_G",5392]
["Remote_Single_7_H",5653]
["Remote_Single_7_I",6119]
["Remote_Single_7_J",6304]
["Remote_Single_7_K",6473]
["Remote_Single_7_L",6967]
["Remote_Single_7_M",7629]
["Remote_Single_7_N",7809]
["Remote_Single_7_O",7809]
["Remote_Single_7_P",7809]
["Remote_Single_7_Q",7809]
["Remote_Single_7_R",7809]
["Remote_Single_7_S",7809]
["Remote_Single_7_T",7809]
["Remote_Single_8_A",5306]
["Remote_Single_8_B",5306]
["Remote_Single_8_C",4950]
["Remote_Single_8_D",5053]
["Remote_Single_8_E",5241]
["Remote_Single_8_F",5483]
["Remote_Single_8_G",5835]
["Remote_Single_8_H",6096]
["Remote_Single_8_I",6561]
["Remote_Single_8_J",6746]
["Remote_Single_8_K",6915]
["Remote_Single_8_L",7407]
["Remote_Single_8_M",8070]
["Remote_Single_8_N",8248]
["Remote_Single_8_O",8248]
["Remote_Single_8_P",8248]
["Remote_Single_8_Q",8248]
["Remote_Single_8_R",8248]
["Remote_Single_8_S",8248]
["Remote_Single_8_T",8248]
["Remote_Single_9_A",5821]
["Remote_Single_9_B",5821]
["Remote_Single_9_C",5394]
["Remote_Single_9_D",5497]
["Remote_Single_9_E",5684]
["Remote_Single_9_F",5927]
["Remote_Single_9_G",6278]
["Remote_Single_9_H",6539]
["Remote_Single_9_I",7002]
["Remote_Single_9_J",7188]
["Remote_Single_9_K",7357]
["Remote_Single_9_L",7848]
["Remote_Single_9_M",8510]
["Remote_Single_9_N",8687]
["Remote_Single_9_O",8687]
["Remote_Single_9_P",8687]
["Remote_Single_9_Q",8687]
["Remote_Single_9_R",8687]
["Remote_Single_9_S",8687]
["Remote_Single_9_T",8687]
["Remote_Single_10+_A",6337]
["Remote_Single_10+_B",6337]
["Remote_Single_10+_C",5837]
["Remote_Single_10+_D",5941]
["Remote_Single_10+_E",6128]
["Remote_Single_10+_F",6371]
["Remote_Single_10+_G",6721]
["Remote_Single_10+_H",6982]
["Remote_Single_10+_I",7444]
["Remote_Single_10+_J",7629]
["Remote_Single_10+_K",7798]
["Remote_Single_10+_L",8288]
["Remote_Single_10+_M",8950]
["Remote_Single_10+_N",9126]
["Remote_Single_10+_O",9126]
["Remote_Single_10+_P",9126]
["Remote_Single_10+_Q",9126]
["Remote_Single_10+_R",9126]
["Remote_Single_10+_S",9126]
["Remote_Single_10+_T",9126]
["Remote_JointOthers_0_A",2409]
["Remote_JointOthers_0_B",2409]
["Remote_JointOthers_0_C",2481]
["Remote_JointOthers_0_D",2584]
["Remote_JointOthers_0_E",2772]
["Remote_JointOthers_0_F",3013]
["Remote_JointOthers_0_G",3371]
["Remote_JointOthers_0_H",3632]
["Remote_JointOthers_0_I",4102]
["Remote_JointOthers_0_J",4286]
["Remote_JointOthers_0_K",4455]
["Remote_JointOthers_0_L",4953]
["Remote_JointOthers_0_M",5614]
["Remote_JointOthers_0_N",5799]
["Remote_JointOthers_0_O",5799]
["Remote_JointOthers_0_P",5799]
["Remote_JointOthers_0_Q",5799]
["Remote_JointOthers_0_R",5799]
["Remote_JointOthers_0_S",5799]
["Remote_JointOthers_0_T",5799]
["Remote_JointOthers_1_A",2851]
["Remote_JointOthers_1_B",2851]
["Remote_JointOthers_1_C",2851]
["Remote_JointOthers_1_D",2953]
["Remote_JointOthers_1_E",3141]
["Remote_JointOthers_1_F",3383]
["Remote_JointOthers_1_G",3740]
["Remote_JointOthers_1_H",4001]
["Remote_JointOthers_1_I",4471]
["Remote_JointOthers_1_J",4655]
["Remote_JointOthers_1_K",4825]
["Remote_JointOthers_1_L",5322]
["Remote_JointOthers_1_M",5983]
["Remote_JointOthers_1_N",6169]
["Remote_JointOthers_1_O",6169]
["Remote_JointOthers_1_P",6169]
["Remote_JointOthers_1_Q",6169]
["Remote_JointOthers_1_R",6169]
["Remote_JointOthers_1_S",6169]
["Remote_JointOthers_1_T",6169]
["Remote_JointOthers_2_A",3131]
["Remote_JointOthers_2_B",3131]
["Remote_JointOthers_2_C",3131]
["Remote_JointOthers_2_D",3234]
["Remote_JointOthers_2_E",3420]
["Remote_JointOthers_2_F",3660]
["Remote_JointOthers_2_G",4016]
["Remote_JointOthers_2_H",4275]
["Remote_JointOthers_2_I",4741]
["Remote_JointOthers_2_J",4924]
["Remote_JointOthers_2_K",5093]
["Remote_JointOthers_2_L",5587]
["Remote_JointOthers_2_M",6245]
["Remote_JointOthers_2_N",6427]
["Remote_JointOthers_2_O",6427]
["Remote_JointOthers_2_P",6427]
["Remote_JointOthers_2_Q",6427]
["Remote_JointOthers_2_R",6427]
["Remote_JointOthers_2_S",6427]
["Remote_JointOthers_2_T",6427]
["Remote_JointOthers_3_A",3551]
["Remote_JointOthers_3_B",3551]
["Remote_JointOthers_3_C",3551]
["Remote_JointOthers_3_D",3551]
["Remote_JointOthers_3_E",3739]
["Remote_JointOthers_3_F",3981]
["Remote_JointOthers_3_G",4339]
["Remote_JointOthers_3_H",4600]
["Remote_JointOthers_3_I",5070]
["Remote_JointOthers_3_J",5256]
["Remote_JointOthers_3_K",5425]
["Remote_JointOthers_3_L",5923]
["Remote_JointOthers_3_M",6585]
["Remote_JointOthers_3_N",6769]
["Remote_JointOthers_3_O",6769]
["Remote_JointOthers_3_P",6769]
["Remote_JointOthers_3_Q",6769]
["Remote_JointOthers_3_R",6769]
["Remote_JointOthers_3_S",6769]
["Remote_JointOthers_3_T",6769]
["Remote_JointOthers_4_A",3971]
["Remote_JointOthers_4_B",3971]
["Remote_JointOthers_4_C",3971]
["Remote_JointOthers_4_D",3869]
["Remote_JointOthers_4_E",4057]
["Remote_JointOthers_4_F",4302]
["Remote_JointOthers_4_G",4662]
["Remote_JointOthers_4_H",4925]
["Remote_JointOthers_4_I",5399]
["Remote_JointOthers_4_J",5587]
["Remote_JointOthers_4_K",5756]
["Remote_JointOthers_4_L",6258]
["Remote_JointOthers_4_M",6925]
["Remote_JointOthers_4_N",7110]
["Remote_JointOthers_4_O",7110]
["Remote_JointOthers_4_P",7110]
["Remote_JointOthers_4_Q",7110]
["Remote_JointOthers_4_R",7110]
["Remote_JointOthers_4_S",7110]
["Remote_JointOthers_4_T",7110]
["Remote_JointOthers_5_A",4391]
["Remote_JointOthers_5_B",4391]
["Remote_JointOthers_5_C",4391]
["Remote_JointOthers_5_D",4186]
["Remote_JointOthers_5_E",4376]
["Remote_JointOthers_5_F",4623]
["Remote_JointOthers_5_G",4985]
["Remote_JointOthers_5_H",5251]
["Remote_JointOthers_5_I",5728]
["Remote_JointOthers_5_J",5918]
["Remote_JointOthers_5_K",6087]
["Remote_JointOthers_5_L",6594]
["Remote_JointOthers_5_M",7266]
["Remote_JointOthers_5_N",7452]
["Remote_JointOthers_5_O",7452]
["Remote_JointOthers_5_P",7452]
["Remote_JointOthers_5_Q",7452]
["Remote_JointOthers_5_R",7452]
["Remote_JointOthers_5_S",7452]
["Remote_JointOthers_5_T",7452]
["Remote_JointOthers_6_A",4810]
["Remote_JointOthers_6_B",4810]
["Remote_JointOthers_6_C",4810]
["Remote_JointOthers_6_D",4503]
["Remote_JointOthers_6_E",4694]
["Remote_JointOthers_6_F",4944]
["Remote_JointOthers_6_G",5308]
["Remote_JointOthers_6_H",5576]
["Remote_JointOthers_6_I",6057]
["Remote_JointOthers_6_J",6249]
["Remote_JointOthers_6_K",6418]
["Remote_JointOthers_6_L",6930]
["Remote_JointOthers_6_M",7606]
["Remote_JointOthers_6_N",7794]
["Remote_JointOthers_6_O",7794]
["Remote_JointOthers_6_P",7794]
["Remote_JointOthers_6_Q",7794]
["Remote_JointOthers_6_R",7794]
["Remote_JointOthers_6_S",7794]
["Remote_JointOthers_6_T",7794]
["Remote_JointOthers_7_A",5230]
["Remote_JointOthers_7_B",5230]
["Remote_JointOthers_7_C",5230]
["Remote_JointOthers_7_D",4821]
["Remote_JointOthers_7_E",5013]
["Remote_JointOthers_7_F",5265]
["Remote_JointOthers_7_G",5632]
["Remote_JointOthers_7_H",5902]
["Remote_JointOthers_7_I",6386]
["Remote_JointOthers_7_J",6580]
["Remote_JointOthers_7_K",6749]
["Remote_JointOthers_7_L",7266]
["Remote_JointOthers_7_M",7947]
["Remote_JointOthers_7_N",8135]
["Remote_JointOthers_7_O",8135]
["Remote_JointOthers_7_P",8135]
["Remote_JointOthers_7_Q",8135]
["Remote_JointOthers_7_R",8135]
["Remote_JointOthers_7_S",8135]
["Remote_JointOthers_7_T",8135]
["Remote_JointOthers_8_A",5650]
["Remote_JointOthers_8_B",5650]
["Remote_JointOthers_8_C",5650]
["Remote_JointOthers_8_D",5138]
["Remote_JointOthers_8_E",5331]
["Remote_JointOthers_8_F",5586]
["Remote_JointOthers_8_G",5955]
["Remote_JointOthers_8_H",6227]
["Remote_JointOthers_8_I",6715]
["Remote_JointOthers_8_J",6912]
["Remote_JointOthers_8_K",7081]
["Remote_JointOthers_8_L",7602]
["Remote_JointOthers_8_M",8287]
["Remote_JointOthers_8_N",8477]
["Remote_JointOthers_8_O",8477]
["Remote_JointOthers_8_P",8477]
["Remote_JointOthers_8_Q",8477]
["Remote_JointOthers_8_R",8477]
["Remote_JointOthers_8_S",8477]
["Remote_JointOthers_8_T",8477]
["Remote_JointOthers_9_A",6070]
["Remote_JointOthers_9_B",6070]
["Remote_JointOthers_9_C",6070]
["Remote_JointOthers_9_D",5456]
["Remote_JointOthers_9_E",5650]
["Remote_JointOthers_9_F",5906]
["Remote_JointOthers_9_G",6278]
["Remote_JointOthers_9_H",6553]
["Remote_JointOthers_9_I",7044]
["Remote_JointOthers_9_J",7243]
["Remote_JointOthers_9_K",7412]
["Remote_JointOthers_9_L",7937]
["Remote_JointOthers_9_M",8627]
["Remote_JointOthers_9_N",8818]
["Remote_JointOthers_9_O",8818]
["Remote_JointOthers_9_P",8818]
["Remote_JointOthers_9_Q",8818]
["Remote_JointOthers_9_R",8818]
["Remote_JointOthers_9_S",8818]
["Remote_JointOthers_9_T",8818]
["Remote_JointOthers_10+_A",6489]
["Remote_JointOthers_10+_B",6489]
["Remote_JointOthers_10+_C",6489]
["Remote_JointOthers_10+_D",5773]
["Remote_JointOthers_10+_E",5969]
["Remote_JointOthers_10+_F",6227]
["Remote_JointOthers_10+_G",6601]
["Remote_JointOthers_10+_H",6878]
["Remote_JointOthers_10+_I",7373]
["Remote_JointOthers_10+_J",7574]
["Remote_JointOthers_10+_K",7743]
["Remote_JointOthers_10+_L",8273]
["Remote_JointOthers_10+_M",8968]
["Remote_JointOthers_10+_N",9160]
["Remote_JointOthers_10+_O",9160]
["Remote_JointOthers_10+_P",9160]
["Remote_JointOthers_10+_Q",9160]
["Remote_JointOthers_10+_R",9160]
["Remote_JointOthers_10+_S",9160]
["Remote_JointOthers_10+_T",9160]
["Remote_JointSpouse_0_A",1205]
["Remote_JointSpouse_0_B",1205]
["Remote_JointSpouse_0_C",1240]
["Remote_JointSpouse_0_D",1292]
["Remote_JointSpouse_0_E",1386]
["Remote_JointSpouse_0_F",1507]
["Remote_JointSpouse_0_G",1685]
["Remote_JointSpouse_0_H",1816]
["Remote_JointSpouse_0_I",2051]
["Remote_JointSpouse_0_J",2143]
["Remote_JointSpouse_0_K",2228]
["Remote_JointSpouse_0_L",2477]
["Remote_JointSpouse_0_M",2807]
["Remote_JointSpouse_0_N",2900]
["Remote_JointSpouse_0_O",2900]
["Remote_JointSpouse_0_P",2900]
["Remote_JointSpouse_0_Q",2900]
["Remote_JointSpouse_0_R",2900]
["Remote_JointSpouse_0_S",2900]
["Remote_JointSpouse_0_T",2900]
["Remote_JointSpouse_1_A",1425]
["Remote_JointSpouse_1_B",1425]
["Remote_JointSpouse_1_C",1425]
["Remote_JointSpouse_1_D",1477]
["Remote_JointSpouse_1_E",1570]
["Remote_JointSpouse_1_F",1692]
["Remote_JointSpouse_1_G",1870]
["Remote_JointSpouse_1_H",2000]
["Remote_JointSpouse_1_I",2236]
["Remote_JointSpouse_1_J",2328]
["Remote_JointSpouse_1_K",2413]
["Remote_JointSpouse_1_L",2661]
["Remote_JointSpouse_1_M",2992]
["Remote_JointSpouse_1_N",3084]
["Remote_JointSpouse_1_O",3084]
["Remote_JointSpouse_1_P",3084]
["Remote_JointSpouse_1_Q",3084]
["Remote_JointSpouse_1_R",3084]
["Remote_JointSpouse_1_S",3084]
["Remote_JointSpouse_1_T",3084]
["Remote_JointSpouse_2_A",1566]
["Remote_JointSpouse_2_B",1566]
["Remote_JointSpouse_2_C",1566]
["Remote_JointSpouse_2_D",1617]
["Remote_JointSpouse_2_E",1710]
["Remote_JointSpouse_2_F",1830]
["Remote_JointSpouse_2_G",2008]
["Remote_JointSpouse_2_H",2137]
["Remote_JointSpouse_2_I",2371]
["Remote_JointSpouse_2_J",2462]
["Remote_JointSpouse_2_K",2547]
["Remote_JointSpouse_2_L",2793]
["Remote_JointSpouse_2_M",3122]
["Remote_JointSpouse_2_N",3214]
["Remote_JointSpouse_2_O",3214]
["Remote_JointSpouse_2_P",3214]
["Remote_JointSpouse_2_Q",3214]
["Remote_JointSpouse_2_R",3214]
["Remote_JointSpouse_2_S",3214]
["Remote_JointSpouse_2_T",3214]
["Remote_JointSpouse_3_A",1776]
["Remote_JointSpouse_3_B",1776]
["Remote_JointSpouse_3_C",1776]
["Remote_JointSpouse_3_D",1776]
["Remote_JointSpouse_3_E",1869]
["Remote_JointSpouse_3_F",1991]
["Remote_JointSpouse_3_G",2169]
["Remote_JointSpouse_3_H",2300]
["Remote_JointSpouse_3_I",2535]
["Remote_JointSpouse_3_J",2628]
["Remote_JointSpouse_3_K",2712]
["Remote_JointSpouse_3_L",2961]
["Remote_JointSpouse_3_M",3292]
["Remote_JointSpouse_3_N",3384]
["Remote_JointSpouse_3_O",3384]
["Remote_JointSpouse_3_P",3384]
["Remote_JointSpouse_3_Q",3384]
["Remote_JointSpouse_3_R",3384]
["Remote_JointSpouse_3_S",3384]
["Remote_JointSpouse_3_T",3384]
["Remote_JointSpouse_4_A",1985]
["Remote_JointSpouse_4_B",1985]
["Remote_JointSpouse_4_C",1985]
["Remote_JointSpouse_4_D",1934]
["Remote_JointSpouse_4_E",2029]
["Remote_JointSpouse_4_F",2151]
["Remote_JointSpouse_4_G",2331]
["Remote_JointSpouse_4_H",2463]
["Remote_JointSpouse_4_I",2700]
["Remote_JointSpouse_4_J",2793]
["Remote_JointSpouse_4_K",2878]
["Remote_JointSpouse_4_L",3129]
["Remote_JointSpouse_4_M",3463]
["Remote_JointSpouse_4_N",3555]
["Remote_JointSpouse_4_O",3555]
["Remote_JointSpouse_4_P",3555]
["Remote_JointSpouse_4_Q",3555]
["Remote_JointSpouse_4_R",3555]
["Remote_JointSpouse_4_S",3555]
["Remote_JointSpouse_4_T",3555]
["Remote_JointSpouse_5_A",2195]
["Remote_JointSpouse_5_B",2195]
["Remote_JointSpouse_5_C",2195]
["Remote_JointSpouse_5_D",2093]
["Remote_JointSpouse_5_E",2188]
["Remote_JointSpouse_5_F",2312]
["Remote_JointSpouse_5_G",2493]
["Remote_JointSpouse_5_H",2625]
["Remote_JointSpouse_5_I",2864]
["Remote_JointSpouse_5_J",2959]
["Remote_JointSpouse_5_K",3043]
["Remote_JointSpouse_5_L",3297]
["Remote_JointSpouse_5_M",3633]
["Remote_JointSpouse_5_N",3726]
["Remote_JointSpouse_5_O",3726]
["Remote_JointSpouse_5_P",3726]
["Remote_JointSpouse_5_Q",3726]
["Remote_JointSpouse_5_R",3726]
["Remote_JointSpouse_5_S",3726]
["Remote_JointSpouse_5_T",3726]
["Remote_JointSpouse_6_A",2405]
["Remote_JointSpouse_6_B",2405]
["Remote_JointSpouse_6_C",2405]
["Remote_JointSpouse_6_D",2252]
["Remote_JointSpouse_6_E",2347]
["Remote_JointSpouse_6_F",2472]
["Remote_JointSpouse_6_G",2654]
["Remote_JointSpouse_6_H",2788]
["Remote_JointSpouse_6_I",3029]
["Remote_JointSpouse_6_J",3125]
["Remote_JointSpouse_6_K",3209]
["Remote_JointSpouse_6_L",3465]
["Remote_JointSpouse_6_M",3803]
["Remote_JointSpouse_6_N",3897]
["Remote_JointSpouse_6_O",3897]
["Remote_JointSpouse_6_P",3897]
["Remote_JointSpouse_6_Q",3897]
["Remote_JointSpouse_6_R",3897]
["Remote_JointSpouse_6_S",3897]
["Remote_JointSpouse_6_T",3897]
["Remote_JointSpouse_7_A",2615]
["Remote_JointSpouse_7_B",2615]
["Remote_JointSpouse_7_C",2615]
["Remote_JointSpouse_7_D",2410]
["Remote_JointSpouse_7_E",2506]
["Remote_JointSpouse_7_F",2632]
["Remote_JointSpouse_7_G",2816]
["Remote_JointSpouse_7_H",2951]
["Remote_JointSpouse_7_I",3193]
["Remote_JointSpouse_7_J",3290]
["Remote_JointSpouse_7_K",3375]
["Remote_JointSpouse_7_L",3633]
["Remote_JointSpouse_7_M",3973]
["Remote_JointSpouse_7_N",4068]
["Remote_JointSpouse_7_O",4068]
["Remote_JointSpouse_7_P",4068]
["Remote_JointSpouse_7_Q",4068]
["Remote_JointSpouse_7_R",4068]
["Remote_JointSpouse_7_S",4068]
["Remote_JointSpouse_7_T",4068]
["Remote_JointSpouse_8_A",2825]
["Remote_JointSpouse_8_B",2825]
["Remote_JointSpouse_8_C",2825]
["Remote_JointSpouse_8_D",2569]
["Remote_JointSpouse_8_E",2666]
["Remote_JointSpouse_8_F",2793]
["Remote_JointSpouse_8_G",2977]
["Remote_JointSpouse_8_H",3114]
["Remote_JointSpouse_8_I",3357]
["Remote_JointSpouse_8_J",3456]
["Remote_JointSpouse_8_K",3540]
["Remote_JointSpouse_8_L",3801]
["Remote_JointSpouse_8_M",4143]
["Remote_JointSpouse_8_N",4238]
["Remote_JointSpouse_8_O",4238]
["Remote_JointSpouse_8_P",4238]
["Remote_JointSpouse_8_Q",4238]
["Remote_JointSpouse_8_R",4238]
["Remote_JointSpouse_8_S",4238]
["Remote_JointSpouse_8_T",4238]
["Remote_JointSpouse_9_A",3035]
["Remote_JointSpouse_9_B",3035]
["Remote_JointSpouse_9_C",3035]
["Remote_JointSpouse_9_D",2728]
["Remote_JointSpouse_9_E",2825]
["Remote_JointSpouse_9_F",2953]
["Remote_JointSpouse_9_G",3139]
["Remote_JointSpouse_9_H",3276]
["Remote_JointSpouse_9_I",3522]
["Remote_JointSpouse_9_J",3621]
["Remote_JointSpouse_9_K",3706]
["Remote_JointSpouse_9_L",3969]
["Remote_JointSpouse_9_M",4314]
["Remote_JointSpouse_9_N",4409]
["Remote_JointSpouse_9_O",4409]
["Remote_JointSpouse_9_P",4409]
["Remote_JointSpouse_9_Q",4409]
["Remote_JointSpouse_9_R",4409]
["Remote_JointSpouse_9_S",4409]
["Remote_JointSpouse_9_T",4409]
["Remote_JointSpouse_10+_A",3245]
["Remote_JointSpouse_10+_B",3245]
["Remote_JointSpouse_10+_C",3245]
["Remote_JointSpouse_10+_D",2887]
["Remote_JointSpouse_10+_E",2984]
["Remote_JointSpouse_10+_F",3114]
["Remote_JointSpouse_10+_G",3301]
["Remote_JointSpouse_10+_H",3439]
["Remote_JointSpouse_10+_I",3686]
["Remote_JointSpouse_10+_J",3787]
["Remote_JointSpouse_10+_K",3871]
["Remote_JointSpouse_10+_L",4137]
["Remote_JointSpouse_10+_M",4484]
["Remote_JointSpouse_10+_N",4580]
["Remote_JointSpouse_10+_O",4580]
["Remote_JointSpouse_10+_P",4580]
["Remote_JointSpouse_10+_Q",4580]
["Remote_JointSpouse_10+_R",4580]
["Remote_JointSpouse_10+_S",4580]
["Remote_JointSpouse_10+_T",4580]
["ROA_Single_0_A",1076]
["ROA_Single_0_B",1143]
["ROA_Single_0_C",1205]
["ROA_Single_0_D",1294]
["ROA_Single_0_E",1457]
["ROA_Single_0_F",1668]
["ROA_Single_0_G",1979]
["ROA_Single_0_H",2206]
["ROA_Single_0_I",2614]
["ROA_Single_0_J",2775]
["ROA_Single_0_K",2922]
["ROA_Single_0_L",3354]
["ROA_Single_0_M",3930]
["ROA_Single_0_N",4090]
["ROA_Single_0_O",4090]
["ROA_Single_0_P",4090]
["ROA_Single_0_Q",4090]
["ROA_Single_0_R",4090]
["ROA_Single_0_S",4090]
["ROA_Single_0_T",4090]
["ROA_Single_1_A",1543]
["ROA_Single_1_B",1543]
["ROA_Single_1_C",1606]
["ROA_Single_1_D",1696]
["ROA_Single_1_E",1860]
["ROA_Single_1_F",2072]
["ROA_Single_1_G",2384]
["ROA_Single_1_H",2613]
["ROA_Single_1_I",3024]
["ROA_Single_1_J",3185]
["ROA_Single_1_K",3334]
["ROA_Single_1_L",3768]
["ROA_Single_1_M",4348]
["ROA_Single_1_N",4509]
["ROA_Single_1_O",4509]
["ROA_Single_1_P",4509]
["ROA_Single_1_Q",4509]
["ROA_Single_1_R",4509]
["ROA_Single_1_S",4509]
["ROA_Single_1_T",4509]
["ROA_Single_2_A",1926]
["ROA_Single_2_B",1926]
["ROA_Single_2_C",1988]
["ROA_Single_2_D",2078]
["ROA_Single_2_E",2241]
["ROA_Single_2_F",2452]
["ROA_Single_2_G",2764]
["ROA_Single_2_H",2991]
["ROA_Single_2_I",3401]
["ROA_Single_2_J",3562]
["ROA_Single_2_K",3709]
["ROA_Single_2_L",4143]
["ROA_Single_2_M",4719]
["ROA_Single_2_N",4880]
["ROA_Single_2_O",4880]
["ROA_Single_2_P",4880]
["ROA_Single_2_Q",4880]
["ROA_Single_2_R",4880]
["ROA_Single_2_S",4880]
["ROA_Single_2_T",4880]
["ROA_Single_3_A",2374]
["ROA_Single_3_B",2374]
["ROA_Single_3_C",2374]
["ROA_Single_3_D",2464]
["ROA_Single_3_E",2627]
["ROA_Single_3_F",2838]
["ROA_Single_3_G",3149]
["ROA_Single_3_H",3376]
["ROA_Single_3_I",3785]
["ROA_Single_3_J",3946]
["ROA_Single_3_K",4093]
["ROA_Single_3_L",4526]
["ROA_Single_3_M",5102]
["ROA_Single_3_N",5262]
["ROA_Single_3_O",5262]
["ROA_Single_3_P",5262]
["ROA_Single_3_Q",5262]
["ROA_Single_3_R",5262]
["ROA_Single_3_S",5262]
["ROA_Single_3_T",5262]
["ROA_Single_4_A",2822]
["ROA_Single_4_B",2822]
["ROA_Single_4_C",2760]
["ROA_Single_4_D",2850]
["ROA_Single_4_E",3013]
["ROA_Single_4_F",3224]
["ROA_Single_4_G",3534]
["ROA_Single_4_H",3761]
["ROA_Single_4_I",4169]
["ROA_Single_4_J",4330]
["ROA_Single_4_K",4477]
["ROA_Single_4_L",4909]
["ROA_Single_4_M",5485]
["ROA_Single_4_N",5644]
["ROA_Single_4_O",5644]
["ROA_Single_4_P",5644]
["ROA_Single_4_Q",5644]
["ROA_Single_4_R",5644]
["ROA_Single_4_S",5644]
["ROA_Single_4_T",5644]
["ROA_Single_5_A",3270]
["ROA_Single_5_B",3270]
["ROA_Single_5_C",3146]
["ROA_Single_5_D",3236]
["ROA_Single_5_E",3399]
["ROA_Single_5_F",3610]
["ROA_Single_5_G",3919]
["ROA_Single_5_H",4146]
["ROA_Single_5_I",4553]
["ROA_Single_5_J",4714]
["ROA_Single_5_K",4861]
["ROA_Single_5_L",5292]
["ROA_Single_5_M",5868]
["ROA_Single_5_N",6026]
["ROA_Single_5_O",6026]
["ROA_Single_5_P",6026]
["ROA_Single_5_Q",6026]
["ROA_Single_5_R",6026]
["ROA_Single_5_S",6026]
["ROA_Single_5_T",6026]
["ROA_Single_6_A",3718]
["ROA_Single_6_B",3718]
["ROA_Single_6_C",3532]
["ROA_Single_6_D",3622]
["ROA_Single_6_E",3785]
["ROA_Single_6_F",3996]
["ROA_Single_6_G",4304]
["ROA_Single_6_H",4531]
["ROA_Single_6_I",4937]
["ROA_Single_6_J",5098]
["ROA_Single_6_K",5245]
["ROA_Single_6_L",5675]
["ROA_Single_6_M",6251]
["ROA_Single_6_N",6408]
["ROA_Single_6_O",6408]
["ROA_Single_6_P",6408]
["ROA_Single_6_Q",6408]
["ROA_Single_6_R",6408]
["ROA_Single_6_S",6408]
["ROA_Single_6_T",6408]
["ROA_Single_7_A",4166]
["ROA_Single_7_B",4166]
["ROA_Single_7_C",3918]
["ROA_Single_7_D",4008]
["ROA_Single_7_E",4171]
["ROA_Single_7_F",4382]
["ROA_Single_7_G",4689]
["ROA_Single_7_H",4916]
["ROA_Single_7_I",5321]
["ROA_Single_7_J",5482]
["ROA_Single_7_K",5629]
["ROA_Single_7_L",6058]
["ROA_Single_7_M",6634]
["ROA_Single_7_N",6790]
["ROA_Single_7_O",6790]
["ROA_Single_7_P",6790]
["ROA_Single_7_Q",6790]
["ROA_Single_7_R",6790]
["ROA_Single_7_S",6790]
["ROA_Single_7_T",6790]
["ROA_Single_8_A",4614]
["ROA_Single_8_B",4614]
["ROA_Single_8_C",4304]
["ROA_Single_8_D",4394]
["ROA_Single_8_E",4557]
["ROA_Single_8_F",4768]
["ROA_Single_8_G",5074]
["ROA_Single_8_H",5301]
["ROA_Single_8_I",5705]
["ROA_Single_8_J",5866]
["ROA_Single_8_K",6013]
["ROA_Single_8_L",6441]
["ROA_Single_8_M",7017]
["ROA_Single_8_N",7172]
["ROA_Single_8_O",7172]
["ROA_Single_8_P",7172]
["ROA_Single_8_Q",7172]
["ROA_Single_8_R",7172]
["ROA_Single_8_S",7172]
["ROA_Single_8_T",7172]
["ROA_Single_9_A",5062]
["ROA_Single_9_B",5062]
["ROA_Single_9_C",4690]
["ROA_Single_9_D",4780]
["ROA_Single_9_E",4943]
["ROA_Single_9_F",5154]
["ROA_Single_9_G",5459]
["ROA_Single_9_H",5686]
["ROA_Single_9_I",6089]
["ROA_Single_9_J",6250]
["ROA_Single_9_K",6397]
["ROA_Single_9_L",6824]
["ROA_Single_9_M",7400]
["ROA_Single_9_N",7554]
["ROA_Single_9_O",7554]
["ROA_Single_9_P",7554]
["ROA_Single_9_Q",7554]
["ROA_Single_9_R",7554]
["ROA_Single_9_S",7554]
["ROA_Single_9_T",7554]
["ROA_Single_10+_A",5510]
["ROA_Single_10+_B",5510]
["ROA_Single_10+_C",5076]
["ROA_Single_10+_D",5166]
["ROA_Single_10+_E",5329]
["ROA_Single_10+_F",5540]
["ROA_Single_10+_G",5844]
["ROA_Single_10+_H",6071]
["ROA_Single_10+_I",6473]
["ROA_Single_10+_J",6634]
["ROA_Single_10+_K",6781]
["ROA_Single_10+_L",7207]
["ROA_Single_10+_M",7783]
["ROA_Single_10+_N",7936]
["ROA_Single_10+_O",7936]
["ROA_Single_10+_P",7936]
["ROA_Single_10+_Q",7936]
["ROA_Single_10+_R",7936]
["ROA_Single_10+_S",7936]
["ROA_Single_10+_T",7936]
["ROA_JointOthers_0_A",2095]
["ROA_JointOthers_0_B",2095]
["ROA_JointOthers_0_C",2157]
["ROA_JointOthers_0_D",2247]
["ROA_JointOthers_0_E",2410]
["ROA_JointOthers_0_F",2620]
["ROA_JointOthers_0_G",2931]
["ROA_JointOthers_0_H",3158]
["ROA_JointOthers_0_I",3567]
["ROA_JointOthers_0_J",3727]
["ROA_JointOthers_0_K",3874]
["ROA_JointOthers_0_L",4307]
["ROA_JointOthers_0_M",4882]
["ROA_JointOthers_0_N",5043]
["ROA_JointOthers_0_O",5043]
["ROA_JointOthers_0_P",5043]
["ROA_JointOthers_0_Q",5043]
["ROA_JointOthers_0_R",5043]
["ROA_JointOthers_0_S",5043]
["ROA_JointOthers_0_T",5043]
["ROA_JointOthers_1_A",2479]
["ROA_JointOthers_1_B",2479]
["ROA_JointOthers_1_C",2479]
["ROA_JointOthers_1_D",2568]
["ROA_JointOthers_1_E",2731]
["ROA_JointOthers_1_F",2942]
["ROA_JointOthers_1_G",3252]
["ROA_JointOthers_1_H",3479]
["ROA_JointOthers_1_I",3888]
["ROA_JointOthers_1_J",4048]
["ROA_JointOthers_1_K",4196]
["ROA_JointOthers_1_L",4628]
["ROA_JointOthers_1_M",5203]
["ROA_JointOthers_1_N",5364]
["ROA_JointOthers_1_O",5364]
["ROA_JointOthers_1_P",5364]
["ROA_JointOthers_1_Q",5364]
["ROA_JointOthers_1_R",5364]
["ROA_JointOthers_1_S",5364]
["ROA_JointOthers_1_T",5364]
["ROA_JointOthers_2_A",2723]
["ROA_JointOthers_2_B",2723]
["ROA_JointOthers_2_C",2723]
["ROA_JointOthers_2_D",2812]
["ROA_JointOthers_2_E",2974]
["ROA_JointOthers_2_F",3183]
["ROA_JointOthers_2_G",3492]
["ROA_JointOthers_2_H",3717]
["ROA_JointOthers_2_I",4123]
["ROA_JointOthers_2_J",4282]
["ROA_JointOthers_2_K",4429]
["ROA_JointOthers_2_L",4858]
["ROA_JointOthers_2_M",5430]
["ROA_JointOthers_2_N",5589]
["ROA_JointOthers_2_O",5589]
["ROA_JointOthers_2_P",5589]
["ROA_JointOthers_2_Q",5589]
["ROA_JointOthers_2_R",5589]
["ROA_JointOthers_2_S",5589]
["ROA_JointOthers_2_T",5589]
["ROA_JointOthers_3_A",3088]
["ROA_JointOthers_3_B",3088]
["ROA_JointOthers_3_C",3088]
["ROA_JointOthers_3_D",3088]
["ROA_JointOthers_3_E",3251]
["ROA_JointOthers_3_F",3462]
["ROA_JointOthers_3_G",3773]
["ROA_JointOthers_3_H",4000]
["ROA_JointOthers_3_I",4409]
["ROA_JointOthers_3_J",4570]
["ROA_JointOthers_3_K",4717]
["ROA_JointOthers_3_L",5150]
["ROA_JointOthers_3_M",5726]
["ROA_JointOthers_3_N",5886]
["ROA_JointOthers_3_O",5886]
["ROA_JointOthers_3_P",5886]
["ROA_JointOthers_3_Q",5886]
["ROA_JointOthers_3_R",5886]
["ROA_JointOthers_3_S",5886]
["ROA_JointOthers_3_T",5886]
["ROA_JointOthers_4_A",3453]
["ROA_JointOthers_4_B",3453]
["ROA_JointOthers_4_C",3453]
["ROA_JointOthers_4_D",3364]
["ROA_JointOthers_4_E",3528]
["ROA_JointOthers_4_F",3741]
["ROA_JointOthers_4_G",4054]
["ROA_JointOthers_4_H",4283]
["ROA_JointOthers_4_I",4695]
["ROA_JointOthers_4_J",4858]
["ROA_JointOthers_4_K",5005]
["ROA_JointOthers_4_L",5442]
["ROA_JointOthers_4_M",6022]
["ROA_JointOthers_4_N",6183]
["ROA_JointOthers_4_O",6183]
["ROA_JointOthers_4_P",6183]
["ROA_JointOthers_4_Q",6183]
["ROA_JointOthers_4_R",6183]
["ROA_JointOthers_4_S",6183]
["ROA_JointOthers_4_T",6183]
["ROA_JointOthers_5_A",3818]
["ROA_JointOthers_5_B",3818]
["ROA_JointOthers_5_C",3818]
["ROA_JointOthers_5_D",3640]
["ROA_JointOthers_5_E",3805]
["ROA_JointOthers_5_F",4020]
["ROA_JointOthers_5_G",4335]
["ROA_JointOthers_5_H",4566]
["ROA_JointOthers_5_I",4981]
["ROA_JointOthers_5_J",5146]
["ROA_JointOthers_5_K",5293]
["ROA_JointOthers_5_L",5734]
["ROA_JointOthers_5_M",6318]
["ROA_JointOthers_5_N",6480]
["ROA_JointOthers_5_O",6480]
["ROA_JointOthers_5_P",6480]
["ROA_JointOthers_5_Q",6480]
["ROA_JointOthers_5_R",6480]
["ROA_JointOthers_5_S",6480]
["ROA_JointOthers_5_T",6480]
["ROA_JointOthers_6_A",4183]
["ROA_JointOthers_6_B",4183]
["ROA_JointOthers_6_C",4183]
["ROA_JointOthers_6_D",3916]
["ROA_JointOthers_6_E",4082]
["ROA_JointOthers_6_F",4299]
["ROA_JointOthers_6_G",4616]
["ROA_JointOthers_6_H",4849]
["ROA_JointOthers_6_I",5267]
["ROA_JointOthers_6_J",5434]
["ROA_JointOthers_6_K",5581]
["ROA_JointOthers_6_L",6026]
["ROA_JointOthers_6_M",6614]
["ROA_JointOthers_6_N",6777]
["ROA_JointOthers_6_O",6777]
["ROA_JointOthers_6_P",6777]
["ROA_JointOthers_6_Q",6777]
["ROA_JointOthers_6_R",6777]
["ROA_JointOthers_6_S",6777]
["ROA_JointOthers_6_T",6777]
["ROA_JointOthers_7_A",4548]
["ROA_JointOthers_7_B",4548]
["ROA_JointOthers_7_C",4548]
["ROA_JointOthers_7_D",4192]
["ROA_JointOthers_7_E",4359]
["ROA_JointOthers_7_F",4578]
["ROA_JointOthers_7_G",4897]
["ROA_JointOthers_7_H",5132]
["ROA_JointOthers_7_I",5553]
["ROA_JointOthers_7_J",5722]
["ROA_JointOthers_7_K",5869]
["ROA_JointOthers_7_L",6318]
["ROA_JointOthers_7_M",6910]
["ROA_JointOthers_7_N",7074]
["ROA_JointOthers_7_O",7074]
["ROA_JointOthers_7_P",7074]
["ROA_JointOthers_7_Q",7074]
["ROA_JointOthers_7_R",7074]
["ROA_JointOthers_7_S",7074]
["ROA_JointOthers_7_T",7074]
["ROA_JointOthers_8_A",4913]
["ROA_JointOthers_8_B",4913]
["ROA_JointOthers_8_C",4913]
["ROA_JointOthers_8_D",4468]
["ROA_JointOthers_8_E",4636]
["ROA_JointOthers_8_F",4857]
["ROA_JointOthers_8_G",5178]
["ROA_JointOthers_8_H",5415]
["ROA_JointOthers_8_I",5839]
["ROA_JointOthers_8_J",6010]
["ROA_JointOthers_8_K",6157]
["ROA_JointOthers_8_L",6610]
["ROA_JointOthers_8_M",7206]
["ROA_JointOthers_8_N",7371]
["ROA_JointOthers_8_O",7371]
["ROA_JointOthers_8_P",7371]
["ROA_JointOthers_8_Q",7371]
["ROA_JointOthers_8_R",7371]
["ROA_JointOthers_8_S",7371]
["ROA_JointOthers_8_T",7371]
["ROA_JointOthers_9_A",5278]
["ROA_JointOthers_9_B",5278]
["ROA_JointOthers_9_C",5278]
["ROA_JointOthers_9_D",4744]
["ROA_JointOthers_9_E",4913]
["ROA_JointOthers_9_F",5136]
["ROA_JointOthers_9_G",5459]
["ROA_JointOthers_9_H",5698]
["ROA_JointOthers_9_I",6125]
["ROA_JointOthers_9_J",6298]
["ROA_JointOthers_9_K",6445]
["ROA_JointOthers_9_L",6902]
["ROA_JointOthers_9_M",7502]
["ROA_JointOthers_9_N",7668]
["ROA_JointOthers_9_O",7668]
["ROA_JointOthers_9_P",7668]
["ROA_JointOthers_9_Q",7668]
["ROA_JointOthers_9_R",7668]
["ROA_JointOthers_9_S",7668]
["ROA_JointOthers_9_T",7668]
["ROA_JointOthers_10+_A",5643]
["ROA_JointOthers_10+_B",5643]
["ROA_JointOthers_10+_C",5643]
["ROA_JointOthers_10+_D",5020]
["ROA_JointOthers_10+_E",5190]
["ROA_JointOthers_10+_F",5415]
["ROA_JointOthers_10+_G",5740]
["ROA_JointOthers_10+_H",5981]
["ROA_JointOthers_10+_I",6411]
["ROA_JointOthers_10+_J",6586]
["ROA_JointOthers_10+_K",6733]
["ROA_JointOthers_10+_L",7194]
["ROA_JointOthers_10+_M",7798]
["ROA_JointOthers_10+_N",7965]
["ROA_JointOthers_10+_O",7965]
["ROA_JointOthers_10+_P",7965]
["ROA_JointOthers_10+_Q",7965]
["ROA_JointOthers_10+_R",7965]
["ROA_JointOthers_10+_S",7965]
["ROA_JointOthers_10+_T",7965]
["ROA_JointSpouse_0_A",1048]
["ROA_JointSpouse_0_B",1048]
["ROA_JointSpouse_0_C",1079]
["ROA_JointSpouse_0_D",1124]
["ROA_JointSpouse_0_E",1205]
["ROA_JointSpouse_0_F",1310]
["ROA_JointSpouse_0_G",1466]
["ROA_JointSpouse_0_H",1579]
["ROA_JointSpouse_0_I",1784]
["ROA_JointSpouse_0_J",1864]
["ROA_JointSpouse_0_K",1937]
["ROA_JointSpouse_0_L",2154]
["ROA_JointSpouse_0_M",2441]
["ROA_JointSpouse_0_N",2522]
["ROA_JointSpouse_0_O",2522]
["ROA_JointSpouse_0_P",2522]
["ROA_JointSpouse_0_Q",2522]
["ROA_JointSpouse_0_R",2522]
["ROA_JointSpouse_0_S",2522]
["ROA_JointSpouse_0_T",2522]
["ROA_JointSpouse_1_A",1240]
["ROA_JointSpouse_1_B",1240]
["ROA_JointSpouse_1_C",1240]
["ROA_JointSpouse_1_D",1284]
["ROA_JointSpouse_1_E",1366]
["ROA_JointSpouse_1_F",1471]
["ROA_JointSpouse_1_G",1626]
["ROA_JointSpouse_1_H",1740]
["ROA_JointSpouse_1_I",1944]
["ROA_JointSpouse_1_J",2024]
["ROA_JointSpouse_1_K",2098]
["ROA_JointSpouse_1_L",2314]
["ROA_JointSpouse_1_M",2602]
["ROA_JointSpouse_1_N",2682]
["ROA_JointSpouse_1_O",2682]
["ROA_JointSpouse_1_P",2682]
["ROA_JointSpouse_1_Q",2682]
["ROA_JointSpouse_1_R",2682]
["ROA_JointSpouse_1_S",2682]
["ROA_JointSpouse_1_T",2682]
["ROA_JointSpouse_2_A",1362]
["ROA_JointSpouse_2_B",1362]
["ROA_JointSpouse_2_C",1362]
["ROA_JointSpouse_2_D",1406]
["ROA_JointSpouse_2_E",1487]
["ROA_JointSpouse_2_F",1592]
["ROA_JointSpouse_2_G",1746]
["ROA_JointSpouse_2_H",1859]
["ROA_JointSpouse_2_I",2062]
["ROA_JointSpouse_2_J",2141]
["ROA_JointSpouse_2_K",2215]
["ROA_JointSpouse_2_L",2429]
["ROA_JointSpouse_2_M",2715]
["ROA_JointSpouse_2_N",2795]
["ROA_JointSpouse_2_O",2795]
["ROA_JointSpouse_2_P",2795]
["ROA_JointSpouse_2_Q",2795]
["ROA_JointSpouse_2_R",2795]
["ROA_JointSpouse_2_S",2795]
["ROA_JointSpouse_2_T",2795]
["ROA_JointSpouse_3_A",1544]
["ROA_JointSpouse_3_B",1544]
["ROA_JointSpouse_3_C",1544]
["ROA_JointSpouse_3_D",1544]
["ROA_JointSpouse_3_E",1626]
["ROA_JointSpouse_3_F",1731]
["ROA_JointSpouse_3_G",1887]
["ROA_JointSpouse_3_H",2000]
["ROA_JointSpouse_3_I",2205]
["ROA_JointSpouse_3_J",2285]
["ROA_JointSpouse_3_K",2359]
["ROA_JointSpouse_3_L",2575]
["ROA_JointSpouse_3_M",2863]
["ROA_JointSpouse_3_N",2943]
["ROA_JointSpouse_3_O",2943]
["ROA_JointSpouse_3_P",2943]
["ROA_JointSpouse_3_Q",2943]
["ROA_JointSpouse_3_R",2943]
["ROA_JointSpouse_3_S",2943]
["ROA_JointSpouse_3_T",2943]
["ROA_JointSpouse_4_A",1727]
["ROA_JointSpouse_4_B",1727]
["ROA_JointSpouse_4_C",1727]
["ROA_JointSpouse_4_D",1682]
["ROA_JointSpouse_4_E",1764]
["ROA_JointSpouse_4_F",1871]
["ROA_JointSpouse_4_G",2027]
["ROA_JointSpouse_4_H",2142]
["ROA_JointSpouse_4_I",2348]
["ROA_JointSpouse_4_J",2429]
["ROA_JointSpouse_4_K",2503]
["ROA_JointSpouse_4_L",2721]
["ROA_JointSpouse_4_M",3011]
["ROA_JointSpouse_4_N",3092]
["ROA_JointSpouse_4_O",3092]
["ROA_JointSpouse_4_P",3092]
["ROA_JointSpouse_4_Q",3092]
["ROA_JointSpouse_4_R",3092]
["ROA_JointSpouse_4_S",3092]
["ROA_JointSpouse_4_T",3092]
["ROA_JointSpouse_5_A",1909]
["ROA_JointSpouse_5_B",1909]
["ROA_JointSpouse_5_C",1909]
["ROA_JointSpouse_5_D",1820]
["ROA_JointSpouse_5_E",1903]
["ROA_JointSpouse_5_F",2010]
["ROA_JointSpouse_5_G",2168]
["ROA_JointSpouse_5_H",2283]
["ROA_JointSpouse_5_I",2491]
["ROA_JointSpouse_5_J",2573]
["ROA_JointSpouse_5_K",2647]
["ROA_JointSpouse_5_L",2867]
["ROA_JointSpouse_5_M",3159]
["ROA_JointSpouse_5_N",3240]
["ROA_JointSpouse_5_O",3240]
["ROA_JointSpouse_5_P",3240]
["ROA_JointSpouse_5_Q",3240]
["ROA_JointSpouse_5_R",3240]
["ROA_JointSpouse_5_S",3240]
["ROA_JointSpouse_5_T",3240]
["ROA_JointSpouse_6_A",2092]
["ROA_JointSpouse_6_B",2092]
["ROA_JointSpouse_6_C",2092]
["ROA_JointSpouse_6_D",1958]
["ROA_JointSpouse_6_E",2041]
["ROA_JointSpouse_6_F",2150]
["ROA_JointSpouse_6_G",2308]
["ROA_JointSpouse_6_H",2425]
["ROA_JointSpouse_6_I",2634]
["ROA_JointSpouse_6_J",2717]
["ROA_JointSpouse_6_K",2791]
["ROA_JointSpouse_6_L",3013]
["ROA_JointSpouse_6_M",3307]
["ROA_JointSpouse_6_N",3389]
["ROA_JointSpouse_6_O",3389]
["ROA_JointSpouse_6_P",3389]
["ROA_JointSpouse_6_Q",3389]
["ROA_JointSpouse_6_R",3389]
["ROA_JointSpouse_6_S",3389]
["ROA_JointSpouse_6_T",3389]
["ROA_JointSpouse_7_A",2274]
["ROA_JointSpouse_7_B",2274]
["ROA_JointSpouse_7_C",2274]
["ROA_JointSpouse_7_D",2096]
["ROA_JointSpouse_7_E",2180]
["ROA_JointSpouse_7_F",2289]
["ROA_JointSpouse_7_G",2449]
["ROA_JointSpouse_7_H",2566]
["ROA_JointSpouse_7_I",2777]
["ROA_JointSpouse_7_J",2861]
["ROA_JointSpouse_7_K",2935]
["ROA_JointSpouse_7_L",3159]
["ROA_JointSpouse_7_M",3455]
["ROA_JointSpouse_7_N",3537]
["ROA_JointSpouse_7_O",3537]
["ROA_JointSpouse_7_P",3537]
["ROA_JointSpouse_7_Q",3537]
["ROA_JointSpouse_7_R",3537]
["ROA_JointSpouse_7_S",3537]
["ROA_JointSpouse_7_T",3537]
["ROA_JointSpouse_8_A",2457]
["ROA_JointSpouse_8_B",2457]
["ROA_JointSpouse_8_C",2457]
["ROA_JointSpouse_8_D",2234]
["ROA_JointSpouse_8_E",2318]
["ROA_JointSpouse_8_F",2429]
["ROA_JointSpouse_8_G",2589]
["ROA_JointSpouse_8_H",2708]
["ROA_JointSpouse_8_I",2920]
["ROA_JointSpouse_8_J",3005]
["ROA_JointSpouse_8_K",3079]
["ROA_JointSpouse_8_L",3305]
["ROA_JointSpouse_8_M",3603]
["ROA_JointSpouse_8_N",3686]
["ROA_JointSpouse_8_O",3686]
["ROA_JointSpouse_8_P",3686]
["ROA_JointSpouse_8_Q",3686]
["ROA_JointSpouse_8_R",3686]
["ROA_JointSpouse_8_S",3686]
["ROA_JointSpouse_8_T",3686]
["ROA_JointSpouse_9_A",2639]
["ROA_JointSpouse_9_B",2639]
["ROA_JointSpouse_9_C",2639]
["ROA_JointSpouse_9_D",2372]
["ROA_JointSpouse_9_E",2457]
["ROA_JointSpouse_9_F",2568]
["ROA_JointSpouse_9_G",2730]
["ROA_JointSpouse_9_H",2849]
["ROA_JointSpouse_9_I",3063]
["ROA_JointSpouse_9_J",3149]
["ROA_JointSpouse_9_K",3223]
["ROA_JointSpouse_9_L",3451]
["ROA_JointSpouse_9_M",3751]
["ROA_JointSpouse_9_N",3834]
["ROA_JointSpouse_9_O",3834]
["ROA_JointSpouse_9_P",3834]
["ROA_JointSpouse_9_Q",3834]
["ROA_JointSpouse_9_R",3834]
["ROA_JointSpouse_9_S",3834]
["ROA_JointSpouse_9_T",3834]
["ROA_JointSpouse_10+_A",2822]
["ROA_JointSpouse_10+_B",2822]
["ROA_JointSpouse_10+_C",2822]
["ROA_JointSpouse_10+_D",2510]
["ROA_JointSpouse_10+_E",2595]
["ROA_JointSpouse_10+_F",2708]
["ROA_JointSpouse_10+_G",2870]
["ROA_JointSpouse_10+_H",2991]
["ROA_JointSpouse_10+_I",3206]
["ROA_JointSpouse_10+_J",3293]
["ROA_JointSpouse_10+_K",3367]
["ROA_JointSpouse_10+_L",3597]
["ROA_JointSpouse_10+_M",3899]
["ROA_JointSpouse_10+_N",3983]
["ROA_JointSpouse_10+_O",3983]
["ROA_JointSpouse_10+_P",3983]
["ROA_JointSpouse_10+_Q",3983]
["ROA_JointSpouse_10+_R",3983]
["ROA_JointSpouse_10+_S",3983]
["ROA_JointSpouse_10+_T",3983]
["null","null"]
["QLD_NonMetro_Single_7_T",4337]
["QLD_NonMetro_Single_7_U",4476]
["QLD_NonMetro_Single_8_A",2617]
["QLD_NonMetro_Single_8_B",2677]
["QLD_NonMetro_Single_8_C",2657]
["QLD_NonMetro_Single_8_D",2697]
["QLD_NonMetro_Single_8_E",2788]
["QLD_NonMetro_Single_8_F",2856]
["QLD_NonMetro_Single_8_G",2979]
["QLD_NonMetro_Single_8_H",2961]
["QLD_NonMetro_Single_8_I",3128]
["QLD_NonMetro_Single_8_J",3265]
["QLD_NonMetro_Single_8_K",3314]
["QLD_NonMetro_Single_8_L",3365]
["QLD_NonMetro_Single_8_M",3585]
["QLD_NonMetro_Single_8_N",3673]
["QLD_NonMetro_Single_8_O",3790]
["QLD_NonMetro_Single_8_P",3912]
["QLD_NonMetro_Single_8_Q",4053]
["QLD_NonMetro_Single_8_R",4194]
["QLD_NonMetro_Single_8_S",4335]
["QLD_NonMetro_Single_8_T",4476]
["QLD_NonMetro_Single_8_U",4616]
["QLD_NonMetro_Single_9_A",2776]
["QLD_NonMetro_Single_9_B",2835]
["QLD_NonMetro_Single_9_C",2815]
["QLD_NonMetro_Single_9_D",2856]
["QLD_NonMetro_Single_9_E",2945]
["QLD_NonMetro_Single_9_F",3013]
["QLD_NonMetro_Single_9_G",3134]
["QLD_NonMetro_Single_9_H",3117]
["QLD_NonMetro_Single_9_I",3282]
["QLD_NonMetro_Single_9_J",3418]
["QLD_NonMetro_Single_9_K",3466]
["QLD_NonMetro_Single_9_L",3517]
["QLD_NonMetro_Single_9_M",3735]
["QLD_NonMetro_Single_9_N",3822]
["QLD_NonMetro_Single_9_O",3938]
["QLD_NonMetro_Single_9_P",4059]
["QLD_NonMetro_Single_9_Q",4199]
["QLD_NonMetro_Single_9_R",4339]
["QLD_NonMetro_Single_9_S",4479]
["QLD_NonMetro_Single_9_T",4619]
["QLD_NonMetro_Single_9_U",4756]
["QLD_NonMetro_Single_10+_A",2935]
["QLD_NonMetro_Single_10+_B",2993]
["QLD_NonMetro_Single_10+_C",2973]
["QLD_NonMetro_Single_10+_D",3015]
["QLD_NonMetro_Single_10+_E",3102]
["QLD_NonMetro_Single_10+_F",3170]
["QLD_NonMetro_Single_10+_G",3289]
["QLD_NonMetro_Single_10+_H",3273]
["QLD_NonMetro_Single_10+_I",3436]
["QLD_NonMetro_Single_10+_J",3571]
["QLD_NonMetro_Single_10+_K",3618]
["QLD_NonMetro_Single_10+_L",3669]
["QLD_NonMetro_Single_10+_M",3885]
["QLD_NonMetro_Single_10+_N",3971]
["QLD_NonMetro_Single_10+_O",4086]
["QLD_NonMetro_Single_10+_P",4206]
["QLD_NonMetro_Single_10+_Q",4344]
["QLD_NonMetro_Single_10+_R",4482]
["QLD_NonMetro_Single_10+_S",4620]
["QLD_NonMetro_Single_10+_T",4758]
["QLD_NonMetro_Single_10+_U",4896]
["SA_Metro_Single_0_A",1185]
["SA_Metro_Single_0_B",1251]
["SA_Metro_Single_0_C",1231]
["SA_Metro_Single_0_D",1265]
["SA_Metro_Single_0_E",1367]
["SA_Metro_Single_0_F",1434]
["SA_Metro_Single_0_G",1568]
["SA_Metro_Single_0_H",1545]
["SA_Metro_Single_0_I",1721]
["SA_Metro_Single_0_J",1863]
["SA_Metro_Single_0_K",1918]
["SA_Metro_Single_0_L",1969]
["SA_Metro_Single_0_M",2199]
["SA_Metro_Single_0_N",2292]
["SA_Metro_Single_0_O",2414]
["SA_Metro_Single_0_P",2541]
["SA_Metro_Single_0_Q",2689]
["SA_Metro_Single_0_R",2837]
["SA_Metro_Single_0_S",2985]
["SA_Metro_Single_0_T",3133]
["SA_Metro_Single_0_U",3280]
["SA_Metro_Single_1_A",1445]
["SA_Metro_Single_1_B",1511]
["SA_Metro_Single_1_C",1491]
["SA_Metro_Single_1_D",1525]
["SA_Metro_Single_1_E",1626]
["SA_Metro_Single_1_F",1694]
["SA_Metro_Single_1_G",1827]
["SA_Metro_Single_1_H",1804]
["SA_Metro_Single_1_I",1981]
["SA_Metro_Single_1_J",2122]
["SA_Metro_Single_1_K",2177]
["SA_Metro_Single_1_L",2227]
["SA_Metro_Single_1_M",2457]
["SA_Metro_Single_1_N",2550]
["SA_Metro_Single_1_O",2672]
["SA_Metro_Single_1_P",2798]
["SA_Metro_Single_1_Q",2946]
["SA_Metro_Single_1_R",3094]
["SA_Metro_Single_1_S",3242]
["SA_Metro_Single_1_T",3390]
["SA_Metro_Single_1_U",3536]
["SA_Metro_Single_2_A",1793]
["SA_Metro_Single_2_B",1859]
["SA_Metro_Single_2_C",1839]
["SA_Metro_Single_2_D",1874]
["SA_Metro_Single_2_E",1976]
["SA_Metro_Single_2_F",2044]
["SA_Metro_Single_2_G",2179]
["SA_Metro_Single_2_H",2156]
["SA_Metro_Single_2_I",2334]
["SA_Metro_Single_2_J",2477]
["SA_Metro_Single_2_K",2532]
["SA_Metro_Single_2_L",2583]
["SA_Metro_Single_2_M",2816]
["SA_Metro_Single_2_N",2909]
["SA_Metro_Single_2_O",3033]
["SA_Metro_Single_2_P",3161]
["SA_Metro_Single_2_Q",3310]
["SA_Metro_Single_2_R",3459]
["SA_Metro_Single_2_S",3608]
["SA_Metro_Single_2_T",3757]
["SA_Metro_Single_2_U",3906]
["SA_Metro_Single_3_A",1951]
["SA_Metro_Single_3_B",2017]
["SA_Metro_Single_3_C",1997]
["SA_Metro_Single_3_D",2031]
["SA_Metro_Single_3_E",2132]
["SA_Metro_Single_3_F",2200]
["SA_Metro_Single_3_G",2334]
["SA_Metro_Single_3_H",2310]
["SA_Metro_Single_3_I",2487]
["SA_Metro_Single_3_J",2629]
["SA_Metro_Single_3_K",2684]
["SA_Metro_Single_3_L",2734]
["SA_Metro_Single_3_M",2964]
["SA_Metro_Single_3_N",3057]
["SA_Metro_Single_3_O",3180]
["SA_Metro_Single_3_P",3306]
["SA_Metro_Single_3_Q",3454]
["SA_Metro_Single_3_R",3602]
["SA_Metro_Single_3_S",3750]
["SA_Metro_Single_3_T",3898]
["SA_Metro_Single_3_U",4045]
["SA_Metro_Single_4_A",2109]
["SA_Metro_Single_4_B",2175]
["SA_Metro_Single_4_C",2155]
["SA_Metro_Single_4_D",2188]
["SA_Metro_Single_4_E",2288]
["SA_Metro_Single_4_F",2356]
["SA_Metro_Single_4_G",2489]
["SA_Metro_Single_4_H",2464]
["SA_Metro_Single_4_I",2640]
["SA_Metro_Single_4_J",2781]
["SA_Metro_Single_4_K",2836]
["SA_Metro_Single_4_L",2885]
["SA_Metro_Single_4_M",3112]
["SA_Metro_Single_4_N",3205]
["SA_Metro_Single_4_O",3327]
["SA_Metro_Single_4_P",3451]
["SA_Metro_Single_4_Q",3598]
["SA_Metro_Single_4_R",3745]
["SA_Metro_Single_4_S",3892]
["SA_Metro_Single_4_T",4039]
["SA_Metro_Single_4_U",4184]
["SA_Metro_Single_5_A",2267]
["SA_Metro_Single_5_B",2333]
["SA_Metro_Single_5_C",2313]
["SA_Metro_Single_5_D",2345]
["SA_Metro_Single_5_E",2444]
["SA_Metro_Single_5_F",2512]
["SA_Metro_Single_5_G",2644]
["SA_Metro_Single_5_H",2618]
["SA_Metro_Single_5_I",2793]
["SA_Metro_Single_5_J",2933]
["SA_Metro_Single_5_K",2988]
["SA_Metro_Single_5_L",3036]
["SA_Metro_Single_5_M",3260]
["SA_Metro_Single_5_N",3353]
["SA_Metro_Single_5_O",3474]
["SA_Metro_Single_5_P",3596]
["SA_Metro_Single_5_Q",3742]
["SA_Metro_Single_5_R",3888]
["SA_Metro_Single_5_S",4034]
["SA_Metro_Single_5_T",4180]
["SA_Metro_Single_5_U",4323]
["SA_Metro_Single_6_A",2425]
["SA_Metro_Single_6_B",2491]
["SA_Metro_Single_6_C",2471]
["SA_Metro_Single_6_D",2502]
["SA_Metro_Single_6_E",2600]
["SA_Metro_Single_6_F",2668]
["SA_Metro_Single_6_G",2799]
["SA_Metro_Single_6_H",2772]
["SA_Metro_Single_6_I",2946]
["SA_Metro_Single_6_J",3085]
["SA_Metro_Single_6_K",3140]
["SA_Metro_Single_6_L",3187]
["SA_Metro_Single_6_M",3408]
["SA_Metro_Single_6_N",3501]
["SA_Metro_Single_6_O",3621]
["SA_Metro_Single_6_P",3741]
["SA_Metro_Single_6_Q",3886]
["SA_Metro_Single_6_R",4031]
["SA_Metro_Single_6_S",4176]
["SA_Metro_Single_6_T",4321]
["SA_Metro_Single_6_U",4462]
["SA_Metro_Single_7_A",2583]
["SA_Metro_Single_7_B",2649]
["SA_Metro_Single_7_C",2629]
["SA_Metro_Single_7_D",2659]
["SA_Metro_Single_7_E",2756]
["SA_Metro_Single_7_F",2824]
["SA_Metro_Single_7_G",2954]
["SA_Metro_Single_7_H",2926]
["SA_Metro_Single_7_I",3099]
["SA_Metro_Single_7_J",3237]
["SA_Metro_Single_7_K",3292]
["SA_Metro_Single_7_L",3338]
["SA_Metro_Single_7_M",3556]
["SA_Metro_Single_7_N",3649]
["SA_Metro_Single_7_O",3768]
["SA_Metro_Single_7_P",3886]
["SA_Metro_Single_7_Q",4029]
["SA_Metro_Single_7_R",4172]
["SA_Metro_Single_7_S",4315]
["SA_Metro_Single_7_T",4458]
["SA_Metro_Single_7_U",4601]
["SA_Metro_Single_8_A",2741]
["SA_Metro_Single_8_B",2807]
["SA_Metro_Single_8_C",2787]
["SA_Metro_Single_8_D",2816]
["SA_Metro_Single_8_E",2912]
["SA_Metro_Single_8_F",2980]
["SA_Metro_Single_8_G",3109]
["SA_Metro_Single_8_H",3080]
["SA_Metro_Single_8_I",3252]
["SA_Metro_Single_8_J",3389]
["SA_Metro_Single_8_K",3444]
["SA_Metro_Single_8_L",3489]
["SA_Metro_Single_8_M",3704]
["SA_Metro_Single_8_N",3797]
["SA_Metro_Single_8_O",3915]
["SA_Metro_Single_8_P",4031]
["SA_Metro_Single_8_Q",4173]
["SA_Metro_Single_8_R",4315]
["SA_Metro_Single_8_S",4457]
["SA_Metro_Single_8_T",4599]
["SA_Metro_Single_8_U",4740]
["SA_Metro_Single_9_A",2899]
["SA_Metro_Single_9_B",2965]
["SA_Metro_Single_9_C",2945]
["SA_Metro_Single_9_D",2973]
["SA_Metro_Single_9_E",3068]
["SA_Metro_Single_9_F",3136]
["SA_Metro_Single_9_G",3264]
["SA_Metro_Single_9_H",3234]
["SA_Metro_Single_9_I",3405]
["SA_Metro_Single_9_J",3541]
["SA_Metro_Single_9_K",3596]
["SA_Metro_Single_9_L",3640]
["SA_Metro_Single_9_M",3852]
["SA_Metro_Single_9_N",3945]
["SA_Metro_Single_9_O",4062]
["SA_Metro_Single_9_P",4176]
["SA_Metro_Single_9_Q",4317]
["SA_Metro_Single_9_R",4458]
["SA_Metro_Single_9_S",4599]
["SA_Metro_Single_9_T",4740]
["SA_Metro_Single_9_U",4879]
["SA_Metro_Single_10+_A",3057]
["SA_Metro_Single_10+_B",3123]
["SA_Metro_Single_10+_C",3103]
["SA_Metro_Single_10+_D",3130]
["SA_Metro_Single_10+_E",3224]
["SA_Metro_Single_10+_F",3292]
["SA_Metro_Single_10+_G",3419]
["SA_Metro_Single_10+_H",3388]
["SA_Metro_Single_10+_I",3558]
["SA_Metro_Single_10+_J",3693]
["SA_Metro_Single_10+_K",3748]
["SA_Metro_Single_10+_L",3791]
["SA_Metro_Single_10+_M",4000]
["SA_Metro_Single_10+_N",4093]
["SA_Metro_Single_10+_O",4209]
["SA_Metro_Single_10+_P",4321]
["SA_Metro_Single_10+_Q",4461]
["SA_Metro_Single_10+_R",4601]
["SA_Metro_Single_10+_S",4741]
["SA_Metro_Single_10+_T",4881]
["SA_Metro_Single_10+_U",5018]
["SA_NonMetro_Single_0_A",1146]
["SA_NonMetro_Single_0_B",1211]
["SA_NonMetro_Single_0_C",1191]
["SA_NonMetro_Single_0_D",1226]
["SA_NonMetro_Single_0_E",1327]
["SA_NonMetro_Single_0_F",1395]
["SA_NonMetro_Single_0_G",1528]
["SA_NonMetro_Single_0_H",1505]
["SA_NonMetro_Single_0_I",1682]
["SA_NonMetro_Single_0_J",1824]
["SA_NonMetro_Single_0_K",1878]
["SA_NonMetro_Single_0_L",1929]
["SA_NonMetro_Single_0_M",2159]
["SA_NonMetro_Single_0_N",2252]
["SA_NonMetro_Single_0_O",2375]
["SA_NonMetro_Single_0_P",2501]
["SA_NonMetro_Single_0_Q",2649]
["SA_NonMetro_Single_0_R",2797]
["SA_NonMetro_Single_0_S",2945]
["SA_NonMetro_Single_0_T",3093]
["SA_NonMetro_Single_0_U",3240]
["SA_NonMetro_Single_1_A",1406]
["SA_NonMetro_Single_1_B",1471]
["SA_NonMetro_Single_1_C",1451]
["SA_NonMetro_Single_1_D",1486]
["SA_NonMetro_Single_1_E",1587]
["SA_NonMetro_Single_1_F",1655]
["SA_NonMetro_Single_1_G",1788]
["SA_NonMetro_Single_1_H",1765]
["SA_NonMetro_Single_1_I",1941]
["SA_NonMetro_Single_1_J",2083]
["SA_NonMetro_Single_1_K",2137]
["SA_NonMetro_Single_1_L",2188]
["SA_NonMetro_Single_1_M",2418]
["SA_NonMetro_Single_1_N",2510]
["SA_NonMetro_Single_1_O",2633]
["SA_NonMetro_Single_1_P",2759]
["SA_NonMetro_Single_1_Q",2907]
["SA_NonMetro_Single_1_R",3055]
["SA_NonMetro_Single_1_S",3203]
["SA_NonMetro_Single_1_T",3351]
["SA_NonMetro_Single_1_U",3496]
["SA_NonMetro_Single_2_A",1753]
["SA_NonMetro_Single_2_B",1819]
["SA_NonMetro_Single_2_C",1799]
["SA_NonMetro_Single_2_D",1834]
["SA_NonMetro_Single_2_E",1936]
["SA_NonMetro_Single_2_F",2004]
["SA_NonMetro_Single_2_G",2139]
["SA_NonMetro_Single_2_H",2116]
["SA_NonMetro_Single_2_I",2294]
["SA_NonMetro_Single_2_J",2437]
["SA_NonMetro_Single_2_K",2492]
["SA_NonMetro_Single_2_L",2544]
["SA_NonMetro_Single_2_M",2776]
["SA_NonMetro_Single_2_N",2869]
["SA_NonMetro_Single_2_O",2993]
["SA_NonMetro_Single_2_P",3121]
["SA_NonMetro_Single_2_Q",3270]
["SA_NonMetro_Single_2_R",3419]
["SA_NonMetro_Single_2_S",3568]
["SA_NonMetro_Single_2_T",3717]
["SA_NonMetro_Single_2_U",3866]
["SA_NonMetro_Single_3_A",1912]
["SA_NonMetro_Single_3_B",1977]
["SA_NonMetro_Single_3_C",1957]
["SA_NonMetro_Single_3_D",1992]
["SA_NonMetro_Single_3_E",2093]
["SA_NonMetro_Single_3_F",2161]
["SA_NonMetro_Single_3_G",2294]
["SA_NonMetro_Single_3_H",2271]
["SA_NonMetro_Single_3_I",2448]
["SA_NonMetro_Single_3_J",2589]
["SA_NonMetro_Single_3_K",2644]
["SA_NonMetro_Single_3_L",2695]
["SA_NonMetro_Single_3_M",2925]
["SA_NonMetro_Single_3_N",3018]
["SA_NonMetro_Single_3_O",3140]
["SA_NonMetro_Single_3_P",3267]
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["WA_NonMetro_Single_0_A",1021]
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["WA_NonMetro_Single_1_I",1817]
["WA_NonMetro_Single_1_J",1959]
["WA_NonMetro_Single_1_K",2013]
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["WA_NonMetro_Single_2_A",1628]
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["WA_NonMetro_Single_2_E",1811]
["WA_NonMetro_Single_2_F",1879]
["WA_NonMetro_Single_2_G",2014]
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["WA_NonMetro_Single_2_I",2169]
["WA_NonMetro_Single_2_J",2312]
["WA_NonMetro_Single_2_K",2367]
["WA_NonMetro_Single_2_L",2418]
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["WA_NonMetro_Single_2_Q",3145]
["WA_NonMetro_Single_2_R",3295]
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["WA_NonMetro_Single_2_T",3595]
["WA_NonMetro_Single_2_U",3741]
["WA_NonMetro_Single_3_A",1787]
["WA_NonMetro_Single_3_B",1853]
["WA_NonMetro_Single_3_C",1833]
["WA_NonMetro_Single_3_D",1867]
["WA_NonMetro_Single_3_E",1969]
["WA_NonMetro_Single_3_F",2036]
["WA_NonMetro_Single_3_G",2170]
["WA_NonMetro_Single_3_H",2147]
["WA_NonMetro_Single_3_I",2323]
["WA_NonMetro_Single_3_J",2465]
["WA_NonMetro_Single_3_K",2520]
["WA_NonMetro_Single_3_L",2571]
["WA_NonMetro_Single_3_M",2801]
["WA_NonMetro_Single_3_N",2893]
["WA_NonMetro_Single_3_O",3016]
["WA_NonMetro_Single_3_P",3143]
["WA_NonMetro_Single_3_Q",3291]
["WA_NonMetro_Single_3_R",3439]
["WA_NonMetro_Single_3_S",3587]
["WA_NonMetro_Single_3_T",3735]
["WA_NonMetro_Single_3_U",3881]
["WA_NonMetro_Single_4_A",1946]
["WA_NonMetro_Single_4_B",2012]
["WA_NonMetro_Single_4_C",1992]
["WA_NonMetro_Single_4_D",2026]
["WA_NonMetro_Single_4_E",2127]
["WA_NonMetro_Single_4_F",2193]
["WA_NonMetro_Single_4_G",2326]
["WA_NonMetro_Single_4_H",2304]
["WA_NonMetro_Single_4_I",2477]
["WA_NonMetro_Single_4_J",2618]
["WA_NonMetro_Single_4_K",2673]
["WA_NonMetro_Single_4_L",2724]
["WA_NonMetro_Single_4_M",2952]
["WA_NonMetro_Single_4_N",3042]
["WA_NonMetro_Single_4_O",3164]
["WA_NonMetro_Single_4_P",3291]
["WA_NonMetro_Single_4_Q",3437]
["WA_NonMetro_Single_4_R",3583]
["WA_NonMetro_Single_4_S",3729]
["WA_NonMetro_Single_4_T",3875]
["WA_NonMetro_Single_4_U",4021]
["WA_NonMetro_Single_5_A",2105]
["WA_NonMetro_Single_5_B",2171]
["WA_NonMetro_Single_5_C",2151]
["WA_NonMetro_Single_5_D",2185]
["WA_NonMetro_Single_5_E",2285]
["WA_NonMetro_Single_5_F",2350]
["WA_NonMetro_Single_5_G",2482]
["WA_NonMetro_Single_5_H",2461]
["WA_NonMetro_Single_5_I",2631]
["WA_NonMetro_Single_5_J",2771]
["WA_NonMetro_Single_5_K",2826]
["WA_NonMetro_Single_5_L",2877]
["WA_NonMetro_Single_5_M",3103]
["WA_NonMetro_Single_5_N",3191]
["WA_NonMetro_Single_5_O",3312]
["WA_NonMetro_Single_5_P",3439]
["WA_NonMetro_Single_5_Q",3584]
["WA_NonMetro_Single_5_R",3729]
["WA_NonMetro_Single_5_S",3874]
["WA_NonMetro_Single_5_T",4019]
["WA_NonMetro_Single_5_U",4161]
["WA_NonMetro_Single_6_A",2264]
["WA_NonMetro_Single_6_B",2330]
["WA_NonMetro_Single_6_C",2310]
["WA_NonMetro_Single_6_D",2344]
["WA_NonMetro_Single_6_E",2443]
["WA_NonMetro_Single_6_F",2507]
["WA_NonMetro_Single_6_G",2638]
["WA_NonMetro_Single_6_H",2618]
["WA_NonMetro_Single_6_I",2785]
["WA_NonMetro_Single_6_J",2924]
["WA_NonMetro_Single_6_K",2979]
["WA_NonMetro_Single_6_L",3030]
["WA_NonMetro_Single_6_M",3254]
["WA_NonMetro_Single_6_N",3340]
["WA_NonMetro_Single_6_O",3460]
["WA_NonMetro_Single_6_P",3587]
["WA_NonMetro_Single_6_Q",3730]
["WA_NonMetro_Single_6_R",3873]
["WA_NonMetro_Single_6_S",4016]
["WA_NonMetro_Single_6_T",4159]
["WA_NonMetro_Single_6_U",4301]
["WA_NonMetro_Single_7_A",2423]
["WA_NonMetro_Single_7_B",2489]
["WA_NonMetro_Single_7_C",2469]
["WA_NonMetro_Single_7_D",2503]
["WA_NonMetro_Single_7_E",2601]
["WA_NonMetro_Single_7_F",2664]
["WA_NonMetro_Single_7_G",2794]
["WA_NonMetro_Single_7_H",2775]
["WA_NonMetro_Single_7_I",2939]
["WA_NonMetro_Single_7_J",3077]
["WA_NonMetro_Single_7_K",3132]
["WA_NonMetro_Single_7_L",3183]
["WA_NonMetro_Single_7_M",3405]
["WA_NonMetro_Single_7_N",3489]
["WA_NonMetro_Single_7_O",3608]
["WA_NonMetro_Single_7_P",3735]
["WA_NonMetro_Single_7_Q",3877]
["WA_NonMetro_Single_7_R",4019]
["WA_NonMetro_Single_7_S",4161]
["WA_NonMetro_Single_7_T",4303]
["WA_NonMetro_Single_7_U",4441]
["WA_NonMetro_Single_8_A",2582]
["WA_NonMetro_Single_8_B",2648]
["WA_NonMetro_Single_8_C",2628]
["WA_NonMetro_Single_8_D",2662]
["WA_NonMetro_Single_8_E",2759]
["WA_NonMetro_Single_8_F",2821]
["WA_NonMetro_Single_8_G",2950]
["WA_NonMetro_Single_8_H",2932]
["WA_NonMetro_Single_8_I",3093]
["WA_NonMetro_Single_8_J",3230]
["WA_NonMetro_Single_8_K",3285]
["WA_NonMetro_Single_8_L",3336]
["WA_NonMetro_Single_8_M",3556]
["WA_NonMetro_Single_8_N",3638]
["WA_NonMetro_Single_8_O",3756]
["WA_NonMetro_Single_8_P",3883]
["WA_NonMetro_Single_8_Q",4023]
["WA_NonMetro_Single_8_R",4163]
["WA_NonMetro_Single_8_S",4303]
["WA_NonMetro_Single_8_T",4443]
["WA_NonMetro_Single_8_U",4581]
["WA_NonMetro_Single_9_A",2741]
["WA_NonMetro_Single_9_B",2807]
["WA_NonMetro_Single_9_C",2787]
["WA_NonMetro_Single_9_D",2821]
["WA_NonMetro_Single_9_E",2917]
["WA_NonMetro_Single_9_F",2978]
["WA_NonMetro_Single_9_G",3106]
["WA_NonMetro_Single_9_H",3089]
["WA_NonMetro_Single_9_I",3247]
["WA_NonMetro_Single_9_J",3383]
["WA_NonMetro_Single_9_K",3438]
["WA_NonMetro_Single_9_L",3489]
["WA_NonMetro_Single_9_M",3707]
["WA_NonMetro_Single_9_N",3787]
["WA_NonMetro_Single_9_O",3904]
["WA_NonMetro_Single_9_P",4031]
["WA_NonMetro_Single_9_Q",4169]
["WA_NonMetro_Single_9_R",4307]
["WA_NonMetro_Single_9_S",4445]
["WA_NonMetro_Single_9_T",4583]
["WA_NonMetro_Single_9_U",4721]
["WA_NonMetro_Single_10+_A",2900]
["WA_NonMetro_Single_10+_B",2966]
["WA_NonMetro_Single_10+_C",2946]
["WA_NonMetro_Single_10+_D",2980]
["WA_NonMetro_Single_10+_E",3075]
["WA_NonMetro_Single_10+_F",3135]
["WA_NonMetro_Single_10+_G",3262]
["WA_NonMetro_Single_10+_H",3246]
["WA_NonMetro_Single_10+_I",3401]
["WA_NonMetro_Single_10+_J",3536]
["WA_NonMetro_Single_10+_K",3591]
["WA_NonMetro_Single_10+_L",3642]
["WA_NonMetro_Single_10+_M",3858]
["WA_NonMetro_Single_10+_N",3936]
["WA_NonMetro_Single_10+_O",4052]
["WA_NonMetro_Single_10+_P",4179]
["WA_NonMetro_Single_10+_Q",4316]
["WA_NonMetro_Single_10+_R",4453]
["WA_NonMetro_Single_10+_S",4590]
["WA_NonMetro_Single_10+_T",4727]
["WA_NonMetro_Single_10+_U",4861]
["TAS_Metro_Single_0_A",1192]
["TAS_Metro_Single_0_B",1258]
["TAS_Metro_Single_0_C",1238]
["TAS_Metro_Single_0_D",1272]
["TAS_Metro_Single_0_E",1374]
["TAS_Metro_Single_0_F",1441]
["TAS_Metro_Single_0_G",1575]
["TAS_Metro_Single_0_H",1552]
["TAS_Metro_Single_0_I",1728]
["TAS_Metro_Single_0_J",1870]
["TAS_Metro_Single_0_K",1925]
["TAS_Metro_Single_0_L",1976]
["TAS_Metro_Single_0_M",2206]
["TAS_Metro_Single_0_N",2298]
["TAS_Metro_Single_0_O",2421]
["TAS_Metro_Single_0_P",2548]
["TAS_Metro_Single_0_Q",2696]
["TAS_Metro_Single_0_R",2844]
["TAS_Metro_Single_0_S",2992]
["TAS_Metro_Single_0_T",3140]
["TAS_Metro_Single_0_U",3286]
["TAS_Metro_Single_1_A",1452]
["TAS_Metro_Single_1_B",1518]
["TAS_Metro_Single_1_C",1498]
["TAS_Metro_Single_1_D",1532]
["TAS_Metro_Single_1_E",1633]
["TAS_Metro_Single_1_F",1701]
["TAS_Metro_Single_1_G",1834]
["TAS_Metro_Single_1_H",1811]
["TAS_Metro_Single_1_I",1987]
["TAS_Metro_Single_1_J",2129]
["TAS_Metro_Single_1_K",2183]
["TAS_Metro_Single_1_L",2234]
["TAS_Metro_Single_1_M",2464]
["TAS_Metro_Single_1_N",2556]
["TAS_Metro_Single_1_O",2679]
["TAS_Metro_Single_1_P",2805]
["TAS_Metro_Single_1_Q",2953]
["TAS_Metro_Single_1_R",3101]
["TAS_Metro_Single_1_S",3249]
["TAS_Metro_Single_1_T",3397]
["TAS_Metro_Single_1_U",3543]
["TAS_Metro_Single_2_A",1800]
["TAS_Metro_Single_2_B",1866]
["TAS_Metro_Single_2_C",1846]
["TAS_Metro_Single_2_D",1881]
["TAS_Metro_Single_2_E",1983]
["TAS_Metro_Single_2_F",2051]
["TAS_Metro_Single_2_G",2186]
["TAS_Metro_Single_2_H",2163]
["TAS_Metro_Single_2_I",2341]
["TAS_Metro_Single_2_J",2484]
["TAS_Metro_Single_2_K",2539]
["TAS_Metro_Single_2_L",2590]
["TAS_Metro_Single_2_M",2822]
["TAS_Metro_Single_2_N",2916]
["TAS_Metro_Single_2_O",3040]
["TAS_Metro_Single_2_P",3167]
["TAS_Metro_Single_2_Q",3317]
["TAS_Metro_Single_2_R",3467]
["TAS_Metro_Single_2_S",3617]
["TAS_Metro_Single_2_T",3767]
["TAS_Metro_Single_2_U",3913]
["TAS_Metro_Single_3_A",1958]
["TAS_Metro_Single_3_B",2023]
["TAS_Metro_Single_3_C",2003]
["TAS_Metro_Single_3_D",2038]
["TAS_Metro_Single_3_E",2139]
["TAS_Metro_Single_3_F",2207]
["TAS_Metro_Single_3_G",2340]
["TAS_Metro_Single_3_H",2317]
["TAS_Metro_Single_3_I",2494]
["TAS_Metro_Single_3_J",2636]
["TAS_Metro_Single_3_K",2690]
["TAS_Metro_Single_3_L",2741]
["TAS_Metro_Single_3_M",2971]
["TAS_Metro_Single_3_N",3064]
["TAS_Metro_Single_3_O",3187]
["TAS_Metro_Single_3_P",3313]
["TAS_Metro_Single_3_Q",3461]
["TAS_Metro_Single_3_R",3609]
["TAS_Metro_Single_3_S",3757]
["TAS_Metro_Single_3_T",3905]
["TAS_Metro_Single_3_U",4052]
["TAS_Metro_Single_4_A",2116]
["TAS_Metro_Single_4_B",2180]
["TAS_Metro_Single_4_C",2160]
["TAS_Metro_Single_4_D",2195]
["TAS_Metro_Single_4_E",2295]
["TAS_Metro_Single_4_F",2363]
["TAS_Metro_Single_4_G",2494]
["TAS_Metro_Single_4_H",2471]
["TAS_Metro_Single_4_I",2647]
["TAS_Metro_Single_4_J",2788]
["TAS_Metro_Single_4_K",2841]
["TAS_Metro_Single_4_L",2892]
["TAS_Metro_Single_4_M",3120]
["TAS_Metro_Single_4_N",3212]
["TAS_Metro_Single_4_O",3334]
["TAS_Metro_Single_4_P",3459]
["TAS_Metro_Single_4_Q",3606]
["TAS_Metro_Single_4_R",3753]
["TAS_Metro_Single_4_S",3900]
["TAS_Metro_Single_4_T",4047]
["TAS_Metro_Single_4_U",4191]
["TAS_Metro_Single_5_A",2274]
["TAS_Metro_Single_5_B",2337]
["TAS_Metro_Single_5_C",2317]
["TAS_Metro_Single_5_D",2352]
["TAS_Metro_Single_5_E",2451]
["TAS_Metro_Single_5_F",2519]
["TAS_Metro_Single_5_G",2648]
["TAS_Metro_Single_5_H",2625]
["TAS_Metro_Single_5_I",2800]
["TAS_Metro_Single_5_J",2940]
["TAS_Metro_Single_5_K",2992]
["TAS_Metro_Single_5_L",3043]
["TAS_Metro_Single_5_M",3269]
["TAS_Metro_Single_5_N",3360]
["TAS_Metro_Single_5_O",3481]
["TAS_Metro_Single_5_P",3605]
["TAS_Metro_Single_5_Q",3750]
["TAS_Metro_Single_5_R",3895]
["TAS_Metro_Single_5_S",4040]
["TAS_Metro_Single_5_T",4185]
["TAS_Metro_Single_5_U",4330]
["TAS_Metro_Single_6_A",2432]
["TAS_Metro_Single_6_B",2494]
["TAS_Metro_Single_6_C",2474]
["TAS_Metro_Single_6_D",2509]
["TAS_Metro_Single_6_E",2607]
["TAS_Metro_Single_6_F",2675]
["TAS_Metro_Single_6_G",2802]
["TAS_Metro_Single_6_H",2779]
["TAS_Metro_Single_6_I",2953]
["TAS_Metro_Single_6_J",3092]
["TAS_Metro_Single_6_K",3143]
["TAS_Metro_Single_6_L",3194]
["TAS_Metro_Single_6_M",3418]
["TAS_Metro_Single_6_N",3508]
["TAS_Metro_Single_6_O",3628]
["TAS_Metro_Single_6_P",3751]
["TAS_Metro_Single_6_Q",3895]
["TAS_Metro_Single_6_R",4039]
["TAS_Metro_Single_6_S",4183]
["TAS_Metro_Single_6_T",4327]
["TAS_Metro_Single_6_U",4469]
["TAS_Metro_Single_7_A",2590]
["TAS_Metro_Single_7_B",2651]
["TAS_Metro_Single_7_C",2631]
["TAS_Metro_Single_7_D",2666]
["TAS_Metro_Single_7_E",2763]
["TAS_Metro_Single_7_F",2831]
["TAS_Metro_Single_7_G",2956]
["TAS_Metro_Single_7_H",2933]
["TAS_Metro_Single_7_I",3106]
["TAS_Metro_Single_7_J",3244]
["TAS_Metro_Single_7_K",3294]
["TAS_Metro_Single_7_L",3345]
["TAS_Metro_Single_7_M",3567]
["TAS_Metro_Single_7_N",3656]
["TAS_Metro_Single_7_O",3775]
["TAS_Metro_Single_7_P",3897]
["TAS_Metro_Single_7_Q",4040]
["TAS_Metro_Single_7_R",4183]
["TAS_Metro_Single_7_S",4326]
["TAS_Metro_Single_7_T",4469]
["TAS_Metro_Single_7_U",4608]
["TAS_Metro_Single_8_A",2748]
["TAS_Metro_Single_8_B",2808]
["TAS_Metro_Single_8_C",2788]
["TAS_Metro_Single_8_D",2823]
["TAS_Metro_Single_8_E",2919]
["TAS_Metro_Single_8_F",2987]
["TAS_Metro_Single_8_G",3110]
["TAS_Metro_Single_8_H",3087]
["TAS_Metro_Single_8_I",3259]
["TAS_Metro_Single_8_J",3396]
["TAS_Metro_Single_8_K",3445]
["TAS_Metro_Single_8_L",3496]
["TAS_Metro_Single_8_M",3716]
["TAS_Metro_Single_8_N",3804]
["TAS_Metro_Single_8_O",3922]
["TAS_Metro_Single_8_P",4043]
["TAS_Metro_Single_8_Q",4184]
["TAS_Metro_Single_8_R",4325]
["TAS_Metro_Single_8_S",4466]
["TAS_Metro_Single_8_T",4607]
["TAS_Metro_Single_8_U",4747]
["TAS_Metro_Single_9_A",2906]
["TAS_Metro_Single_9_B",2965]
["TAS_Metro_Single_9_C",2945]
["TAS_Metro_Single_9_D",2980]
["TAS_Metro_Single_9_E",3075]
["TAS_Metro_Single_9_F",3143]
["TAS_Metro_Single_9_G",3264]
["TAS_Metro_Single_9_H",3241]
["TAS_Metro_Single_9_I",3412]
["TAS_Metro_Single_9_J",3548]
["TAS_Metro_Single_9_K",3596]
["TAS_Metro_Single_9_L",3647]
["TAS_Metro_Single_9_M",3865]
["TAS_Metro_Single_9_N",3952]
["TAS_Metro_Single_9_O",4069]
["TAS_Metro_Single_9_P",4189]
["TAS_Metro_Single_9_Q",4329]
["TAS_Metro_Single_9_R",4469]
["TAS_Metro_Single_9_S",4609]
["TAS_Metro_Single_9_T",4749]
["TAS_Metro_Single_9_U",4886]
["TAS_Metro_Single_10+_A",3064]
["TAS_Metro_Single_10+_B",3122]
["TAS_Metro_Single_10+_C",3102]
["TAS_Metro_Single_10+_D",3137]
["TAS_Metro_Single_10+_E",3231]
["TAS_Metro_Single_10+_F",3299]
["TAS_Metro_Single_10+_G",3418]
["TAS_Metro_Single_10+_H",3395]
["TAS_Metro_Single_10+_I",3565]
["TAS_Metro_Single_10+_J",3700]
["TAS_Metro_Single_10+_K",3747]
["TAS_Metro_Single_10+_L",3798]
["TAS_Metro_Single_10+_M",4014]
["TAS_Metro_Single_10+_N",4100]
["TAS_Metro_Single_10+_O",4216]
["TAS_Metro_Single_10+_P",4335]
["TAS_Metro_Single_10+_Q",4473]
["TAS_Metro_Single_10+_R",4611]
["TAS_Metro_Single_10+_S",4749]
["TAS_Metro_Single_10+_T",4887]
["TAS_Metro_Single_10+_U",5025]
["TAS_NonMetro_Single_0_A",1174]
["TAS_NonMetro_Single_0_B",1240]
["TAS_NonMetro_Single_0_C",1220]
["TAS_NonMetro_Single_0_D",1254]
["TAS_NonMetro_Single_0_E",1356]
["TAS_NonMetro_Single_0_F",1423]
["TAS_NonMetro_Single_0_G",1557]
["TAS_NonMetro_Single_0_H",1534]
["TAS_NonMetro_Single_0_I",1710]
["TAS_NonMetro_Single_0_J",1852]
["TAS_NonMetro_Single_0_K",1907]
["TAS_NonMetro_Single_0_L",1958]
["TAS_NonMetro_Single_0_M",2188]
["TAS_NonMetro_Single_0_N",2280]
["TAS_NonMetro_Single_0_O",2403]
["TAS_NonMetro_Single_0_P",2530]
["TAS_NonMetro_Single_0_Q",2678]
["TAS_NonMetro_Single_0_R",2826]
["TAS_NonMetro_Single_0_S",2974]
["TAS_NonMetro_Single_0_T",3122]
["TAS_NonMetro_Single_0_U",3268]
["TAS_NonMetro_Single_1_A",1434]
["TAS_NonMetro_Single_1_B",1500]
["TAS_NonMetro_Single_1_C",1480]
["TAS_NonMetro_Single_1_D",1514]
["TAS_NonMetro_Single_1_E",1615]
["TAS_NonMetro_Single_1_F",1683]
["TAS_NonMetro_Single_1_G",1816]
["TAS_NonMetro_Single_1_H",1793]
["TAS_NonMetro_Single_1_I",1969]
["TAS_NonMetro_Single_1_J",2111]
["TAS_NonMetro_Single_1_K",2166]
["TAS_NonMetro_Single_1_L",2216]
["TAS_NonMetro_Single_1_M",2446]
["TAS_NonMetro_Single_1_N",2539]
["TAS_NonMetro_Single_1_O",2661]
["TAS_NonMetro_Single_1_P",2787]
["TAS_NonMetro_Single_1_Q",2935]
["TAS_NonMetro_Single_1_R",3083]
["TAS_NonMetro_Single_1_S",3231]
["TAS_NonMetro_Single_1_T",3379]
["TAS_NonMetro_Single_1_U",3525]
["TAS_NonMetro_Single_2_A",1782]
["TAS_NonMetro_Single_2_B",1848]
["TAS_NonMetro_Single_2_C",1828]
["TAS_NonMetro_Single_2_D",1862]
["TAS_NonMetro_Single_2_E",1965]
["TAS_NonMetro_Single_2_F",2033]
["TAS_NonMetro_Single_2_G",2168]
["TAS_NonMetro_Single_2_H",2144]
["TAS_NonMetro_Single_2_I",2323]
["TAS_NonMetro_Single_2_J",2466]
["TAS_NonMetro_Single_2_K",2521]
["TAS_NonMetro_Single_2_L",2572]
["TAS_NonMetro_Single_2_M",2804]
["TAS_NonMetro_Single_2_N",2898]
["TAS_NonMetro_Single_2_O",3022]
["TAS_NonMetro_Single_2_P",3149]
["TAS_NonMetro_Single_2_Q",3299]
["TAS_NonMetro_Single_2_R",3449]
["TAS_NonMetro_Single_2_S",3599]
["TAS_NonMetro_Single_2_T",3749]
["TAS_NonMetro_Single_2_U",3895]
["TAS_NonMetro_Single_3_A",1940]
["TAS_NonMetro_Single_3_B",2005]
["TAS_NonMetro_Single_3_C",1985]
["TAS_NonMetro_Single_3_D",2020]
["TAS_NonMetro_Single_3_E",2121]
["TAS_NonMetro_Single_3_F",2189]
["TAS_NonMetro_Single_3_G",2322]
["TAS_NonMetro_Single_3_H",2299]
["TAS_NonMetro_Single_3_I",2476]
["TAS_NonMetro_Single_3_J",2618]
["TAS_NonMetro_Single_3_K",2672]
["TAS_NonMetro_Single_3_L",2723]
["TAS_NonMetro_Single_3_M",2953]
["TAS_NonMetro_Single_3_N",3046]
["TAS_NonMetro_Single_3_O",3169]
["TAS_NonMetro_Single_3_P",3295]
["TAS_NonMetro_Single_3_Q",3443]
["TAS_NonMetro_Single_3_R",3591]
["TAS_NonMetro_Single_3_S",3739]
["TAS_NonMetro_Single_3_T",3887]
["TAS_NonMetro_Single_3_U",4034]
["TAS_NonMetro_Single_4_A",2098]
["TAS_NonMetro_Single_4_B",2162]
["TAS_NonMetro_Single_4_C",2142]
["TAS_NonMetro_Single_4_D",2178]
["TAS_NonMetro_Single_4_E",2277]
["TAS_NonMetro_Single_4_F",2345]
["TAS_NonMetro_Single_4_G",2476]
["TAS_NonMetro_Single_4_H",2454]
["TAS_NonMetro_Single_4_I",2629]
["TAS_NonMetro_Single_4_J",2770]
["TAS_NonMetro_Single_4_K",2823]
["TAS_NonMetro_Single_4_L",2874]
["TAS_NonMetro_Single_4_M",3102]
["TAS_NonMetro_Single_4_N",3194]
["TAS_NonMetro_Single_4_O",3316]
["TAS_NonMetro_Single_4_P",3441]
["TAS_NonMetro_Single_4_Q",3588]
["TAS_NonMetro_Single_4_R",3735]
["TAS_NonMetro_Single_4_S",3882]
["TAS_NonMetro_Single_4_T",4029]
["TAS_NonMetro_Single_4_U",4173]
["TAS_NonMetro_Single_5_A",2256]
["TAS_NonMetro_Single_5_B",2319]
["TAS_NonMetro_Single_5_C",2299]
["TAS_NonMetro_Single_5_D",2336]
["TAS_NonMetro_Single_5_E",2433]
["TAS_NonMetro_Single_5_F",2501]
["TAS_NonMetro_Single_5_G",2630]
["TAS_NonMetro_Single_5_H",2609]
["TAS_NonMetro_Single_5_I",2782]
["TAS_NonMetro_Single_5_J",2922]
["TAS_NonMetro_Single_5_K",2974]
["TAS_NonMetro_Single_5_L",3025]
["TAS_NonMetro_Single_5_M",3251]
["TAS_NonMetro_Single_5_N",3342]
["TAS_NonMetro_Single_5_O",3463]
["TAS_NonMetro_Single_5_P",3587]
["TAS_NonMetro_Single_5_Q",3732]
["TAS_NonMetro_Single_5_R",3877]
["TAS_NonMetro_Single_5_S",4022]
["TAS_NonMetro_Single_5_T",4167]
["TAS_NonMetro_Single_5_U",4312]
["TAS_NonMetro_Single_6_A",2414]
["TAS_NonMetro_Single_6_B",2476]
["TAS_NonMetro_Single_6_C",2456]
["TAS_NonMetro_Single_6_D",2494]
["TAS_NonMetro_Single_6_E",2589]
["TAS_NonMetro_Single_6_F",2657]
["TAS_NonMetro_Single_6_G",2784]
["TAS_NonMetro_Single_6_H",2764]
["TAS_NonMetro_Single_6_I",2935]
["TAS_NonMetro_Single_6_J",3074]
["TAS_NonMetro_Single_6_K",3125]
["TAS_NonMetro_Single_6_L",3176]
["TAS_NonMetro_Single_6_M",3400]
["TAS_NonMetro_Single_6_N",3490]
["TAS_NonMetro_Single_6_O",3610]
["TAS_NonMetro_Single_6_P",3733]
["TAS_NonMetro_Single_6_Q",3877]
["TAS_NonMetro_Single_6_R",4021]
["TAS_NonMetro_Single_6_S",4165]
["TAS_NonMetro_Single_6_T",4309]
["TAS_NonMetro_Single_6_U",4451]
["TAS_NonMetro_Single_7_A",2572]
["TAS_NonMetro_Single_7_B",2633]
["TAS_NonMetro_Single_7_C",2613]
["TAS_NonMetro_Single_7_D",2652]
["TAS_NonMetro_Single_7_E",2745]
["TAS_NonMetro_Single_7_F",2813]
["TAS_NonMetro_Single_7_G",2938]
["TAS_NonMetro_Single_7_H",2919]
["TAS_NonMetro_Single_7_I",3088]
["TAS_NonMetro_Single_7_J",3226]
["TAS_NonMetro_Single_7_K",3276]
["TAS_NonMetro_Single_7_L",3327]
["TAS_NonMetro_Single_7_M",3549]
["TAS_NonMetro_Single_7_N",3638]
["TAS_NonMetro_Single_7_O",3757]
["TAS_NonMetro_Single_7_P",3879]
["TAS_NonMetro_Single_7_Q",4022]
["TAS_NonMetro_Single_7_R",4165]
["TAS_NonMetro_Single_7_S",4308]
["TAS_NonMetro_Single_7_T",4451]
["TAS_NonMetro_Single_7_U",4590]
["TAS_NonMetro_Single_8_A",2730]
["TAS_NonMetro_Single_8_B",2790]
["TAS_NonMetro_Single_8_C",2770]
["TAS_NonMetro_Single_8_D",2810]
["TAS_NonMetro_Single_8_E",2901]
["TAS_NonMetro_Single_8_F",2969]
["TAS_NonMetro_Single_8_G",3092]
["TAS_NonMetro_Single_8_H",3074]
["TAS_NonMetro_Single_8_I",3241]
["TAS_NonMetro_Single_8_J",3378]
["TAS_NonMetro_Single_8_K",3427]
["TAS_NonMetro_Single_8_L",3478]
["TAS_NonMetro_Single_8_M",3698]
["TAS_NonMetro_Single_8_N",3786]
["TAS_NonMetro_Single_8_O",3904]
["TAS_NonMetro_Single_8_P",4025]
["TAS_NonMetro_Single_8_Q",4166]
["TAS_NonMetro_Single_8_R",4307]
["TAS_NonMetro_Single_8_S",4448]
["TAS_NonMetro_Single_8_T",4589]
["TAS_NonMetro_Single_8_U",4729]
["TAS_NonMetro_Single_9_A",2888]
["TAS_NonMetro_Single_9_B",2947]
["TAS_NonMetro_Single_9_C",2927]
["TAS_NonMetro_Single_9_D",2968]
["TAS_NonMetro_Single_9_E",3057]
["TAS_NonMetro_Single_9_F",3125]
["TAS_NonMetro_Single_9_G",3246]
["TAS_NonMetro_Single_9_H",3229]
["TAS_NonMetro_Single_9_I",3394]
["TAS_NonMetro_Single_9_J",3530]
["TAS_NonMetro_Single_9_K",3578]
["TAS_NonMetro_Single_9_L",3629]
["TAS_NonMetro_Single_9_M",3847]
["TAS_NonMetro_Single_9_N",3934]
["TAS_NonMetro_Single_9_O",4051]
["TAS_NonMetro_Single_9_P",4171]
["TAS_NonMetro_Single_9_Q",4311]
["TAS_NonMetro_Single_9_R",4451]
["TAS_NonMetro_Single_9_S",4591]
["TAS_NonMetro_Single_9_T",4731]
["TAS_NonMetro_Single_9_U",4868]
["TAS_NonMetro_Single_10+_A",3046]
["TAS_NonMetro_Single_10+_B",3104]
["TAS_NonMetro_Single_10+_C",3084]
["TAS_NonMetro_Single_10+_D",3126]
["TAS_NonMetro_Single_10+_E",3213]
["TAS_NonMetro_Single_10+_F",3281]
["TAS_NonMetro_Single_10+_G",3400]
["TAS_NonMetro_Single_10+_H",3384]
["TAS_NonMetro_Single_10+_I",3547]
["TAS_NonMetro_Single_10+_J",3682]
["TAS_NonMetro_Single_10+_K",3729]
["TAS_NonMetro_Single_10+_L",3780]
["TAS_NonMetro_Single_10+_M",3996]
["TAS_NonMetro_Single_10+_N",4082]
["TAS_NonMetro_Single_10+_O",4198]
["TAS_NonMetro_Single_10+_P",4317]
["TAS_NonMetro_Single_10+_Q",4455]
["TAS_NonMetro_Single_10+_R",4593]
["TAS_NonMetro_Single_10+_S",4731]
["TAS_NonMetro_Single_10+_T",4869]
["TAS_NonMetro_Single_10+_U",5007]
["NT_Metro_Single_0_A",1142]
["NT_Metro_Single_0_B",1208]
["NT_Metro_Single_0_C",1188]
["NT_Metro_Single_0_D",1222]
["NT_Metro_Single_0_E",1324]
["NT_Metro_Single_0_F",1391]
["NT_Metro_Single_0_G",1525]
["NT_Metro_Single_0_H",1502]
["NT_Metro_Single_0_I",1679]
["NT_Metro_Single_0_J",1820]
["NT_Metro_Single_0_K",1875]
["NT_Metro_Single_0_L",1926]
["NT_Metro_Single_0_M",2156]
["NT_Metro_Single_0_N",2249]
["NT_Metro_Single_0_O",2371]
["NT_Metro_Single_0_P",2498]
["NT_Metro_Single_0_Q",2646]
["NT_Metro_Single_0_R",2794]
["NT_Metro_Single_0_S",2942]
["NT_Metro_Single_0_T",3090]
["NT_Metro_Single_0_U",3237]
["NT_Metro_Single_1_A",1402]
["NT_Metro_Single_1_B",1468]
["NT_Metro_Single_1_C",1448]
["NT_Metro_Single_1_D",1482]
["NT_Metro_Single_1_E",1584]
["NT_Metro_Single_1_F",1651]
["NT_Metro_Single_1_G",1784]
["NT_Metro_Single_1_H",1761]
["NT_Metro_Single_1_I",1938]
["NT_Metro_Single_1_J",2079]
["NT_Metro_Single_1_K",2134]
["NT_Metro_Single_1_L",2185]
["NT_Metro_Single_1_M",2414]
["NT_Metro_Single_1_N",2507]
["NT_Metro_Single_1_O",2629]
["NT_Metro_Single_1_P",2755]
["NT_Metro_Single_1_Q",2903]
["NT_Metro_Single_1_R",3051]
["NT_Metro_Single_1_S",3199]
["NT_Metro_Single_1_T",3347]
["NT_Metro_Single_1_U",3493]
["NT_Metro_Single_2_A",1750]
["NT_Metro_Single_2_B",1816]
["NT_Metro_Single_2_C",1796]
["NT_Metro_Single_2_D",1830]
["NT_Metro_Single_2_E",1933]
["NT_Metro_Single_2_F",2001]
["NT_Metro_Single_2_G",2136]
["NT_Metro_Single_2_H",2112]
["NT_Metro_Single_2_I",2291]
["NT_Metro_Single_2_J",2434]
["NT_Metro_Single_2_K",2489]
["NT_Metro_Single_2_L",2540]
["NT_Metro_Single_2_M",2772]
["NT_Metro_Single_2_N",2866]
["NT_Metro_Single_2_O",2989]
["NT_Metro_Single_2_P",3117]
["NT_Metro_Single_2_Q",3267]
["NT_Metro_Single_2_R",3417]
["NT_Metro_Single_2_S",3567]
["NT_Metro_Single_2_T",3717]
["NT_Metro_Single_2_U",3863]
["NT_Metro_Single_3_A",1908]
["NT_Metro_Single_3_B",1974]
["NT_Metro_Single_3_C",1954]
["NT_Metro_Single_3_D",1988]
["NT_Metro_Single_3_E",2090]
["NT_Metro_Single_3_F",2157]
["NT_Metro_Single_3_G",2291]
["NT_Metro_Single_3_H",2268]
["NT_Metro_Single_3_I",2444]
["NT_Metro_Single_3_J",2586]
["NT_Metro_Single_3_K",2641]
["NT_Metro_Single_3_L",2691]
["NT_Metro_Single_3_M",2921]
["NT_Metro_Single_3_N",3014]
["NT_Metro_Single_3_O",3137]
["NT_Metro_Single_3_P",3263]
["NT_Metro_Single_3_Q",3411]
["NT_Metro_Single_3_R",3559]
["NT_Metro_Single_3_S",3707]
["NT_Metro_Single_3_T",3855]
["NT_Metro_Single_3_U",4002]
["NT_Metro_Single_4_A",2066]
["NT_Metro_Single_4_B",2132]
["NT_Metro_Single_4_C",2112]
["NT_Metro_Single_4_D",2146]
["NT_Metro_Single_4_E",2247]
["NT_Metro_Single_4_F",2313]
["NT_Metro_Single_4_G",2446]
["NT_Metro_Single_4_H",2424]
["NT_Metro_Single_4_I",2597]
["NT_Metro_Single_4_J",2738]
["NT_Metro_Single_4_K",2793]
["NT_Metro_Single_4_L",2842]
["NT_Metro_Single_4_M",3070]
["NT_Metro_Single_4_N",3162]
["NT_Metro_Single_4_O",3285]
["NT_Metro_Single_4_P",3409]
["NT_Metro_Single_4_Q",3556]
["NT_Metro_Single_4_R",3703]
["NT_Metro_Single_4_S",3850]
["NT_Metro_Single_4_T",3997]
["NT_Metro_Single_4_U",4141]
["NT_Metro_Single_5_A",2224]
["NT_Metro_Single_5_B",2290]
["NT_Metro_Single_5_C",2270]
["NT_Metro_Single_5_D",2304]
["NT_Metro_Single_5_E",2404]
["NT_Metro_Single_5_F",2469]
["NT_Metro_Single_5_G",2601]
["NT_Metro_Single_5_H",2580]
["NT_Metro_Single_5_I",2750]
["NT_Metro_Single_5_J",2890]
["NT_Metro_Single_5_K",2945]
["NT_Metro_Single_5_L",2993]
["NT_Metro_Single_5_M",3219]
["NT_Metro_Single_5_N",3310]
["NT_Metro_Single_5_O",3433]
["NT_Metro_Single_5_P",3555]
["NT_Metro_Single_5_Q",3700]
["NT_Metro_Single_5_R",3845]
["NT_Metro_Single_5_S",3990]
["NT_Metro_Single_5_T",4135]
["NT_Metro_Single_5_U",4280]
["NT_Metro_Single_6_A",2382]
["NT_Metro_Single_6_B",2448]
["NT_Metro_Single_6_C",2428]
["NT_Metro_Single_6_D",2462]
["NT_Metro_Single_6_E",2561]
["NT_Metro_Single_6_F",2625]
["NT_Metro_Single_6_G",2756]
["NT_Metro_Single_6_H",2736]
["NT_Metro_Single_6_I",2903]
["NT_Metro_Single_6_J",3042]
["NT_Metro_Single_6_K",3097]
["NT_Metro_Single_6_L",3144]
["NT_Metro_Single_6_M",3368]
["NT_Metro_Single_6_N",3458]
["NT_Metro_Single_6_O",3581]
["NT_Metro_Single_6_P",3701]
["NT_Metro_Single_6_Q",3845]
["NT_Metro_Single_6_R",3989]
["NT_Metro_Single_6_S",4133]
["NT_Metro_Single_6_T",4277]
["NT_Metro_Single_6_U",4419]
["NT_Metro_Single_7_A",2540]
["NT_Metro_Single_7_B",2606]
["NT_Metro_Single_7_C",2586]
["NT_Metro_Single_7_D",2620]
["NT_Metro_Single_7_E",2718]
["NT_Metro_Single_7_F",2781]
["NT_Metro_Single_7_G",2911]
["NT_Metro_Single_7_H",2892]
["NT_Metro_Single_7_I",3056]
["NT_Metro_Single_7_J",3194]
["NT_Metro_Single_7_K",3249]
["NT_Metro_Single_7_L",3295]
["NT_Metro_Single_7_M",3517]
["NT_Metro_Single_7_N",3606]
["NT_Metro_Single_7_O",3729]
["NT_Metro_Single_7_P",3847]
["NT_Metro_Single_7_Q",3990]
["NT_Metro_Single_7_R",4133]
["NT_Metro_Single_7_S",4276]
["NT_Metro_Single_7_T",4419]
["NT_Metro_Single_7_U",4558]
["NT_Metro_Single_8_A",2698]
["NT_Metro_Single_8_B",2764]
["NT_Metro_Single_8_C",2744]
["NT_Metro_Single_8_D",2778]
["NT_Metro_Single_8_E",2875]
["NT_Metro_Single_8_F",2937]
["NT_Metro_Single_8_G",3066]
["NT_Metro_Single_8_H",3048]
["NT_Metro_Single_8_I",3209]
["NT_Metro_Single_8_J",3346]
["NT_Metro_Single_8_K",3401]
["NT_Metro_Single_8_L",3446]
["NT_Metro_Single_8_M",3666]
["NT_Metro_Single_8_N",3754]
["NT_Metro_Single_8_O",3877]
["NT_Metro_Single_8_P",3993]
["NT_Metro_Single_8_Q",4134]
["NT_Metro_Single_8_R",4275]
["NT_Metro_Single_8_S",4416]
["NT_Metro_Single_8_T",4557]
["NT_Metro_Single_8_U",4697]
["NT_Metro_Single_9_A",2856]
["NT_Metro_Single_9_B",2922]
["NT_Metro_Single_9_C",2902]
["NT_Metro_Single_9_D",2936]
["NT_Metro_Single_9_E",3032]
["NT_Metro_Single_9_F",3093]
["NT_Metro_Single_9_G",3221]
["NT_Metro_Single_9_H",3204]
["NT_Metro_Single_9_I",3362]
["NT_Metro_Single_9_J",3498]
["NT_Metro_Single_9_K",3553]
["NT_Metro_Single_9_L",3597]
["NT_Metro_Single_9_M",3815]
["NT_Metro_Single_9_N",3902]
["NT_Metro_Single_9_O",4025]
["NT_Metro_Single_9_P",4139]
["NT_Metro_Single_9_Q",4279]
["NT_Metro_Single_9_R",4419]
["NT_Metro_Single_9_S",4559]
["NT_Metro_Single_9_T",4699]
["NT_Metro_Single_9_U",4836]
["NT_Metro_Single_10+_A",3014]
["NT_Metro_Single_10+_B",3080]
["NT_Metro_Single_10+_C",3060]
["NT_Metro_Single_10+_D",3094]
["NT_Metro_Single_10+_E",3189]
["NT_Metro_Single_10+_F",3249]
["NT_Metro_Single_10+_G",3376]
["NT_Metro_Single_10+_H",3360]
["NT_Metro_Single_10+_I",3515]
["NT_Metro_Single_10+_J",3650]
["NT_Metro_Single_10+_K",3705]
["NT_Metro_Single_10+_L",3748]
["NT_Metro_Single_10+_M",3964]
["NT_Metro_Single_10+_N",4050]
["NT_Metro_Single_10+_O",4173]
["NT_Metro_Single_10+_P",4285]
["NT_Metro_Single_10+_Q",4423]
["NT_Metro_Single_10+_R",4561]
["NT_Metro_Single_10+_S",4699]
["NT_Metro_Single_10+_T",4837]
["NT_Metro_Single_10+_U",4975]
["ACT_Metro_Single_0_A",1142]
["ACT_Metro_Single_0_B",1208]
["ACT_Metro_Single_0_C",1188]
["ACT_Metro_Single_0_D",1222]
["ACT_Metro_Single_0_E",1324]
["ACT_Metro_Single_0_F",1391]
["ACT_Metro_Single_0_G",1525]
["ACT_Metro_Single_0_H",1502]
["ACT_Metro_Single_0_I",1679]
["ACT_Metro_Single_0_J",1820]
["ACT_Metro_Single_0_K",1875]
["ACT_Metro_Single_0_L",1926]
["ACT_Metro_Single_0_M",2156]
["ACT_Metro_Single_0_N",2249]
["ACT_Metro_Single_0_O",2371]
["ACT_Metro_Single_0_P",2498]
["ACT_Metro_Single_0_Q",2646]
["ACT_Metro_Single_0_R",2794]
["ACT_Metro_Single_0_S",2942]
["ACT_Metro_Single_0_T",3090]
["ACT_Metro_Single_0_U",3237]
["ACT_Metro_Single_1_A",1402]
["ACT_Metro_Single_1_B",1468]
["ACT_Metro_Single_1_C",1448]
["ACT_Metro_Single_1_D",1482]
["ACT_Metro_Single_1_E",1584]
["ACT_Metro_Single_1_F",1651]
["ACT_Metro_Single_1_G",1784]
["ACT_Metro_Single_1_H",1761]
["ACT_Metro_Single_1_I",1938]
["ACT_Metro_Single_1_J",2079]
["ACT_Metro_Single_1_K",2134]
["ACT_Metro_Single_1_L",2185]
["ACT_Metro_Single_1_M",2414]
["ACT_Metro_Single_1_N",2507]
["ACT_Metro_Single_1_O",2629]
["ACT_Metro_Single_1_P",2755]
["ACT_Metro_Single_1_Q",2903]
["ACT_Metro_Single_1_R",3051]
["ACT_Metro_Single_1_S",3199]
["ACT_Metro_Single_1_T",3347]
["ACT_Metro_Single_1_U",3493]
["ACT_Metro_Single_2_A",1750]
["ACT_Metro_Single_2_B",1816]
["ACT_Metro_Single_2_C",1796]
["ACT_Metro_Single_2_D",1830]
["ACT_Metro_Single_2_E",1933]
["ACT_Metro_Single_2_F",2001]
["ACT_Metro_Single_2_G",2136]
["ACT_Metro_Single_2_H",2112]
["ACT_Metro_Single_2_I",2291]
["ACT_Metro_Single_2_J",2434]
["ACT_Metro_Single_2_K",2489]
["ACT_Metro_Single_2_L",2540]
["ACT_Metro_Single_2_M",2772]
["ACT_Metro_Single_2_N",2866]
["ACT_Metro_Single_2_O",2989]
["ACT_Metro_Single_2_P",3117]
["ACT_Metro_Single_2_Q",3267]
["ACT_Metro_Single_2_R",3417]
["ACT_Metro_Single_2_S",3567]
["ACT_Metro_Single_2_T",3717]
["ACT_Metro_Single_2_U",3863]
["ACT_Metro_Single_3_A",1908]
["ACT_Metro_Single_3_B",1974]
["ACT_Metro_Single_3_C",1954]
["ACT_Metro_Single_3_D",1988]
["ACT_Metro_Single_3_E",2090]
["ACT_Metro_Single_3_F",2157]
["ACT_Metro_Single_3_G",2291]
["ACT_Metro_Single_3_H",2268]
["ACT_Metro_Single_3_I",2444]
["ACT_Metro_Single_3_J",2586]
["ACT_Metro_Single_3_K",2641]
["ACT_Metro_Single_3_L",2691]
["ACT_Metro_Single_3_M",2921]
["ACT_Metro_Single_3_N",3014]
["ACT_Metro_Single_3_O",3137]
["ACT_Metro_Single_3_P",3263]
["ACT_Metro_Single_3_Q",3411]
["ACT_Metro_Single_3_R",3559]
["ACT_Metro_Single_3_S",3707]
["ACT_Metro_Single_3_T",3855]
["ACT_Metro_Single_3_U",4002]
["ACT_Metro_Single_4_A",2066]
["ACT_Metro_Single_4_B",2132]
["ACT_Metro_Single_4_C",2112]
["ACT_Metro_Single_4_D",2146]
["ACT_Metro_Single_4_E",2247]
["ACT_Metro_Single_4_F",2313]
["ACT_Metro_Single_4_G",2446]
["ACT_Metro_Single_4_H",2424]
["ACT_Metro_Single_4_I",2597]
["ACT_Metro_Single_4_J",2738]
["ACT_Metro_Single_4_K",2793]
["ACT_Metro_Single_4_L",2842]
["ACT_Metro_Single_4_M",3070]
["ACT_Metro_Single_4_N",3162]
["ACT_Metro_Single_4_O",3285]
["ACT_Metro_Single_4_P",3409]
["ACT_Metro_Single_4_Q",3556]
["ACT_Metro_Single_4_R",3703]
["ACT_Metro_Single_4_S",3850]
["ACT_Metro_Single_4_T",3997]
["ACT_Metro_Single_4_U",4141]
["ACT_Metro_Single_5_A",2224]
["ACT_Metro_Single_5_B",2290]
["ACT_Metro_Single_5_C",2270]
["ACT_Metro_Single_5_D",2304]
["ACT_Metro_Single_5_E",2404]
["ACT_Metro_Single_5_F",2469]
["ACT_Metro_Single_5_G",2601]
["ACT_Metro_Single_5_H",2580]
["ACT_Metro_Single_5_I",2750]
["ACT_Metro_Single_5_J",2890]
["ACT_Metro_Single_5_K",2945]
["ACT_Metro_Single_5_L",2993]
["ACT_Metro_Single_5_M",3219]
["ACT_Metro_Single_5_N",3310]
["ACT_Metro_Single_5_O",3433]
["ACT_Metro_Single_5_P",3555]
["ACT_Metro_Single_5_Q",3700]
["ACT_Metro_Single_5_R",3845]
["ACT_Metro_Single_5_S",3990]
["ACT_Metro_Single_5_T",4135]
["ACT_Metro_Single_5_U",4280]
["ACT_Metro_Single_6_A",2382]
["ACT_Metro_Single_6_B",2448]
["ACT_Metro_Single_6_C",2428]
["ACT_Metro_Single_6_D",2462]
["ACT_Metro_Single_6_E",2561]
["ACT_Metro_Single_6_F",2625]
["ACT_Metro_Single_6_G",2756]
["ACT_Metro_Single_6_H",2736]
["ACT_Metro_Single_6_I",2903]
["ACT_Metro_Single_6_J",3042]
["ACT_Metro_Single_6_K",3097]
["ACT_Metro_Single_6_L",3144]
["ACT_Metro_Single_6_M",3368]
["ACT_Metro_Single_6_N",3458]
["ACT_Metro_Single_6_O",3581]
["ACT_Metro_Single_6_P",3701]
["ACT_Metro_Single_6_Q",3845]
["ACT_Metro_Single_6_R",3989]
["ACT_Metro_Single_6_S",4133]
["ACT_Metro_Single_6_T",4277]
["ACT_Metro_Single_6_U",4419]
["ACT_Metro_Single_7_A",2540]
["ACT_Metro_Single_7_B",2606]
["ACT_Metro_Single_7_C",2586]
["ACT_Metro_Single_7_D",2620]
["ACT_Metro_Single_7_E",2718]
["ACT_Metro_Single_7_F",2781]
["ACT_Metro_Single_7_G",2911]
["ACT_Metro_Single_7_H",2892]
["ACT_Metro_Single_7_I",3056]
["ACT_Metro_Single_7_J",3194]
["ACT_Metro_Single_7_K",3249]
["ACT_Metro_Single_7_L",3295]
["ACT_Metro_Single_7_M",3517]
["ACT_Metro_Single_7_N",3606]
["ACT_Metro_Single_7_O",3729]
["ACT_Metro_Single_7_P",3847]
["ACT_Metro_Single_7_Q",3990]
["ACT_Metro_Single_7_R",4133]
["ACT_Metro_Single_7_S",4276]
["ACT_Metro_Single_7_T",4419]
["ACT_Metro_Single_7_U",4558]
["ACT_Metro_Single_8_A",2698]
["ACT_Metro_Single_8_B",2764]
["ACT_Metro_Single_8_C",2744]
["ACT_Metro_Single_8_D",2778]
["ACT_Metro_Single_8_E",2875]
["ACT_Metro_Single_8_F",2937]
["ACT_Metro_Single_8_G",3066]
["ACT_Metro_Single_8_H",3048]
["ACT_Metro_Single_8_I",3209]
["ACT_Metro_Single_8_J",3346]
["ACT_Metro_Single_8_K",3401]
["ACT_Metro_Single_8_L",3446]
["ACT_Metro_Single_8_M",3666]
["ACT_Metro_Single_8_N",3754]
["ACT_Metro_Single_8_O",3877]
["ACT_Metro_Single_8_P",3993]
["ACT_Metro_Single_8_Q",4134]
["ACT_Metro_Single_8_R",4275]
["ACT_Metro_Single_8_S",4416]
["ACT_Metro_Single_8_T",4557]
["ACT_Metro_Single_8_U",4697]
["ACT_Metro_Single_9_A",2856]
["ACT_Metro_Single_9_B",2922]
["ACT_Metro_Single_9_C",2902]
["ACT_Metro_Single_9_D",2936]
["ACT_Metro_Single_9_E",3032]
["ACT_Metro_Single_9_F",3093]
["ACT_Metro_Single_9_G",3221]
["ACT_Metro_Single_9_H",3204]
["ACT_Metro_Single_9_I",3362]
["ACT_Metro_Single_9_J",3498]
["ACT_Metro_Single_9_K",3553]
["ACT_Metro_Single_9_L",3597]
["ACT_Metro_Single_9_M",3815]
["ACT_Metro_Single_9_N",3902]
["ACT_Metro_Single_9_O",4025]
["ACT_Metro_Single_9_P",4139]
["ACT_Metro_Single_9_Q",4279]
["ACT_Metro_Single_9_R",4419]
["ACT_Metro_Single_9_S",4559]
["ACT_Metro_Single_9_T",4699]
["ACT_Metro_Single_9_U",4836]
["ACT_Metro_Single_10+_A",3014]
["ACT_Metro_Single_10+_B",3080]
["ACT_Metro_Single_10+_C",3060]
["ACT_Metro_Single_10+_D",3094]
["ACT_Metro_Single_10+_E",3189]
["ACT_Metro_Single_10+_F",3249]
["ACT_Metro_Single_10+_G",3376]
["ACT_Metro_Single_10+_H",3360]
["ACT_Metro_Single_10+_I",3515]
["ACT_Metro_Single_10+_J",3650]
["ACT_Metro_Single_10+_K",3705]
["ACT_Metro_Single_10+_L",3748]
["ACT_Metro_Single_10+_M",3964]
["ACT_Metro_Single_10+_N",4050]
["ACT_Metro_Single_10+_O",4173]
["ACT_Metro_Single_10+_P",4285]
["ACT_Metro_Single_10+_Q",4423]
["ACT_Metro_Single_10+_R",4561]
["ACT_Metro_Single_10+_S",4699]
["ACT_Metro_Single_10+_T",4837]
["ACT_Metro_Single_10+_U",4975]
["OS_Metro_Single_0_A",1124]
["OS_Metro_Single_0_B",1190]
["OS_Metro_Single_0_C",1170]
["OS_Metro_Single_0_D",1204]
["OS_Metro_Single_0_E",1305]
["OS_Metro_Single_0_F",1373]
["OS_Metro_Single_0_G",1507]
["OS_Metro_Single_0_H",1484]
["OS_Metro_Single_0_I",1660]
["OS_Metro_Single_0_J",1802]
["OS_Metro_Single_0_K",1857]
["OS_Metro_Single_0_L",1908]
["OS_Metro_Single_0_M",2138]
["OS_Metro_Single_0_N",2230]
["OS_Metro_Single_0_O",2353]
["OS_Metro_Single_0_P",2480]
["OS_Metro_Single_0_Q",2628]
["OS_Metro_Single_0_R",2776]
["OS_Metro_Single_0_S",2924]
["OS_Metro_Single_0_T",3072]
["OS_Metro_Single_0_U",3218]
["OS_Metro_Single_1_A",1383]
["OS_Metro_Single_1_B",1449]
["OS_Metro_Single_1_C",1429]
["OS_Metro_Single_1_D",1463]
["OS_Metro_Single_1_E",1564]
["OS_Metro_Single_1_F",1632]
["OS_Metro_Single_1_G",1765]
["OS_Metro_Single_1_H",1742]
["OS_Metro_Single_1_I",1918]
["OS_Metro_Single_1_J",2060]
["OS_Metro_Single_1_K",2114]
["OS_Metro_Single_1_L",2165]
["OS_Metro_Single_1_M",2395]
["OS_Metro_Single_1_N",2488]
["OS_Metro_Single_1_O",2610]
["OS_Metro_Single_1_P",2736]
["OS_Metro_Single_1_Q",2884]
["OS_Metro_Single_1_R",3032]
["OS_Metro_Single_1_S",3180]
["OS_Metro_Single_1_T",3328]
["OS_Metro_Single_1_U",3474]
["OS_Metro_Single_2_A",1733]
["OS_Metro_Single_2_B",1799]
["OS_Metro_Single_2_C",1779]
["OS_Metro_Single_2_D",1813]
["OS_Metro_Single_2_E",1916]
["OS_Metro_Single_2_F",1984]
["OS_Metro_Single_2_G",2119]
["OS_Metro_Single_2_H",2095]
["OS_Metro_Single_2_I",2274]
["OS_Metro_Single_2_J",2417]
["OS_Metro_Single_2_K",2472]
["OS_Metro_Single_2_L",2523]
["OS_Metro_Single_2_M",2755]
["OS_Metro_Single_2_N",2849]
["OS_Metro_Single_2_O",2972]
["OS_Metro_Single_2_P",3100]
["OS_Metro_Single_2_Q",3250]
["OS_Metro_Single_2_R",3400]
["OS_Metro_Single_2_S",3550]
["OS_Metro_Single_2_T",3700]
["OS_Metro_Single_2_U",3846]
["OS_Metro_Single_3_A",1886]
["OS_Metro_Single_3_B",1952]
["OS_Metro_Single_3_C",1932]
["OS_Metro_Single_3_D",1966]
["OS_Metro_Single_3_E",2068]
["OS_Metro_Single_3_F",2135]
["OS_Metro_Single_3_G",2269]
["OS_Metro_Single_3_H",2246]
["OS_Metro_Single_3_I",2423]
["OS_Metro_Single_3_J",2564]
["OS_Metro_Single_3_K",2619]
["OS_Metro_Single_3_L",2670]
["OS_Metro_Single_3_M",2900]
["OS_Metro_Single_3_N",2993]
["OS_Metro_Single_3_O",3115]
["OS_Metro_Single_3_P",3242]
["OS_Metro_Single_3_Q",3390]
["OS_Metro_Single_3_R",3538]
["OS_Metro_Single_3_S",3686]
["OS_Metro_Single_3_T",3834]
["OS_Metro_Single_3_U",3981]
["OS_Metro_Single_4_A",2039]
["OS_Metro_Single_4_B",2105]
["OS_Metro_Single_4_C",2085]
["OS_Metro_Single_4_D",2119]
["OS_Metro_Single_4_E",2220]
["OS_Metro_Single_4_F",2286]
["OS_Metro_Single_4_G",2419]
["OS_Metro_Single_4_H",2397]
["OS_Metro_Single_4_I",2572]
["OS_Metro_Single_4_J",2711]
["OS_Metro_Single_4_K",2766]
["OS_Metro_Single_4_L",2817]
["OS_Metro_Single_4_M",3045]
["OS_Metro_Single_4_N",3137]
["OS_Metro_Single_4_O",3258]
["OS_Metro_Single_4_P",3384]
["OS_Metro_Single_4_Q",3531]
["OS_Metro_Single_4_R",3678]
["OS_Metro_Single_4_S",3825]
["OS_Metro_Single_4_T",3972]
["OS_Metro_Single_4_U",4116]
["OS_Metro_Single_5_A",2192]
["OS_Metro_Single_5_B",2258]
["OS_Metro_Single_5_C",2238]
["OS_Metro_Single_5_D",2272]
["OS_Metro_Single_5_E",2372]
["OS_Metro_Single_5_F",2437]
["OS_Metro_Single_5_G",2569]
["OS_Metro_Single_5_H",2548]
["OS_Metro_Single_5_I",2721]
["OS_Metro_Single_5_J",2858]
["OS_Metro_Single_5_K",2913]
["OS_Metro_Single_5_L",2964]
["OS_Metro_Single_5_M",3190]
["OS_Metro_Single_5_N",3281]
["OS_Metro_Single_5_O",3401]
["OS_Metro_Single_5_P",3526]
["OS_Metro_Single_5_Q",3671]
["OS_Metro_Single_5_R",3816]
["OS_Metro_Single_5_S",3961]
["OS_Metro_Single_5_T",4106]
["OS_Metro_Single_5_U",4251]
["OS_Metro_Single_6_A",2345]
["OS_Metro_Single_6_B",2411]
["OS_Metro_Single_6_C",2391]
["OS_Metro_Single_6_D",2425]
["OS_Metro_Single_6_E",2524]
["OS_Metro_Single_6_F",2588]
["OS_Metro_Single_6_G",2719]
["OS_Metro_Single_6_H",2699]
["OS_Metro_Single_6_I",2870]
["OS_Metro_Single_6_J",3005]
["OS_Metro_Single_6_K",3060]
["OS_Metro_Single_6_L",3111]
["OS_Metro_Single_6_M",3335]
["OS_Metro_Single_6_N",3425]
["OS_Metro_Single_6_O",3544]
["OS_Metro_Single_6_P",3668]
["OS_Metro_Single_6_Q",3812]
["OS_Metro_Single_6_R",3956]
["OS_Metro_Single_6_S",4100]
["OS_Metro_Single_6_T",4244]
["OS_Metro_Single_6_U",4386]
["OS_Metro_Single_7_A",2498]
["OS_Metro_Single_7_B",2564]
["OS_Metro_Single_7_C",2544]
["OS_Metro_Single_7_D",2578]
["OS_Metro_Single_7_E",2676]
["OS_Metro_Single_7_F",2739]
["OS_Metro_Single_7_G",2869]
["OS_Metro_Single_7_H",2850]
["OS_Metro_Single_7_I",3019]
["OS_Metro_Single_7_J",3152]
["OS_Metro_Single_7_K",3207]
["OS_Metro_Single_7_L",3258]
["OS_Metro_Single_7_M",3480]
["OS_Metro_Single_7_N",3569]
["OS_Metro_Single_7_O",3687]
["OS_Metro_Single_7_P",3810]
["OS_Metro_Single_7_Q",3953]
["OS_Metro_Single_7_R",4096]
["OS_Metro_Single_7_S",4239]
["OS_Metro_Single_7_T",4382]
["OS_Metro_Single_7_U",4521]
["OS_Metro_Single_8_A",2651]
["OS_Metro_Single_8_B",2717]
["OS_Metro_Single_8_C",2697]
["OS_Metro_Single_8_D",2731]
["OS_Metro_Single_8_E",2828]
["OS_Metro_Single_8_F",2890]
["OS_Metro_Single_8_G",3019]
["OS_Metro_Single_8_H",3001]
["OS_Metro_Single_8_I",3168]
["OS_Metro_Single_8_J",3299]
["OS_Metro_Single_8_K",3354]
["OS_Metro_Single_8_L",3405]
["OS_Metro_Single_8_M",3625]
["OS_Metro_Single_8_N",3713]
["OS_Metro_Single_8_O",3830]
["OS_Metro_Single_8_P",3952]
["OS_Metro_Single_8_Q",4093]
["OS_Metro_Single_8_R",4234]
["OS_Metro_Single_8_S",4375]
["OS_Metro_Single_8_T",4516]
["OS_Metro_Single_8_U",4656]
["OS_Metro_Single_9_A",2804]
["OS_Metro_Single_9_B",2870]
["OS_Metro_Single_9_C",2850]
["OS_Metro_Single_9_D",2884]
["OS_Metro_Single_9_E",2980]
["OS_Metro_Single_9_F",3041]
["OS_Metro_Single_9_G",3169]
["OS_Metro_Single_9_H",3152]
["OS_Metro_Single_9_I",3317]
["OS_Metro_Single_9_J",3446]
["OS_Metro_Single_9_K",3501]
["OS_Metro_Single_9_L",3552]
["OS_Metro_Single_9_M",3770]
["OS_Metro_Single_9_N",3857]
["OS_Metro_Single_9_O",3973]
["OS_Metro_Single_9_P",4094]
["OS_Metro_Single_9_Q",4234]
["OS_Metro_Single_9_R",4374]
["OS_Metro_Single_9_S",4514]
["OS_Metro_Single_9_T",4654]
["OS_Metro_Single_9_U",4791]
["OS_Metro_Single_10+_A",2957]
["OS_Metro_Single_10+_B",3023]
["OS_Metro_Single_10+_C",3003]
["OS_Metro_Single_10+_D",3037]
["OS_Metro_Single_10+_E",3132]
["OS_Metro_Single_10+_F",3192]
["OS_Metro_Single_10+_G",3319]
["OS_Metro_Single_10+_H",3303]
["OS_Metro_Single_10+_I",3466]
["OS_Metro_Single_10+_J",3593]
["OS_Metro_Single_10+_K",3648]
["OS_Metro_Single_10+_L",3699]
["OS_Metro_Single_10+_M",3915]
["OS_Metro_Single_10+_N",4001]
["OS_Metro_Single_10+_O",4116]
["OS_Metro_Single_10+_P",4236]
["OS_Metro_Single_10+_Q",4374]
["OS_Metro_Single_10+_R",4512]
["OS_Metro_Single_10+_S",4650]
["OS_Metro_Single_10+_T",4788]
["OS_Metro_Single_10+_U",4926]
["NSW_Metro_JointOthers_0_A",1959]
["NSW_Metro_JointOthers_0_B",2025]
["NSW_Metro_JointOthers_0_C",2005]
["NSW_Metro_JointOthers_0_D",2040]
["NSW_Metro_JointOthers_0_E",2142]
["NSW_Metro_JointOthers_0_F",2209]
["NSW_Metro_JointOthers_0_G",2343]
["NSW_Metro_JointOthers_0_H",2320]
["NSW_Metro_JointOthers_0_I",2498]
["NSW_Metro_JointOthers_0_J",2640]
["NSW_Metro_JointOthers_0_K",2695]
["NSW_Metro_JointOthers_0_L",2746]
["NSW_Metro_JointOthers_0_M",2976]
["NSW_Metro_JointOthers_0_N",3070]
["NSW_Metro_JointOthers_0_O",3193]
["NSW_Metro_JointOthers_0_P",3320]
["NSW_Metro_JointOthers_0_Q",3469]
["NSW_Metro_JointOthers_0_R",3618]
["NSW_Metro_JointOthers_0_S",3767]
["NSW_Metro_JointOthers_0_T",3916]
["NSW_Metro_JointOthers_0_U",4061]
["NSW_Metro_JointOthers_1_A",2138]
["NSW_Metro_JointOthers_1_B",2204]
["NSW_Metro_JointOthers_1_C",2184]
["NSW_Metro_JointOthers_1_D",2218]
["NSW_Metro_JointOthers_1_E",2320]
["NSW_Metro_JointOthers_1_F",2388]
["NSW_Metro_JointOthers_1_G",2522]
["NSW_Metro_JointOthers_1_H",2499]
["NSW_Metro_JointOthers_1_I",2676]
["NSW_Metro_JointOthers_1_J",2819]
["NSW_Metro_JointOthers_1_K",2873]
["NSW_Metro_JointOthers_1_L",2925]
["NSW_Metro_JointOthers_1_M",3155]
["NSW_Metro_JointOthers_1_N",3249]
["NSW_Metro_JointOthers_1_O",3372]
["NSW_Metro_JointOthers_1_P",3499]
["NSW_Metro_JointOthers_1_Q",3648]
["NSW_Metro_JointOthers_1_R",3797]
["NSW_Metro_JointOthers_1_S",3946]
["NSW_Metro_JointOthers_1_T",4095]
["NSW_Metro_JointOthers_1_U",4240]
["NSW_Metro_JointOthers_2_A",2660]
["NSW_Metro_JointOthers_2_B",2726]
["NSW_Metro_JointOthers_2_C",2706]
["NSW_Metro_JointOthers_2_D",2740]
["NSW_Metro_JointOthers_2_E",2842]
["NSW_Metro_JointOthers_2_F",2910]
["NSW_Metro_JointOthers_2_G",3043]
["NSW_Metro_JointOthers_2_H",3020]
["NSW_Metro_JointOthers_2_I",3197]
["NSW_Metro_JointOthers_2_J",3339]
["NSW_Metro_JointOthers_2_K",3394]
["NSW_Metro_JointOthers_2_L",3444]
["NSW_Metro_JointOthers_2_M",3675]
["NSW_Metro_JointOthers_2_N",3768]
["NSW_Metro_JointOthers_2_O",3890]
["NSW_Metro_JointOthers_2_P",4017]
["NSW_Metro_JointOthers_2_Q",4165]
["NSW_Metro_JointOthers_2_R",4313]
["NSW_Metro_JointOthers_2_S",4461]
["NSW_Metro_JointOthers_2_T",4609]
["NSW_Metro_JointOthers_2_U",4756]
["NSW_Metro_JointOthers_3_A",2926]
["NSW_Metro_JointOthers_3_B",2991]
["NSW_Metro_JointOthers_3_C",2971]
["NSW_Metro_JointOthers_3_D",3006]
["NSW_Metro_JointOthers_3_E",3107]
["NSW_Metro_JointOthers_3_F",3175]
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["NSW_NonMetro_JointOthers_10+_T",6756]
["NSW_NonMetro_JointOthers_10+_U",6900]
["VIC_Metro_JointOthers_0_A",1981]
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["VIC_Metro_JointOthers_0_S",3789]
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["VIC_Metro_JointOthers_0_U",4083]
["VIC_Metro_JointOthers_1_A",2160]
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["VIC_Metro_JointOthers_1_D",2240]
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["VIC_Metro_JointOthers_1_G",2544]
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["VIC_Metro_JointOthers_1_I",2698]
["VIC_Metro_JointOthers_1_J",2841]
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["VIC_Metro_JointOthers_1_M",3177]
["VIC_Metro_JointOthers_1_N",3271]
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["VIC_Metro_JointOthers_1_P",3521]
["VIC_Metro_JointOthers_1_Q",3670]
["VIC_Metro_JointOthers_1_R",3819]
["VIC_Metro_JointOthers_1_S",3968]
["VIC_Metro_JointOthers_1_T",4117]
["VIC_Metro_JointOthers_1_U",4262]
["VIC_Metro_JointOthers_2_A",2682]
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["VIC_Metro_JointOthers_2_D",2762]
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["VIC_Metro_JointOthers_2_G",3065]
["VIC_Metro_JointOthers_2_H",3042]
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["VIC_Metro_JointOthers_2_J",3361]
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["VIC_Metro_JointOthers_2_N",3790]
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["VIC_Metro_JointOthers_2_T",4631]
["VIC_Metro_JointOthers_2_U",4778]
["VIC_Metro_JointOthers_3_A",2948]
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["VIC_Metro_JointOthers_3_C",2993]
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["VIC_Metro_JointOthers_3_E",3129]
["VIC_Metro_JointOthers_3_F",3197]
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["VIC_Metro_JointOthers_3_H",3307]
["VIC_Metro_JointOthers_3_I",3484]
["VIC_Metro_JointOthers_3_J",3625]
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["VIC_Metro_JointOthers_3_T",4895]
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["VIC_Metro_JointOthers_4_A",3214]
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["VIC_Metro_JointOthers_4_G",3595]
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["VIC_Metro_JointOthers_4_J",3889]
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["VIC_Metro_JointOthers_4_S",5011]
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["VIC_Metro_JointOthers_5_I",4014]
["VIC_Metro_JointOthers_5_J",4153]
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["VIC_Metro_JointOthers_5_S",5275]
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["VIC_Metro_JointOthers_6_A",3746]
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["VIC_Metro_JointOthers_6_G",4125]
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["VIC_Metro_JointOthers_6_I",4279]
["VIC_Metro_JointOthers_6_J",4417]
["VIC_Metro_JointOthers_6_K",4472]
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["VIC_Metro_JointOthers_7_A",4012]
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["VIC_Metro_JointOthers_7_G",4390]
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["VIC_Metro_JointOthers_7_J",4681]
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["VIC_Metro_JointOthers_8_G",4655]
["VIC_Metro_JointOthers_8_H",4632]
["VIC_Metro_JointOthers_8_I",4809]
["VIC_Metro_JointOthers_8_J",4945]
["VIC_Metro_JointOthers_8_K",5000]
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["VIC_Metro_JointOthers_10+_A",4810]
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["VIC_Metro_JointOthers_10+_D",4890]
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["VIC_Metro_JointOthers_10+_G",5185]
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["VIC_Metro_JointOthers_10+_I",5339]
["VIC_Metro_JointOthers_10+_J",5473]
["VIC_Metro_JointOthers_10+_K",5528]
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["VIC_Metro_JointOthers_10+_R",6445]
["VIC_Metro_JointOthers_10+_S",6592]
["VIC_Metro_JointOthers_10+_T",6739]
["VIC_Metro_JointOthers_10+_U",6882]
["VIC_NonMetro_JointOthers_0_A",2074]
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["VIC_NonMetro_JointOthers_0_C",2120]
["VIC_NonMetro_JointOthers_0_D",2155]
["VIC_NonMetro_JointOthers_0_E",2256]
["VIC_NonMetro_JointOthers_0_F",2324]
["VIC_NonMetro_JointOthers_0_G",2458]
["VIC_NonMetro_JointOthers_0_H",2435]
["VIC_NonMetro_JointOthers_0_I",2612]
["VIC_NonMetro_JointOthers_0_J",2755]
["VIC_NonMetro_JointOthers_0_K",2809]
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["VIC_NonMetro_JointOthers_0_N",3184]
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["VIC_NonMetro_JointOthers_0_P",3434]
["VIC_NonMetro_JointOthers_0_Q",3583]
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["VIC_NonMetro_JointOthers_1_A",2253]
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["VIC_NonMetro_JointOthers_1_G",2637]
["VIC_NonMetro_JointOthers_1_H",2614]
["VIC_NonMetro_JointOthers_1_I",2791]
["VIC_NonMetro_JointOthers_1_J",2933]
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["VIC_NonMetro_JointOthers_1_T",4210]
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["VIC_NonMetro_JointOthers_2_A",2775]
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["VIC_NonMetro_JointOthers_2_C",2821]
["VIC_NonMetro_JointOthers_2_D",2855]
["VIC_NonMetro_JointOthers_2_E",2957]
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["VIC_NonMetro_JointOthers_2_G",3158]
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["VIC_NonMetro_JointOthers_2_I",3312]
["VIC_NonMetro_JointOthers_2_J",3453]
["VIC_NonMetro_JointOthers_2_K",3508]
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["VIC_NonMetro_JointOthers_2_O",4005]
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["VIC_NonMetro_JointOthers_2_Q",4279]
["VIC_NonMetro_JointOthers_2_R",4427]
["VIC_NonMetro_JointOthers_2_S",4575]
["VIC_NonMetro_JointOthers_2_T",4723]
["VIC_NonMetro_JointOthers_2_U",4871]
["VIC_NonMetro_JointOthers_3_A",3040]
["VIC_NonMetro_JointOthers_3_B",3106]
["VIC_NonMetro_JointOthers_3_C",3086]
["VIC_NonMetro_JointOthers_3_D",3120]
["VIC_NonMetro_JointOthers_3_E",3222]
["VIC_NonMetro_JointOthers_3_F",3289]
["VIC_NonMetro_JointOthers_3_G",3422]
["VIC_NonMetro_JointOthers_3_H",3399]
["VIC_NonMetro_JointOthers_3_I",3576]
["VIC_NonMetro_JointOthers_3_J",3718]
["VIC_NonMetro_JointOthers_3_K",3772]
["VIC_NonMetro_JointOthers_3_L",3823]
["VIC_NonMetro_JointOthers_3_M",4053]
["VIC_NonMetro_JointOthers_3_N",4146]
["VIC_NonMetro_JointOthers_3_O",4268]
["VIC_NonMetro_JointOthers_3_P",4395]
["VIC_NonMetro_JointOthers_3_Q",4543]
["VIC_NonMetro_JointOthers_3_R",4691]
["VIC_NonMetro_JointOthers_3_S",4839]
["VIC_NonMetro_JointOthers_3_T",4987]
["VIC_NonMetro_JointOthers_3_U",5133]
["VIC_NonMetro_JointOthers_4_A",3305]
["VIC_NonMetro_JointOthers_4_B",3372]
["VIC_NonMetro_JointOthers_4_C",3351]
["VIC_NonMetro_JointOthers_4_D",3385]
["VIC_NonMetro_JointOthers_4_E",3487]
["VIC_NonMetro_JointOthers_4_F",3554]
["VIC_NonMetro_JointOthers_4_G",3686]
["VIC_NonMetro_JointOthers_4_H",3663]
["VIC_NonMetro_JointOthers_4_I",3840]
["VIC_NonMetro_JointOthers_4_J",3983]
["VIC_NonMetro_JointOthers_4_K",4036]
["VIC_NonMetro_JointOthers_4_L",4087]
["VIC_NonMetro_JointOthers_4_M",4317]
["VIC_NonMetro_JointOthers_4_N",4410]
["VIC_NonMetro_JointOthers_4_O",4531]
["VIC_NonMetro_JointOthers_4_P",4659]
["VIC_NonMetro_JointOthers_4_Q",4807]
["VIC_NonMetro_JointOthers_4_R",4955]
["VIC_NonMetro_JointOthers_4_S",5103]
["VIC_NonMetro_JointOthers_4_T",5251]
["VIC_NonMetro_JointOthers_4_U",5395]
["VIC_NonMetro_JointOthers_5_A",3570]
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["VIC_NonMetro_JointOthers_5_C",3616]
["VIC_NonMetro_JointOthers_5_D",3650]
["VIC_NonMetro_JointOthers_5_E",3752]
["VIC_NonMetro_JointOthers_5_F",3819]
["VIC_NonMetro_JointOthers_5_G",3950]
["VIC_NonMetro_JointOthers_5_H",3927]
["VIC_NonMetro_JointOthers_5_I",4104]
["VIC_NonMetro_JointOthers_5_J",4248]
["VIC_NonMetro_JointOthers_5_K",4300]
["VIC_NonMetro_JointOthers_5_L",4351]
["VIC_NonMetro_JointOthers_5_M",4581]
["VIC_NonMetro_JointOthers_5_N",4674]
["VIC_NonMetro_JointOthers_5_O",4794]
["VIC_NonMetro_JointOthers_5_P",4923]
["VIC_NonMetro_JointOthers_5_Q",5070]
["VIC_NonMetro_JointOthers_5_R",5217]
["VIC_NonMetro_JointOthers_5_S",5364]
["VIC_NonMetro_JointOthers_5_T",5511]
["VIC_NonMetro_JointOthers_5_U",5657]
["VIC_NonMetro_JointOthers_6_A",3835]
["VIC_NonMetro_JointOthers_6_B",3904]
["VIC_NonMetro_JointOthers_6_C",3881]
["VIC_NonMetro_JointOthers_6_D",3915]
["VIC_NonMetro_JointOthers_6_E",4017]
["VIC_NonMetro_JointOthers_6_F",4084]
["VIC_NonMetro_JointOthers_6_G",4214]
["VIC_NonMetro_JointOthers_6_H",4191]
["VIC_NonMetro_JointOthers_6_I",4368]
["VIC_NonMetro_JointOthers_6_J",4513]
["VIC_NonMetro_JointOthers_6_K",4564]
["VIC_NonMetro_JointOthers_6_L",4615]
["VIC_NonMetro_JointOthers_6_M",4845]
["VIC_NonMetro_JointOthers_6_N",4938]
["VIC_NonMetro_JointOthers_6_O",5057]
["VIC_NonMetro_JointOthers_6_P",5187]
["VIC_NonMetro_JointOthers_6_Q",5334]
["VIC_NonMetro_JointOthers_6_R",5481]
["VIC_NonMetro_JointOthers_6_S",5628]
["VIC_NonMetro_JointOthers_6_T",5775]
["VIC_NonMetro_JointOthers_6_U",5919]
["VIC_NonMetro_JointOthers_7_A",4100]
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["VIC_NonMetro_JointOthers_7_C",4146]
["VIC_NonMetro_JointOthers_7_D",4180]
["VIC_NonMetro_JointOthers_7_E",4282]
["VIC_NonMetro_JointOthers_7_F",4349]
["VIC_NonMetro_JointOthers_7_G",4478]
["VIC_NonMetro_JointOthers_7_H",4455]
["VIC_NonMetro_JointOthers_7_I",4632]
["VIC_NonMetro_JointOthers_7_J",4778]
["VIC_NonMetro_JointOthers_7_K",4828]
["VIC_NonMetro_JointOthers_7_L",4879]
["VIC_NonMetro_JointOthers_7_M",5109]
["VIC_NonMetro_JointOthers_7_N",5202]
["VIC_NonMetro_JointOthers_7_O",5320]
["VIC_NonMetro_JointOthers_7_P",5451]
["VIC_NonMetro_JointOthers_7_Q",5597]
["VIC_NonMetro_JointOthers_7_R",5743]
["VIC_NonMetro_JointOthers_7_S",5889]
["VIC_NonMetro_JointOthers_7_T",6035]
["VIC_NonMetro_JointOthers_7_U",6181]
["VIC_NonMetro_JointOthers_8_A",4365]
["VIC_NonMetro_JointOthers_8_B",4436]
["VIC_NonMetro_JointOthers_8_C",4411]
["VIC_NonMetro_JointOthers_8_D",4445]
["VIC_NonMetro_JointOthers_8_E",4547]
["VIC_NonMetro_JointOthers_8_F",4614]
["VIC_NonMetro_JointOthers_8_G",4742]
["VIC_NonMetro_JointOthers_8_H",4719]
["VIC_NonMetro_JointOthers_8_I",4896]
["VIC_NonMetro_JointOthers_8_J",5043]
["VIC_NonMetro_JointOthers_8_K",5092]
["VIC_NonMetro_JointOthers_8_L",5143]
["VIC_NonMetro_JointOthers_8_M",5373]
["VIC_NonMetro_JointOthers_8_N",5466]
["VIC_NonMetro_JointOthers_8_O",5583]
["VIC_NonMetro_JointOthers_8_P",5715]
["VIC_NonMetro_JointOthers_8_Q",5861]
["VIC_NonMetro_JointOthers_8_R",6007]
["VIC_NonMetro_JointOthers_8_S",6153]
["VIC_NonMetro_JointOthers_8_T",6299]
["VIC_NonMetro_JointOthers_8_U",6443]
["VIC_NonMetro_JointOthers_9_A",4630]
["VIC_NonMetro_JointOthers_9_B",4702]
["VIC_NonMetro_JointOthers_9_C",4676]
["VIC_NonMetro_JointOthers_9_D",4710]
["VIC_NonMetro_JointOthers_9_E",4812]
["VIC_NonMetro_JointOthers_9_F",4879]
["VIC_NonMetro_JointOthers_9_G",5006]
["VIC_NonMetro_JointOthers_9_H",4983]
["VIC_NonMetro_JointOthers_9_I",5160]
["VIC_NonMetro_JointOthers_9_J",5308]
["VIC_NonMetro_JointOthers_9_K",5356]
["VIC_NonMetro_JointOthers_9_L",5407]
["VIC_NonMetro_JointOthers_9_M",5637]
["VIC_NonMetro_JointOthers_9_N",5730]
["VIC_NonMetro_JointOthers_9_O",5846]
["VIC_NonMetro_JointOthers_9_P",5979]
["VIC_NonMetro_JointOthers_9_Q",6125]
["VIC_NonMetro_JointOthers_9_R",6271]
["VIC_NonMetro_JointOthers_9_S",6417]
["VIC_NonMetro_JointOthers_9_T",6563]
["VIC_NonMetro_JointOthers_9_U",6705]
["VIC_NonMetro_JointOthers_10+_A",4895]
["VIC_NonMetro_JointOthers_10+_B",4968]
["VIC_NonMetro_JointOthers_10+_C",4941]
["VIC_NonMetro_JointOthers_10+_D",4975]
["VIC_NonMetro_JointOthers_10+_E",5077]
["VIC_NonMetro_JointOthers_10+_F",5144]
["VIC_NonMetro_JointOthers_10+_G",5270]
["VIC_NonMetro_JointOthers_10+_H",5247]
["VIC_NonMetro_JointOthers_10+_I",5424]
["VIC_NonMetro_JointOthers_10+_J",5573]
["VIC_NonMetro_JointOthers_10+_K",5620]
["VIC_NonMetro_JointOthers_10+_L",5671]
["VIC_NonMetro_JointOthers_10+_M",5901]
["VIC_NonMetro_JointOthers_10+_N",5994]
["VIC_NonMetro_JointOthers_10+_O",6109]
["VIC_NonMetro_JointOthers_10+_P",6243]
["VIC_NonMetro_JointOthers_10+_Q",6388]
["VIC_NonMetro_JointOthers_10+_R",6533]
["VIC_NonMetro_JointOthers_10+_S",6678]
["VIC_NonMetro_JointOthers_10+_T",6823]
["VIC_NonMetro_JointOthers_10+_U",6967]
["QLD_Metro_JointOthers_0_A",1956]
["QLD_Metro_JointOthers_0_B",2022]
["QLD_Metro_JointOthers_0_C",2002]
["QLD_Metro_JointOthers_0_D",2036]
["QLD_Metro_JointOthers_0_E",2138]
["QLD_Metro_JointOthers_0_F",2206]
["QLD_Metro_JointOthers_0_G",2340]
["QLD_Metro_JointOthers_0_H",2317]
["QLD_Metro_JointOthers_0_I",2494]
["QLD_Metro_JointOthers_0_J",2636]
["QLD_Metro_JointOthers_0_K",2691]
["QLD_Metro_JointOthers_0_L",2742]
["QLD_Metro_JointOthers_0_M",2973]
["QLD_Metro_JointOthers_0_N",3066]
["QLD_Metro_JointOthers_0_O",3189]
["QLD_Metro_JointOthers_0_P",3316]
["QLD_Metro_JointOthers_0_Q",3465]
["QLD_Metro_JointOthers_0_R",3614]
["QLD_Metro_JointOthers_0_S",3763]
["QLD_Metro_JointOthers_0_T",3912]
["QLD_Metro_JointOthers_0_U",4058]
["QLD_Metro_JointOthers_1_A",2135]
["QLD_Metro_JointOthers_1_B",2201]
["QLD_Metro_JointOthers_1_C",2181]
["QLD_Metro_JointOthers_1_D",2215]
["QLD_Metro_JointOthers_1_E",2317]
["QLD_Metro_JointOthers_1_F",2385]
["QLD_Metro_JointOthers_1_G",2519]
["QLD_Metro_JointOthers_1_H",2496]
["QLD_Metro_JointOthers_1_I",2673]
["QLD_Metro_JointOthers_1_J",2815]
["QLD_Metro_JointOthers_1_K",2870]
["QLD_Metro_JointOthers_1_L",2921]
["QLD_Metro_JointOthers_1_M",3152]
["QLD_Metro_JointOthers_1_N",3245]
["QLD_Metro_JointOthers_1_O",3368]
["QLD_Metro_JointOthers_1_P",3495]
["QLD_Metro_JointOthers_1_Q",3644]
["QLD_Metro_JointOthers_1_R",3793]
["QLD_Metro_JointOthers_1_S",3942]
["QLD_Metro_JointOthers_1_T",4091]
["QLD_Metro_JointOthers_1_U",4237]
["QLD_Metro_JointOthers_2_A",2657]
["QLD_Metro_JointOthers_2_B",2723]
["QLD_Metro_JointOthers_2_C",2703]
["QLD_Metro_JointOthers_2_D",2737]
["QLD_Metro_JointOthers_2_E",2839]
["QLD_Metro_JointOthers_2_F",2906]
["QLD_Metro_JointOthers_2_G",3040]
["QLD_Metro_JointOthers_2_H",3017]
["QLD_Metro_JointOthers_2_I",3194]
["QLD_Metro_JointOthers_2_J",3336]
["QLD_Metro_JointOthers_2_K",3390]
["QLD_Metro_JointOthers_2_L",3441]
["QLD_Metro_JointOthers_2_M",3671]
["QLD_Metro_JointOthers_2_N",3764]
["QLD_Metro_JointOthers_2_O",3887]
["QLD_Metro_JointOthers_2_P",4014]
["QLD_Metro_JointOthers_2_Q",4162]
["QLD_Metro_JointOthers_2_R",4310]
["QLD_Metro_JointOthers_2_S",4458]
["QLD_Metro_JointOthers_2_T",4606]
["QLD_Metro_JointOthers_2_U",4753]
["QLD_Metro_JointOthers_3_A",2922]
["QLD_Metro_JointOthers_3_B",2988]
["QLD_Metro_JointOthers_3_C",2968]
["QLD_Metro_JointOthers_3_D",3002]
["QLD_Metro_JointOthers_3_E",3104]
["QLD_Metro_JointOthers_3_F",3171]
["QLD_Metro_JointOthers_3_G",3305]
["QLD_Metro_JointOthers_3_H",3282]
["QLD_Metro_JointOthers_3_I",3458]
["QLD_Metro_JointOthers_3_J",3600]
["QLD_Metro_JointOthers_3_K",3655]
["QLD_Metro_JointOthers_3_L",3706]
["QLD_Metro_JointOthers_3_M",3935]
["QLD_Metro_JointOthers_3_N",4028]
["QLD_Metro_JointOthers_3_O",4151]
["QLD_Metro_JointOthers_3_P",4277]
["QLD_Metro_JointOthers_3_Q",4425]
["QLD_Metro_JointOthers_3_R",4573]
["QLD_Metro_JointOthers_3_S",4721]
["QLD_Metro_JointOthers_3_T",4869]
["QLD_Metro_JointOthers_3_U",5016]
["QLD_Metro_JointOthers_4_A",3187]
["QLD_Metro_JointOthers_4_B",3253]
["QLD_Metro_JointOthers_4_C",3233]
["QLD_Metro_JointOthers_4_D",3267]
["QLD_Metro_JointOthers_4_E",3369]
["QLD_Metro_JointOthers_4_F",3436]
["QLD_Metro_JointOthers_4_G",3570]
["QLD_Metro_JointOthers_4_H",3547]
["QLD_Metro_JointOthers_4_I",3722]
["QLD_Metro_JointOthers_4_J",3864]
["QLD_Metro_JointOthers_4_K",3920]
["QLD_Metro_JointOthers_4_L",3971]
["QLD_Metro_JointOthers_4_M",4199]
["QLD_Metro_JointOthers_4_N",4292]
["QLD_Metro_JointOthers_4_O",4415]
["QLD_Metro_JointOthers_4_P",4540]
["QLD_Metro_JointOthers_4_Q",4688]
["QLD_Metro_JointOthers_4_R",4836]
["QLD_Metro_JointOthers_4_S",4984]
["QLD_Metro_JointOthers_4_T",5132]
["QLD_Metro_JointOthers_4_U",5279]
["QLD_Metro_JointOthers_5_A",3452]
["QLD_Metro_JointOthers_5_B",3518]
["QLD_Metro_JointOthers_5_C",3498]
["QLD_Metro_JointOthers_5_D",3532]
["QLD_Metro_JointOthers_5_E",3634]
["QLD_Metro_JointOthers_5_F",3701]
["QLD_Metro_JointOthers_5_G",3835]
["QLD_Metro_JointOthers_5_H",3812]
["QLD_Metro_JointOthers_5_I",3986]
["QLD_Metro_JointOthers_5_J",4128]
["QLD_Metro_JointOthers_5_K",4185]
["QLD_Metro_JointOthers_5_L",4236]
["QLD_Metro_JointOthers_5_M",4463]
["QLD_Metro_JointOthers_5_N",4556]
["QLD_Metro_JointOthers_5_O",4679]
["QLD_Metro_JointOthers_5_P",4803]
["QLD_Metro_JointOthers_5_Q",4951]
["QLD_Metro_JointOthers_5_R",5099]
["QLD_Metro_JointOthers_5_S",5247]
["QLD_Metro_JointOthers_5_T",5395]
["QLD_Metro_JointOthers_5_U",5542]
["QLD_Metro_JointOthers_6_A",3717]
["QLD_Metro_JointOthers_6_B",3783]
["QLD_Metro_JointOthers_6_C",3763]
["QLD_Metro_JointOthers_6_D",3797]
["QLD_Metro_JointOthers_6_E",3899]
["QLD_Metro_JointOthers_6_F",3966]
["QLD_Metro_JointOthers_6_G",4100]
["QLD_Metro_JointOthers_6_H",4077]
["QLD_Metro_JointOthers_6_I",4250]
["QLD_Metro_JointOthers_6_J",4392]
["QLD_Metro_JointOthers_6_K",4450]
["QLD_Metro_JointOthers_6_L",4501]
["QLD_Metro_JointOthers_6_M",4727]
["QLD_Metro_JointOthers_6_N",4820]
["QLD_Metro_JointOthers_6_O",4943]
["QLD_Metro_JointOthers_6_P",5066]
["QLD_Metro_JointOthers_6_Q",5214]
["QLD_Metro_JointOthers_6_R",5362]
["QLD_Metro_JointOthers_6_S",5510]
["QLD_Metro_JointOthers_6_T",5658]
["QLD_Metro_JointOthers_6_U",5805]
["QLD_Metro_JointOthers_7_A",3982]
["QLD_Metro_JointOthers_7_B",4048]
["QLD_Metro_JointOthers_7_C",4028]
["QLD_Metro_JointOthers_7_D",4062]
["QLD_Metro_JointOthers_7_E",4164]
["QLD_Metro_JointOthers_7_F",4231]
["QLD_Metro_JointOthers_7_G",4365]
["QLD_Metro_JointOthers_7_H",4342]
["QLD_Metro_JointOthers_7_I",4514]
["QLD_Metro_JointOthers_7_J",4656]
["QLD_Metro_JointOthers_7_K",4715]
["QLD_Metro_JointOthers_7_L",4766]
["QLD_Metro_JointOthers_7_M",4991]
["QLD_Metro_JointOthers_7_N",5084]
["QLD_Metro_JointOthers_7_O",5207]
["QLD_Metro_JointOthers_7_P",5329]
["QLD_Metro_JointOthers_7_Q",5477]
["QLD_Metro_JointOthers_7_R",5625]
["QLD_Metro_JointOthers_7_S",5773]
["QLD_Metro_JointOthers_7_T",5921]
["QLD_Metro_JointOthers_7_U",6068]
["QLD_Metro_JointOthers_8_A",4247]
["QLD_Metro_JointOthers_8_B",4313]
["QLD_Metro_JointOthers_8_C",4293]
["QLD_Metro_JointOthers_8_D",4327]
["QLD_Metro_JointOthers_8_E",4429]
["QLD_Metro_JointOthers_8_F",4496]
["QLD_Metro_JointOthers_8_G",4630]
["QLD_Metro_JointOthers_8_H",4607]
["QLD_Metro_JointOthers_8_I",4778]
["QLD_Metro_JointOthers_8_J",4920]
["QLD_Metro_JointOthers_8_K",4980]
["QLD_Metro_JointOthers_8_L",5031]
["QLD_Metro_JointOthers_8_M",5255]
["QLD_Metro_JointOthers_8_N",5348]
["QLD_Metro_JointOthers_8_O",5471]
["QLD_Metro_JointOthers_8_P",5592]
["QLD_Metro_JointOthers_8_Q",5740]
["QLD_Metro_JointOthers_8_R",5888]
["QLD_Metro_JointOthers_8_S",6036]
["QLD_Metro_JointOthers_8_T",6184]
["QLD_Metro_JointOthers_8_U",6331]
["QLD_Metro_JointOthers_9_A",4512]
["QLD_Metro_JointOthers_9_B",4578]
["QLD_Metro_JointOthers_9_C",4558]
["QLD_Metro_JointOthers_9_D",4592]
["QLD_Metro_JointOthers_9_E",4694]
["QLD_Metro_JointOthers_9_F",4761]
["QLD_Metro_JointOthers_9_G",4895]
["QLD_Metro_JointOthers_9_H",4872]
["QLD_Metro_JointOthers_9_I",5042]
["QLD_Metro_JointOthers_9_J",5184]
["QLD_Metro_JointOthers_9_K",5245]
["QLD_Metro_JointOthers_9_L",5296]
["QLD_Metro_JointOthers_9_M",5519]
["QLD_Metro_JointOthers_9_N",5612]
["QLD_Metro_JointOthers_9_O",5735]
["QLD_Metro_JointOthers_9_P",5855]
["QLD_Metro_JointOthers_9_Q",6003]
["QLD_Metro_JointOthers_9_R",6151]
["QLD_Metro_JointOthers_9_S",6299]
["QLD_Metro_JointOthers_9_T",6447]
["QLD_Metro_JointOthers_9_U",6594]
["QLD_Metro_JointOthers_10+_A",4777]
["QLD_Metro_JointOthers_10+_B",4843]
["QLD_Metro_JointOthers_10+_C",4823]
["QLD_Metro_JointOthers_10+_D",4857]
["QLD_Metro_JointOthers_10+_E",4959]
["QLD_Metro_JointOthers_10+_F",5026]
["QLD_Metro_JointOthers_10+_G",5160]
["QLD_Metro_JointOthers_10+_H",5137]
["QLD_Metro_JointOthers_10+_I",5306]
["QLD_Metro_JointOthers_10+_J",5448]
["QLD_Metro_JointOthers_10+_K",5510]
["QLD_Metro_JointOthers_10+_L",5561]
["QLD_Metro_JointOthers_10+_M",5783]
["QLD_Metro_JointOthers_10+_N",5876]
["QLD_Metro_JointOthers_10+_O",5999]
["QLD_Metro_JointOthers_10+_P",6118]
["QLD_Metro_JointOthers_10+_Q",6266]
["QLD_Metro_JointOthers_10+_R",6414]
["QLD_Metro_JointOthers_10+_S",6562]
["QLD_Metro_JointOthers_10+_T",6710]
["QLD_Metro_JointOthers_10+_U",6857]
["QLD_NonMetro_JointOthers_0_A",1921]
["QLD_NonMetro_JointOthers_0_B",1986]
["QLD_NonMetro_JointOthers_0_C",1966]
["QLD_NonMetro_JointOthers_0_D",2001]
["QLD_NonMetro_JointOthers_0_E",2103]
["QLD_NonMetro_JointOthers_0_F",2171]
["QLD_NonMetro_JointOthers_0_G",2305]
["QLD_NonMetro_JointOthers_0_H",2281]
["QLD_NonMetro_JointOthers_0_I",2459]
["QLD_NonMetro_JointOthers_0_J",2601]
["QLD_NonMetro_JointOthers_0_K",2656]
["QLD_NonMetro_JointOthers_0_L",2707]
["QLD_NonMetro_JointOthers_0_M",2938]
["QLD_NonMetro_JointOthers_0_N",3031]
["QLD_NonMetro_JointOthers_0_O",3154]
["QLD_NonMetro_JointOthers_0_P",3281]
["QLD_NonMetro_JointOthers_0_Q",3430]
["QLD_NonMetro_JointOthers_0_R",3579]
["QLD_NonMetro_JointOthers_0_S",3728]
["QLD_NonMetro_JointOthers_0_T",3877]
["QLD_NonMetro_JointOthers_0_U",4022]
["QLD_NonMetro_JointOthers_1_A",2099]
["QLD_NonMetro_JointOthers_1_B",2165]
["QLD_NonMetro_JointOthers_1_C",2145]
["QLD_NonMetro_JointOthers_1_D",2180]
["QLD_NonMetro_JointOthers_1_E",2281]
["QLD_NonMetro_JointOthers_1_F",2349]
["QLD_NonMetro_JointOthers_1_G",2483]
["QLD_NonMetro_JointOthers_1_H",2460]
["QLD_NonMetro_JointOthers_1_I",2638]
["QLD_NonMetro_JointOthers_1_J",2780]
["QLD_NonMetro_JointOthers_1_K",2835]
["QLD_NonMetro_JointOthers_1_L",2886]
["QLD_NonMetro_JointOthers_1_M",3117]
["QLD_NonMetro_JointOthers_1_N",3210]
["QLD_NonMetro_JointOthers_1_O",3333]
["QLD_NonMetro_JointOthers_1_P",3460]
["QLD_NonMetro_JointOthers_1_Q",3609]
["QLD_NonMetro_JointOthers_1_R",3758]
["QLD_NonMetro_JointOthers_1_S",3907]
["QLD_NonMetro_JointOthers_1_T",4056]
["QLD_NonMetro_JointOthers_1_U",4201]
["QLD_NonMetro_JointOthers_2_A",2622]
["QLD_NonMetro_JointOthers_2_B",2687]
["QLD_NonMetro_JointOthers_2_C",2667]
["QLD_NonMetro_JointOthers_2_D",2702]
["QLD_NonMetro_JointOthers_2_E",2803]
["QLD_NonMetro_JointOthers_2_F",2871]
["QLD_NonMetro_JointOthers_2_G",3005]
["QLD_NonMetro_JointOthers_2_H",2981]
["QLD_NonMetro_JointOthers_2_I",3158]
["QLD_NonMetro_JointOthers_2_J",3300]
["QLD_NonMetro_JointOthers_2_K",3355]
["QLD_NonMetro_JointOthers_2_L",3406]
["QLD_NonMetro_JointOthers_2_M",3636]
["QLD_NonMetro_JointOthers_2_N",3729]
["QLD_NonMetro_JointOthers_2_O",3851]
["QLD_NonMetro_JointOthers_2_P",3978]
["QLD_NonMetro_JointOthers_2_Q",4126]
["QLD_NonMetro_JointOthers_2_R",4274]
["QLD_NonMetro_JointOthers_2_S",4422]
["QLD_NonMetro_JointOthers_2_T",4570]
["QLD_NonMetro_JointOthers_2_U",4718]
["QLD_NonMetro_JointOthers_3_A",2887]
["QLD_NonMetro_JointOthers_3_B",2953]
["QLD_NonMetro_JointOthers_3_C",2933]
["QLD_NonMetro_JointOthers_3_D",2967]
["QLD_NonMetro_JointOthers_3_E",3068]
["QLD_NonMetro_JointOthers_3_F",3136]
["QLD_NonMetro_JointOthers_3_G",3269]
["QLD_NonMetro_JointOthers_3_H",3246]
["QLD_NonMetro_JointOthers_3_I",3423]
["QLD_NonMetro_JointOthers_3_J",3565]
["QLD_NonMetro_JointOthers_3_K",3619]
["QLD_NonMetro_JointOthers_3_L",3670]
["QLD_NonMetro_JointOthers_3_M",3900]
["QLD_NonMetro_JointOthers_3_N",3993]
["QLD_NonMetro_JointOthers_3_O",4115]
["QLD_NonMetro_JointOthers_3_P",4242]
["QLD_NonMetro_JointOthers_3_Q",4390]
["QLD_NonMetro_JointOthers_3_R",4538]
["QLD_NonMetro_JointOthers_3_S",4686]
["QLD_NonMetro_JointOthers_3_T",4834]
["QLD_NonMetro_JointOthers_3_U",4980]
["QLD_NonMetro_JointOthers_4_A",3152]
["QLD_NonMetro_JointOthers_4_B",3219]
["QLD_NonMetro_JointOthers_4_C",3199]
["QLD_NonMetro_JointOthers_4_D",3232]
["QLD_NonMetro_JointOthers_4_E",3333]
["QLD_NonMetro_JointOthers_4_F",3401]
["QLD_NonMetro_JointOthers_4_G",3533]
["QLD_NonMetro_JointOthers_4_H",3511]
["QLD_NonMetro_JointOthers_4_I",3688]
["QLD_NonMetro_JointOthers_4_J",3830]
["QLD_NonMetro_JointOthers_4_K",3883]
["QLD_NonMetro_JointOthers_4_L",3934]
["QLD_NonMetro_JointOthers_4_M",4164]
["QLD_NonMetro_JointOthers_4_N",4257]
["QLD_NonMetro_JointOthers_4_O",4379]
["QLD_NonMetro_JointOthers_4_P",4506]
["QLD_NonMetro_JointOthers_4_Q",4654]
["QLD_NonMetro_JointOthers_4_R",4802]
["QLD_NonMetro_JointOthers_4_S",4950]
["QLD_NonMetro_JointOthers_4_T",5098]
["QLD_NonMetro_JointOthers_4_U",5242]
["QLD_NonMetro_JointOthers_5_A",3417]
["QLD_NonMetro_JointOthers_5_B",3485]
["QLD_NonMetro_JointOthers_5_C",3465]
["QLD_NonMetro_JointOthers_5_D",3497]
["QLD_NonMetro_JointOthers_5_E",3598]
["QLD_NonMetro_JointOthers_5_F",3666]
["QLD_NonMetro_JointOthers_5_G",3797]
["QLD_NonMetro_JointOthers_5_H",3776]
["QLD_NonMetro_JointOthers_5_I",3953]
["QLD_NonMetro_JointOthers_5_J",4095]
["QLD_NonMetro_JointOthers_5_K",4147]
["QLD_NonMetro_JointOthers_5_L",4198]
["QLD_NonMetro_JointOthers_5_M",4428]
["QLD_NonMetro_JointOthers_5_N",4521]
["QLD_NonMetro_JointOthers_5_O",4643]
["QLD_NonMetro_JointOthers_5_P",4770]
["QLD_NonMetro_JointOthers_5_Q",4917]
["QLD_NonMetro_JointOthers_5_R",5064]
["QLD_NonMetro_JointOthers_5_S",5211]
["QLD_NonMetro_JointOthers_5_T",5358]
["QLD_NonMetro_JointOthers_5_U",5504]
["QLD_NonMetro_JointOthers_6_A",3682]
["QLD_NonMetro_JointOthers_6_B",3751]
["QLD_NonMetro_JointOthers_6_C",3731]
["QLD_NonMetro_JointOthers_6_D",3762]
["QLD_NonMetro_JointOthers_6_E",3863]
["QLD_NonMetro_JointOthers_6_F",3931]
["QLD_NonMetro_JointOthers_6_G",4061]
["QLD_NonMetro_JointOthers_6_H",4041]
["QLD_NonMetro_JointOthers_6_I",4218]
["QLD_NonMetro_JointOthers_6_J",4360]
["QLD_NonMetro_JointOthers_6_K",4411]
["QLD_NonMetro_JointOthers_6_L",4462]
["QLD_NonMetro_JointOthers_6_M",4692]
["QLD_NonMetro_JointOthers_6_N",4785]
["QLD_NonMetro_JointOthers_6_O",4907]
["QLD_NonMetro_JointOthers_6_P",5034]
["QLD_NonMetro_JointOthers_6_Q",5181]
["QLD_NonMetro_JointOthers_6_R",5328]
["QLD_NonMetro_JointOthers_6_S",5475]
["QLD_NonMetro_JointOthers_6_T",5622]
["QLD_NonMetro_JointOthers_6_U",5766]
["QLD_NonMetro_JointOthers_7_A",3947]
["QLD_NonMetro_JointOthers_7_B",4017]
["QLD_NonMetro_JointOthers_7_C",3997]
["QLD_NonMetro_JointOthers_7_D",4027]
["QLD_NonMetro_JointOthers_7_E",4128]
["QLD_NonMetro_JointOthers_7_F",4196]
["QLD_NonMetro_JointOthers_7_G",4325]
["QLD_NonMetro_JointOthers_7_H",4306]
["QLD_NonMetro_JointOthers_7_I",4483]
["QLD_NonMetro_JointOthers_7_J",4625]
["QLD_NonMetro_JointOthers_7_K",4675]
["QLD_NonMetro_JointOthers_7_L",4726]
["QLD_NonMetro_JointOthers_7_M",4956]
["QLD_NonMetro_JointOthers_7_N",5049]
["QLD_NonMetro_JointOthers_7_O",5171]
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["SA_NonMetro_JointOthers_0_A",2011]
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["WA_NonMetro_JointOthers_5_G",3765]
["WA_NonMetro_JointOthers_5_H",3742]
["WA_NonMetro_JointOthers_5_I",3919]
["WA_NonMetro_JointOthers_5_J",4058]
["WA_NonMetro_JointOthers_5_K",4115]
["WA_NonMetro_JointOthers_5_L",4166]
["WA_NonMetro_JointOthers_5_M",4396]
["WA_NonMetro_JointOthers_5_N",4486]
["WA_NonMetro_JointOthers_5_O",4609]
["WA_NonMetro_JointOthers_5_P",4733]
["WA_NonMetro_JointOthers_5_Q",4881]
["WA_NonMetro_JointOthers_5_R",5029]
["WA_NonMetro_JointOthers_5_S",5177]
["WA_NonMetro_JointOthers_5_T",5325]
["WA_NonMetro_JointOthers_5_U",5472]
["WA_NonMetro_JointOthers_6_A",3651]
["WA_NonMetro_JointOthers_6_B",3713]
["WA_NonMetro_JointOthers_6_C",3693]
["WA_NonMetro_JointOthers_6_D",3731]
["WA_NonMetro_JointOthers_6_E",3829]
["WA_NonMetro_JointOthers_6_F",3896]
["WA_NonMetro_JointOthers_6_G",4030]
["WA_NonMetro_JointOthers_6_H",4007]
["WA_NonMetro_JointOthers_6_I",4184]
["WA_NonMetro_JointOthers_6_J",4322]
["WA_NonMetro_JointOthers_6_K",4380]
["WA_NonMetro_JointOthers_6_L",4431]
["WA_NonMetro_JointOthers_6_M",4661]
["WA_NonMetro_JointOthers_6_N",4750]
["WA_NonMetro_JointOthers_6_O",4873]
["WA_NonMetro_JointOthers_6_P",4996]
["WA_NonMetro_JointOthers_6_Q",5144]
["WA_NonMetro_JointOthers_6_R",5292]
["WA_NonMetro_JointOthers_6_S",5440]
["WA_NonMetro_JointOthers_6_T",5588]
["WA_NonMetro_JointOthers_6_U",5735]
["WA_NonMetro_JointOthers_7_A",3917]
["WA_NonMetro_JointOthers_7_B",3978]
["WA_NonMetro_JointOthers_7_C",3958]
["WA_NonMetro_JointOthers_7_D",3997]
["WA_NonMetro_JointOthers_7_E",4094]
["WA_NonMetro_JointOthers_7_F",4161]
["WA_NonMetro_JointOthers_7_G",4295]
["WA_NonMetro_JointOthers_7_H",4272]
["WA_NonMetro_JointOthers_7_I",4449]
["WA_NonMetro_JointOthers_7_J",4586]
["WA_NonMetro_JointOthers_7_K",4645]
["WA_NonMetro_JointOthers_7_L",4696]
["WA_NonMetro_JointOthers_7_M",4926]
["WA_NonMetro_JointOthers_7_N",5014]
["WA_NonMetro_JointOthers_7_O",5137]
["WA_NonMetro_JointOthers_7_P",5259]
["WA_NonMetro_JointOthers_7_Q",5407]
["WA_NonMetro_JointOthers_7_R",5555]
["WA_NonMetro_JointOthers_7_S",5703]
["WA_NonMetro_JointOthers_7_T",5851]
["WA_NonMetro_JointOthers_7_U",5998]
["WA_NonMetro_JointOthers_8_A",4183]
["WA_NonMetro_JointOthers_8_B",4243]
["WA_NonMetro_JointOthers_8_C",4223]
["WA_NonMetro_JointOthers_8_D",4263]
["WA_NonMetro_JointOthers_8_E",4359]
["WA_NonMetro_JointOthers_8_F",4426]
["WA_NonMetro_JointOthers_8_G",4560]
["WA_NonMetro_JointOthers_8_H",4537]
["WA_NonMetro_JointOthers_8_I",4714]
["WA_NonMetro_JointOthers_8_J",4850]
["WA_NonMetro_JointOthers_8_K",4910]
["WA_NonMetro_JointOthers_8_L",4961]
["WA_NonMetro_JointOthers_8_M",5191]
["WA_NonMetro_JointOthers_8_N",5278]
["WA_NonMetro_JointOthers_8_O",5401]
["WA_NonMetro_JointOthers_8_P",5522]
["WA_NonMetro_JointOthers_8_Q",5670]
["WA_NonMetro_JointOthers_8_R",5818]
["WA_NonMetro_JointOthers_8_S",5966]
["WA_NonMetro_JointOthers_8_T",6114]
["WA_NonMetro_JointOthers_8_U",6261]
["WA_NonMetro_JointOthers_9_A",4449]
["WA_NonMetro_JointOthers_9_B",4508]
["WA_NonMetro_JointOthers_9_C",4488]
["WA_NonMetro_JointOthers_9_D",4529]
["WA_NonMetro_JointOthers_9_E",4624]
["WA_NonMetro_JointOthers_9_F",4691]
["WA_NonMetro_JointOthers_9_G",4825]
["WA_NonMetro_JointOthers_9_H",4802]
["WA_NonMetro_JointOthers_9_I",4979]
["WA_NonMetro_JointOthers_9_J",5114]
["WA_NonMetro_JointOthers_9_K",5175]
["WA_NonMetro_JointOthers_9_L",5226]
["WA_NonMetro_JointOthers_9_M",5456]
["WA_NonMetro_JointOthers_9_N",5542]
["WA_NonMetro_JointOthers_9_O",5665]
["WA_NonMetro_JointOthers_9_P",5785]
["WA_NonMetro_JointOthers_9_Q",5933]
["WA_NonMetro_JointOthers_9_R",6081]
["WA_NonMetro_JointOthers_9_S",6229]
["WA_NonMetro_JointOthers_9_T",6377]
["WA_NonMetro_JointOthers_9_U",6524]
["WA_NonMetro_JointOthers_10+_A",4715]
["WA_NonMetro_JointOthers_10+_B",4773]
["WA_NonMetro_JointOthers_10+_C",4753]
["WA_NonMetro_JointOthers_10+_D",4795]
["WA_NonMetro_JointOthers_10+_E",4889]
["WA_NonMetro_JointOthers_10+_F",4956]
["WA_NonMetro_JointOthers_10+_G",5090]
["WA_NonMetro_JointOthers_10+_H",5067]
["WA_NonMetro_JointOthers_10+_I",5244]
["WA_NonMetro_JointOthers_10+_J",5378]
["WA_NonMetro_JointOthers_10+_K",5440]
["WA_NonMetro_JointOthers_10+_L",5491]
["WA_NonMetro_JointOthers_10+_M",5721]
["WA_NonMetro_JointOthers_10+_N",5806]
["WA_NonMetro_JointOthers_10+_O",5929]
["WA_NonMetro_JointOthers_10+_P",6048]
["WA_NonMetro_JointOthers_10+_Q",6196]
["WA_NonMetro_JointOthers_10+_R",6344]
["WA_NonMetro_JointOthers_10+_S",6492]
["WA_NonMetro_JointOthers_10+_T",6640]
["WA_NonMetro_JointOthers_10+_U",6787]
["TAS_Metro_JointOthers_0_A",2057]
["TAS_Metro_JointOthers_0_B",2123]
["TAS_Metro_JointOthers_0_C",2103]
["TAS_Metro_JointOthers_0_D",2137]
["TAS_Metro_JointOthers_0_E",2239]
["TAS_Metro_JointOthers_0_F",2307]
["TAS_Metro_JointOthers_0_G",2441]
["TAS_Metro_JointOthers_0_H",2418]
["TAS_Metro_JointOthers_0_I",2595]
["TAS_Metro_JointOthers_0_J",2737]
["TAS_Metro_JointOthers_0_K",2792]
["TAS_Metro_JointOthers_0_L",2843]
["TAS_Metro_JointOthers_0_M",3074]
["TAS_Metro_JointOthers_0_N",3167]
["TAS_Metro_JointOthers_0_O",3290]
["TAS_Metro_JointOthers_0_P",3417]
["TAS_Metro_JointOthers_0_Q",3566]
["TAS_Metro_JointOthers_0_R",3715]
["TAS_Metro_JointOthers_0_S",3864]
["TAS_Metro_JointOthers_0_T",4013]
["TAS_Metro_JointOthers_0_U",4159]
["TAS_Metro_JointOthers_1_A",2236]
["TAS_Metro_JointOthers_1_B",2302]
["TAS_Metro_JointOthers_1_C",2282]
["TAS_Metro_JointOthers_1_D",2316]
["TAS_Metro_JointOthers_1_E",2418]
["TAS_Metro_JointOthers_1_F",2486]
["TAS_Metro_JointOthers_1_G",2620]
["TAS_Metro_JointOthers_1_H",2597]
["TAS_Metro_JointOthers_1_I",2774]
["TAS_Metro_JointOthers_1_J",2916]
["TAS_Metro_JointOthers_1_K",2971]
["TAS_Metro_JointOthers_1_L",3022]
["TAS_Metro_JointOthers_1_M",3253]
["TAS_Metro_JointOthers_1_N",3346]
["TAS_Metro_JointOthers_1_O",3469]
["TAS_Metro_JointOthers_1_P",3596]
["TAS_Metro_JointOthers_1_Q",3745]
["TAS_Metro_JointOthers_1_R",3894]
["TAS_Metro_JointOthers_1_S",4043]
["TAS_Metro_JointOthers_1_T",4192]
["TAS_Metro_JointOthers_1_U",4338]
["TAS_Metro_JointOthers_2_A",2758]
["TAS_Metro_JointOthers_2_B",2823]
["TAS_Metro_JointOthers_2_C",2803]
["TAS_Metro_JointOthers_2_D",2838]
["TAS_Metro_JointOthers_2_E",2939]
["TAS_Metro_JointOthers_2_F",3007]
["TAS_Metro_JointOthers_2_G",3141]
["TAS_Metro_JointOthers_2_H",3118]
["TAS_Metro_JointOthers_2_I",3295]
["TAS_Metro_JointOthers_2_J",3436]
["TAS_Metro_JointOthers_2_K",3491]
["TAS_Metro_JointOthers_2_L",3542]
["TAS_Metro_JointOthers_2_M",3772]
["TAS_Metro_JointOthers_2_N",3865]
["TAS_Metro_JointOthers_2_O",3988]
["TAS_Metro_JointOthers_2_P",4114]
["TAS_Metro_JointOthers_2_Q",4262]
["TAS_Metro_JointOthers_2_R",4410]
["TAS_Metro_JointOthers_2_S",4558]
["TAS_Metro_JointOthers_2_T",4706]
["TAS_Metro_JointOthers_2_U",4854]
["TAS_Metro_JointOthers_3_A",3023]
["TAS_Metro_JointOthers_3_B",3089]
["TAS_Metro_JointOthers_3_C",3069]
["TAS_Metro_JointOthers_3_D",3103]
["TAS_Metro_JointOthers_3_E",3204]
["TAS_Metro_JointOthers_3_F",3272]
["TAS_Metro_JointOthers_3_G",3405]
["TAS_Metro_JointOthers_3_H",3382]
["TAS_Metro_JointOthers_3_I",3559]
["TAS_Metro_JointOthers_3_J",3701]
["TAS_Metro_JointOthers_3_K",3755]
["TAS_Metro_JointOthers_3_L",3806]
["TAS_Metro_JointOthers_3_M",4036]
["TAS_Metro_JointOthers_3_N",4129]
["TAS_Metro_JointOthers_3_O",4251]
["TAS_Metro_JointOthers_3_P",4378]
["TAS_Metro_JointOthers_3_Q",4526]
["TAS_Metro_JointOthers_3_R",4674]
["TAS_Metro_JointOthers_3_S",4822]
["TAS_Metro_JointOthers_3_T",4970]
["TAS_Metro_JointOthers_3_U",5116]
["TAS_Metro_JointOthers_4_A",3288]
["TAS_Metro_JointOthers_4_B",3355]
["TAS_Metro_JointOthers_4_C",3335]
["TAS_Metro_JointOthers_4_D",3368]
["TAS_Metro_JointOthers_4_E",3469]
["TAS_Metro_JointOthers_4_F",3537]
["TAS_Metro_JointOthers_4_G",3669]
["TAS_Metro_JointOthers_4_H",3646]
["TAS_Metro_JointOthers_4_I",3823]
["TAS_Metro_JointOthers_4_J",3966]
["TAS_Metro_JointOthers_4_K",4019]
["TAS_Metro_JointOthers_4_L",4070]
["TAS_Metro_JointOthers_4_M",4300]
["TAS_Metro_JointOthers_4_N",4393]
["TAS_Metro_JointOthers_4_O",4514]
["TAS_Metro_JointOthers_4_P",4642]
["TAS_Metro_JointOthers_4_Q",4790]
["TAS_Metro_JointOthers_4_R",4938]
["TAS_Metro_JointOthers_4_S",5086]
["TAS_Metro_JointOthers_4_T",5234]
["TAS_Metro_JointOthers_4_U",5378]
["TAS_Metro_JointOthers_5_A",3553]
["TAS_Metro_JointOthers_5_B",3621]
["TAS_Metro_JointOthers_5_C",3601]
["TAS_Metro_JointOthers_5_D",3633]
["TAS_Metro_JointOthers_5_E",3734]
["TAS_Metro_JointOthers_5_F",3802]
["TAS_Metro_JointOthers_5_G",3933]
["TAS_Metro_JointOthers_5_H",3910]
["TAS_Metro_JointOthers_5_I",4087]
["TAS_Metro_JointOthers_5_J",4231]
["TAS_Metro_JointOthers_5_K",4283]
["TAS_Metro_JointOthers_5_L",4334]
["TAS_Metro_JointOthers_5_M",4564]
["TAS_Metro_JointOthers_5_N",4657]
["TAS_Metro_JointOthers_5_O",4777]
["TAS_Metro_JointOthers_5_P",4906]
["TAS_Metro_JointOthers_5_Q",5053]
["TAS_Metro_JointOthers_5_R",5200]
["TAS_Metro_JointOthers_5_S",5347]
["TAS_Metro_JointOthers_5_T",5494]
["TAS_Metro_JointOthers_5_U",5640]
["TAS_Metro_JointOthers_6_A",3818]
["TAS_Metro_JointOthers_6_B",3887]
["TAS_Metro_JointOthers_6_C",3867]
["TAS_Metro_JointOthers_6_D",3898]
["TAS_Metro_JointOthers_6_E",3999]
["TAS_Metro_JointOthers_6_F",4067]
["TAS_Metro_JointOthers_6_G",4197]
["TAS_Metro_JointOthers_6_H",4174]
["TAS_Metro_JointOthers_6_I",4351]
["TAS_Metro_JointOthers_6_J",4496]
["TAS_Metro_JointOthers_6_K",4547]
["TAS_Metro_JointOthers_6_L",4598]
["TAS_Metro_JointOthers_6_M",4828]
["TAS_Metro_JointOthers_6_N",4921]
["TAS_Metro_JointOthers_6_O",5040]
["TAS_Metro_JointOthers_6_P",5170]
["TAS_Metro_JointOthers_6_Q",5317]
["TAS_Metro_JointOthers_6_R",5464]
["TAS_Metro_JointOthers_6_S",5611]
["TAS_Metro_JointOthers_6_T",5758]
["TAS_Metro_JointOthers_6_U",5902]
["TAS_Metro_JointOthers_7_A",4083]
["TAS_Metro_JointOthers_7_B",4153]
["TAS_Metro_JointOthers_7_C",4133]
["TAS_Metro_JointOthers_7_D",4163]
["TAS_Metro_JointOthers_7_E",4264]
["TAS_Metro_JointOthers_7_F",4332]
["TAS_Metro_JointOthers_7_G",4461]
["TAS_Metro_JointOthers_7_H",4438]
["TAS_Metro_JointOthers_7_I",4615]
["TAS_Metro_JointOthers_7_J",4761]
["TAS_Metro_JointOthers_7_K",4811]
["TAS_Metro_JointOthers_7_L",4862]
["TAS_Metro_JointOthers_7_M",5092]
["TAS_Metro_JointOthers_7_N",5185]
["TAS_Metro_JointOthers_7_O",5303]
["TAS_Metro_JointOthers_7_P",5434]
["TAS_Metro_JointOthers_7_Q",5580]
["TAS_Metro_JointOthers_7_R",5726]
["TAS_Metro_JointOthers_7_S",5872]
["TAS_Metro_JointOthers_7_T",6018]
["TAS_Metro_JointOthers_7_U",6164]
["TAS_Metro_JointOthers_8_A",4348]
["TAS_Metro_JointOthers_8_B",4419]
["TAS_Metro_JointOthers_8_C",4399]
["TAS_Metro_JointOthers_8_D",4428]
["TAS_Metro_JointOthers_8_E",4529]
["TAS_Metro_JointOthers_8_F",4597]
["TAS_Metro_JointOthers_8_G",4725]
["TAS_Metro_JointOthers_8_H",4702]
["TAS_Metro_JointOthers_8_I",4879]
["TAS_Metro_JointOthers_8_J",5026]
["TAS_Metro_JointOthers_8_K",5075]
["TAS_Metro_JointOthers_8_L",5126]
["TAS_Metro_JointOthers_8_M",5356]
["TAS_Metro_JointOthers_8_N",5449]
["TAS_Metro_JointOthers_8_O",5566]
["TAS_Metro_JointOthers_8_P",5698]
["TAS_Metro_JointOthers_8_Q",5844]
["TAS_Metro_JointOthers_8_R",5990]
["TAS_Metro_JointOthers_8_S",6136]
["TAS_Metro_JointOthers_8_T",6282]
["TAS_Metro_JointOthers_8_U",6426]
["TAS_Metro_JointOthers_9_A",4613]
["TAS_Metro_JointOthers_9_B",4685]
["TAS_Metro_JointOthers_9_C",4665]
["TAS_Metro_JointOthers_9_D",4693]
["TAS_Metro_JointOthers_9_E",4794]
["TAS_Metro_JointOthers_9_F",4862]
["TAS_Metro_JointOthers_9_G",4989]
["TAS_Metro_JointOthers_9_H",4966]
["TAS_Metro_JointOthers_9_I",5143]
["TAS_Metro_JointOthers_9_J",5291]
["TAS_Metro_JointOthers_9_K",5339]
["TAS_Metro_JointOthers_9_L",5390]
["TAS_Metro_JointOthers_9_M",5620]
["TAS_Metro_JointOthers_9_N",5713]
["TAS_Metro_JointOthers_9_O",5829]
["TAS_Metro_JointOthers_9_P",5962]
["TAS_Metro_JointOthers_9_Q",6108]
["TAS_Metro_JointOthers_9_R",6254]
["TAS_Metro_JointOthers_9_S",6400]
["TAS_Metro_JointOthers_9_T",6546]
["TAS_Metro_JointOthers_9_U",6688]
["TAS_Metro_JointOthers_10+_A",4878]
["TAS_Metro_JointOthers_10+_B",4951]
["TAS_Metro_JointOthers_10+_C",4931]
["TAS_Metro_JointOthers_10+_D",4958]
["TAS_Metro_JointOthers_10+_E",5059]
["TAS_Metro_JointOthers_10+_F",5127]
["TAS_Metro_JointOthers_10+_G",5253]
["TAS_Metro_JointOthers_10+_H",5230]
["TAS_Metro_JointOthers_10+_I",5407]
["TAS_Metro_JointOthers_10+_J",5556]
["TAS_Metro_JointOthers_10+_K",5603]
["TAS_Metro_JointOthers_10+_L",5654]
["TAS_Metro_JointOthers_10+_M",5884]
["TAS_Metro_JointOthers_10+_N",5977]
["TAS_Metro_JointOthers_10+_O",6092]
["TAS_Metro_JointOthers_10+_P",6226]
["TAS_Metro_JointOthers_10+_Q",6371]
["TAS_Metro_JointOthers_10+_R",6516]
["TAS_Metro_JointOthers_10+_S",6661]
["TAS_Metro_JointOthers_10+_T",6806]
["TAS_Metro_JointOthers_10+_U",6950]
["TAS_NonMetro_JointOthers_0_A",2039]
["TAS_NonMetro_JointOthers_0_B",2105]
["TAS_NonMetro_JointOthers_0_C",2085]
["TAS_NonMetro_JointOthers_0_D",2119]
["TAS_NonMetro_JointOthers_0_E",2221]
["TAS_NonMetro_JointOthers_0_F",2289]
["TAS_NonMetro_JointOthers_0_G",2423]
["TAS_NonMetro_JointOthers_0_H",2400]
["TAS_NonMetro_JointOthers_0_I",2577]
["TAS_NonMetro_JointOthers_0_J",2719]
["TAS_NonMetro_JointOthers_0_K",2774]
["TAS_NonMetro_JointOthers_0_L",2825]
["TAS_NonMetro_JointOthers_0_M",3056]
["TAS_NonMetro_JointOthers_0_N",3149]
["TAS_NonMetro_JointOthers_0_O",3272]
["TAS_NonMetro_JointOthers_0_P",3399]
["TAS_NonMetro_JointOthers_0_Q",3548]
["TAS_NonMetro_JointOthers_0_R",3697]
["TAS_NonMetro_JointOthers_0_S",3846]
["TAS_NonMetro_JointOthers_0_T",3995]
["TAS_NonMetro_JointOthers_0_U",4141]
["TAS_NonMetro_JointOthers_1_A",2218]
["TAS_NonMetro_JointOthers_1_B",2284]
["TAS_NonMetro_JointOthers_1_C",2264]
["TAS_NonMetro_JointOthers_1_D",2298]
["TAS_NonMetro_JointOthers_1_E",2400]
["TAS_NonMetro_JointOthers_1_F",2468]
["TAS_NonMetro_JointOthers_1_G",2602]
["TAS_NonMetro_JointOthers_1_H",2579]
["TAS_NonMetro_JointOthers_1_I",2756]
["TAS_NonMetro_JointOthers_1_J",2898]
["TAS_NonMetro_JointOthers_1_K",2953]
["TAS_NonMetro_JointOthers_1_L",3004]
["TAS_NonMetro_JointOthers_1_M",3235]
["TAS_NonMetro_JointOthers_1_N",3328]
["TAS_NonMetro_JointOthers_1_O",3451]
["TAS_NonMetro_JointOthers_1_P",3578]
["TAS_NonMetro_JointOthers_1_Q",3727]
["TAS_NonMetro_JointOthers_1_R",3876]
["TAS_NonMetro_JointOthers_1_S",4025]
["TAS_NonMetro_JointOthers_1_T",4174]
["TAS_NonMetro_JointOthers_1_U",4320]
["TAS_NonMetro_JointOthers_2_A",2740]
["TAS_NonMetro_JointOthers_2_B",2805]
["TAS_NonMetro_JointOthers_2_C",2786]
["TAS_NonMetro_JointOthers_2_D",2820]
["TAS_NonMetro_JointOthers_2_E",2922]
["TAS_NonMetro_JointOthers_2_F",2989]
["TAS_NonMetro_JointOthers_2_G",3123]
["TAS_NonMetro_JointOthers_2_H",3100]
["TAS_NonMetro_JointOthers_2_I",3277]
["TAS_NonMetro_JointOthers_2_J",3418]
["TAS_NonMetro_JointOthers_2_K",3473]
["TAS_NonMetro_JointOthers_2_L",3524]
["TAS_NonMetro_JointOthers_2_M",3754]
["TAS_NonMetro_JointOthers_2_N",3847]
["TAS_NonMetro_JointOthers_2_O",3970]
["TAS_NonMetro_JointOthers_2_P",4096]
["TAS_NonMetro_JointOthers_2_Q",4244]
["TAS_NonMetro_JointOthers_2_R",4392]
["TAS_NonMetro_JointOthers_2_S",4540]
["TAS_NonMetro_JointOthers_2_T",4688]
["TAS_NonMetro_JointOthers_2_U",4836]
["TAS_NonMetro_JointOthers_3_A",3005]
["TAS_NonMetro_JointOthers_3_B",3071]
["TAS_NonMetro_JointOthers_3_C",3051]
["TAS_NonMetro_JointOthers_3_D",3085]
["TAS_NonMetro_JointOthers_3_E",3187]
["TAS_NonMetro_JointOthers_3_F",3254]
["TAS_NonMetro_JointOthers_3_G",3388]
["TAS_NonMetro_JointOthers_3_H",3364]
["TAS_NonMetro_JointOthers_3_I",3541]
["TAS_NonMetro_JointOthers_3_J",3683]
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["TAS_NonMetro_JointOthers_10+_J",5538]
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["TAS_NonMetro_JointOthers_10+_L",5636]
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["TAS_NonMetro_JointOthers_10+_N",5959]
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["TAS_NonMetro_JointOthers_10+_S",6649]
["TAS_NonMetro_JointOthers_10+_T",6796]
["TAS_NonMetro_JointOthers_10+_U",6940]
["NT_Metro_JointOthers_0_A",2007]
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["NT_Metro_JointOthers_10+_S",6613]
["NT_Metro_JointOthers_10+_T",6761]
["NT_Metro_JointOthers_10+_U",6908]
["ACT_Metro_JointOthers_0_A",2007]
["ACT_Metro_JointOthers_0_B",2073]
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["ACT_Metro_JointOthers_0_D",2088]
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["ACT_Metro_JointOthers_0_F",2257]
["ACT_Metro_JointOthers_0_G",2391]
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["ACT_Metro_JointOthers_0_J",2688]
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["ACT_Metro_JointOthers_1_A",2186]
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["ACT_Metro_JointOthers_1_D",2266]
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["ACT_Metro_JointOthers_1_J",2866]
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["ACT_Metro_JointOthers_1_S",3993]
["ACT_Metro_JointOthers_1_T",4142]
["ACT_Metro_JointOthers_1_U",4288]
["ACT_Metro_JointOthers_2_A",2708]
["ACT_Metro_JointOthers_2_B",2774]
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["ACT_Metro_JointOthers_2_H",3068]
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["ACT_Metro_JointOthers_2_J",3386]
["ACT_Metro_JointOthers_2_K",3441]
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["ACT_Metro_JointOthers_2_Q",4213]
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["ACT_Metro_JointOthers_2_S",4509]
["ACT_Metro_JointOthers_2_T",4657]
["ACT_Metro_JointOthers_2_U",4804]
["ACT_Metro_JointOthers_3_A",2973]
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["ACT_Metro_JointOthers_3_D",3053]
["ACT_Metro_JointOthers_3_E",3155]
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["ACT_Metro_JointOthers_3_G",3356]
["ACT_Metro_JointOthers_3_H",3333]
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["ACT_Metro_JointOthers_3_J",3651]
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["ACT_Metro_JointOthers_3_S",4772]
["ACT_Metro_JointOthers_3_T",4920]
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["ACT_Metro_JointOthers_4_J",3916]
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["ACT_Metro_JointOthers_5_T",5446]
["ACT_Metro_JointOthers_5_U",5593]
["ACT_Metro_JointOthers_6_A",3768]
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["ACT_Metro_JointOthers_6_H",4128]
["ACT_Metro_JointOthers_6_I",4301]
["ACT_Metro_JointOthers_6_J",4446]
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["ACT_Metro_JointOthers_6_S",5561]
["ACT_Metro_JointOthers_6_T",5709]
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["ACT_Metro_JointOthers_7_H",4393]
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["ACT_Metro_JointOthers_7_J",4711]
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["ACT_Metro_JointOthers_7_Q",5528]
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["ACT_Metro_JointOthers_8_H",4658]
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["ACT_Metro_JointOthers_8_J",4976]
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["ACT_Metro_JointOthers_8_Q",5791]
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["ACT_Metro_JointOthers_9_J",5241]
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["ACT_Metro_JointOthers_10+_A",4828]
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["ACT_Metro_JointOthers_10+_D",4908]
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["ACT_Metro_JointOthers_10+_H",5188]
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["ACT_Metro_JointOthers_10+_J",5506]
["ACT_Metro_JointOthers_10+_K",5561]
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["ACT_Metro_JointOthers_10+_S",6613]
["ACT_Metro_JointOthers_10+_T",6761]
["ACT_Metro_JointOthers_10+_U",6908]
["OS_Metro_JointOthers_0_A",1989]
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["OS_Metro_JointOthers_0_D",2069]
["OS_Metro_JointOthers_0_E",2171]
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["OS_Metro_JointOthers_0_G",2372]
["OS_Metro_JointOthers_0_H",2349]
["OS_Metro_JointOthers_0_I",2527]
["OS_Metro_JointOthers_0_J",2669]
["OS_Metro_JointOthers_0_K",2724]
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["OS_Metro_JointOthers_0_M",3006]
["OS_Metro_JointOthers_0_N",3099]
["OS_Metro_JointOthers_0_O",3222]
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["OS_Metro_JointOthers_0_R",3647]
["OS_Metro_JointOthers_0_S",3796]
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["OS_Metro_JointOthers_1_A",2166]
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["OS_Metro_JointOthers_1_G",2550]
["OS_Metro_JointOthers_1_H",2527]
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["OS_Metro_JointOthers_1_J",2846]
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["OS_Metro_JointOthers_1_T",4122]
["OS_Metro_JointOthers_1_U",4268]
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["OS_Metro_JointOthers_2_J",3365]
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["OS_Metro_JointOthers_3_A",2950]
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["OS_Metro_JointOthers_3_J",3628]
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["OS_Metro_JointOthers_4_A",3213]
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["OS_Metro_JointOthers_4_G",3595]
["OS_Metro_JointOthers_4_H",3572]
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["OS_Metro_JointOthers_4_J",3891]
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["OS_Metro_JointOthers_4_N",4318]
["OS_Metro_JointOthers_4_O",4440]
["OS_Metro_JointOthers_4_P",4567]
["OS_Metro_JointOthers_4_Q",4715]
["OS_Metro_JointOthers_4_R",4863]
["OS_Metro_JointOthers_4_S",5011]
["OS_Metro_JointOthers_4_T",5159]
["OS_Metro_JointOthers_4_U",5304]
["OS_Metro_JointOthers_5_A",3476]
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["OS_Metro_JointOthers_5_G",3858]
["OS_Metro_JointOthers_5_H",3835]
["OS_Metro_JointOthers_5_I",4012]
["OS_Metro_JointOthers_5_J",4154]
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["OS_Metro_JointOthers_5_S",5273]
["OS_Metro_JointOthers_5_T",5421]
["OS_Metro_JointOthers_5_U",5565]
["OS_Metro_JointOthers_6_A",3739]
["OS_Metro_JointOthers_6_B",3808]
["OS_Metro_JointOthers_6_C",3788]
["OS_Metro_JointOthers_6_D",3819]
["OS_Metro_JointOthers_6_E",3920]
["OS_Metro_JointOthers_6_F",3988]
["OS_Metro_JointOthers_6_G",4121]
["OS_Metro_JointOthers_6_H",4098]
["OS_Metro_JointOthers_6_I",4275]
["OS_Metro_JointOthers_6_J",4417]
["OS_Metro_JointOthers_6_K",4468]
["OS_Metro_JointOthers_6_L",4519]
["OS_Metro_JointOthers_6_M",4749]
["OS_Metro_JointOthers_6_N",4842]
["OS_Metro_JointOthers_6_O",4964]
["OS_Metro_JointOthers_6_P",5091]
["OS_Metro_JointOthers_6_Q",5238]
["OS_Metro_JointOthers_6_R",5385]
["OS_Metro_JointOthers_6_S",5532]
["OS_Metro_JointOthers_6_T",5679]
["OS_Metro_JointOthers_6_U",5826]
["OS_Metro_JointOthers_7_A",4002]
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["OS_Metro_JointOthers_7_G",4384]
["OS_Metro_JointOthers_7_H",4361]
["OS_Metro_JointOthers_7_I",4538]
["OS_Metro_JointOthers_7_J",4680]
["OS_Metro_JointOthers_7_K",4730]
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["OS_Metro_JointOthers_7_M",5011]
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["OS_Metro_JointOthers_7_Q",5500]
["OS_Metro_JointOthers_7_R",5647]
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["OS_Metro_JointOthers_7_T",5941]
["OS_Metro_JointOthers_7_U",6087]
["OS_Metro_JointOthers_8_A",4265]
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["OS_Metro_JointOthers_8_C",4316]
["OS_Metro_JointOthers_8_D",4345]
["OS_Metro_JointOthers_8_E",4446]
["OS_Metro_JointOthers_8_F",4514]
["OS_Metro_JointOthers_8_G",4647]
["OS_Metro_JointOthers_8_H",4624]
["OS_Metro_JointOthers_8_I",4801]
["OS_Metro_JointOthers_8_J",4943]
["OS_Metro_JointOthers_8_K",4992]
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["OS_Metro_JointOthers_8_N",5366]
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["OS_Metro_JointOthers_8_Q",5762]
["OS_Metro_JointOthers_8_R",5909]
["OS_Metro_JointOthers_8_S",6056]
["OS_Metro_JointOthers_8_T",6203]
["OS_Metro_JointOthers_8_U",6348]
["OS_Metro_JointOthers_9_A",4528]
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["OS_Metro_JointOthers_9_C",4580]
["OS_Metro_JointOthers_9_D",4608]
["OS_Metro_JointOthers_9_E",4709]
["OS_Metro_JointOthers_9_F",4777]
["OS_Metro_JointOthers_9_G",4910]
["OS_Metro_JointOthers_9_H",4887]
["OS_Metro_JointOthers_9_I",5064]
["OS_Metro_JointOthers_9_J",5206]
["OS_Metro_JointOthers_9_K",5254]
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["OS_Metro_JointOthers_9_M",5535]
["OS_Metro_JointOthers_9_N",5628]
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["OS_Metro_JointOthers_9_P",5877]
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["OS_Metro_JointOthers_9_S",6318]
["OS_Metro_JointOthers_9_T",6465]
["OS_Metro_JointOthers_9_U",6609]
["OS_Metro_JointOthers_10+_A",4791]
["OS_Metro_JointOthers_10+_B",4864]
["OS_Metro_JointOthers_10+_C",4844]
["OS_Metro_JointOthers_10+_D",4871]
["OS_Metro_JointOthers_10+_E",4972]
["OS_Metro_JointOthers_10+_F",5040]
["OS_Metro_JointOthers_10+_G",5173]
["OS_Metro_JointOthers_10+_H",5150]
["OS_Metro_JointOthers_10+_I",5327]
["OS_Metro_JointOthers_10+_J",5469]
["OS_Metro_JointOthers_10+_K",5516]
["OS_Metro_JointOthers_10+_L",5567]
["OS_Metro_JointOthers_10+_M",5797]
["OS_Metro_JointOthers_10+_N",5890]
["OS_Metro_JointOthers_10+_O",6012]
["OS_Metro_JointOthers_10+_P",6139]
["OS_Metro_JointOthers_10+_Q",6286]
["OS_Metro_JointOthers_10+_R",6433]
["OS_Metro_JointOthers_10+_S",6580]
["OS_Metro_JointOthers_10+_T",6727]
["OS_Metro_JointOthers_10+_U",6870]
["NSW_Metro_JointSpouse_0_A",980]
["NSW_Metro_JointSpouse_0_B",1013]
["NSW_Metro_JointSpouse_0_C",1003]
["NSW_Metro_JointSpouse_0_D",1020]
["NSW_Metro_JointSpouse_0_E",1071]
["NSW_Metro_JointSpouse_0_F",1105]
["NSW_Metro_JointSpouse_0_G",1172]
["NSW_Metro_JointSpouse_0_H",1160]
["NSW_Metro_JointSpouse_0_I",1249]
["NSW_Metro_JointSpouse_0_J",1320]
["NSW_Metro_JointSpouse_0_K",1348]
["NSW_Metro_JointSpouse_0_L",1373]
["NSW_Metro_JointSpouse_0_M",1488]
["NSW_Metro_JointSpouse_0_N",1535]
["NSW_Metro_JointSpouse_0_O",1597]
["NSW_Metro_JointSpouse_0_P",1660]
["NSW_Metro_JointSpouse_0_Q",1735]
["NSW_Metro_JointSpouse_0_R",1809]
["NSW_Metro_JointSpouse_0_S",1884]
["NSW_Metro_JointSpouse_0_T",1958]
["NSW_Metro_JointSpouse_0_U",2031]
["NSW_Metro_JointSpouse_1_A",1069]
["NSW_Metro_JointSpouse_1_B",1102]
["NSW_Metro_JointSpouse_1_C",1092]
["NSW_Metro_JointSpouse_1_D",1109]
["NSW_Metro_JointSpouse_1_E",1160]
["NSW_Metro_JointSpouse_1_F",1194]
["NSW_Metro_JointSpouse_1_G",1261]
["NSW_Metro_JointSpouse_1_H",1250]
["NSW_Metro_JointSpouse_1_I",1338]
["NSW_Metro_JointSpouse_1_J",1410]
["NSW_Metro_JointSpouse_1_K",1437]
["NSW_Metro_JointSpouse_1_L",1463]
["NSW_Metro_JointSpouse_1_M",1578]
["NSW_Metro_JointSpouse_1_N",1625]
["NSW_Metro_JointSpouse_1_O",1686]
["NSW_Metro_JointSpouse_1_P",1750]
["NSW_Metro_JointSpouse_1_Q",1824]
["NSW_Metro_JointSpouse_1_R",1899]
["NSW_Metro_JointSpouse_1_S",1973]
["NSW_Metro_JointSpouse_1_T",2048]
["NSW_Metro_JointSpouse_1_U",2120]
["NSW_Metro_JointSpouse_2_A",1330]
["NSW_Metro_JointSpouse_2_B",1363]
["NSW_Metro_JointSpouse_2_C",1353]
["NSW_Metro_JointSpouse_2_D",1370]
["NSW_Metro_JointSpouse_2_E",1421]
["NSW_Metro_JointSpouse_2_F",1455]
["NSW_Metro_JointSpouse_2_G",1522]
["NSW_Metro_JointSpouse_2_H",1510]
["NSW_Metro_JointSpouse_2_I",1599]
["NSW_Metro_JointSpouse_2_J",1670]
["NSW_Metro_JointSpouse_2_K",1697]
["NSW_Metro_JointSpouse_2_L",1722]
["NSW_Metro_JointSpouse_2_M",1838]
["NSW_Metro_JointSpouse_2_N",1884]
["NSW_Metro_JointSpouse_2_O",1945]
["NSW_Metro_JointSpouse_2_P",2009]
["NSW_Metro_JointSpouse_2_Q",2083]
["NSW_Metro_JointSpouse_2_R",2157]
["NSW_Metro_JointSpouse_2_S",2231]
["NSW_Metro_JointSpouse_2_T",2305]
["NSW_Metro_JointSpouse_2_U",2378]
["NSW_Metro_JointSpouse_3_A",1463]
["NSW_Metro_JointSpouse_3_B",1496]
["NSW_Metro_JointSpouse_3_C",1486]
["NSW_Metro_JointSpouse_3_D",1503]
["NSW_Metro_JointSpouse_3_E",1554]
["NSW_Metro_JointSpouse_3_F",1588]
["NSW_Metro_JointSpouse_3_G",1654]
["NSW_Metro_JointSpouse_3_H",1643]
["NSW_Metro_JointSpouse_3_I",1731]
["NSW_Metro_JointSpouse_3_J",1802]
["NSW_Metro_JointSpouse_3_K",1829]
["NSW_Metro_JointSpouse_3_L",1855]
["NSW_Metro_JointSpouse_3_M",1970]
["NSW_Metro_JointSpouse_3_N",2016]
["NSW_Metro_JointSpouse_3_O",2077]
["NSW_Metro_JointSpouse_3_P",2141]
["NSW_Metro_JointSpouse_3_Q",2215]
["NSW_Metro_JointSpouse_3_R",2289]
["NSW_Metro_JointSpouse_3_S",2363]
["NSW_Metro_JointSpouse_3_T",2437]
["NSW_Metro_JointSpouse_3_U",2510]
["NSW_Metro_JointSpouse_4_A",1596]
["NSW_Metro_JointSpouse_4_B",1628]
["NSW_Metro_JointSpouse_4_C",1618]
["NSW_Metro_JointSpouse_4_D",1636]
["NSW_Metro_JointSpouse_4_E",1686]
["NSW_Metro_JointSpouse_4_F",1720]
["NSW_Metro_JointSpouse_4_G",1787]
["NSW_Metro_JointSpouse_4_H",1775]
["NSW_Metro_JointSpouse_4_I",1864]
["NSW_Metro_JointSpouse_4_J",1934]
["NSW_Metro_JointSpouse_4_K",1961]
["NSW_Metro_JointSpouse_4_L",1987]
["NSW_Metro_JointSpouse_4_M",2102]
["NSW_Metro_JointSpouse_4_N",2148]
["NSW_Metro_JointSpouse_4_O",2209]
["NSW_Metro_JointSpouse_4_P",2273]
["NSW_Metro_JointSpouse_4_Q",2347]
["NSW_Metro_JointSpouse_4_R",2421]
["NSW_Metro_JointSpouse_4_S",2495]
["NSW_Metro_JointSpouse_4_T",2569]
["NSW_Metro_JointSpouse_4_U",2641]
["NSW_Metro_JointSpouse_5_A",1729]
["NSW_Metro_JointSpouse_5_B",1761]
["NSW_Metro_JointSpouse_5_C",1751]
["NSW_Metro_JointSpouse_5_D",1769]
["NSW_Metro_JointSpouse_5_E",1819]
["NSW_Metro_JointSpouse_5_F",1853]
["NSW_Metro_JointSpouse_5_G",1919]
["NSW_Metro_JointSpouse_5_H",1908]
["NSW_Metro_JointSpouse_5_I",1996]
["NSW_Metro_JointSpouse_5_J",2066]
["NSW_Metro_JointSpouse_5_K",2093]
["NSW_Metro_JointSpouse_5_L",2120]
["NSW_Metro_JointSpouse_5_M",2234]
["NSW_Metro_JointSpouse_5_N",2280]
["NSW_Metro_JointSpouse_5_O",2341]
["NSW_Metro_JointSpouse_5_P",2405]
["NSW_Metro_JointSpouse_5_Q",2479]
["NSW_Metro_JointSpouse_5_R",2553]
["NSW_Metro_JointSpouse_5_S",2627]
["NSW_Metro_JointSpouse_5_T",2701]
["NSW_Metro_JointSpouse_5_U",2773]
["NSW_Metro_JointSpouse_6_A",1862]
["NSW_Metro_JointSpouse_6_B",1893]
["NSW_Metro_JointSpouse_6_C",1883]
["NSW_Metro_JointSpouse_6_D",1902]
["NSW_Metro_JointSpouse_6_E",1951]
["NSW_Metro_JointSpouse_6_F",1985]
["NSW_Metro_JointSpouse_6_G",2052]
["NSW_Metro_JointSpouse_6_H",2040]
["NSW_Metro_JointSpouse_6_I",2129]
["NSW_Metro_JointSpouse_6_J",2198]
["NSW_Metro_JointSpouse_6_K",2225]
["NSW_Metro_JointSpouse_6_L",2252]
["NSW_Metro_JointSpouse_6_M",2366]
["NSW_Metro_JointSpouse_6_N",2412]
["NSW_Metro_JointSpouse_6_O",2473]
["NSW_Metro_JointSpouse_6_P",2537]
["NSW_Metro_JointSpouse_6_Q",2610]
["NSW_Metro_JointSpouse_6_R",2684]
["NSW_Metro_JointSpouse_6_S",2757]
["NSW_Metro_JointSpouse_6_T",2831]
["NSW_Metro_JointSpouse_6_U",2904]
["NSW_Metro_JointSpouse_7_A",1995]
["NSW_Metro_JointSpouse_7_B",2026]
["NSW_Metro_JointSpouse_7_C",2016]
["NSW_Metro_JointSpouse_7_D",2035]
["NSW_Metro_JointSpouse_7_E",2084]
["NSW_Metro_JointSpouse_7_F",2118]
["NSW_Metro_JointSpouse_7_G",2184]
["NSW_Metro_JointSpouse_7_H",2173]
["NSW_Metro_JointSpouse_7_I",2261]
["NSW_Metro_JointSpouse_7_J",2330]
["NSW_Metro_JointSpouse_7_K",2357]
["NSW_Metro_JointSpouse_7_L",2385]
["NSW_Metro_JointSpouse_7_M",2498]
["NSW_Metro_JointSpouse_7_N",2544]
["NSW_Metro_JointSpouse_7_O",2605]
["NSW_Metro_JointSpouse_7_P",2669]
["NSW_Metro_JointSpouse_7_Q",2742]
["NSW_Metro_JointSpouse_7_R",2816]
["NSW_Metro_JointSpouse_7_S",2889]
["NSW_Metro_JointSpouse_7_T",2963]
["NSW_Metro_JointSpouse_7_U",3036]
["NSW_Metro_JointSpouse_8_A",2128]
["NSW_Metro_JointSpouse_8_B",2158]
["NSW_Metro_JointSpouse_8_C",2148]
["NSW_Metro_JointSpouse_8_D",2168]
["NSW_Metro_JointSpouse_8_E",2216]
["NSW_Metro_JointSpouse_8_F",2250]
["NSW_Metro_JointSpouse_8_G",2317]
["NSW_Metro_JointSpouse_8_H",2305]
["NSW_Metro_JointSpouse_8_I",2394]
["NSW_Metro_JointSpouse_8_J",2462]
["NSW_Metro_JointSpouse_8_K",2489]
["NSW_Metro_JointSpouse_8_L",2517]
["NSW_Metro_JointSpouse_8_M",2630]
["NSW_Metro_JointSpouse_8_N",2676]
["NSW_Metro_JointSpouse_8_O",2737]
["NSW_Metro_JointSpouse_8_P",2801]
["NSW_Metro_JointSpouse_8_Q",2874]
["NSW_Metro_JointSpouse_8_R",2948]
["NSW_Metro_JointSpouse_8_S",3021]
["NSW_Metro_JointSpouse_8_T",3095]
["NSW_Metro_JointSpouse_8_U",3167]
["NSW_Metro_JointSpouse_9_A",2261]
["NSW_Metro_JointSpouse_9_B",2291]
["NSW_Metro_JointSpouse_9_C",2281]
["NSW_Metro_JointSpouse_9_D",2301]
["NSW_Metro_JointSpouse_9_E",2349]
["NSW_Metro_JointSpouse_9_F",2383]
["NSW_Metro_JointSpouse_9_G",2449]
["NSW_Metro_JointSpouse_9_H",2438]
["NSW_Metro_JointSpouse_9_I",2526]
["NSW_Metro_JointSpouse_9_J",2594]
["NSW_Metro_JointSpouse_9_K",2621]
["NSW_Metro_JointSpouse_9_L",2650]
["NSW_Metro_JointSpouse_9_M",2762]
["NSW_Metro_JointSpouse_9_N",2808]
["NSW_Metro_JointSpouse_9_O",2869]
["NSW_Metro_JointSpouse_9_P",2933]
["NSW_Metro_JointSpouse_9_Q",3006]
["NSW_Metro_JointSpouse_9_R",3080]
["NSW_Metro_JointSpouse_9_S",3153]
["NSW_Metro_JointSpouse_9_T",3227]
["NSW_Metro_JointSpouse_9_U",3299]
["NSW_Metro_JointSpouse_10+_A",2394]
["NSW_Metro_JointSpouse_10+_B",2423]
["NSW_Metro_JointSpouse_10+_C",2413]
["NSW_Metro_JointSpouse_10+_D",2434]
["NSW_Metro_JointSpouse_10+_E",2481]
["NSW_Metro_JointSpouse_10+_F",2515]
["NSW_Metro_JointSpouse_10+_G",2582]
["NSW_Metro_JointSpouse_10+_H",2570]
["NSW_Metro_JointSpouse_10+_I",2659]
["NSW_Metro_JointSpouse_10+_J",2726]
["NSW_Metro_JointSpouse_10+_K",2753]
["NSW_Metro_JointSpouse_10+_L",2782]
["NSW_Metro_JointSpouse_10+_M",2894]
["NSW_Metro_JointSpouse_10+_N",2940]
["NSW_Metro_JointSpouse_10+_O",3001]
["NSW_Metro_JointSpouse_10+_P",3065]
["NSW_Metro_JointSpouse_10+_Q",3138]
["NSW_Metro_JointSpouse_10+_R",3212]
["NSW_Metro_JointSpouse_10+_S",3285]
["NSW_Metro_JointSpouse_10+_T",3359]
["NSW_Metro_JointSpouse_10+_U",3430]
["NSW_NonMetro_JointSpouse_0_A",1000]
["NSW_NonMetro_JointSpouse_0_B",1033]
["NSW_NonMetro_JointSpouse_0_C",1023]
["NSW_NonMetro_JointSpouse_0_D",1040]
["NSW_NonMetro_JointSpouse_0_E",1091]
["NSW_NonMetro_JointSpouse_0_F",1125]
["NSW_NonMetro_JointSpouse_0_G",1192]
["NSW_NonMetro_JointSpouse_0_H",1180]
["NSW_NonMetro_JointSpouse_0_I",1269]
["NSW_NonMetro_JointSpouse_0_J",1340]
["NSW_NonMetro_JointSpouse_0_K",1367]
["NSW_NonMetro_JointSpouse_0_L",1393]
["NSW_NonMetro_JointSpouse_0_M",1508]
["NSW_NonMetro_JointSpouse_0_N",1555]
["NSW_NonMetro_JointSpouse_0_O",1616]
["NSW_NonMetro_JointSpouse_0_P",1680]
["NSW_NonMetro_JointSpouse_0_Q",1754]
["NSW_NonMetro_JointSpouse_0_R",1829]
["NSW_NonMetro_JointSpouse_0_S",1903]
["NSW_NonMetro_JointSpouse_0_T",1978]
["NSW_NonMetro_JointSpouse_0_U",2051]
["NSW_NonMetro_JointSpouse_1_A",1089]
["NSW_NonMetro_JointSpouse_1_B",1122]
["NSW_NonMetro_JointSpouse_1_C",1112]
["NSW_NonMetro_JointSpouse_1_D",1129]
["NSW_NonMetro_JointSpouse_1_E",1180]
["NSW_NonMetro_JointSpouse_1_F",1214]
["NSW_NonMetro_JointSpouse_1_G",1281]
["NSW_NonMetro_JointSpouse_1_H",1270]
["NSW_NonMetro_JointSpouse_1_I",1358]
["NSW_NonMetro_JointSpouse_1_J",1429]
["NSW_NonMetro_JointSpouse_1_K",1457]
["NSW_NonMetro_JointSpouse_1_L",1482]
["NSW_NonMetro_JointSpouse_1_M",1598]
["NSW_NonMetro_JointSpouse_1_N",1644]
["NSW_NonMetro_JointSpouse_1_O",1706]
["NSW_NonMetro_JointSpouse_1_P",1769]
["NSW_NonMetro_JointSpouse_1_Q",1844]
["NSW_NonMetro_JointSpouse_1_R",1918]
["NSW_NonMetro_JointSpouse_1_S",1993]
["NSW_NonMetro_JointSpouse_1_T",2067]
["NSW_NonMetro_JointSpouse_1_U",2140]
["NSW_NonMetro_JointSpouse_2_A",1350]
["NSW_NonMetro_JointSpouse_2_B",1383]
["NSW_NonMetro_JointSpouse_2_C",1373]
["NSW_NonMetro_JointSpouse_2_D",1390]
["NSW_NonMetro_JointSpouse_2_E",1441]
["NSW_NonMetro_JointSpouse_2_F",1475]
["NSW_NonMetro_JointSpouse_2_G",1542]
["NSW_NonMetro_JointSpouse_2_H",1530]
["NSW_NonMetro_JointSpouse_2_I",1619]
["NSW_NonMetro_JointSpouse_2_J",1689]
["NSW_NonMetro_JointSpouse_2_K",1717]
["NSW_NonMetro_JointSpouse_2_L",1742]
["NSW_NonMetro_JointSpouse_2_M",1857]
["NSW_NonMetro_JointSpouse_2_N",1904]
["NSW_NonMetro_JointSpouse_2_O",1965]
["NSW_NonMetro_JointSpouse_2_P",2028]
["NSW_NonMetro_JointSpouse_2_Q",2102]
["NSW_NonMetro_JointSpouse_2_R",2176]
["NSW_NonMetro_JointSpouse_2_S",2250]
["NSW_NonMetro_JointSpouse_2_T",2324]
["NSW_NonMetro_JointSpouse_2_U",2398]
["NSW_NonMetro_JointSpouse_3_A",1483]
["NSW_NonMetro_JointSpouse_3_B",1516]
["NSW_NonMetro_JointSpouse_3_C",1506]
["NSW_NonMetro_JointSpouse_3_D",1523]
["NSW_NonMetro_JointSpouse_3_E",1574]
["NSW_NonMetro_JointSpouse_3_F",1607]
["NSW_NonMetro_JointSpouse_3_G",1674]
["NSW_NonMetro_JointSpouse_3_H",1663]
["NSW_NonMetro_JointSpouse_3_I",1751]
["NSW_NonMetro_JointSpouse_3_J",1822]
["NSW_NonMetro_JointSpouse_3_K",1849]
["NSW_NonMetro_JointSpouse_3_L",1874]
["NSW_NonMetro_JointSpouse_3_M",1989]
["NSW_NonMetro_JointSpouse_3_N",2036]
["NSW_NonMetro_JointSpouse_3_O",2097]
["NSW_NonMetro_JointSpouse_3_P",2160]
["NSW_NonMetro_JointSpouse_3_Q",2234]
["NSW_NonMetro_JointSpouse_3_R",2308]
["NSW_NonMetro_JointSpouse_3_S",2382]
["NSW_NonMetro_JointSpouse_3_T",2456]
["NSW_NonMetro_JointSpouse_3_U",2530]
["NSW_NonMetro_JointSpouse_4_A",1615]
["NSW_NonMetro_JointSpouse_4_B",1649]
["NSW_NonMetro_JointSpouse_4_C",1639]
["NSW_NonMetro_JointSpouse_4_D",1655]
["NSW_NonMetro_JointSpouse_4_E",1706]
["NSW_NonMetro_JointSpouse_4_F",1740]
["NSW_NonMetro_JointSpouse_4_G",1807]
["NSW_NonMetro_JointSpouse_4_H",1795]
["NSW_NonMetro_JointSpouse_4_I",1883]
["NSW_NonMetro_JointSpouse_4_J",1954]
["NSW_NonMetro_JointSpouse_4_K",1981]
["NSW_NonMetro_JointSpouse_4_L",2006]
["NSW_NonMetro_JointSpouse_4_M",2121]
["NSW_NonMetro_JointSpouse_4_N",2168]
["NSW_NonMetro_JointSpouse_4_O",2228]
["NSW_NonMetro_JointSpouse_4_P",2292]
["NSW_NonMetro_JointSpouse_4_Q",2366]
["NSW_NonMetro_JointSpouse_4_R",2440]
["NSW_NonMetro_JointSpouse_4_S",2514]
["NSW_NonMetro_JointSpouse_4_T",2588]
["NSW_NonMetro_JointSpouse_4_U",2661]
["NSW_NonMetro_JointSpouse_5_A",1748]
["NSW_NonMetro_JointSpouse_5_B",1782]
["NSW_NonMetro_JointSpouse_5_C",1772]
["NSW_NonMetro_JointSpouse_5_D",1788]
["NSW_NonMetro_JointSpouse_5_E",1839]
["NSW_NonMetro_JointSpouse_5_F",1872]
["NSW_NonMetro_JointSpouse_5_G",1939]
["NSW_NonMetro_JointSpouse_5_H",1928]
["NSW_NonMetro_JointSpouse_5_I",2015]
["NSW_NonMetro_JointSpouse_5_J",2087]
["NSW_NonMetro_JointSpouse_5_K",2113]
["NSW_NonMetro_JointSpouse_5_L",2138]
["NSW_NonMetro_JointSpouse_5_M",2253]
["NSW_NonMetro_JointSpouse_5_N",2300]
["NSW_NonMetro_JointSpouse_5_O",2360]
["NSW_NonMetro_JointSpouse_5_P",2424]
["NSW_NonMetro_JointSpouse_5_Q",2498]
["NSW_NonMetro_JointSpouse_5_R",2572]
["NSW_NonMetro_JointSpouse_5_S",2646]
["NSW_NonMetro_JointSpouse_5_T",2720]
["NSW_NonMetro_JointSpouse_5_U",2793]
["NSW_NonMetro_JointSpouse_6_A",1880]
["NSW_NonMetro_JointSpouse_6_B",1915]
["NSW_NonMetro_JointSpouse_6_C",1905]
["NSW_NonMetro_JointSpouse_6_D",1920]
["NSW_NonMetro_JointSpouse_6_E",1971]
["NSW_NonMetro_JointSpouse_6_F",2005]
["NSW_NonMetro_JointSpouse_6_G",2072]
["NSW_NonMetro_JointSpouse_6_H",2060]
["NSW_NonMetro_JointSpouse_6_I",2147]
["NSW_NonMetro_JointSpouse_6_J",2219]
["NSW_NonMetro_JointSpouse_6_K",2245]
["NSW_NonMetro_JointSpouse_6_L",2270]
["NSW_NonMetro_JointSpouse_6_M",2385]
["NSW_NonMetro_JointSpouse_6_N",2432]
["NSW_NonMetro_JointSpouse_6_O",2491]
["NSW_NonMetro_JointSpouse_6_P",2556]
["NSW_NonMetro_JointSpouse_6_Q",2630]
["NSW_NonMetro_JointSpouse_6_R",2704]
["NSW_NonMetro_JointSpouse_6_S",2778]
["NSW_NonMetro_JointSpouse_6_T",2852]
["NSW_NonMetro_JointSpouse_6_U",2924]
["NSW_NonMetro_JointSpouse_7_A",2013]
["NSW_NonMetro_JointSpouse_7_B",2048]
["NSW_NonMetro_JointSpouse_7_C",2038]
["NSW_NonMetro_JointSpouse_7_D",2053]
["NSW_NonMetro_JointSpouse_7_E",2104]
["NSW_NonMetro_JointSpouse_7_F",2137]
["NSW_NonMetro_JointSpouse_7_G",2204]
["NSW_NonMetro_JointSpouse_7_H",2193]
["NSW_NonMetro_JointSpouse_7_I",2279]
["NSW_NonMetro_JointSpouse_7_J",2352]
["NSW_NonMetro_JointSpouse_7_K",2377]
["NSW_NonMetro_JointSpouse_7_L",2402]
["NSW_NonMetro_JointSpouse_7_M",2517]
["NSW_NonMetro_JointSpouse_7_N",2564]
["NSW_NonMetro_JointSpouse_7_O",2623]
["NSW_NonMetro_JointSpouse_7_P",2688]
["NSW_NonMetro_JointSpouse_7_Q",2762]
["NSW_NonMetro_JointSpouse_7_R",2835]
["NSW_NonMetro_JointSpouse_7_S",2909]
["NSW_NonMetro_JointSpouse_7_T",2982]
["NSW_NonMetro_JointSpouse_7_U",3056]
["NSW_NonMetro_JointSpouse_8_A",2145]
["NSW_NonMetro_JointSpouse_8_B",2181]
["NSW_NonMetro_JointSpouse_8_C",2171]
["NSW_NonMetro_JointSpouse_8_D",2185]
["NSW_NonMetro_JointSpouse_8_E",2236]
["NSW_NonMetro_JointSpouse_8_F",2270]
["NSW_NonMetro_JointSpouse_8_G",2337]
["NSW_NonMetro_JointSpouse_8_H",2325]
["NSW_NonMetro_JointSpouse_8_I",2411]
["NSW_NonMetro_JointSpouse_8_J",2484]
["NSW_NonMetro_JointSpouse_8_K",2509]
["NSW_NonMetro_JointSpouse_8_L",2534]
["NSW_NonMetro_JointSpouse_8_M",2649]
["NSW_NonMetro_JointSpouse_8_N",2696]
["NSW_NonMetro_JointSpouse_8_O",2754]
["NSW_NonMetro_JointSpouse_8_P",2820]
["NSW_NonMetro_JointSpouse_8_Q",2894]
["NSW_NonMetro_JointSpouse_8_R",2967]
["NSW_NonMetro_JointSpouse_8_S",3041]
["NSW_NonMetro_JointSpouse_8_T",3114]
["NSW_NonMetro_JointSpouse_8_U",3187]
["NSW_NonMetro_JointSpouse_9_A",2278]
["NSW_NonMetro_JointSpouse_9_B",2314]
["NSW_NonMetro_JointSpouse_9_C",2304]
["NSW_NonMetro_JointSpouse_9_D",2318]
["NSW_NonMetro_JointSpouse_9_E",2369]
["NSW_NonMetro_JointSpouse_9_F",2402]
["NSW_NonMetro_JointSpouse_9_G",2469]
["NSW_NonMetro_JointSpouse_9_H",2458]
["NSW_NonMetro_JointSpouse_9_I",2543]
["NSW_NonMetro_JointSpouse_9_J",2617]
["NSW_NonMetro_JointSpouse_9_K",2641]
["NSW_NonMetro_JointSpouse_9_L",2666]
["NSW_NonMetro_JointSpouse_9_M",2781]
["NSW_NonMetro_JointSpouse_9_N",2828]
["NSW_NonMetro_JointSpouse_9_O",2886]
["NSW_NonMetro_JointSpouse_9_P",2952]
["NSW_NonMetro_JointSpouse_9_Q",3026]
["NSW_NonMetro_JointSpouse_9_R",3099]
["NSW_NonMetro_JointSpouse_9_S",3173]
["NSW_NonMetro_JointSpouse_9_T",3246]
["NSW_NonMetro_JointSpouse_9_U",3319]
["NSW_NonMetro_JointSpouse_10+_A",2410]
["NSW_NonMetro_JointSpouse_10+_B",2447]
["NSW_NonMetro_JointSpouse_10+_C",2437]
["NSW_NonMetro_JointSpouse_10+_D",2450]
["NSW_NonMetro_JointSpouse_10+_E",2501]
["NSW_NonMetro_JointSpouse_10+_F",2535]
["NSW_NonMetro_JointSpouse_10+_G",2602]
["NSW_NonMetro_JointSpouse_10+_H",2590]
["NSW_NonMetro_JointSpouse_10+_I",2675]
["NSW_NonMetro_JointSpouse_10+_J",2749]
["NSW_NonMetro_JointSpouse_10+_K",2773]
["NSW_NonMetro_JointSpouse_10+_L",2798]
["NSW_NonMetro_JointSpouse_10+_M",2913]
["NSW_NonMetro_JointSpouse_10+_N",2960]
["NSW_NonMetro_JointSpouse_10+_O",3017]
["NSW_NonMetro_JointSpouse_10+_P",3084]
["NSW_NonMetro_JointSpouse_10+_Q",3158]
["NSW_NonMetro_JointSpouse_10+_R",3231]
["NSW_NonMetro_JointSpouse_10+_S",3305]
["NSW_NonMetro_JointSpouse_10+_T",3378]
["NSW_NonMetro_JointSpouse_10+_U",3450]
["VIC_Metro_JointSpouse_0_A",991]
["VIC_Metro_JointSpouse_0_B",1024]
["VIC_Metro_JointSpouse_0_C",1014]
["VIC_Metro_JointSpouse_0_D",1031]
["VIC_Metro_JointSpouse_0_E",1082]
["VIC_Metro_JointSpouse_0_F",1116]
["VIC_Metro_JointSpouse_0_G",1183]
["VIC_Metro_JointSpouse_0_H",1171]
["VIC_Metro_JointSpouse_0_I",1260]
["VIC_Metro_JointSpouse_0_J",1331]
["VIC_Metro_JointSpouse_0_K",1359]
["VIC_Metro_JointSpouse_0_L",1384]
["VIC_Metro_JointSpouse_0_M",1500]
["VIC_Metro_JointSpouse_0_N",1546]
["VIC_Metro_JointSpouse_0_O",1608]
["VIC_Metro_JointSpouse_0_P",1671]
["VIC_Metro_JointSpouse_0_Q",1746]
["VIC_Metro_JointSpouse_0_R",1820]
["VIC_Metro_JointSpouse_0_S",1895]
["VIC_Metro_JointSpouse_0_T",1969]
["VIC_Metro_JointSpouse_0_U",2042]
["VIC_Metro_JointSpouse_1_A",1080]
["VIC_Metro_JointSpouse_1_B",1113]
["VIC_Metro_JointSpouse_1_C",1103]
["VIC_Metro_JointSpouse_1_D",1120]
["VIC_Metro_JointSpouse_1_E",1171]
["VIC_Metro_JointSpouse_1_F",1205]
["VIC_Metro_JointSpouse_1_G",1272]
["VIC_Metro_JointSpouse_1_H",1261]
["VIC_Metro_JointSpouse_1_I",1349]
["VIC_Metro_JointSpouse_1_J",1421]
["VIC_Metro_JointSpouse_1_K",1448]
["VIC_Metro_JointSpouse_1_L",1474]
["VIC_Metro_JointSpouse_1_M",1589]
["VIC_Metro_JointSpouse_1_N",1636]
["VIC_Metro_JointSpouse_1_O",1697]
["VIC_Metro_JointSpouse_1_P",1761]
["VIC_Metro_JointSpouse_1_Q",1835]
["VIC_Metro_JointSpouse_1_R",1910]
["VIC_Metro_JointSpouse_1_S",1984]
["VIC_Metro_JointSpouse_1_T",2059]
["VIC_Metro_JointSpouse_1_U",2131]
["VIC_Metro_JointSpouse_2_A",1341]
["VIC_Metro_JointSpouse_2_B",1374]
["VIC_Metro_JointSpouse_2_C",1364]
["VIC_Metro_JointSpouse_2_D",1381]
["VIC_Metro_JointSpouse_2_E",1432]
["VIC_Metro_JointSpouse_2_F",1466]
["VIC_Metro_JointSpouse_2_G",1533]
["VIC_Metro_JointSpouse_2_H",1521]
["VIC_Metro_JointSpouse_2_I",1610]
["VIC_Metro_JointSpouse_2_J",1681]
["VIC_Metro_JointSpouse_2_K",1708]
["VIC_Metro_JointSpouse_2_L",1733]
["VIC_Metro_JointSpouse_2_M",1849]
["VIC_Metro_JointSpouse_2_N",1895]
["VIC_Metro_JointSpouse_2_O",1956]
["VIC_Metro_JointSpouse_2_P",2020]
["VIC_Metro_JointSpouse_2_Q",2094]
["VIC_Metro_JointSpouse_2_R",2168]
["VIC_Metro_JointSpouse_2_S",2242]
["VIC_Metro_JointSpouse_2_T",2316]
["VIC_Metro_JointSpouse_2_U",2389]
["VIC_Metro_JointSpouse_3_A",1474]
["VIC_Metro_JointSpouse_3_B",1507]
["VIC_Metro_JointSpouse_3_C",1497]
["VIC_Metro_JointSpouse_3_D",1514]
["VIC_Metro_JointSpouse_3_E",1565]
["VIC_Metro_JointSpouse_3_F",1599]
["VIC_Metro_JointSpouse_3_G",1665]
["VIC_Metro_JointSpouse_3_H",1654]
["VIC_Metro_JointSpouse_3_I",1742]
["VIC_Metro_JointSpouse_3_J",1813]
["VIC_Metro_JointSpouse_3_K",1840]
["VIC_Metro_JointSpouse_3_L",1866]
["VIC_Metro_JointSpouse_3_M",1981]
["VIC_Metro_JointSpouse_3_N",2027]
["VIC_Metro_JointSpouse_3_O",2088]
["VIC_Metro_JointSpouse_3_P",2152]
["VIC_Metro_JointSpouse_3_Q",2226]
["VIC_Metro_JointSpouse_3_R",2300]
["VIC_Metro_JointSpouse_3_S",2374]
["VIC_Metro_JointSpouse_3_T",2448]
["VIC_Metro_JointSpouse_3_U",2521]
["VIC_Metro_JointSpouse_4_A",1607]
["VIC_Metro_JointSpouse_4_B",1639]
["VIC_Metro_JointSpouse_4_C",1629]
["VIC_Metro_JointSpouse_4_D",1647]
["VIC_Metro_JointSpouse_4_E",1697]
["VIC_Metro_JointSpouse_4_F",1731]
["VIC_Metro_JointSpouse_4_G",1798]
["VIC_Metro_JointSpouse_4_H",1786]
["VIC_Metro_JointSpouse_4_I",1875]
["VIC_Metro_JointSpouse_4_J",1945]
["VIC_Metro_JointSpouse_4_K",1972]
["VIC_Metro_JointSpouse_4_L",1998]
["VIC_Metro_JointSpouse_4_M",2113]
["VIC_Metro_JointSpouse_4_N",2159]
["VIC_Metro_JointSpouse_4_O",2220]
["VIC_Metro_JointSpouse_4_P",2284]
["VIC_Metro_JointSpouse_4_Q",2358]
["VIC_Metro_JointSpouse_4_R",2432]
["VIC_Metro_JointSpouse_4_S",2506]
["VIC_Metro_JointSpouse_4_T",2580]
["VIC_Metro_JointSpouse_4_U",2652]
["VIC_Metro_JointSpouse_5_A",1740]
["VIC_Metro_JointSpouse_5_B",1772]
["VIC_Metro_JointSpouse_5_C",1762]
["VIC_Metro_JointSpouse_5_D",1780]
["VIC_Metro_JointSpouse_5_E",1830]
["VIC_Metro_JointSpouse_5_F",1864]
["VIC_Metro_JointSpouse_5_G",1930]
["VIC_Metro_JointSpouse_5_H",1919]
["VIC_Metro_JointSpouse_5_I",2007]
["VIC_Metro_JointSpouse_5_J",2077]
["VIC_Metro_JointSpouse_5_K",2104]
["VIC_Metro_JointSpouse_5_L",2131]
["VIC_Metro_JointSpouse_5_M",2245]
["VIC_Metro_JointSpouse_5_N",2291]
["VIC_Metro_JointSpouse_5_O",2352]
["VIC_Metro_JointSpouse_5_P",2416]
["VIC_Metro_JointSpouse_5_Q",2490]
["VIC_Metro_JointSpouse_5_R",2564]
["VIC_Metro_JointSpouse_5_S",2638]
["VIC_Metro_JointSpouse_5_T",2712]
["VIC_Metro_JointSpouse_5_U",2784]
["VIC_Metro_JointSpouse_6_A",1873]
["VIC_Metro_JointSpouse_6_B",1904]
["VIC_Metro_JointSpouse_6_C",1894]
["VIC_Metro_JointSpouse_6_D",1913]
["VIC_Metro_JointSpouse_6_E",1962]
["VIC_Metro_JointSpouse_6_F",1996]
["VIC_Metro_JointSpouse_6_G",2063]
["VIC_Metro_JointSpouse_6_H",2051]
["VIC_Metro_JointSpouse_6_I",2140]
["VIC_Metro_JointSpouse_6_J",2209]
["VIC_Metro_JointSpouse_6_K",2236]
["VIC_Metro_JointSpouse_6_L",2263]
["VIC_Metro_JointSpouse_6_M",2377]
["VIC_Metro_JointSpouse_6_N",2423]
["VIC_Metro_JointSpouse_6_O",2484]
["VIC_Metro_JointSpouse_6_P",2548]
["VIC_Metro_JointSpouse_6_Q",2621]
["VIC_Metro_JointSpouse_6_R",2695]
["VIC_Metro_JointSpouse_6_S",2768]
["VIC_Metro_JointSpouse_6_T",2842]
["VIC_Metro_JointSpouse_6_U",2915]
["VIC_Metro_JointSpouse_7_A",2006]
["VIC_Metro_JointSpouse_7_B",2037]
["VIC_Metro_JointSpouse_7_C",2027]
["VIC_Metro_JointSpouse_7_D",2046]
["VIC_Metro_JointSpouse_7_E",2095]
["VIC_Metro_JointSpouse_7_F",2129]
["VIC_Metro_JointSpouse_7_G",2195]
["VIC_Metro_JointSpouse_7_H",2184]
["VIC_Metro_JointSpouse_7_I",2272]
["VIC_Metro_JointSpouse_7_J",2341]
["VIC_Metro_JointSpouse_7_K",2368]
["VIC_Metro_JointSpouse_7_L",2396]
["VIC_Metro_JointSpouse_7_M",2509]
["VIC_Metro_JointSpouse_7_N",2555]
["VIC_Metro_JointSpouse_7_O",2616]
["VIC_Metro_JointSpouse_7_P",2680]
["VIC_Metro_JointSpouse_7_Q",2753]
["VIC_Metro_JointSpouse_7_R",2827]
["VIC_Metro_JointSpouse_7_S",2900]
["VIC_Metro_JointSpouse_7_T",2974]
["VIC_Metro_JointSpouse_7_U",3047]
["VIC_Metro_JointSpouse_8_A",2139]
["VIC_Metro_JointSpouse_8_B",2169]
["VIC_Metro_JointSpouse_8_C",2159]
["VIC_Metro_JointSpouse_8_D",2179]
["VIC_Metro_JointSpouse_8_E",2227]
["VIC_Metro_JointSpouse_8_F",2261]
["VIC_Metro_JointSpouse_8_G",2328]
["VIC_Metro_JointSpouse_8_H",2316]
["VIC_Metro_JointSpouse_8_I",2405]
["VIC_Metro_JointSpouse_8_J",2473]
["VIC_Metro_JointSpouse_8_K",2500]
["VIC_Metro_JointSpouse_8_L",2528]
["VIC_Metro_JointSpouse_8_M",2641]
["VIC_Metro_JointSpouse_8_N",2687]
["VIC_Metro_JointSpouse_8_O",2748]
["VIC_Metro_JointSpouse_8_P",2812]
["VIC_Metro_JointSpouse_8_Q",2885]
["VIC_Metro_JointSpouse_8_R",2959]
["VIC_Metro_JointSpouse_8_S",3032]
["VIC_Metro_JointSpouse_8_T",3106]
["VIC_Metro_JointSpouse_8_U",3178]
["VIC_Metro_JointSpouse_9_A",2272]
["VIC_Metro_JointSpouse_9_B",2302]
["VIC_Metro_JointSpouse_9_C",2292]
["VIC_Metro_JointSpouse_9_D",2312]
["VIC_Metro_JointSpouse_9_E",2360]
["VIC_Metro_JointSpouse_9_F",2394]
["VIC_Metro_JointSpouse_9_G",2460]
["VIC_Metro_JointSpouse_9_H",2449]
["VIC_Metro_JointSpouse_9_I",2537]
["VIC_Metro_JointSpouse_9_J",2605]
["VIC_Metro_JointSpouse_9_K",2632]
["VIC_Metro_JointSpouse_9_L",2661]
["VIC_Metro_JointSpouse_9_M",2773]
["VIC_Metro_JointSpouse_9_N",2819]
["VIC_Metro_JointSpouse_9_O",2880]
["VIC_Metro_JointSpouse_9_P",2944]
["VIC_Metro_JointSpouse_9_Q",3017]
["VIC_Metro_JointSpouse_9_R",3091]
["VIC_Metro_JointSpouse_9_S",3164]
["VIC_Metro_JointSpouse_9_T",3238]
["VIC_Metro_JointSpouse_9_U",3310]
["VIC_Metro_JointSpouse_10+_A",2405]
["VIC_Metro_JointSpouse_10+_B",2434]
["VIC_Metro_JointSpouse_10+_C",2424]
["VIC_Metro_JointSpouse_10+_D",2445]
["VIC_Metro_JointSpouse_10+_E",2492]
["VIC_Metro_JointSpouse_10+_F",2526]
["VIC_Metro_JointSpouse_10+_G",2593]
["VIC_Metro_JointSpouse_10+_H",2581]
["VIC_Metro_JointSpouse_10+_I",2670]
["VIC_Metro_JointSpouse_10+_J",2737]
["VIC_Metro_JointSpouse_10+_K",2764]
["VIC_Metro_JointSpouse_10+_L",2793]
["VIC_Metro_JointSpouse_10+_M",2905]
["VIC_Metro_JointSpouse_10+_N",2951]
["VIC_Metro_JointSpouse_10+_O",3012]
["VIC_Metro_JointSpouse_10+_P",3076]
["VIC_Metro_JointSpouse_10+_Q",3149]
["VIC_Metro_JointSpouse_10+_R",3223]
["VIC_Metro_JointSpouse_10+_S",3296]
["VIC_Metro_JointSpouse_10+_T",3370]
["VIC_Metro_JointSpouse_10+_U",3441]
["VIC_NonMetro_JointSpouse_0_A",1037]
["VIC_NonMetro_JointSpouse_0_B",1070]
["VIC_NonMetro_JointSpouse_0_C",1060]
["VIC_NonMetro_JointSpouse_0_D",1078]
["VIC_NonMetro_JointSpouse_0_E",1128]
["VIC_NonMetro_JointSpouse_0_F",1162]
["VIC_NonMetro_JointSpouse_0_G",1229]
["VIC_NonMetro_JointSpouse_0_H",1218]
["VIC_NonMetro_JointSpouse_0_I",1306]
["VIC_NonMetro_JointSpouse_0_J",1378]
["VIC_NonMetro_JointSpouse_0_K",1405]
["VIC_NonMetro_JointSpouse_0_L",1431]
["VIC_NonMetro_JointSpouse_0_M",1546]
["VIC_NonMetro_JointSpouse_0_N",1592]
["VIC_NonMetro_JointSpouse_0_O",1654]
["VIC_NonMetro_JointSpouse_0_P",1717]
["VIC_NonMetro_JointSpouse_0_Q",1792]
["VIC_NonMetro_JointSpouse_0_R",1866]
["VIC_NonMetro_JointSpouse_0_S",1941]
["VIC_NonMetro_JointSpouse_0_T",2015]
["VIC_NonMetro_JointSpouse_0_U",2088]
["VIC_NonMetro_JointSpouse_1_A",1127]
["VIC_NonMetro_JointSpouse_1_B",1160]
["VIC_NonMetro_JointSpouse_1_C",1150]
["VIC_NonMetro_JointSpouse_1_D",1167]
["VIC_NonMetro_JointSpouse_1_E",1218]
["VIC_NonMetro_JointSpouse_1_F",1252]
["VIC_NonMetro_JointSpouse_1_G",1319]
["VIC_NonMetro_JointSpouse_1_H",1307]
["VIC_NonMetro_JointSpouse_1_I",1396]
["VIC_NonMetro_JointSpouse_1_J",1467]
["VIC_NonMetro_JointSpouse_1_K",1494]
["VIC_NonMetro_JointSpouse_1_L",1520]
["VIC_NonMetro_JointSpouse_1_M",1635]
["VIC_NonMetro_JointSpouse_1_N",1682]
["VIC_NonMetro_JointSpouse_1_O",1743]
["VIC_NonMetro_JointSpouse_1_P",1807]
["VIC_NonMetro_JointSpouse_1_Q",1882]
["VIC_NonMetro_JointSpouse_1_R",1956]
["VIC_NonMetro_JointSpouse_1_S",2031]
["VIC_NonMetro_JointSpouse_1_T",2105]
["VIC_NonMetro_JointSpouse_1_U",2178]
["VIC_NonMetro_JointSpouse_2_A",1388]
["VIC_NonMetro_JointSpouse_2_B",1420]
["VIC_NonMetro_JointSpouse_2_C",1411]
["VIC_NonMetro_JointSpouse_2_D",1428]
["VIC_NonMetro_JointSpouse_2_E",1479]
["VIC_NonMetro_JointSpouse_2_F",1512]
["VIC_NonMetro_JointSpouse_2_G",1579]
["VIC_NonMetro_JointSpouse_2_H",1568]
["VIC_NonMetro_JointSpouse_2_I",1656]
["VIC_NonMetro_JointSpouse_2_J",1727]
["VIC_NonMetro_JointSpouse_2_K",1754]
["VIC_NonMetro_JointSpouse_2_L",1780]
["VIC_NonMetro_JointSpouse_2_M",1895]
["VIC_NonMetro_JointSpouse_2_N",1941]
["VIC_NonMetro_JointSpouse_2_O",2003]
["VIC_NonMetro_JointSpouse_2_P",2066]
["VIC_NonMetro_JointSpouse_2_Q",2140]
["VIC_NonMetro_JointSpouse_2_R",2214]
["VIC_NonMetro_JointSpouse_2_S",2288]
["VIC_NonMetro_JointSpouse_2_T",2362]
["VIC_NonMetro_JointSpouse_2_U",2436]
["VIC_NonMetro_JointSpouse_3_A",1520]
["VIC_NonMetro_JointSpouse_3_B",1553]
["VIC_NonMetro_JointSpouse_3_C",1543]
["VIC_NonMetro_JointSpouse_3_D",1560]
["VIC_NonMetro_JointSpouse_3_E",1611]
["VIC_NonMetro_JointSpouse_3_F",1645]
["VIC_NonMetro_JointSpouse_3_G",1711]
["VIC_NonMetro_JointSpouse_3_H",1700]
["VIC_NonMetro_JointSpouse_3_I",1788]
["VIC_NonMetro_JointSpouse_3_J",1859]
["VIC_NonMetro_JointSpouse_3_K",1886]
["VIC_NonMetro_JointSpouse_3_L",1912]
["VIC_NonMetro_JointSpouse_3_M",2027]
["VIC_NonMetro_JointSpouse_3_N",2073]
["VIC_NonMetro_JointSpouse_3_O",2134]
["VIC_NonMetro_JointSpouse_3_P",2198]
["VIC_NonMetro_JointSpouse_3_Q",2272]
["VIC_NonMetro_JointSpouse_3_R",2346]
["VIC_NonMetro_JointSpouse_3_S",2420]
["VIC_NonMetro_JointSpouse_3_T",2494]
["VIC_NonMetro_JointSpouse_3_U",2567]
["VIC_NonMetro_JointSpouse_4_A",1653]
["VIC_NonMetro_JointSpouse_4_B",1686]
["VIC_NonMetro_JointSpouse_4_C",1676]
["VIC_NonMetro_JointSpouse_4_D",1693]
["VIC_NonMetro_JointSpouse_4_E",1744]
["VIC_NonMetro_JointSpouse_4_F",1777]
["VIC_NonMetro_JointSpouse_4_G",1843]
["VIC_NonMetro_JointSpouse_4_H",1832]
["VIC_NonMetro_JointSpouse_4_I",1920]
["VIC_NonMetro_JointSpouse_4_J",1992]
["VIC_NonMetro_JointSpouse_4_K",2018]
["VIC_NonMetro_JointSpouse_4_L",2044]
["VIC_NonMetro_JointSpouse_4_M",2159]
["VIC_NonMetro_JointSpouse_4_N",2205]
["VIC_NonMetro_JointSpouse_4_O",2266]
["VIC_NonMetro_JointSpouse_4_P",2330]
["VIC_NonMetro_JointSpouse_4_Q",2404]
["VIC_NonMetro_JointSpouse_4_R",2478]
["VIC_NonMetro_JointSpouse_4_S",2552]
["VIC_NonMetro_JointSpouse_4_T",2626]
["VIC_NonMetro_JointSpouse_4_U",2698]
["VIC_NonMetro_JointSpouse_5_A",1785]
["VIC_NonMetro_JointSpouse_5_B",1819]
["VIC_NonMetro_JointSpouse_5_C",1808]
["VIC_NonMetro_JointSpouse_5_D",1825]
["VIC_NonMetro_JointSpouse_5_E",1876]
["VIC_NonMetro_JointSpouse_5_F",1910]
["VIC_NonMetro_JointSpouse_5_G",1975]
["VIC_NonMetro_JointSpouse_5_H",1964]
["VIC_NonMetro_JointSpouse_5_I",2052]
["VIC_NonMetro_JointSpouse_5_J",2124]
["VIC_NonMetro_JointSpouse_5_K",2150]
["VIC_NonMetro_JointSpouse_5_L",2176]
["VIC_NonMetro_JointSpouse_5_M",2291]
["VIC_NonMetro_JointSpouse_5_N",2337]
["VIC_NonMetro_JointSpouse_5_O",2397]
["VIC_NonMetro_JointSpouse_5_P",2462]
["VIC_NonMetro_JointSpouse_5_Q",2535]
["VIC_NonMetro_JointSpouse_5_R",2609]
["VIC_NonMetro_JointSpouse_5_S",2682]
["VIC_NonMetro_JointSpouse_5_T",2756]
["VIC_NonMetro_JointSpouse_5_U",2829]
["VIC_NonMetro_JointSpouse_6_A",1918]
["VIC_NonMetro_JointSpouse_6_B",1952]
["VIC_NonMetro_JointSpouse_6_C",1941]
["VIC_NonMetro_JointSpouse_6_D",1958]
["VIC_NonMetro_JointSpouse_6_E",2009]
["VIC_NonMetro_JointSpouse_6_F",2042]
["VIC_NonMetro_JointSpouse_6_G",2107]
["VIC_NonMetro_JointSpouse_6_H",2096]
["VIC_NonMetro_JointSpouse_6_I",2184]
["VIC_NonMetro_JointSpouse_6_J",2257]
["VIC_NonMetro_JointSpouse_6_K",2282]
["VIC_NonMetro_JointSpouse_6_L",2308]
["VIC_NonMetro_JointSpouse_6_M",2423]
["VIC_NonMetro_JointSpouse_6_N",2469]
["VIC_NonMetro_JointSpouse_6_O",2529]
["VIC_NonMetro_JointSpouse_6_P",2594]
["VIC_NonMetro_JointSpouse_6_Q",2667]
["VIC_NonMetro_JointSpouse_6_R",2741]
["VIC_NonMetro_JointSpouse_6_S",2814]
["VIC_NonMetro_JointSpouse_6_T",2888]
["VIC_NonMetro_JointSpouse_6_U",2960]
["VIC_NonMetro_JointSpouse_7_A",2050]
["VIC_NonMetro_JointSpouse_7_B",2085]
["VIC_NonMetro_JointSpouse_7_C",2073]
["VIC_NonMetro_JointSpouse_7_D",2090]
["VIC_NonMetro_JointSpouse_7_E",2141]
["VIC_NonMetro_JointSpouse_7_F",2175]
["VIC_NonMetro_JointSpouse_7_G",2239]
["VIC_NonMetro_JointSpouse_7_H",2228]
["VIC_NonMetro_JointSpouse_7_I",2316]
["VIC_NonMetro_JointSpouse_7_J",2389]
["VIC_NonMetro_JointSpouse_7_K",2414]
["VIC_NonMetro_JointSpouse_7_L",2440]
["VIC_NonMetro_JointSpouse_7_M",2555]
["VIC_NonMetro_JointSpouse_7_N",2601]
["VIC_NonMetro_JointSpouse_7_O",2660]
["VIC_NonMetro_JointSpouse_7_P",2726]
["VIC_NonMetro_JointSpouse_7_Q",2799]
["VIC_NonMetro_JointSpouse_7_R",2872]
["VIC_NonMetro_JointSpouse_7_S",2945]
["VIC_NonMetro_JointSpouse_7_T",3018]
["VIC_NonMetro_JointSpouse_7_U",3091]
["VIC_NonMetro_JointSpouse_8_A",2183]
["VIC_NonMetro_JointSpouse_8_B",2218]
["VIC_NonMetro_JointSpouse_8_C",2206]
["VIC_NonMetro_JointSpouse_8_D",2223]
["VIC_NonMetro_JointSpouse_8_E",2274]
["VIC_NonMetro_JointSpouse_8_F",2307]
["VIC_NonMetro_JointSpouse_8_G",2371]
["VIC_NonMetro_JointSpouse_8_H",2360]
["VIC_NonMetro_JointSpouse_8_I",2448]
["VIC_NonMetro_JointSpouse_8_J",2522]
["VIC_NonMetro_JointSpouse_8_K",2546]
["VIC_NonMetro_JointSpouse_8_L",2572]
["VIC_NonMetro_JointSpouse_8_M",2687]
["VIC_NonMetro_JointSpouse_8_N",2733]
["VIC_NonMetro_JointSpouse_8_O",2792]
["VIC_NonMetro_JointSpouse_8_P",2858]
["VIC_NonMetro_JointSpouse_8_Q",2931]
["VIC_NonMetro_JointSpouse_8_R",3004]
["VIC_NonMetro_JointSpouse_8_S",3077]
["VIC_NonMetro_JointSpouse_8_T",3150]
["VIC_NonMetro_JointSpouse_8_U",3222]
["VIC_NonMetro_JointSpouse_9_A",2315]
["VIC_NonMetro_JointSpouse_9_B",2351]
["VIC_NonMetro_JointSpouse_9_C",2338]
["VIC_NonMetro_JointSpouse_9_D",2355]
["VIC_NonMetro_JointSpouse_9_E",2406]
["VIC_NonMetro_JointSpouse_9_F",2440]
["VIC_NonMetro_JointSpouse_9_G",2503]
["VIC_NonMetro_JointSpouse_9_H",2492]
["VIC_NonMetro_JointSpouse_9_I",2580]
["VIC_NonMetro_JointSpouse_9_J",2654]
["VIC_NonMetro_JointSpouse_9_K",2678]
["VIC_NonMetro_JointSpouse_9_L",2704]
["VIC_NonMetro_JointSpouse_9_M",2819]
["VIC_NonMetro_JointSpouse_9_N",2865]
["VIC_NonMetro_JointSpouse_9_O",2923]
["VIC_NonMetro_JointSpouse_9_P",2990]
["VIC_NonMetro_JointSpouse_9_Q",3063]
["VIC_NonMetro_JointSpouse_9_R",3136]
["VIC_NonMetro_JointSpouse_9_S",3209]
["VIC_NonMetro_JointSpouse_9_T",3282]
["VIC_NonMetro_JointSpouse_9_U",3353]
["VIC_NonMetro_JointSpouse_10+_A",2448]
["VIC_NonMetro_JointSpouse_10+_B",2484]
["VIC_NonMetro_JointSpouse_10+_C",2471]
["VIC_NonMetro_JointSpouse_10+_D",2488]
["VIC_NonMetro_JointSpouse_10+_E",2539]
["VIC_NonMetro_JointSpouse_10+_F",2572]
["VIC_NonMetro_JointSpouse_10+_G",2635]
["VIC_NonMetro_JointSpouse_10+_H",2624]
["VIC_NonMetro_JointSpouse_10+_I",2712]
["VIC_NonMetro_JointSpouse_10+_J",2787]
["VIC_NonMetro_JointSpouse_10+_K",2810]
["VIC_NonMetro_JointSpouse_10+_L",2836]
["VIC_NonMetro_JointSpouse_10+_M",2951]
["VIC_NonMetro_JointSpouse_10+_N",2997]
["VIC_NonMetro_JointSpouse_10+_O",3055]
["VIC_NonMetro_JointSpouse_10+_P",3122]
["VIC_NonMetro_JointSpouse_10+_Q",3194]
["VIC_NonMetro_JointSpouse_10+_R",3267]
["VIC_NonMetro_JointSpouse_10+_S",3339]
["VIC_NonMetro_JointSpouse_10+_T",3412]
["VIC_NonMetro_JointSpouse_10+_U",3484]
["QLD_Metro_JointSpouse_0_A",978]
["QLD_Metro_JointSpouse_0_B",1011]
["QLD_Metro_JointSpouse_0_C",1001]
["QLD_Metro_JointSpouse_0_D",1018]
["QLD_Metro_JointSpouse_0_E",1069]
["QLD_Metro_JointSpouse_0_F",1103]
["QLD_Metro_JointSpouse_0_G",1170]
["QLD_Metro_JointSpouse_0_H",1159]
["QLD_Metro_JointSpouse_0_I",1247]
["QLD_Metro_JointSpouse_0_J",1318]
["QLD_Metro_JointSpouse_0_K",1346]
["QLD_Metro_JointSpouse_0_L",1371]
["QLD_Metro_JointSpouse_0_M",1487]
["QLD_Metro_JointSpouse_0_N",1533]
["QLD_Metro_JointSpouse_0_O",1595]
["QLD_Metro_JointSpouse_0_P",1658]
["QLD_Metro_JointSpouse_0_Q",1733]
["QLD_Metro_JointSpouse_0_R",1807]
["QLD_Metro_JointSpouse_0_S",1882]
["QLD_Metro_JointSpouse_0_T",1956]
["QLD_Metro_JointSpouse_0_U",2029]
["QLD_Metro_JointSpouse_1_A",1068]
["QLD_Metro_JointSpouse_1_B",1101]
["QLD_Metro_JointSpouse_1_C",1091]
["QLD_Metro_JointSpouse_1_D",1108]
["QLD_Metro_JointSpouse_1_E",1159]
["QLD_Metro_JointSpouse_1_F",1193]
["QLD_Metro_JointSpouse_1_G",1260]
["QLD_Metro_JointSpouse_1_H",1248]
["QLD_Metro_JointSpouse_1_I",1337]
["QLD_Metro_JointSpouse_1_J",1408]
["QLD_Metro_JointSpouse_1_K",1435]
["QLD_Metro_JointSpouse_1_L",1461]
["QLD_Metro_JointSpouse_1_M",1576]
["QLD_Metro_JointSpouse_1_N",1623]
["QLD_Metro_JointSpouse_1_O",1684]
["QLD_Metro_JointSpouse_1_P",1748]
["QLD_Metro_JointSpouse_1_Q",1822]
["QLD_Metro_JointSpouse_1_R",1897]
["QLD_Metro_JointSpouse_1_S",1971]
["QLD_Metro_JointSpouse_1_T",2046]
["QLD_Metro_JointSpouse_1_U",2119]
["QLD_Metro_JointSpouse_2_A",1329]
["QLD_Metro_JointSpouse_2_B",1362]
["QLD_Metro_JointSpouse_2_C",1352]
["QLD_Metro_JointSpouse_2_D",1369]
["QLD_Metro_JointSpouse_2_E",1420]
["QLD_Metro_JointSpouse_2_F",1453]
["QLD_Metro_JointSpouse_2_G",1520]
["QLD_Metro_JointSpouse_2_H",1509]
["QLD_Metro_JointSpouse_2_I",1597]
["QLD_Metro_JointSpouse_2_J",1668]
["QLD_Metro_JointSpouse_2_K",1695]
["QLD_Metro_JointSpouse_2_L",1721]
["QLD_Metro_JointSpouse_2_M",1836]
["QLD_Metro_JointSpouse_2_N",1882]
["QLD_Metro_JointSpouse_2_O",1944]
["QLD_Metro_JointSpouse_2_P",2007]
["QLD_Metro_JointSpouse_2_Q",2081]
["QLD_Metro_JointSpouse_2_R",2155]
["QLD_Metro_JointSpouse_2_S",2229]
["QLD_Metro_JointSpouse_2_T",2303]
["QLD_Metro_JointSpouse_2_U",2377]
["QLD_Metro_JointSpouse_3_A",1461]
["QLD_Metro_JointSpouse_3_B",1494]
["QLD_Metro_JointSpouse_3_C",1484]
["QLD_Metro_JointSpouse_3_D",1501]
["QLD_Metro_JointSpouse_3_E",1552]
["QLD_Metro_JointSpouse_3_F",1586]
["QLD_Metro_JointSpouse_3_G",1653]
["QLD_Metro_JointSpouse_3_H",1641]
["QLD_Metro_JointSpouse_3_I",1729]
["QLD_Metro_JointSpouse_3_J",1800]
["QLD_Metro_JointSpouse_3_K",1828]
["QLD_Metro_JointSpouse_3_L",1853]
["QLD_Metro_JointSpouse_3_M",1968]
["QLD_Metro_JointSpouse_3_N",2014]
["QLD_Metro_JointSpouse_3_O",2076]
["QLD_Metro_JointSpouse_3_P",2139]
["QLD_Metro_JointSpouse_3_Q",2213]
["QLD_Metro_JointSpouse_3_R",2287]
["QLD_Metro_JointSpouse_3_S",2361]
["QLD_Metro_JointSpouse_3_T",2435]
["QLD_Metro_JointSpouse_3_U",2508]
["QLD_Metro_JointSpouse_4_A",1594]
["QLD_Metro_JointSpouse_4_B",1627]
["QLD_Metro_JointSpouse_4_C",1617]
["QLD_Metro_JointSpouse_4_D",1634]
["QLD_Metro_JointSpouse_4_E",1685]
["QLD_Metro_JointSpouse_4_F",1718]
["QLD_Metro_JointSpouse_4_G",1785]
["QLD_Metro_JointSpouse_4_H",1774]
["QLD_Metro_JointSpouse_4_I",1861]
["QLD_Metro_JointSpouse_4_J",1932]
["QLD_Metro_JointSpouse_4_K",1960]
["QLD_Metro_JointSpouse_4_L",1986]
["QLD_Metro_JointSpouse_4_M",2100]
["QLD_Metro_JointSpouse_4_N",2146]
["QLD_Metro_JointSpouse_4_O",2208]
["QLD_Metro_JointSpouse_4_P",2270]
["QLD_Metro_JointSpouse_4_Q",2344]
["QLD_Metro_JointSpouse_4_R",2418]
["QLD_Metro_JointSpouse_4_S",2492]
["QLD_Metro_JointSpouse_4_T",2566]
["QLD_Metro_JointSpouse_4_U",2640]
["QLD_Metro_JointSpouse_5_A",1726]
["QLD_Metro_JointSpouse_5_B",1759]
["QLD_Metro_JointSpouse_5_C",1749]
["QLD_Metro_JointSpouse_5_D",1766]
["QLD_Metro_JointSpouse_5_E",1817]
["QLD_Metro_JointSpouse_5_F",1851]
["QLD_Metro_JointSpouse_5_G",1918]
["QLD_Metro_JointSpouse_5_H",1906]
["QLD_Metro_JointSpouse_5_I",1993]
["QLD_Metro_JointSpouse_5_J",2064]
["QLD_Metro_JointSpouse_5_K",2093]
["QLD_Metro_JointSpouse_5_L",2118]
["QLD_Metro_JointSpouse_5_M",2232]
["QLD_Metro_JointSpouse_5_N",2278]
["QLD_Metro_JointSpouse_5_O",2340]
["QLD_Metro_JointSpouse_5_P",2402]
["QLD_Metro_JointSpouse_5_Q",2476]
["QLD_Metro_JointSpouse_5_R",2550]
["QLD_Metro_JointSpouse_5_S",2624]
["QLD_Metro_JointSpouse_5_T",2698]
["QLD_Metro_JointSpouse_5_U",2771]
["QLD_Metro_JointSpouse_6_A",1859]
["QLD_Metro_JointSpouse_6_B",1892]
["QLD_Metro_JointSpouse_6_C",1882]
["QLD_Metro_JointSpouse_6_D",1899]
["QLD_Metro_JointSpouse_6_E",1950]
["QLD_Metro_JointSpouse_6_F",1983]
["QLD_Metro_JointSpouse_6_G",2050]
["QLD_Metro_JointSpouse_6_H",2039]
["QLD_Metro_JointSpouse_6_I",2125]
["QLD_Metro_JointSpouse_6_J",2196]
["QLD_Metro_JointSpouse_6_K",2225]
["QLD_Metro_JointSpouse_6_L",2251]
["QLD_Metro_JointSpouse_6_M",2364]
["QLD_Metro_JointSpouse_6_N",2410]
["QLD_Metro_JointSpouse_6_O",2472]
["QLD_Metro_JointSpouse_6_P",2533]
["QLD_Metro_JointSpouse_6_Q",2607]
["QLD_Metro_JointSpouse_6_R",2681]
["QLD_Metro_JointSpouse_6_S",2755]
["QLD_Metro_JointSpouse_6_T",2829]
["QLD_Metro_JointSpouse_6_U",2903]
["QLD_Metro_JointSpouse_7_A",1991]
["QLD_Metro_JointSpouse_7_B",2024]
["QLD_Metro_JointSpouse_7_C",2014]
["QLD_Metro_JointSpouse_7_D",2031]
["QLD_Metro_JointSpouse_7_E",2082]
["QLD_Metro_JointSpouse_7_F",2116]
["QLD_Metro_JointSpouse_7_G",2183]
["QLD_Metro_JointSpouse_7_H",2171]
["QLD_Metro_JointSpouse_7_I",2257]
["QLD_Metro_JointSpouse_7_J",2328]
["QLD_Metro_JointSpouse_7_K",2358]
["QLD_Metro_JointSpouse_7_L",2383]
["QLD_Metro_JointSpouse_7_M",2496]
["QLD_Metro_JointSpouse_7_N",2542]
["QLD_Metro_JointSpouse_7_O",2604]
["QLD_Metro_JointSpouse_7_P",2665]
["QLD_Metro_JointSpouse_7_Q",2739]
["QLD_Metro_JointSpouse_7_R",2813]
["QLD_Metro_JointSpouse_7_S",2887]
["QLD_Metro_JointSpouse_7_T",2961]
["QLD_Metro_JointSpouse_7_U",3034]
["QLD_Metro_JointSpouse_8_A",2124]
["QLD_Metro_JointSpouse_8_B",2157]
["QLD_Metro_JointSpouse_8_C",2147]
["QLD_Metro_JointSpouse_8_D",2164]
["QLD_Metro_JointSpouse_8_E",2215]
["QLD_Metro_JointSpouse_8_F",2248]
["QLD_Metro_JointSpouse_8_G",2315]
["QLD_Metro_JointSpouse_8_H",2304]
["QLD_Metro_JointSpouse_8_I",2389]
["QLD_Metro_JointSpouse_8_J",2460]
["QLD_Metro_JointSpouse_8_K",2490]
["QLD_Metro_JointSpouse_8_L",2516]
["QLD_Metro_JointSpouse_8_M",2628]
["QLD_Metro_JointSpouse_8_N",2674]
["QLD_Metro_JointSpouse_8_O",2736]
["QLD_Metro_JointSpouse_8_P",2796]
["QLD_Metro_JointSpouse_8_Q",2870]
["QLD_Metro_JointSpouse_8_R",2944]
["QLD_Metro_JointSpouse_8_S",3018]
["QLD_Metro_JointSpouse_8_T",3092]
["QLD_Metro_JointSpouse_8_U",3166]
["QLD_Metro_JointSpouse_9_A",2256]
["QLD_Metro_JointSpouse_9_B",2289]
["QLD_Metro_JointSpouse_9_C",2279]
["QLD_Metro_JointSpouse_9_D",2296]
["QLD_Metro_JointSpouse_9_E",2347]
["QLD_Metro_JointSpouse_9_F",2381]
["QLD_Metro_JointSpouse_9_G",2448]
["QLD_Metro_JointSpouse_9_H",2436]
["QLD_Metro_JointSpouse_9_I",2521]
["QLD_Metro_JointSpouse_9_J",2592]
["QLD_Metro_JointSpouse_9_K",2623]
["QLD_Metro_JointSpouse_9_L",2648]
["QLD_Metro_JointSpouse_9_M",2760]
["QLD_Metro_JointSpouse_9_N",2806]
["QLD_Metro_JointSpouse_9_O",2868]
["QLD_Metro_JointSpouse_9_P",2928]
["QLD_Metro_JointSpouse_9_Q",3002]
["QLD_Metro_JointSpouse_9_R",3076]
["QLD_Metro_JointSpouse_9_S",3150]
["QLD_Metro_JointSpouse_9_T",3224]
["QLD_Metro_JointSpouse_9_U",3297]
["QLD_Metro_JointSpouse_10+_A",2389]
["QLD_Metro_JointSpouse_10+_B",2422]
["QLD_Metro_JointSpouse_10+_C",2412]
["QLD_Metro_JointSpouse_10+_D",2429]
["QLD_Metro_JointSpouse_10+_E",2480]
["QLD_Metro_JointSpouse_10+_F",2513]
["QLD_Metro_JointSpouse_10+_G",2580]
["QLD_Metro_JointSpouse_10+_H",2569]
["QLD_Metro_JointSpouse_10+_I",2653]
["QLD_Metro_JointSpouse_10+_J",2724]
["QLD_Metro_JointSpouse_10+_K",2755]
["QLD_Metro_JointSpouse_10+_L",2781]
["QLD_Metro_JointSpouse_10+_M",2892]
["QLD_Metro_JointSpouse_10+_N",2938]
["QLD_Metro_JointSpouse_10+_O",3000]
["QLD_Metro_JointSpouse_10+_P",3059]
["QLD_Metro_JointSpouse_10+_Q",3133]
["QLD_Metro_JointSpouse_10+_R",3207]
["QLD_Metro_JointSpouse_10+_S",3281]
["QLD_Metro_JointSpouse_10+_T",3355]
["QLD_Metro_JointSpouse_10+_U",3429]
["QLD_NonMetro_JointSpouse_0_A",961]
["QLD_NonMetro_JointSpouse_0_B",993]
["QLD_NonMetro_JointSpouse_0_C",983]
["QLD_NonMetro_JointSpouse_0_D",1001]
["QLD_NonMetro_JointSpouse_0_E",1052]
["QLD_NonMetro_JointSpouse_0_F",1086]
["QLD_NonMetro_JointSpouse_0_G",1153]
["QLD_NonMetro_JointSpouse_0_H",1141]
["QLD_NonMetro_JointSpouse_0_I",1230]
["QLD_NonMetro_JointSpouse_0_J",1301]
["QLD_NonMetro_JointSpouse_0_K",1328]
["QLD_NonMetro_JointSpouse_0_L",1354]
["QLD_NonMetro_JointSpouse_0_M",1469]
["QLD_NonMetro_JointSpouse_0_N",1516]
["QLD_NonMetro_JointSpouse_0_O",1577]
["QLD_NonMetro_JointSpouse_0_P",1641]
["QLD_NonMetro_JointSpouse_0_Q",1715]
["QLD_NonMetro_JointSpouse_0_R",1790]
["QLD_NonMetro_JointSpouse_0_S",1864]
["QLD_NonMetro_JointSpouse_0_T",1939]
["QLD_NonMetro_JointSpouse_0_U",2011]
["QLD_NonMetro_JointSpouse_1_A",1050]
["QLD_NonMetro_JointSpouse_1_B",1083]
["QLD_NonMetro_JointSpouse_1_C",1073]
["QLD_NonMetro_JointSpouse_1_D",1090]
["QLD_NonMetro_JointSpouse_1_E",1141]
["QLD_NonMetro_JointSpouse_1_F",1175]
["QLD_NonMetro_JointSpouse_1_G",1242]
["QLD_NonMetro_JointSpouse_1_H",1230]
["QLD_NonMetro_JointSpouse_1_I",1319]
["QLD_NonMetro_JointSpouse_1_J",1390]
["QLD_NonMetro_JointSpouse_1_K",1418]
["QLD_NonMetro_JointSpouse_1_L",1443]
["QLD_NonMetro_JointSpouse_1_M",1559]
["QLD_NonMetro_JointSpouse_1_N",1605]
["QLD_NonMetro_JointSpouse_1_O",1667]
["QLD_NonMetro_JointSpouse_1_P",1730]
["QLD_NonMetro_JointSpouse_1_Q",1805]
["QLD_NonMetro_JointSpouse_1_R",1879]
["QLD_NonMetro_JointSpouse_1_S",1954]
["QLD_NonMetro_JointSpouse_1_T",2028]
["QLD_NonMetro_JointSpouse_1_U",2101]
["QLD_NonMetro_JointSpouse_2_A",1311]
["QLD_NonMetro_JointSpouse_2_B",1344]
["QLD_NonMetro_JointSpouse_2_C",1334]
["QLD_NonMetro_JointSpouse_2_D",1351]
["QLD_NonMetro_JointSpouse_2_E",1402]
["QLD_NonMetro_JointSpouse_2_F",1436]
["QLD_NonMetro_JointSpouse_2_G",1503]
["QLD_NonMetro_JointSpouse_2_H",1491]
["QLD_NonMetro_JointSpouse_2_I",1579]
["QLD_NonMetro_JointSpouse_2_J",1650]
["QLD_NonMetro_JointSpouse_2_K",1678]
["QLD_NonMetro_JointSpouse_2_L",1703]
["QLD_NonMetro_JointSpouse_2_M",1818]
["QLD_NonMetro_JointSpouse_2_N",1865]
["QLD_NonMetro_JointSpouse_2_O",1926]
["QLD_NonMetro_JointSpouse_2_P",1989]
["QLD_NonMetro_JointSpouse_2_Q",2063]
["QLD_NonMetro_JointSpouse_2_R",2137]
["QLD_NonMetro_JointSpouse_2_S",2211]
["QLD_NonMetro_JointSpouse_2_T",2285]
["QLD_NonMetro_JointSpouse_2_U",2359]
["QLD_NonMetro_JointSpouse_3_A",1444]
["QLD_NonMetro_JointSpouse_3_B",1477]
["QLD_NonMetro_JointSpouse_3_C",1467]
["QLD_NonMetro_JointSpouse_3_D",1484]
["QLD_NonMetro_JointSpouse_3_E",1534]
["QLD_NonMetro_JointSpouse_3_F",1568]
["QLD_NonMetro_JointSpouse_3_G",1635]
["QLD_NonMetro_JointSpouse_3_H",1623]
["QLD_NonMetro_JointSpouse_3_I",1712]
["QLD_NonMetro_JointSpouse_3_J",1783]
["QLD_NonMetro_JointSpouse_3_K",1810]
["QLD_NonMetro_JointSpouse_3_L",1835]
["QLD_NonMetro_JointSpouse_3_M",1950]
["QLD_NonMetro_JointSpouse_3_N",1997]
["QLD_NonMetro_JointSpouse_3_O",2058]
["QLD_NonMetro_JointSpouse_3_P",2121]
["QLD_NonMetro_JointSpouse_3_Q",2195]
["QLD_NonMetro_JointSpouse_3_R",2269]
["QLD_NonMetro_JointSpouse_3_S",2343]
["QLD_NonMetro_JointSpouse_3_T",2417]
["QLD_NonMetro_JointSpouse_3_U",2490]
["QLD_NonMetro_JointSpouse_4_A",1576]
["QLD_NonMetro_JointSpouse_4_B",1610]
["QLD_NonMetro_JointSpouse_4_C",1600]
["QLD_NonMetro_JointSpouse_4_D",1616]
["QLD_NonMetro_JointSpouse_4_E",1667]
["QLD_NonMetro_JointSpouse_4_F",1701]
["QLD_NonMetro_JointSpouse_4_G",1767]
["QLD_NonMetro_JointSpouse_4_H",1756]
["QLD_NonMetro_JointSpouse_4_I",1844]
["QLD_NonMetro_JointSpouse_4_J",1915]
["QLD_NonMetro_JointSpouse_4_K",1942]
["QLD_NonMetro_JointSpouse_4_L",1967]
["QLD_NonMetro_JointSpouse_4_M",2082]
["QLD_NonMetro_JointSpouse_4_N",2129]
["QLD_NonMetro_JointSpouse_4_O",2190]
["QLD_NonMetro_JointSpouse_4_P",2253]
["QLD_NonMetro_JointSpouse_4_Q",2327]
["QLD_NonMetro_JointSpouse_4_R",2401]
["QLD_NonMetro_JointSpouse_4_S",2475]
["QLD_NonMetro_JointSpouse_4_T",2549]
["QLD_NonMetro_JointSpouse_4_U",2621]
["QLD_NonMetro_JointSpouse_5_A",1709]
["QLD_NonMetro_JointSpouse_5_B",1743]
["QLD_NonMetro_JointSpouse_5_C",1733]
["QLD_NonMetro_JointSpouse_5_D",1749]
["QLD_NonMetro_JointSpouse_5_E",1799]
["QLD_NonMetro_JointSpouse_5_F",1833]
["QLD_NonMetro_JointSpouse_5_G",1899]
["QLD_NonMetro_JointSpouse_5_H",1888]
["QLD_NonMetro_JointSpouse_5_I",1977]
["QLD_NonMetro_JointSpouse_5_J",2048]
["QLD_NonMetro_JointSpouse_5_K",2074]
["QLD_NonMetro_JointSpouse_5_L",2099]
["QLD_NonMetro_JointSpouse_5_M",2214]
["QLD_NonMetro_JointSpouse_5_N",2261]
["QLD_NonMetro_JointSpouse_5_O",2322]
["QLD_NonMetro_JointSpouse_5_P",2385]
["QLD_NonMetro_JointSpouse_5_Q",2459]
["QLD_NonMetro_JointSpouse_5_R",2532]
["QLD_NonMetro_JointSpouse_5_S",2606]
["QLD_NonMetro_JointSpouse_5_T",2679]
["QLD_NonMetro_JointSpouse_5_U",2752]
["QLD_NonMetro_JointSpouse_6_A",1841]
["QLD_NonMetro_JointSpouse_6_B",1876]
["QLD_NonMetro_JointSpouse_6_C",1866]
["QLD_NonMetro_JointSpouse_6_D",1881]
["QLD_NonMetro_JointSpouse_6_E",1932]
["QLD_NonMetro_JointSpouse_6_F",1966]
["QLD_NonMetro_JointSpouse_6_G",2031]
["QLD_NonMetro_JointSpouse_6_H",2021]
["QLD_NonMetro_JointSpouse_6_I",2109]
["QLD_NonMetro_JointSpouse_6_J",2180]
["QLD_NonMetro_JointSpouse_6_K",2206]
["QLD_NonMetro_JointSpouse_6_L",2231]
["QLD_NonMetro_JointSpouse_6_M",2346]
["QLD_NonMetro_JointSpouse_6_N",2393]
["QLD_NonMetro_JointSpouse_6_O",2454]
["QLD_NonMetro_JointSpouse_6_P",2517]
["QLD_NonMetro_JointSpouse_6_Q",2591]
["QLD_NonMetro_JointSpouse_6_R",2664]
["QLD_NonMetro_JointSpouse_6_S",2738]
["QLD_NonMetro_JointSpouse_6_T",2811]
["QLD_NonMetro_JointSpouse_6_U",2883]
["QLD_NonMetro_JointSpouse_7_A",1974]
["QLD_NonMetro_JointSpouse_7_B",2009]
["QLD_NonMetro_JointSpouse_7_C",1999]
["QLD_NonMetro_JointSpouse_7_D",2014]
["QLD_NonMetro_JointSpouse_7_E",2064]
["QLD_NonMetro_JointSpouse_7_F",2098]
["QLD_NonMetro_JointSpouse_7_G",2163]
["QLD_NonMetro_JointSpouse_7_H",2153]
["QLD_NonMetro_JointSpouse_7_I",2242]
["QLD_NonMetro_JointSpouse_7_J",2313]
["QLD_NonMetro_JointSpouse_7_K",2338]
["QLD_NonMetro_JointSpouse_7_L",2363]
["QLD_NonMetro_JointSpouse_7_M",2478]
["QLD_NonMetro_JointSpouse_7_N",2525]
["QLD_NonMetro_JointSpouse_7_O",2586]
["QLD_NonMetro_JointSpouse_7_P",2649]
["QLD_NonMetro_JointSpouse_7_Q",2722]
["QLD_NonMetro_JointSpouse_7_R",2795]
["QLD_NonMetro_JointSpouse_7_S",2868]
["QLD_NonMetro_JointSpouse_7_T",2941]
["QLD_NonMetro_JointSpouse_7_U",3014]
["QLD_NonMetro_JointSpouse_8_A",2106]
["QLD_NonMetro_JointSpouse_8_B",2142]
["QLD_NonMetro_JointSpouse_8_C",2132]
["QLD_NonMetro_JointSpouse_8_D",2146]
["QLD_NonMetro_JointSpouse_8_E",2197]
["QLD_NonMetro_JointSpouse_8_F",2231]
["QLD_NonMetro_JointSpouse_8_G",2295]
["QLD_NonMetro_JointSpouse_8_H",2286]
["QLD_NonMetro_JointSpouse_8_I",2374]
["QLD_NonMetro_JointSpouse_8_J",2445]
["QLD_NonMetro_JointSpouse_8_K",2470]
["QLD_NonMetro_JointSpouse_8_L",2495]
["QLD_NonMetro_JointSpouse_8_M",2610]
["QLD_NonMetro_JointSpouse_8_N",2657]
["QLD_NonMetro_JointSpouse_8_O",2718]
["QLD_NonMetro_JointSpouse_8_P",2781]
["QLD_NonMetro_JointSpouse_8_Q",2854]
["QLD_NonMetro_JointSpouse_8_R",2927]
["QLD_NonMetro_JointSpouse_8_S",3000]
["QLD_NonMetro_JointSpouse_8_T",3073]
["QLD_NonMetro_JointSpouse_8_U",3145]
["QLD_NonMetro_JointSpouse_9_A",2239]
["QLD_NonMetro_JointSpouse_9_B",2275]
["QLD_NonMetro_JointSpouse_9_C",2265]
["QLD_NonMetro_JointSpouse_9_D",2279]
["QLD_NonMetro_JointSpouse_9_E",2329]
["QLD_NonMetro_JointSpouse_9_F",2363]
["QLD_NonMetro_JointSpouse_9_G",2427]
["QLD_NonMetro_JointSpouse_9_H",2418]
["QLD_NonMetro_JointSpouse_9_I",2507]
["QLD_NonMetro_JointSpouse_9_J",2578]
["QLD_NonMetro_JointSpouse_9_K",2602]
["QLD_NonMetro_JointSpouse_9_L",2627]
["QLD_NonMetro_JointSpouse_9_M",2742]
["QLD_NonMetro_JointSpouse_9_N",2789]
["QLD_NonMetro_JointSpouse_9_O",2850]
["QLD_NonMetro_JointSpouse_9_P",2913]
["QLD_NonMetro_JointSpouse_9_Q",2986]
["QLD_NonMetro_JointSpouse_9_R",3059]
["QLD_NonMetro_JointSpouse_9_S",3132]
["QLD_NonMetro_JointSpouse_9_T",3205]
["QLD_NonMetro_JointSpouse_9_U",3276]
["QLD_NonMetro_JointSpouse_10+_A",2371]
["QLD_NonMetro_JointSpouse_10+_B",2408]
["QLD_NonMetro_JointSpouse_10+_C",2398]
["QLD_NonMetro_JointSpouse_10+_D",2411]
["QLD_NonMetro_JointSpouse_10+_E",2462]
["QLD_NonMetro_JointSpouse_10+_F",2496]
["QLD_NonMetro_JointSpouse_10+_G",2559]
["QLD_NonMetro_JointSpouse_10+_H",2551]
["QLD_NonMetro_JointSpouse_10+_I",2639]
["QLD_NonMetro_JointSpouse_10+_J",2710]
["QLD_NonMetro_JointSpouse_10+_K",2734]
["QLD_NonMetro_JointSpouse_10+_L",2759]
["QLD_NonMetro_JointSpouse_10+_M",2874]
["QLD_NonMetro_JointSpouse_10+_N",2921]
["QLD_NonMetro_JointSpouse_10+_O",2982]
["QLD_NonMetro_JointSpouse_10+_P",3045]
["QLD_NonMetro_JointSpouse_10+_Q",3118]
["QLD_NonMetro_JointSpouse_10+_R",3190]
["QLD_NonMetro_JointSpouse_10+_S",3263]
["QLD_NonMetro_JointSpouse_10+_T",3335]
["QLD_NonMetro_JointSpouse_10+_U",3407]
["SA_Metro_JointSpouse_0_A",1025]
["SA_Metro_JointSpouse_0_B",1058]
["SA_Metro_JointSpouse_0_C",1048]
["SA_Metro_JointSpouse_0_D",1066]
["SA_Metro_JointSpouse_0_E",1116]
["SA_Metro_JointSpouse_0_F",1150]
["SA_Metro_JointSpouse_0_G",1217]
["SA_Metro_JointSpouse_0_H",1206]
["SA_Metro_JointSpouse_0_I",1294]
["SA_Metro_JointSpouse_0_J",1366]
["SA_Metro_JointSpouse_0_K",1393]
["SA_Metro_JointSpouse_0_L",1419]
["SA_Metro_JointSpouse_0_M",1534]
["SA_Metro_JointSpouse_0_N",1581]
["SA_Metro_JointSpouse_0_O",1642]
["SA_Metro_JointSpouse_0_P",1706]
["SA_Metro_JointSpouse_0_Q",1780]
["SA_Metro_JointSpouse_0_R",1855]
["SA_Metro_JointSpouse_0_S",1929]
["SA_Metro_JointSpouse_0_T",2004]
["SA_Metro_JointSpouse_0_U",2076]
["SA_Metro_JointSpouse_1_A",1115]
["SA_Metro_JointSpouse_1_B",1148]
["SA_Metro_JointSpouse_1_C",1138]
["SA_Metro_JointSpouse_1_D",1155]
["SA_Metro_JointSpouse_1_E",1206]
["SA_Metro_JointSpouse_1_F",1240]
["SA_Metro_JointSpouse_1_G",1307]
["SA_Metro_JointSpouse_1_H",1295]
["SA_Metro_JointSpouse_1_I",1384]
["SA_Metro_JointSpouse_1_J",1455]
["SA_Metro_JointSpouse_1_K",1482]
["SA_Metro_JointSpouse_1_L",1508]
["SA_Metro_JointSpouse_1_M",1623]
["SA_Metro_JointSpouse_1_N",1670]
["SA_Metro_JointSpouse_1_O",1731]
["SA_Metro_JointSpouse_1_P",1795]
["SA_Metro_JointSpouse_1_Q",1870]
["SA_Metro_JointSpouse_1_R",1944]
["SA_Metro_JointSpouse_1_S",2019]
["SA_Metro_JointSpouse_1_T",2093]
["SA_Metro_JointSpouse_1_U",2166]
["SA_Metro_JointSpouse_2_A",1376]
["SA_Metro_JointSpouse_2_B",1409]
["SA_Metro_JointSpouse_2_C",1399]
["SA_Metro_JointSpouse_2_D",1416]
["SA_Metro_JointSpouse_2_E",1467]
["SA_Metro_JointSpouse_2_F",1500]
["SA_Metro_JointSpouse_2_G",1567]
["SA_Metro_JointSpouse_2_H",1556]
["SA_Metro_JointSpouse_2_I",1644]
["SA_Metro_JointSpouse_2_J",1715]
["SA_Metro_JointSpouse_2_K",1742]
["SA_Metro_JointSpouse_2_L",1768]
["SA_Metro_JointSpouse_2_M",1883]
["SA_Metro_JointSpouse_2_N",1929]
["SA_Metro_JointSpouse_2_O",1991]
["SA_Metro_JointSpouse_2_P",2054]
["SA_Metro_JointSpouse_2_Q",2128]
["SA_Metro_JointSpouse_2_R",2202]
["SA_Metro_JointSpouse_2_S",2276]
["SA_Metro_JointSpouse_2_T",2350]
["SA_Metro_JointSpouse_2_U",2424]
["SA_Metro_JointSpouse_3_A",1508]
["SA_Metro_JointSpouse_3_B",1541]
["SA_Metro_JointSpouse_3_C",1531]
["SA_Metro_JointSpouse_3_D",1548]
["SA_Metro_JointSpouse_3_E",1599]
["SA_Metro_JointSpouse_3_F",1633]
["SA_Metro_JointSpouse_3_G",1700]
["SA_Metro_JointSpouse_3_H",1688]
["SA_Metro_JointSpouse_3_I",1776]
["SA_Metro_JointSpouse_3_J",1847]
["SA_Metro_JointSpouse_3_K",1875]
["SA_Metro_JointSpouse_3_L",1900]
["SA_Metro_JointSpouse_3_M",2015]
["SA_Metro_JointSpouse_3_N",2061]
["SA_Metro_JointSpouse_3_O",2123]
["SA_Metro_JointSpouse_3_P",2186]
["SA_Metro_JointSpouse_3_Q",2260]
["SA_Metro_JointSpouse_3_R",2334]
["SA_Metro_JointSpouse_3_S",2408]
["SA_Metro_JointSpouse_3_T",2482]
["SA_Metro_JointSpouse_3_U",2555]
["SA_Metro_JointSpouse_4_A",1641]
["SA_Metro_JointSpouse_4_B",1674]
["SA_Metro_JointSpouse_4_C",1664]
["SA_Metro_JointSpouse_4_D",1681]
["SA_Metro_JointSpouse_4_E",1732]
["SA_Metro_JointSpouse_4_F",1765]
["SA_Metro_JointSpouse_4_G",1832]
["SA_Metro_JointSpouse_4_H",1821]
["SA_Metro_JointSpouse_4_I",1908]
["SA_Metro_JointSpouse_4_J",1980]
["SA_Metro_JointSpouse_4_K",2007]
["SA_Metro_JointSpouse_4_L",2032]
["SA_Metro_JointSpouse_4_M",2147]
["SA_Metro_JointSpouse_4_N",2193]
["SA_Metro_JointSpouse_4_O",2255]
["SA_Metro_JointSpouse_4_P",2317]
["SA_Metro_JointSpouse_4_Q",2391]
["SA_Metro_JointSpouse_4_R",2465]
["SA_Metro_JointSpouse_4_S",2539]
["SA_Metro_JointSpouse_4_T",2613]
["SA_Metro_JointSpouse_4_U",2687]
["SA_Metro_JointSpouse_5_A",1773]
["SA_Metro_JointSpouse_5_B",1806]
["SA_Metro_JointSpouse_5_C",1796]
["SA_Metro_JointSpouse_5_D",1813]
["SA_Metro_JointSpouse_5_E",1864]
["SA_Metro_JointSpouse_5_F",1898]
["SA_Metro_JointSpouse_5_G",1965]
["SA_Metro_JointSpouse_5_H",1953]
["SA_Metro_JointSpouse_5_I",2040]
["SA_Metro_JointSpouse_5_J",2112]
["SA_Metro_JointSpouse_5_K",2140]
["SA_Metro_JointSpouse_5_L",2164]
["SA_Metro_JointSpouse_5_M",2279]
["SA_Metro_JointSpouse_5_N",2325]
["SA_Metro_JointSpouse_5_O",2387]
["SA_Metro_JointSpouse_5_P",2449]
["SA_Metro_JointSpouse_5_Q",2523]
["SA_Metro_JointSpouse_5_R",2597]
["SA_Metro_JointSpouse_5_S",2671]
["SA_Metro_JointSpouse_5_T",2745]
["SA_Metro_JointSpouse_5_U",2818]
["SA_Metro_JointSpouse_6_A",1906]
["SA_Metro_JointSpouse_6_B",1939]
["SA_Metro_JointSpouse_6_C",1929]
["SA_Metro_JointSpouse_6_D",1946]
["SA_Metro_JointSpouse_6_E",1997]
["SA_Metro_JointSpouse_6_F",2030]
["SA_Metro_JointSpouse_6_G",2097]
["SA_Metro_JointSpouse_6_H",2086]
["SA_Metro_JointSpouse_6_I",2172]
["SA_Metro_JointSpouse_6_J",2245]
["SA_Metro_JointSpouse_6_K",2272]
["SA_Metro_JointSpouse_6_L",2296]
["SA_Metro_JointSpouse_6_M",2411]
["SA_Metro_JointSpouse_6_N",2457]
["SA_Metro_JointSpouse_6_O",2519]
["SA_Metro_JointSpouse_6_P",2580]
["SA_Metro_JointSpouse_6_Q",2654]
["SA_Metro_JointSpouse_6_R",2728]
["SA_Metro_JointSpouse_6_S",2802]
["SA_Metro_JointSpouse_6_T",2876]
["SA_Metro_JointSpouse_6_U",2950]
["SA_Metro_JointSpouse_7_A",2038]
["SA_Metro_JointSpouse_7_B",2071]
["SA_Metro_JointSpouse_7_C",2061]
["SA_Metro_JointSpouse_7_D",2078]
["SA_Metro_JointSpouse_7_E",2129]
["SA_Metro_JointSpouse_7_F",2163]
["SA_Metro_JointSpouse_7_G",2230]
["SA_Metro_JointSpouse_7_H",2218]
["SA_Metro_JointSpouse_7_I",2304]
["SA_Metro_JointSpouse_7_J",2377]
["SA_Metro_JointSpouse_7_K",2405]
["SA_Metro_JointSpouse_7_L",2428]
["SA_Metro_JointSpouse_7_M",2543]
["SA_Metro_JointSpouse_7_N",2589]
["SA_Metro_JointSpouse_7_O",2651]
["SA_Metro_JointSpouse_7_P",2712]
["SA_Metro_JointSpouse_7_Q",2786]
["SA_Metro_JointSpouse_7_R",2860]
["SA_Metro_JointSpouse_7_S",2934]
["SA_Metro_JointSpouse_7_T",3008]
["SA_Metro_JointSpouse_7_U",3081]
["SA_Metro_JointSpouse_8_A",2171]
["SA_Metro_JointSpouse_8_B",2204]
["SA_Metro_JointSpouse_8_C",2194]
["SA_Metro_JointSpouse_8_D",2211]
["SA_Metro_JointSpouse_8_E",2262]
["SA_Metro_JointSpouse_8_F",2295]
["SA_Metro_JointSpouse_8_G",2362]
["SA_Metro_JointSpouse_8_H",2351]
["SA_Metro_JointSpouse_8_I",2436]
["SA_Metro_JointSpouse_8_J",2510]
["SA_Metro_JointSpouse_8_K",2537]
["SA_Metro_JointSpouse_8_L",2560]
["SA_Metro_JointSpouse_8_M",2675]
["SA_Metro_JointSpouse_8_N",2721]
["SA_Metro_JointSpouse_8_O",2783]
["SA_Metro_JointSpouse_8_P",2843]
["SA_Metro_JointSpouse_8_Q",2917]
["SA_Metro_JointSpouse_8_R",2991]
["SA_Metro_JointSpouse_8_S",3065]
["SA_Metro_JointSpouse_8_T",3139]
["SA_Metro_JointSpouse_8_U",3213]
["SA_Metro_JointSpouse_9_A",2303]
["SA_Metro_JointSpouse_9_B",2336]
["SA_Metro_JointSpouse_9_C",2326]
["SA_Metro_JointSpouse_9_D",2343]
["SA_Metro_JointSpouse_9_E",2394]
["SA_Metro_JointSpouse_9_F",2428]
["SA_Metro_JointSpouse_9_G",2495]
["SA_Metro_JointSpouse_9_H",2483]
["SA_Metro_JointSpouse_9_I",2568]
["SA_Metro_JointSpouse_9_J",2642]
["SA_Metro_JointSpouse_9_K",2670]
["SA_Metro_JointSpouse_9_L",2692]
["SA_Metro_JointSpouse_9_M",2807]
["SA_Metro_JointSpouse_9_N",2853]
["SA_Metro_JointSpouse_9_O",2915]
["SA_Metro_JointSpouse_9_P",2975]
["SA_Metro_JointSpouse_9_Q",3049]
["SA_Metro_JointSpouse_9_R",3123]
["SA_Metro_JointSpouse_9_S",3197]
["SA_Metro_JointSpouse_9_T",3271]
["SA_Metro_JointSpouse_9_U",3344]
["SA_Metro_JointSpouse_10+_A",2436]
["SA_Metro_JointSpouse_10+_B",2469]
["SA_Metro_JointSpouse_10+_C",2459]
["SA_Metro_JointSpouse_10+_D",2476]
["SA_Metro_JointSpouse_10+_E",2527]
["SA_Metro_JointSpouse_10+_F",2560]
["SA_Metro_JointSpouse_10+_G",2627]
["SA_Metro_JointSpouse_10+_H",2616]
["SA_Metro_JointSpouse_10+_I",2700]
["SA_Metro_JointSpouse_10+_J",2775]
["SA_Metro_JointSpouse_10+_K",2802]
["SA_Metro_JointSpouse_10+_L",2824]
["SA_Metro_JointSpouse_10+_M",2939]
["SA_Metro_JointSpouse_10+_N",2985]
["SA_Metro_JointSpouse_10+_O",3047]
["SA_Metro_JointSpouse_10+_P",3106]
["SA_Metro_JointSpouse_10+_Q",3180]
["SA_Metro_JointSpouse_10+_R",3254]
["SA_Metro_JointSpouse_10+_S",3328]
["SA_Metro_JointSpouse_10+_T",3402]
["SA_Metro_JointSpouse_10+_U",3476]
["SA_NonMetro_JointSpouse_0_A",1006]
["SA_NonMetro_JointSpouse_0_B",1039]
["SA_NonMetro_JointSpouse_0_C",1028]
["SA_NonMetro_JointSpouse_0_D",1046]
["SA_NonMetro_JointSpouse_0_E",1097]
["SA_NonMetro_JointSpouse_0_F",1131]
["SA_NonMetro_JointSpouse_0_G",1198]
["SA_NonMetro_JointSpouse_0_H",1186]
["SA_NonMetro_JointSpouse_0_I",1275]
["SA_NonMetro_JointSpouse_0_J",1346]
["SA_NonMetro_JointSpouse_0_K",1373]
["SA_NonMetro_JointSpouse_0_L",1399]
["SA_NonMetro_JointSpouse_0_M",1514]
["SA_NonMetro_JointSpouse_0_N",1561]
["SA_NonMetro_JointSpouse_0_O",1622]
["SA_NonMetro_JointSpouse_0_P",1686]
["SA_NonMetro_JointSpouse_0_Q",1760]
["SA_NonMetro_JointSpouse_0_R",1835]
["SA_NonMetro_JointSpouse_0_S",1909]
["SA_NonMetro_JointSpouse_0_T",1984]
["SA_NonMetro_JointSpouse_0_U",2056]
["SA_NonMetro_JointSpouse_1_A",1095]
["SA_NonMetro_JointSpouse_1_B",1128]
["SA_NonMetro_JointSpouse_1_C",1118]
["SA_NonMetro_JointSpouse_1_D",1135]
["SA_NonMetro_JointSpouse_1_E",1186]
["SA_NonMetro_JointSpouse_1_F",1220]
["SA_NonMetro_JointSpouse_1_G",1287]
["SA_NonMetro_JointSpouse_1_H",1275]
["SA_NonMetro_JointSpouse_1_I",1364]
["SA_NonMetro_JointSpouse_1_J",1435]
["SA_NonMetro_JointSpouse_1_K",1463]
["SA_NonMetro_JointSpouse_1_L",1488]
["SA_NonMetro_JointSpouse_1_M",1604]
["SA_NonMetro_JointSpouse_1_N",1650]
["SA_NonMetro_JointSpouse_1_O",1712]
["SA_NonMetro_JointSpouse_1_P",1775]
["SA_NonMetro_JointSpouse_1_Q",1850]
["SA_NonMetro_JointSpouse_1_R",1924]
["SA_NonMetro_JointSpouse_1_S",1999]
["SA_NonMetro_JointSpouse_1_T",2073]
["SA_NonMetro_JointSpouse_1_U",2146]
["SA_NonMetro_JointSpouse_2_A",1356]
["SA_NonMetro_JointSpouse_2_B",1389]
["SA_NonMetro_JointSpouse_2_C",1379]
["SA_NonMetro_JointSpouse_2_D",1396]
["SA_NonMetro_JointSpouse_2_E",1447]
["SA_NonMetro_JointSpouse_2_F",1481]
["SA_NonMetro_JointSpouse_2_G",1547]
["SA_NonMetro_JointSpouse_2_H",1536]
["SA_NonMetro_JointSpouse_2_I",1624]
["SA_NonMetro_JointSpouse_2_J",1695]
["SA_NonMetro_JointSpouse_2_K",1723]
["SA_NonMetro_JointSpouse_2_L",1748]
["SA_NonMetro_JointSpouse_2_M",1863]
["SA_NonMetro_JointSpouse_2_N",1910]
["SA_NonMetro_JointSpouse_2_O",1971]
["SA_NonMetro_JointSpouse_2_P",2034]
["SA_NonMetro_JointSpouse_2_Q",2108]
["SA_NonMetro_JointSpouse_2_R",2182]
["SA_NonMetro_JointSpouse_2_S",2256]
["SA_NonMetro_JointSpouse_2_T",2330]
["SA_NonMetro_JointSpouse_2_U",2404]
["SA_NonMetro_JointSpouse_3_A",1489]
["SA_NonMetro_JointSpouse_3_B",1521]
["SA_NonMetro_JointSpouse_3_C",1511]
["SA_NonMetro_JointSpouse_3_D",1529]
["SA_NonMetro_JointSpouse_3_E",1579]
["SA_NonMetro_JointSpouse_3_F",1613]
["SA_NonMetro_JointSpouse_3_G",1680]
["SA_NonMetro_JointSpouse_3_H",1668]
["SA_NonMetro_JointSpouse_3_I",1757]
["SA_NonMetro_JointSpouse_3_J",1827]
["SA_NonMetro_JointSpouse_3_K",1855]
["SA_NonMetro_JointSpouse_3_L",1880]
["SA_NonMetro_JointSpouse_3_M",1995]
["SA_NonMetro_JointSpouse_3_N",2042]
["SA_NonMetro_JointSpouse_3_O",2103]
["SA_NonMetro_JointSpouse_3_P",2166]
["SA_NonMetro_JointSpouse_3_Q",2240]
["SA_NonMetro_JointSpouse_3_R",2314]
["SA_NonMetro_JointSpouse_3_S",2388]
["SA_NonMetro_JointSpouse_3_T",2462]
["SA_NonMetro_JointSpouse_3_U",2535]
["SA_NonMetro_JointSpouse_4_A",1621]
["SA_NonMetro_JointSpouse_4_B",1654]
["SA_NonMetro_JointSpouse_4_C",1644]
["SA_NonMetro_JointSpouse_4_D",1661]
["SA_NonMetro_JointSpouse_4_E",1712]
["SA_NonMetro_JointSpouse_4_F",1746]
["SA_NonMetro_JointSpouse_4_G",1812]
["SA_NonMetro_JointSpouse_4_H",1801]
["SA_NonMetro_JointSpouse_4_I",1889]
["SA_NonMetro_JointSpouse_4_J",1959]
["SA_NonMetro_JointSpouse_4_K",1987]
["SA_NonMetro_JointSpouse_4_L",2012]
["SA_NonMetro_JointSpouse_4_M",2127]
["SA_NonMetro_JointSpouse_4_N",2174]
["SA_NonMetro_JointSpouse_4_O",2235]
["SA_NonMetro_JointSpouse_4_P",2298]
["SA_NonMetro_JointSpouse_4_Q",2372]
["SA_NonMetro_JointSpouse_4_R",2446]
["SA_NonMetro_JointSpouse_4_S",2520]
["SA_NonMetro_JointSpouse_4_T",2594]
["SA_NonMetro_JointSpouse_4_U",2667]
["SA_NonMetro_JointSpouse_5_A",1754]
["SA_NonMetro_JointSpouse_5_B",1786]
["SA_NonMetro_JointSpouse_5_C",1776]
["SA_NonMetro_JointSpouse_5_D",1794]
["SA_NonMetro_JointSpouse_5_E",1844]
["SA_NonMetro_JointSpouse_5_F",1878]
["SA_NonMetro_JointSpouse_5_G",1945]
["SA_NonMetro_JointSpouse_5_H",1933]
["SA_NonMetro_JointSpouse_5_I",2022]
["SA_NonMetro_JointSpouse_5_J",2091]
["SA_NonMetro_JointSpouse_5_K",2119]
["SA_NonMetro_JointSpouse_5_L",2144]
["SA_NonMetro_JointSpouse_5_M",2259]
["SA_NonMetro_JointSpouse_5_N",2306]
["SA_NonMetro_JointSpouse_5_O",2367]
["SA_NonMetro_JointSpouse_5_P",2430]
["SA_NonMetro_JointSpouse_5_Q",2504]
["SA_NonMetro_JointSpouse_5_R",2578]
["SA_NonMetro_JointSpouse_5_S",2652]
["SA_NonMetro_JointSpouse_5_T",2726]
["SA_NonMetro_JointSpouse_5_U",2798]
["SA_NonMetro_JointSpouse_6_A",1886]
["SA_NonMetro_JointSpouse_6_B",1919]
["SA_NonMetro_JointSpouse_6_C",1909]
["SA_NonMetro_JointSpouse_6_D",1926]
["SA_NonMetro_JointSpouse_6_E",1977]
["SA_NonMetro_JointSpouse_6_F",2011]
["SA_NonMetro_JointSpouse_6_G",2077]
["SA_NonMetro_JointSpouse_6_H",2066]
["SA_NonMetro_JointSpouse_6_I",2154]
["SA_NonMetro_JointSpouse_6_J",2223]
["SA_NonMetro_JointSpouse_6_K",2251]
["SA_NonMetro_JointSpouse_6_L",2276]
["SA_NonMetro_JointSpouse_6_M",2391]
["SA_NonMetro_JointSpouse_6_N",2438]
["SA_NonMetro_JointSpouse_6_O",2499]
["SA_NonMetro_JointSpouse_6_P",2562]
["SA_NonMetro_JointSpouse_6_Q",2636]
["SA_NonMetro_JointSpouse_6_R",2709]
["SA_NonMetro_JointSpouse_6_S",2783]
["SA_NonMetro_JointSpouse_6_T",2856]
["SA_NonMetro_JointSpouse_6_U",2930]
["SA_NonMetro_JointSpouse_7_A",2019]
["SA_NonMetro_JointSpouse_7_B",2051]
["SA_NonMetro_JointSpouse_7_C",2041]
["SA_NonMetro_JointSpouse_7_D",2059]
["SA_NonMetro_JointSpouse_7_E",2109]
["SA_NonMetro_JointSpouse_7_F",2143]
["SA_NonMetro_JointSpouse_7_G",2210]
["SA_NonMetro_JointSpouse_7_H",2198]
["SA_NonMetro_JointSpouse_7_I",2287]
["SA_NonMetro_JointSpouse_7_J",2355]
["SA_NonMetro_JointSpouse_7_K",2383]
["SA_NonMetro_JointSpouse_7_L",2408]
["SA_NonMetro_JointSpouse_7_M",2523]
["SA_NonMetro_JointSpouse_7_N",2570]
["SA_NonMetro_JointSpouse_7_O",2631]
["SA_NonMetro_JointSpouse_7_P",2694]
["SA_NonMetro_JointSpouse_7_Q",2768]
["SA_NonMetro_JointSpouse_7_R",2841]
["SA_NonMetro_JointSpouse_7_S",2915]
["SA_NonMetro_JointSpouse_7_T",2988]
["SA_NonMetro_JointSpouse_7_U",3061]
["SA_NonMetro_JointSpouse_8_A",2151]
["SA_NonMetro_JointSpouse_8_B",2184]
["SA_NonMetro_JointSpouse_8_C",2174]
["SA_NonMetro_JointSpouse_8_D",2191]
["SA_NonMetro_JointSpouse_8_E",2242]
["SA_NonMetro_JointSpouse_8_F",2276]
["SA_NonMetro_JointSpouse_8_G",2342]
["SA_NonMetro_JointSpouse_8_H",2331]
["SA_NonMetro_JointSpouse_8_I",2419]
["SA_NonMetro_JointSpouse_8_J",2487]
["SA_NonMetro_JointSpouse_8_K",2515]
["SA_NonMetro_JointSpouse_8_L",2540]
["SA_NonMetro_JointSpouse_8_M",2655]
["SA_NonMetro_JointSpouse_8_N",2702]
["SA_NonMetro_JointSpouse_8_O",2763]
["SA_NonMetro_JointSpouse_8_P",2826]
["SA_NonMetro_JointSpouse_8_Q",2900]
["SA_NonMetro_JointSpouse_8_R",2973]
["SA_NonMetro_JointSpouse_8_S",3047]
["SA_NonMetro_JointSpouse_8_T",3120]
["SA_NonMetro_JointSpouse_8_U",3193]
["SA_NonMetro_JointSpouse_9_A",2284]
["SA_NonMetro_JointSpouse_9_B",2316]
["SA_NonMetro_JointSpouse_9_C",2306]
["SA_NonMetro_JointSpouse_9_D",2324]
["SA_NonMetro_JointSpouse_9_E",2374]
["SA_NonMetro_JointSpouse_9_F",2408]
["SA_NonMetro_JointSpouse_9_G",2475]
["SA_NonMetro_JointSpouse_9_H",2463]
["SA_NonMetro_JointSpouse_9_I",2552]
["SA_NonMetro_JointSpouse_9_J",2619]
["SA_NonMetro_JointSpouse_9_K",2647]
["SA_NonMetro_JointSpouse_9_L",2672]
["SA_NonMetro_JointSpouse_9_M",2787]
["SA_NonMetro_JointSpouse_9_N",2834]
["SA_NonMetro_JointSpouse_9_O",2895]
["SA_NonMetro_JointSpouse_9_P",2958]
["SA_NonMetro_JointSpouse_9_Q",3032]
["SA_NonMetro_JointSpouse_9_R",3105]
["SA_NonMetro_JointSpouse_9_S",3179]
["SA_NonMetro_JointSpouse_9_T",3252]
["SA_NonMetro_JointSpouse_9_U",3324]
["SA_NonMetro_JointSpouse_10+_A",2416]
["SA_NonMetro_JointSpouse_10+_B",2449]
["SA_NonMetro_JointSpouse_10+_C",2439]
["SA_NonMetro_JointSpouse_10+_D",2456]
["SA_NonMetro_JointSpouse_10+_E",2507]
["SA_NonMetro_JointSpouse_10+_F",2541]
["SA_NonMetro_JointSpouse_10+_G",2607]
["SA_NonMetro_JointSpouse_10+_H",2596]
["SA_NonMetro_JointSpouse_10+_I",2684]
["SA_NonMetro_JointSpouse_10+_J",2751]
["SA_NonMetro_JointSpouse_10+_K",2779]
["SA_NonMetro_JointSpouse_10+_L",2804]
["SA_NonMetro_JointSpouse_10+_M",2919]
["SA_NonMetro_JointSpouse_10+_N",2966]
["SA_NonMetro_JointSpouse_10+_O",3027]
["SA_NonMetro_JointSpouse_10+_P",3090]
["SA_NonMetro_JointSpouse_10+_Q",3164]
["SA_NonMetro_JointSpouse_10+_R",3237]
["SA_NonMetro_JointSpouse_10+_S",3311]
["SA_NonMetro_JointSpouse_10+_T",3384]
["SA_NonMetro_JointSpouse_10+_U",3456]
["WA_Metro_JointSpouse_0_A",977]
["WA_Metro_JointSpouse_0_B",1010]
["WA_Metro_JointSpouse_0_C",1000]
["WA_Metro_JointSpouse_0_D",1017]
["WA_Metro_JointSpouse_0_E",1068]
["WA_Metro_JointSpouse_0_F",1102]
["WA_Metro_JointSpouse_0_G",1169]
["WA_Metro_JointSpouse_0_H",1157]
["WA_Metro_JointSpouse_0_I",1246]
["WA_Metro_JointSpouse_0_J",1317]
["WA_Metro_JointSpouse_0_K",1344]
["WA_Metro_JointSpouse_0_L",1370]
["WA_Metro_JointSpouse_0_M",1485]
["WA_Metro_JointSpouse_0_N",1532]
["WA_Metro_JointSpouse_0_O",1593]
["WA_Metro_JointSpouse_0_P",1657]
["WA_Metro_JointSpouse_0_Q",1731]
["WA_Metro_JointSpouse_0_R",1806]
["WA_Metro_JointSpouse_0_S",1880]
["WA_Metro_JointSpouse_0_T",1955]
["WA_Metro_JointSpouse_0_U",2028]
["WA_Metro_JointSpouse_1_A",1066]
["WA_Metro_JointSpouse_1_B",1099]
["WA_Metro_JointSpouse_1_C",1089]
["WA_Metro_JointSpouse_1_D",1106]
["WA_Metro_JointSpouse_1_E",1157]
["WA_Metro_JointSpouse_1_F",1191]
["WA_Metro_JointSpouse_1_G",1258]
["WA_Metro_JointSpouse_1_H",1247]
["WA_Metro_JointSpouse_1_I",1335]
["WA_Metro_JointSpouse_1_J",1406]
["WA_Metro_JointSpouse_1_K",1434]
["WA_Metro_JointSpouse_1_L",1459]
["WA_Metro_JointSpouse_1_M",1575]
["WA_Metro_JointSpouse_1_N",1621]
["WA_Metro_JointSpouse_1_O",1683]
["WA_Metro_JointSpouse_1_P",1746]
["WA_Metro_JointSpouse_1_Q",1821]
["WA_Metro_JointSpouse_1_R",1895]
["WA_Metro_JointSpouse_1_S",1970]
["WA_Metro_JointSpouse_1_T",2044]
["WA_Metro_JointSpouse_1_U",2117]
["WA_Metro_JointSpouse_2_A",1327]
["WA_Metro_JointSpouse_2_B",1360]
["WA_Metro_JointSpouse_2_C",1350]
["WA_Metro_JointSpouse_2_D",1367]
["WA_Metro_JointSpouse_2_E",1418]
["WA_Metro_JointSpouse_2_F",1452]
["WA_Metro_JointSpouse_2_G",1519]
["WA_Metro_JointSpouse_2_H",1507]
["WA_Metro_JointSpouse_2_I",1596]
["WA_Metro_JointSpouse_2_J",1667]
["WA_Metro_JointSpouse_2_K",1694]
["WA_Metro_JointSpouse_2_L",1719]
["WA_Metro_JointSpouse_2_M",1835]
["WA_Metro_JointSpouse_2_N",1881]
["WA_Metro_JointSpouse_2_O",1942]
["WA_Metro_JointSpouse_2_P",2006]
["WA_Metro_JointSpouse_2_Q",2080]
["WA_Metro_JointSpouse_2_R",2154]
["WA_Metro_JointSpouse_2_S",2228]
["WA_Metro_JointSpouse_2_T",2302]
["WA_Metro_JointSpouse_2_U",2375]
["WA_Metro_JointSpouse_3_A",1460]
["WA_Metro_JointSpouse_3_B",1493]
["WA_Metro_JointSpouse_3_C",1483]
["WA_Metro_JointSpouse_3_D",1500]
["WA_Metro_JointSpouse_3_E",1551]
["WA_Metro_JointSpouse_3_F",1584]
["WA_Metro_JointSpouse_3_G",1651]
["WA_Metro_JointSpouse_3_H",1640]
["WA_Metro_JointSpouse_3_I",1728]
["WA_Metro_JointSpouse_3_J",1799]
["WA_Metro_JointSpouse_3_K",1826]
["WA_Metro_JointSpouse_3_L",1852]
["WA_Metro_JointSpouse_3_M",1967]
["WA_Metro_JointSpouse_3_N",2013]
["WA_Metro_JointSpouse_3_O",2074]
["WA_Metro_JointSpouse_3_P",2137]
["WA_Metro_JointSpouse_3_Q",2211]
["WA_Metro_JointSpouse_3_R",2285]
["WA_Metro_JointSpouse_3_S",2359]
["WA_Metro_JointSpouse_3_T",2433]
["WA_Metro_JointSpouse_3_U",2507]
["WA_Metro_JointSpouse_4_A",1593]
["WA_Metro_JointSpouse_4_B",1625]
["WA_Metro_JointSpouse_4_C",1615]
["WA_Metro_JointSpouse_4_D",1633]
["WA_Metro_JointSpouse_4_E",1683]
["WA_Metro_JointSpouse_4_F",1717]
["WA_Metro_JointSpouse_4_G",1784]
["WA_Metro_JointSpouse_4_H",1772]
["WA_Metro_JointSpouse_4_I",1861]
["WA_Metro_JointSpouse_4_J",1931]
["WA_Metro_JointSpouse_4_K",1959]
["WA_Metro_JointSpouse_4_L",1984]
["WA_Metro_JointSpouse_4_M",2099]
["WA_Metro_JointSpouse_4_N",2145]
["WA_Metro_JointSpouse_4_O",2206]
["WA_Metro_JointSpouse_4_P",2269]
["WA_Metro_JointSpouse_4_Q",2343]
["WA_Metro_JointSpouse_4_R",2417]
["WA_Metro_JointSpouse_4_S",2491]
["WA_Metro_JointSpouse_4_T",2565]
["WA_Metro_JointSpouse_4_U",2638]
["WA_Metro_JointSpouse_5_A",1726]
["WA_Metro_JointSpouse_5_B",1758]
["WA_Metro_JointSpouse_5_C",1748]
["WA_Metro_JointSpouse_5_D",1766]
["WA_Metro_JointSpouse_5_E",1816]
["WA_Metro_JointSpouse_5_F",1849]
["WA_Metro_JointSpouse_5_G",1916]
["WA_Metro_JointSpouse_5_H",1905]
["WA_Metro_JointSpouse_5_I",1993]
["WA_Metro_JointSpouse_5_J",2063]
["WA_Metro_JointSpouse_5_K",2091]
["WA_Metro_JointSpouse_5_L",2117]
["WA_Metro_JointSpouse_5_M",2231]
["WA_Metro_JointSpouse_5_N",2277]
["WA_Metro_JointSpouse_5_O",2338]
["WA_Metro_JointSpouse_5_P",2400]
["WA_Metro_JointSpouse_5_Q",2474]
["WA_Metro_JointSpouse_5_R",2548]
["WA_Metro_JointSpouse_5_S",2622]
["WA_Metro_JointSpouse_5_T",2696]
["WA_Metro_JointSpouse_5_U",2770]
["WA_Metro_JointSpouse_6_A",1859]
["WA_Metro_JointSpouse_6_B",1890]
["WA_Metro_JointSpouse_6_C",1880]
["WA_Metro_JointSpouse_6_D",1899]
["WA_Metro_JointSpouse_6_E",1948]
["WA_Metro_JointSpouse_6_F",1982]
["WA_Metro_JointSpouse_6_G",2049]
["WA_Metro_JointSpouse_6_H",2037]
["WA_Metro_JointSpouse_6_I",2126]
["WA_Metro_JointSpouse_6_J",2195]
["WA_Metro_JointSpouse_6_K",2224]
["WA_Metro_JointSpouse_6_L",2249]
["WA_Metro_JointSpouse_6_M",2363]
["WA_Metro_JointSpouse_6_N",2409]
["WA_Metro_JointSpouse_6_O",2470]
["WA_Metro_JointSpouse_6_P",2532]
["WA_Metro_JointSpouse_6_Q",2606]
["WA_Metro_JointSpouse_6_R",2680]
["WA_Metro_JointSpouse_6_S",2754]
["WA_Metro_JointSpouse_6_T",2828]
["WA_Metro_JointSpouse_6_U",2901]
["WA_Metro_JointSpouse_7_A",1992]
["WA_Metro_JointSpouse_7_B",2023]
["WA_Metro_JointSpouse_7_C",2013]
["WA_Metro_JointSpouse_7_D",2032]
["WA_Metro_JointSpouse_7_E",2081]
["WA_Metro_JointSpouse_7_F",2114]
["WA_Metro_JointSpouse_7_G",2181]
["WA_Metro_JointSpouse_7_H",2170]
["WA_Metro_JointSpouse_7_I",2258]
["WA_Metro_JointSpouse_7_J",2327]
["WA_Metro_JointSpouse_7_K",2356]
["WA_Metro_JointSpouse_7_L",2382]
["WA_Metro_JointSpouse_7_M",2495]
["WA_Metro_JointSpouse_7_N",2541]
["WA_Metro_JointSpouse_7_O",2602]
["WA_Metro_JointSpouse_7_P",2663]
["WA_Metro_JointSpouse_7_Q",2737]
["WA_Metro_JointSpouse_7_R",2811]
["WA_Metro_JointSpouse_7_S",2885]
["WA_Metro_JointSpouse_7_T",2959]
["WA_Metro_JointSpouse_7_U",3033]
["WA_Metro_JointSpouse_8_A",2125]
["WA_Metro_JointSpouse_8_B",2155]
["WA_Metro_JointSpouse_8_C",2145]
["WA_Metro_JointSpouse_8_D",2165]
["WA_Metro_JointSpouse_8_E",2213]
["WA_Metro_JointSpouse_8_F",2247]
["WA_Metro_JointSpouse_8_G",2314]
["WA_Metro_JointSpouse_8_H",2302]
["WA_Metro_JointSpouse_8_I",2391]
["WA_Metro_JointSpouse_8_J",2459]
["WA_Metro_JointSpouse_8_K",2489]
["WA_Metro_JointSpouse_8_L",2514]
["WA_Metro_JointSpouse_8_M",2627]
["WA_Metro_JointSpouse_8_N",2673]
["WA_Metro_JointSpouse_8_O",2734]
["WA_Metro_JointSpouse_8_P",2795]
["WA_Metro_JointSpouse_8_Q",2869]
["WA_Metro_JointSpouse_8_R",2943]
["WA_Metro_JointSpouse_8_S",3017]
["WA_Metro_JointSpouse_8_T",3091]
["WA_Metro_JointSpouse_8_U",3164]
["WA_Metro_JointSpouse_9_A",2258]
["WA_Metro_JointSpouse_9_B",2288]
["WA_Metro_JointSpouse_9_C",2278]
["WA_Metro_JointSpouse_9_D",2298]
["WA_Metro_JointSpouse_9_E",2346]
["WA_Metro_JointSpouse_9_F",2379]
["WA_Metro_JointSpouse_9_G",2446]
["WA_Metro_JointSpouse_9_H",2435]
["WA_Metro_JointSpouse_9_I",2523]
["WA_Metro_JointSpouse_9_J",2591]
["WA_Metro_JointSpouse_9_K",2621]
["WA_Metro_JointSpouse_9_L",2647]
["WA_Metro_JointSpouse_9_M",2759]
["WA_Metro_JointSpouse_9_N",2805]
["WA_Metro_JointSpouse_9_O",2866]
["WA_Metro_JointSpouse_9_P",2926]
["WA_Metro_JointSpouse_9_Q",3000]
["WA_Metro_JointSpouse_9_R",3074]
["WA_Metro_JointSpouse_9_S",3148]
["WA_Metro_JointSpouse_9_T",3222]
["WA_Metro_JointSpouse_9_U",3296]
["WA_Metro_JointSpouse_10+_A",2391]
["WA_Metro_JointSpouse_10+_B",2420]
["WA_Metro_JointSpouse_10+_C",2410]
["WA_Metro_JointSpouse_10+_D",2431]
["WA_Metro_JointSpouse_10+_E",2478]
["WA_Metro_JointSpouse_10+_F",2512]
["WA_Metro_JointSpouse_10+_G",2579]
["WA_Metro_JointSpouse_10+_H",2567]
["WA_Metro_JointSpouse_10+_I",2656]
["WA_Metro_JointSpouse_10+_J",2723]
["WA_Metro_JointSpouse_10+_K",2754]
["WA_Metro_JointSpouse_10+_L",2779]
["WA_Metro_JointSpouse_10+_M",2891]
["WA_Metro_JointSpouse_10+_N",2937]
["WA_Metro_JointSpouse_10+_O",2998]
["WA_Metro_JointSpouse_10+_P",3058]
["WA_Metro_JointSpouse_10+_Q",3132]
["WA_Metro_JointSpouse_10+_R",3206]
["WA_Metro_JointSpouse_10+_S",3280]
["WA_Metro_JointSpouse_10+_T",3354]
["WA_Metro_JointSpouse_10+_U",3427]
["WA_NonMetro_JointSpouse_0_A",943]
["WA_NonMetro_JointSpouse_0_B",976]
["WA_NonMetro_JointSpouse_0_C",966]
["WA_NonMetro_JointSpouse_0_D",983]
["WA_NonMetro_JointSpouse_0_E",1034]
["WA_NonMetro_JointSpouse_0_F",1068]
["WA_NonMetro_JointSpouse_0_G",1135]
["WA_NonMetro_JointSpouse_0_H",1124]
["WA_NonMetro_JointSpouse_0_I",1212]
["WA_NonMetro_JointSpouse_0_J",1283]
["WA_NonMetro_JointSpouse_0_K",1311]
["WA_NonMetro_JointSpouse_0_L",1336]
["WA_NonMetro_JointSpouse_0_M",1452]
["WA_NonMetro_JointSpouse_0_N",1498]
["WA_NonMetro_JointSpouse_0_O",1560]
["WA_NonMetro_JointSpouse_0_P",1623]
["WA_NonMetro_JointSpouse_0_Q",1698]
["WA_NonMetro_JointSpouse_0_R",1772]
["WA_NonMetro_JointSpouse_0_S",1847]
["WA_NonMetro_JointSpouse_0_T",1921]
["WA_NonMetro_JointSpouse_0_U",1994]
["WA_NonMetro_JointSpouse_1_A",1033]
["WA_NonMetro_JointSpouse_1_B",1065]
["WA_NonMetro_JointSpouse_1_C",1055]
["WA_NonMetro_JointSpouse_1_D",1073]
["WA_NonMetro_JointSpouse_1_E",1124]
["WA_NonMetro_JointSpouse_1_F",1158]
["WA_NonMetro_JointSpouse_1_G",1225]
["WA_NonMetro_JointSpouse_1_H",1213]
["WA_NonMetro_JointSpouse_1_I",1302]
["WA_NonMetro_JointSpouse_1_J",1373]
["WA_NonMetro_JointSpouse_1_K",1400]
["WA_NonMetro_JointSpouse_1_L",1426]
["WA_NonMetro_JointSpouse_1_M",1541]
["WA_NonMetro_JointSpouse_1_N",1588]
["WA_NonMetro_JointSpouse_1_O",1649]
["WA_NonMetro_JointSpouse_1_P",1713]
["WA_NonMetro_JointSpouse_1_Q",1787]
["WA_NonMetro_JointSpouse_1_R",1862]
["WA_NonMetro_JointSpouse_1_S",1936]
["WA_NonMetro_JointSpouse_1_T",2011]
["WA_NonMetro_JointSpouse_1_U",2084]
["WA_NonMetro_JointSpouse_2_A",1294]
["WA_NonMetro_JointSpouse_2_B",1327]
["WA_NonMetro_JointSpouse_2_C",1317]
["WA_NonMetro_JointSpouse_2_D",1334]
["WA_NonMetro_JointSpouse_2_E",1385]
["WA_NonMetro_JointSpouse_2_F",1418]
["WA_NonMetro_JointSpouse_2_G",1485]
["WA_NonMetro_JointSpouse_2_H",1474]
["WA_NonMetro_JointSpouse_2_I",1562]
["WA_NonMetro_JointSpouse_2_J",1633]
["WA_NonMetro_JointSpouse_2_K",1660]
["WA_NonMetro_JointSpouse_2_L",1686]
["WA_NonMetro_JointSpouse_2_M",1801]
["WA_NonMetro_JointSpouse_2_N",1847]
["WA_NonMetro_JointSpouse_2_O",1909]
["WA_NonMetro_JointSpouse_2_P",1972]
["WA_NonMetro_JointSpouse_2_Q",2046]
["WA_NonMetro_JointSpouse_2_R",2120]
["WA_NonMetro_JointSpouse_2_S",2194]
["WA_NonMetro_JointSpouse_2_T",2268]
["WA_NonMetro_JointSpouse_2_U",2342]
["WA_NonMetro_JointSpouse_3_A",1427]
["WA_NonMetro_JointSpouse_3_B",1459]
["WA_NonMetro_JointSpouse_3_C",1449]
["WA_NonMetro_JointSpouse_3_D",1467]
["WA_NonMetro_JointSpouse_3_E",1517]
["WA_NonMetro_JointSpouse_3_F",1551]
["WA_NonMetro_JointSpouse_3_G",1618]
["WA_NonMetro_JointSpouse_3_H",1606]
["WA_NonMetro_JointSpouse_3_I",1695]
["WA_NonMetro_JointSpouse_3_J",1765]
["WA_NonMetro_JointSpouse_3_K",1793]
["WA_NonMetro_JointSpouse_3_L",1818]
["WA_NonMetro_JointSpouse_3_M",1933]
["WA_NonMetro_JointSpouse_3_N",1979]
["WA_NonMetro_JointSpouse_3_O",2041]
["WA_NonMetro_JointSpouse_3_P",2104]
["WA_NonMetro_JointSpouse_3_Q",2178]
["WA_NonMetro_JointSpouse_3_R",2252]
["WA_NonMetro_JointSpouse_3_S",2326]
["WA_NonMetro_JointSpouse_3_T",2400]
["WA_NonMetro_JointSpouse_3_U",2473]
["WA_NonMetro_JointSpouse_4_A",1560]
["WA_NonMetro_JointSpouse_4_B",1592]
["WA_NonMetro_JointSpouse_4_C",1582]
["WA_NonMetro_JointSpouse_4_D",1600]
["WA_NonMetro_JointSpouse_4_E",1650]
["WA_NonMetro_JointSpouse_4_F",1683]
["WA_NonMetro_JointSpouse_4_G",1750]
["WA_NonMetro_JointSpouse_4_H",1739]
["WA_NonMetro_JointSpouse_4_I",1827]
["WA_NonMetro_JointSpouse_4_J",1897]
["WA_NonMetro_JointSpouse_4_K",1925]
["WA_NonMetro_JointSpouse_4_L",1951]
["WA_NonMetro_JointSpouse_4_M",2066]
["WA_NonMetro_JointSpouse_4_N",2111]
["WA_NonMetro_JointSpouse_4_O",2173]
["WA_NonMetro_JointSpouse_4_P",2235]
["WA_NonMetro_JointSpouse_4_Q",2309]
["WA_NonMetro_JointSpouse_4_R",2383]
["WA_NonMetro_JointSpouse_4_S",2457]
["WA_NonMetro_JointSpouse_4_T",2531]
["WA_NonMetro_JointSpouse_4_U",2605]
["WA_NonMetro_JointSpouse_5_A",1693]
["WA_NonMetro_JointSpouse_5_B",1724]
["WA_NonMetro_JointSpouse_5_C",1714]
["WA_NonMetro_JointSpouse_5_D",1733]
["WA_NonMetro_JointSpouse_5_E",1782]
["WA_NonMetro_JointSpouse_5_F",1816]
["WA_NonMetro_JointSpouse_5_G",1883]
["WA_NonMetro_JointSpouse_5_H",1871]
["WA_NonMetro_JointSpouse_5_I",1960]
["WA_NonMetro_JointSpouse_5_J",2029]
["WA_NonMetro_JointSpouse_5_K",2058]
["WA_NonMetro_JointSpouse_5_L",2083]
["WA_NonMetro_JointSpouse_5_M",2198]
["WA_NonMetro_JointSpouse_5_N",2243]
["WA_NonMetro_JointSpouse_5_O",2305]
["WA_NonMetro_JointSpouse_5_P",2367]
["WA_NonMetro_JointSpouse_5_Q",2441]
["WA_NonMetro_JointSpouse_5_R",2515]
["WA_NonMetro_JointSpouse_5_S",2589]
["WA_NonMetro_JointSpouse_5_T",2663]
["WA_NonMetro_JointSpouse_5_U",2736]
["WA_NonMetro_JointSpouse_6_A",1826]
["WA_NonMetro_JointSpouse_6_B",1857]
["WA_NonMetro_JointSpouse_6_C",1847]
["WA_NonMetro_JointSpouse_6_D",1866]
["WA_NonMetro_JointSpouse_6_E",1915]
["WA_NonMetro_JointSpouse_6_F",1948]
["WA_NonMetro_JointSpouse_6_G",2015]
["WA_NonMetro_JointSpouse_6_H",2004]
["WA_NonMetro_JointSpouse_6_I",2092]
["WA_NonMetro_JointSpouse_6_J",2161]
["WA_NonMetro_JointSpouse_6_K",2190]
["WA_NonMetro_JointSpouse_6_L",2216]
["WA_NonMetro_JointSpouse_6_M",2331]
["WA_NonMetro_JointSpouse_6_N",2375]
["WA_NonMetro_JointSpouse_6_O",2437]
["WA_NonMetro_JointSpouse_6_P",2498]
["WA_NonMetro_JointSpouse_6_Q",2572]
["WA_NonMetro_JointSpouse_6_R",2646]
["WA_NonMetro_JointSpouse_6_S",2720]
["WA_NonMetro_JointSpouse_6_T",2794]
["WA_NonMetro_JointSpouse_6_U",2868]
["WA_NonMetro_JointSpouse_7_A",1959]
["WA_NonMetro_JointSpouse_7_B",1989]
["WA_NonMetro_JointSpouse_7_C",1979]
["WA_NonMetro_JointSpouse_7_D",1999]
["WA_NonMetro_JointSpouse_7_E",2047]
["WA_NonMetro_JointSpouse_7_F",2081]
["WA_NonMetro_JointSpouse_7_G",2148]
["WA_NonMetro_JointSpouse_7_H",2136]
["WA_NonMetro_JointSpouse_7_I",2225]
["WA_NonMetro_JointSpouse_7_J",2293]
["WA_NonMetro_JointSpouse_7_K",2323]
["WA_NonMetro_JointSpouse_7_L",2348]
["WA_NonMetro_JointSpouse_7_M",2463]
["WA_NonMetro_JointSpouse_7_N",2507]
["WA_NonMetro_JointSpouse_7_O",2569]
["WA_NonMetro_JointSpouse_7_P",2630]
["WA_NonMetro_JointSpouse_7_Q",2704]
["WA_NonMetro_JointSpouse_7_R",2778]
["WA_NonMetro_JointSpouse_7_S",2852]
["WA_NonMetro_JointSpouse_7_T",2926]
["WA_NonMetro_JointSpouse_7_U",2999]
["WA_NonMetro_JointSpouse_8_A",2092]
["WA_NonMetro_JointSpouse_8_B",2122]
["WA_NonMetro_JointSpouse_8_C",2112]
["WA_NonMetro_JointSpouse_8_D",2132]
["WA_NonMetro_JointSpouse_8_E",2180]
["WA_NonMetro_JointSpouse_8_F",2213]
["WA_NonMetro_JointSpouse_8_G",2280]
["WA_NonMetro_JointSpouse_8_H",2269]
["WA_NonMetro_JointSpouse_8_I",2357]
["WA_NonMetro_JointSpouse_8_J",2425]
["WA_NonMetro_JointSpouse_8_K",2455]
["WA_NonMetro_JointSpouse_8_L",2481]
["WA_NonMetro_JointSpouse_8_M",2596]
["WA_NonMetro_JointSpouse_8_N",2639]
["WA_NonMetro_JointSpouse_8_O",2701]
["WA_NonMetro_JointSpouse_8_P",2761]
["WA_NonMetro_JointSpouse_8_Q",2835]
["WA_NonMetro_JointSpouse_8_R",2909]
["WA_NonMetro_JointSpouse_8_S",2983]
["WA_NonMetro_JointSpouse_8_T",3057]
["WA_NonMetro_JointSpouse_8_U",3131]
["WA_NonMetro_JointSpouse_9_A",2225]
["WA_NonMetro_JointSpouse_9_B",2254]
["WA_NonMetro_JointSpouse_9_C",2244]
["WA_NonMetro_JointSpouse_9_D",2265]
["WA_NonMetro_JointSpouse_9_E",2312]
["WA_NonMetro_JointSpouse_9_F",2346]
["WA_NonMetro_JointSpouse_9_G",2413]
["WA_NonMetro_JointSpouse_9_H",2401]
["WA_NonMetro_JointSpouse_9_I",2490]
["WA_NonMetro_JointSpouse_9_J",2557]
["WA_NonMetro_JointSpouse_9_K",2588]
["WA_NonMetro_JointSpouse_9_L",2613]
["WA_NonMetro_JointSpouse_9_M",2728]
["WA_NonMetro_JointSpouse_9_N",2771]
["WA_NonMetro_JointSpouse_9_O",2833]
["WA_NonMetro_JointSpouse_9_P",2893]
["WA_NonMetro_JointSpouse_9_Q",2967]
["WA_NonMetro_JointSpouse_9_R",3041]
["WA_NonMetro_JointSpouse_9_S",3115]
["WA_NonMetro_JointSpouse_9_T",3189]
["WA_NonMetro_JointSpouse_9_U",3262]
["WA_NonMetro_JointSpouse_10+_A",2358]
["WA_NonMetro_JointSpouse_10+_B",2387]
["WA_NonMetro_JointSpouse_10+_C",2377]
["WA_NonMetro_JointSpouse_10+_D",2398]
["WA_NonMetro_JointSpouse_10+_E",2445]
["WA_NonMetro_JointSpouse_10+_F",2478]
["WA_NonMetro_JointSpouse_10+_G",2545]
["WA_NonMetro_JointSpouse_10+_H",2534]
["WA_NonMetro_JointSpouse_10+_I",2622]
["WA_NonMetro_JointSpouse_10+_J",2689]
["WA_NonMetro_JointSpouse_10+_K",2720]
["WA_NonMetro_JointSpouse_10+_L",2746]
["WA_NonMetro_JointSpouse_10+_M",2861]
["WA_NonMetro_JointSpouse_10+_N",2903]
["WA_NonMetro_JointSpouse_10+_O",2965]
["WA_NonMetro_JointSpouse_10+_P",3024]
["WA_NonMetro_JointSpouse_10+_Q",3098]
["WA_NonMetro_JointSpouse_10+_R",3172]
["WA_NonMetro_JointSpouse_10+_S",3246]
["WA_NonMetro_JointSpouse_10+_T",3320]
["WA_NonMetro_JointSpouse_10+_U",3394]
["TAS_Metro_JointSpouse_0_A",1029]
["TAS_Metro_JointSpouse_0_B",1062]
["TAS_Metro_JointSpouse_0_C",1052]
["TAS_Metro_JointSpouse_0_D",1069]
["TAS_Metro_JointSpouse_0_E",1120]
["TAS_Metro_JointSpouse_0_F",1154]
["TAS_Metro_JointSpouse_0_G",1221]
["TAS_Metro_JointSpouse_0_H",1209]
["TAS_Metro_JointSpouse_0_I",1298]
["TAS_Metro_JointSpouse_0_J",1369]
["TAS_Metro_JointSpouse_0_K",1396]
["TAS_Metro_JointSpouse_0_L",1422]
["TAS_Metro_JointSpouse_0_M",1537]
["TAS_Metro_JointSpouse_0_N",1584]
["TAS_Metro_JointSpouse_0_O",1645]
["TAS_Metro_JointSpouse_0_P",1709]
["TAS_Metro_JointSpouse_0_Q",1783]
["TAS_Metro_JointSpouse_0_R",1858]
["TAS_Metro_JointSpouse_0_S",1932]
["TAS_Metro_JointSpouse_0_T",2007]
["TAS_Metro_JointSpouse_0_U",2080]
["TAS_Metro_JointSpouse_1_A",1118]
["TAS_Metro_JointSpouse_1_B",1151]
["TAS_Metro_JointSpouse_1_C",1141]
["TAS_Metro_JointSpouse_1_D",1158]
["TAS_Metro_JointSpouse_1_E",1209]
["TAS_Metro_JointSpouse_1_F",1243]
["TAS_Metro_JointSpouse_1_G",1310]
["TAS_Metro_JointSpouse_1_H",1299]
["TAS_Metro_JointSpouse_1_I",1387]
["TAS_Metro_JointSpouse_1_J",1458]
["TAS_Metro_JointSpouse_1_K",1486]
["TAS_Metro_JointSpouse_1_L",1511]
["TAS_Metro_JointSpouse_1_M",1627]
["TAS_Metro_JointSpouse_1_N",1673]
["TAS_Metro_JointSpouse_1_O",1735]
["TAS_Metro_JointSpouse_1_P",1798]
["TAS_Metro_JointSpouse_1_Q",1873]
["TAS_Metro_JointSpouse_1_R",1947]
["TAS_Metro_JointSpouse_1_S",2022]
["TAS_Metro_JointSpouse_1_T",2096]
["TAS_Metro_JointSpouse_1_U",2169]
["TAS_Metro_JointSpouse_2_A",1379]
["TAS_Metro_JointSpouse_2_B",1412]
["TAS_Metro_JointSpouse_2_C",1402]
["TAS_Metro_JointSpouse_2_D",1419]
["TAS_Metro_JointSpouse_2_E",1470]
["TAS_Metro_JointSpouse_2_F",1504]
["TAS_Metro_JointSpouse_2_G",1571]
["TAS_Metro_JointSpouse_2_H",1559]
["TAS_Metro_JointSpouse_2_I",1648]
["TAS_Metro_JointSpouse_2_J",1718]
["TAS_Metro_JointSpouse_2_K",1746]
["TAS_Metro_JointSpouse_2_L",1771]
["TAS_Metro_JointSpouse_2_M",1886]
["TAS_Metro_JointSpouse_2_N",1933]
["TAS_Metro_JointSpouse_2_O",1994]
["TAS_Metro_JointSpouse_2_P",2057]
["TAS_Metro_JointSpouse_2_Q",2131]
["TAS_Metro_JointSpouse_2_R",2205]
["TAS_Metro_JointSpouse_2_S",2279]
["TAS_Metro_JointSpouse_2_T",2353]
["TAS_Metro_JointSpouse_2_U",2427]
["TAS_Metro_JointSpouse_3_A",1512]
["TAS_Metro_JointSpouse_3_B",1545]
["TAS_Metro_JointSpouse_3_C",1535]
["TAS_Metro_JointSpouse_3_D",1552]
["TAS_Metro_JointSpouse_3_E",1602]
["TAS_Metro_JointSpouse_3_F",1636]
["TAS_Metro_JointSpouse_3_G",1703]
["TAS_Metro_JointSpouse_3_H",1691]
["TAS_Metro_JointSpouse_3_I",1780]
["TAS_Metro_JointSpouse_3_J",1851]
["TAS_Metro_JointSpouse_3_K",1878]
["TAS_Metro_JointSpouse_3_L",1903]
["TAS_Metro_JointSpouse_3_M",2018]
["TAS_Metro_JointSpouse_3_N",2065]
["TAS_Metro_JointSpouse_3_O",2126]
["TAS_Metro_JointSpouse_3_P",2189]
["TAS_Metro_JointSpouse_3_Q",2263]
["TAS_Metro_JointSpouse_3_R",2337]
["TAS_Metro_JointSpouse_3_S",2411]
["TAS_Metro_JointSpouse_3_T",2485]
["TAS_Metro_JointSpouse_3_U",2558]
["TAS_Metro_JointSpouse_4_A",1644]
["TAS_Metro_JointSpouse_4_B",1678]
["TAS_Metro_JointSpouse_4_C",1668]
["TAS_Metro_JointSpouse_4_D",1684]
["TAS_Metro_JointSpouse_4_E",1735]
["TAS_Metro_JointSpouse_4_F",1769]
["TAS_Metro_JointSpouse_4_G",1835]
["TAS_Metro_JointSpouse_4_H",1823]
["TAS_Metro_JointSpouse_4_I",1912]
["TAS_Metro_JointSpouse_4_J",1983]
["TAS_Metro_JointSpouse_4_K",2010]
["TAS_Metro_JointSpouse_4_L",2035]
["TAS_Metro_JointSpouse_4_M",2150]
["TAS_Metro_JointSpouse_4_N",2197]
["TAS_Metro_JointSpouse_4_O",2257]
["TAS_Metro_JointSpouse_4_P",2321]
["TAS_Metro_JointSpouse_4_Q",2395]
["TAS_Metro_JointSpouse_4_R",2469]
["TAS_Metro_JointSpouse_4_S",2543]
["TAS_Metro_JointSpouse_4_T",2617]
["TAS_Metro_JointSpouse_4_U",2689]
["TAS_Metro_JointSpouse_5_A",1777]
["TAS_Metro_JointSpouse_5_B",1811]
["TAS_Metro_JointSpouse_5_C",1801]
["TAS_Metro_JointSpouse_5_D",1817]
["TAS_Metro_JointSpouse_5_E",1867]
["TAS_Metro_JointSpouse_5_F",1901]
["TAS_Metro_JointSpouse_5_G",1967]
["TAS_Metro_JointSpouse_5_H",1955]
["TAS_Metro_JointSpouse_5_I",2044]
["TAS_Metro_JointSpouse_5_J",2116]
["TAS_Metro_JointSpouse_5_K",2142]
["TAS_Metro_JointSpouse_5_L",2167]
["TAS_Metro_JointSpouse_5_M",2282]
["TAS_Metro_JointSpouse_5_N",2329]
["TAS_Metro_JointSpouse_5_O",2389]
["TAS_Metro_JointSpouse_5_P",2453]
["TAS_Metro_JointSpouse_5_Q",2527]
["TAS_Metro_JointSpouse_5_R",2600]
["TAS_Metro_JointSpouse_5_S",2674]
["TAS_Metro_JointSpouse_5_T",2747]
["TAS_Metro_JointSpouse_5_U",2820]
["TAS_Metro_JointSpouse_6_A",1909]
["TAS_Metro_JointSpouse_6_B",1944]
["TAS_Metro_JointSpouse_6_C",1934]
["TAS_Metro_JointSpouse_6_D",1949]
["TAS_Metro_JointSpouse_6_E",2000]
["TAS_Metro_JointSpouse_6_F",2034]
["TAS_Metro_JointSpouse_6_G",2099]
["TAS_Metro_JointSpouse_6_H",2087]
["TAS_Metro_JointSpouse_6_I",2176]
["TAS_Metro_JointSpouse_6_J",2248]
["TAS_Metro_JointSpouse_6_K",2274]
["TAS_Metro_JointSpouse_6_L",2299]
["TAS_Metro_JointSpouse_6_M",2414]
["TAS_Metro_JointSpouse_6_N",2461]
["TAS_Metro_JointSpouse_6_O",2520]
["TAS_Metro_JointSpouse_6_P",2585]
["TAS_Metro_JointSpouse_6_Q",2659]
["TAS_Metro_JointSpouse_6_R",2732]
["TAS_Metro_JointSpouse_6_S",2806]
["TAS_Metro_JointSpouse_6_T",2879]
["TAS_Metro_JointSpouse_6_U",2951]
["TAS_Metro_JointSpouse_7_A",2042]
["TAS_Metro_JointSpouse_7_B",2077]
["TAS_Metro_JointSpouse_7_C",2067]
["TAS_Metro_JointSpouse_7_D",2082]
["TAS_Metro_JointSpouse_7_E",2132]
["TAS_Metro_JointSpouse_7_F",2166]
["TAS_Metro_JointSpouse_7_G",2231]
["TAS_Metro_JointSpouse_7_H",2219]
["TAS_Metro_JointSpouse_7_I",2308]
["TAS_Metro_JointSpouse_7_J",2381]
["TAS_Metro_JointSpouse_7_K",2406]
["TAS_Metro_JointSpouse_7_L",2431]
["TAS_Metro_JointSpouse_7_M",2546]
["TAS_Metro_JointSpouse_7_N",2593]
["TAS_Metro_JointSpouse_7_O",2652]
["TAS_Metro_JointSpouse_7_P",2717]
["TAS_Metro_JointSpouse_7_Q",2790]
["TAS_Metro_JointSpouse_7_R",2863]
["TAS_Metro_JointSpouse_7_S",2936]
["TAS_Metro_JointSpouse_7_T",3009]
["TAS_Metro_JointSpouse_7_U",3082]
["TAS_Metro_JointSpouse_8_A",2174]
["TAS_Metro_JointSpouse_8_B",2210]
["TAS_Metro_JointSpouse_8_C",2200]
["TAS_Metro_JointSpouse_8_D",2214]
["TAS_Metro_JointSpouse_8_E",2265]
["TAS_Metro_JointSpouse_8_F",2299]
["TAS_Metro_JointSpouse_8_G",2363]
["TAS_Metro_JointSpouse_8_H",2351]
["TAS_Metro_JointSpouse_8_I",2440]
["TAS_Metro_JointSpouse_8_J",2513]
["TAS_Metro_JointSpouse_8_K",2538]
["TAS_Metro_JointSpouse_8_L",2563]
["TAS_Metro_JointSpouse_8_M",2678]
["TAS_Metro_JointSpouse_8_N",2725]
["TAS_Metro_JointSpouse_8_O",2783]
["TAS_Metro_JointSpouse_8_P",2849]
["TAS_Metro_JointSpouse_8_Q",2922]
["TAS_Metro_JointSpouse_8_R",2995]
["TAS_Metro_JointSpouse_8_S",3068]
["TAS_Metro_JointSpouse_8_T",3141]
["TAS_Metro_JointSpouse_8_U",3213]
["TAS_Metro_JointSpouse_9_A",2307]
["TAS_Metro_JointSpouse_9_B",2343]
["TAS_Metro_JointSpouse_9_C",2333]
["TAS_Metro_JointSpouse_9_D",2347]
["TAS_Metro_JointSpouse_9_E",2397]
["TAS_Metro_JointSpouse_9_F",2431]
["TAS_Metro_JointSpouse_9_G",2495]
["TAS_Metro_JointSpouse_9_H",2483]
["TAS_Metro_JointSpouse_9_I",2572]
["TAS_Metro_JointSpouse_9_J",2646]
["TAS_Metro_JointSpouse_9_K",2670]
["TAS_Metro_JointSpouse_9_L",2695]
["TAS_Metro_JointSpouse_9_M",2810]
["TAS_Metro_JointSpouse_9_N",2857]
["TAS_Metro_JointSpouse_9_O",2915]
["TAS_Metro_JointSpouse_9_P",2981]
["TAS_Metro_JointSpouse_9_Q",3054]
["TAS_Metro_JointSpouse_9_R",3127]
["TAS_Metro_JointSpouse_9_S",3200]
["TAS_Metro_JointSpouse_9_T",3273]
["TAS_Metro_JointSpouse_9_U",3344]
["TAS_Metro_JointSpouse_10+_A",2439]
["TAS_Metro_JointSpouse_10+_B",2476]
["TAS_Metro_JointSpouse_10+_C",2466]
["TAS_Metro_JointSpouse_10+_D",2479]
["TAS_Metro_JointSpouse_10+_E",2530]
["TAS_Metro_JointSpouse_10+_F",2564]
["TAS_Metro_JointSpouse_10+_G",2627]
["TAS_Metro_JointSpouse_10+_H",2615]
["TAS_Metro_JointSpouse_10+_I",2704]
["TAS_Metro_JointSpouse_10+_J",2778]
["TAS_Metro_JointSpouse_10+_K",2802]
["TAS_Metro_JointSpouse_10+_L",2827]
["TAS_Metro_JointSpouse_10+_M",2942]
["TAS_Metro_JointSpouse_10+_N",2989]
["TAS_Metro_JointSpouse_10+_O",3046]
["TAS_Metro_JointSpouse_10+_P",3113]
["TAS_Metro_JointSpouse_10+_Q",3186]
["TAS_Metro_JointSpouse_10+_R",3258]
["TAS_Metro_JointSpouse_10+_S",3331]
["TAS_Metro_JointSpouse_10+_T",3403]
["TAS_Metro_JointSpouse_10+_U",3475]
["TAS_NonMetro_JointSpouse_0_A",1020]
["TAS_NonMetro_JointSpouse_0_B",1053]
["TAS_NonMetro_JointSpouse_0_C",1043]
["TAS_NonMetro_JointSpouse_0_D",1060]
["TAS_NonMetro_JointSpouse_0_E",1111]
["TAS_NonMetro_JointSpouse_0_F",1145]
["TAS_NonMetro_JointSpouse_0_G",1212]
["TAS_NonMetro_JointSpouse_0_H",1200]
["TAS_NonMetro_JointSpouse_0_I",1289]
["TAS_NonMetro_JointSpouse_0_J",1360]
["TAS_NonMetro_JointSpouse_0_K",1387]
["TAS_NonMetro_JointSpouse_0_L",1413]
["TAS_NonMetro_JointSpouse_0_M",1528]
["TAS_NonMetro_JointSpouse_0_N",1575]
["TAS_NonMetro_JointSpouse_0_O",1636]
["TAS_NonMetro_JointSpouse_0_P",1700]
["TAS_NonMetro_JointSpouse_0_Q",1774]
["TAS_NonMetro_JointSpouse_0_R",1849]
["TAS_NonMetro_JointSpouse_0_S",1923]
["TAS_NonMetro_JointSpouse_0_T",1998]
["TAS_NonMetro_JointSpouse_0_U",2071]
["TAS_NonMetro_JointSpouse_1_A",1109]
["TAS_NonMetro_JointSpouse_1_B",1142]
["TAS_NonMetro_JointSpouse_1_C",1132]
["TAS_NonMetro_JointSpouse_1_D",1149]
["TAS_NonMetro_JointSpouse_1_E",1200]
["TAS_NonMetro_JointSpouse_1_F",1234]
["TAS_NonMetro_JointSpouse_1_G",1301]
["TAS_NonMetro_JointSpouse_1_H",1290]
["TAS_NonMetro_JointSpouse_1_I",1378]
["TAS_NonMetro_JointSpouse_1_J",1449]
["TAS_NonMetro_JointSpouse_1_K",1477]
["TAS_NonMetro_JointSpouse_1_L",1502]
["TAS_NonMetro_JointSpouse_1_M",1618]
["TAS_NonMetro_JointSpouse_1_N",1664]
["TAS_NonMetro_JointSpouse_1_O",1726]
["TAS_NonMetro_JointSpouse_1_P",1789]
["TAS_NonMetro_JointSpouse_1_Q",1864]
["TAS_NonMetro_JointSpouse_1_R",1938]
["TAS_NonMetro_JointSpouse_1_S",2013]
["TAS_NonMetro_JointSpouse_1_T",2087]
["TAS_NonMetro_JointSpouse_1_U",2160]
["TAS_NonMetro_JointSpouse_2_A",1370]
["TAS_NonMetro_JointSpouse_2_B",1403]
["TAS_NonMetro_JointSpouse_2_C",1393]
["TAS_NonMetro_JointSpouse_2_D",1410]
["TAS_NonMetro_JointSpouse_2_E",1461]
["TAS_NonMetro_JointSpouse_2_F",1495]
["TAS_NonMetro_JointSpouse_2_G",1562]
["TAS_NonMetro_JointSpouse_2_H",1550]
["TAS_NonMetro_JointSpouse_2_I",1639]
["TAS_NonMetro_JointSpouse_2_J",1709]
["TAS_NonMetro_JointSpouse_2_K",1737]
["TAS_NonMetro_JointSpouse_2_L",1762]
["TAS_NonMetro_JointSpouse_2_M",1877]
["TAS_NonMetro_JointSpouse_2_N",1924]
["TAS_NonMetro_JointSpouse_2_O",1985]
["TAS_NonMetro_JointSpouse_2_P",2048]
["TAS_NonMetro_JointSpouse_2_Q",2122]
["TAS_NonMetro_JointSpouse_2_R",2196]
["TAS_NonMetro_JointSpouse_2_S",2270]
["TAS_NonMetro_JointSpouse_2_T",2344]
["TAS_NonMetro_JointSpouse_2_U",2418]
["TAS_NonMetro_JointSpouse_3_A",1503]
["TAS_NonMetro_JointSpouse_3_B",1536]
["TAS_NonMetro_JointSpouse_3_C",1526]
["TAS_NonMetro_JointSpouse_3_D",1543]
["TAS_NonMetro_JointSpouse_3_E",1594]
["TAS_NonMetro_JointSpouse_3_F",1627]
["TAS_NonMetro_JointSpouse_3_G",1694]
["TAS_NonMetro_JointSpouse_3_H",1682]
["TAS_NonMetro_JointSpouse_3_I",1771]
["TAS_NonMetro_JointSpouse_3_J",1842]
["TAS_NonMetro_JointSpouse_3_K",1869]
["TAS_NonMetro_JointSpouse_3_L",1894]
["TAS_NonMetro_JointSpouse_3_M",2009]
["TAS_NonMetro_JointSpouse_3_N",2056]
["TAS_NonMetro_JointSpouse_3_O",2117]
["TAS_NonMetro_JointSpouse_3_P",2180]
["TAS_NonMetro_JointSpouse_3_Q",2254]
["TAS_NonMetro_JointSpouse_3_R",2328]
["TAS_NonMetro_JointSpouse_3_S",2402]
["TAS_NonMetro_JointSpouse_3_T",2476]
["TAS_NonMetro_JointSpouse_3_U",2550]
["TAS_NonMetro_JointSpouse_4_A",1635]
["TAS_NonMetro_JointSpouse_4_B",1669]
["TAS_NonMetro_JointSpouse_4_C",1658]
["TAS_NonMetro_JointSpouse_4_D",1675]
["TAS_NonMetro_JointSpouse_4_E",1726]
["TAS_NonMetro_JointSpouse_4_F",1760]
["TAS_NonMetro_JointSpouse_4_G",1827]
["TAS_NonMetro_JointSpouse_4_H",1814]
["TAS_NonMetro_JointSpouse_4_I",1903]
["TAS_NonMetro_JointSpouse_4_J",1974]
["TAS_NonMetro_JointSpouse_4_K",2001]
["TAS_NonMetro_JointSpouse_4_L",2026]
["TAS_NonMetro_JointSpouse_4_M",2141]
["TAS_NonMetro_JointSpouse_4_N",2188]
["TAS_NonMetro_JointSpouse_4_O",2248]
["TAS_NonMetro_JointSpouse_4_P",2312]
["TAS_NonMetro_JointSpouse_4_Q",2386]
["TAS_NonMetro_JointSpouse_4_R",2460]
["TAS_NonMetro_JointSpouse_4_S",2534]
["TAS_NonMetro_JointSpouse_4_T",2608]
["TAS_NonMetro_JointSpouse_4_U",2681]
["TAS_NonMetro_JointSpouse_5_A",1768]
["TAS_NonMetro_JointSpouse_5_B",1802]
["TAS_NonMetro_JointSpouse_5_C",1791]
["TAS_NonMetro_JointSpouse_5_D",1808]
["TAS_NonMetro_JointSpouse_5_E",1859]
["TAS_NonMetro_JointSpouse_5_F",1892]
["TAS_NonMetro_JointSpouse_5_G",1959]
["TAS_NonMetro_JointSpouse_5_H",1946]
["TAS_NonMetro_JointSpouse_5_I",2035]
["TAS_NonMetro_JointSpouse_5_J",2107]
["TAS_NonMetro_JointSpouse_5_K",2133]
["TAS_NonMetro_JointSpouse_5_L",2158]
["TAS_NonMetro_JointSpouse_5_M",2273]
["TAS_NonMetro_JointSpouse_5_N",2320]
["TAS_NonMetro_JointSpouse_5_O",2380]
["TAS_NonMetro_JointSpouse_5_P",2444]
["TAS_NonMetro_JointSpouse_5_Q",2518]
["TAS_NonMetro_JointSpouse_5_R",2592]
["TAS_NonMetro_JointSpouse_5_S",2666]
["TAS_NonMetro_JointSpouse_5_T",2740]
["TAS_NonMetro_JointSpouse_5_U",2813]
["TAS_NonMetro_JointSpouse_6_A",1900]
["TAS_NonMetro_JointSpouse_6_B",1935]
["TAS_NonMetro_JointSpouse_6_C",1923]
["TAS_NonMetro_JointSpouse_6_D",1940]
["TAS_NonMetro_JointSpouse_6_E",1991]
["TAS_NonMetro_JointSpouse_6_F",2025]
["TAS_NonMetro_JointSpouse_6_G",2092]
["TAS_NonMetro_JointSpouse_6_H",2078]
["TAS_NonMetro_JointSpouse_6_I",2167]
["TAS_NonMetro_JointSpouse_6_J",2239]
["TAS_NonMetro_JointSpouse_6_K",2265]
["TAS_NonMetro_JointSpouse_6_L",2290]
["TAS_NonMetro_JointSpouse_6_M",2405]
["TAS_NonMetro_JointSpouse_6_N",2452]
["TAS_NonMetro_JointSpouse_6_O",2511]
["TAS_NonMetro_JointSpouse_6_P",2576]
["TAS_NonMetro_JointSpouse_6_Q",2650]
["TAS_NonMetro_JointSpouse_6_R",2724]
["TAS_NonMetro_JointSpouse_6_S",2798]
["TAS_NonMetro_JointSpouse_6_T",2872]
["TAS_NonMetro_JointSpouse_6_U",2944]
["TAS_NonMetro_JointSpouse_7_A",2033]
["TAS_NonMetro_JointSpouse_7_B",2068]
["TAS_NonMetro_JointSpouse_7_C",2056]
["TAS_NonMetro_JointSpouse_7_D",2073]
["TAS_NonMetro_JointSpouse_7_E",2124]
["TAS_NonMetro_JointSpouse_7_F",2157]
["TAS_NonMetro_JointSpouse_7_G",2224]
["TAS_NonMetro_JointSpouse_7_H",2210]
["TAS_NonMetro_JointSpouse_7_I",2299]
["TAS_NonMetro_JointSpouse_7_J",2372]
["TAS_NonMetro_JointSpouse_7_K",2397]
["TAS_NonMetro_JointSpouse_7_L",2422]
["TAS_NonMetro_JointSpouse_7_M",2537]
["TAS_NonMetro_JointSpouse_7_N",2584]
["TAS_NonMetro_JointSpouse_7_O",2643]
["TAS_NonMetro_JointSpouse_7_P",2708]
["TAS_NonMetro_JointSpouse_7_Q",2782]
["TAS_NonMetro_JointSpouse_7_R",2855]
["TAS_NonMetro_JointSpouse_7_S",2929]
["TAS_NonMetro_JointSpouse_7_T",3002]
["TAS_NonMetro_JointSpouse_7_U",3076]
["TAS_NonMetro_JointSpouse_8_A",2165]
["TAS_NonMetro_JointSpouse_8_B",2201]
["TAS_NonMetro_JointSpouse_8_C",2188]
["TAS_NonMetro_JointSpouse_8_D",2205]
["TAS_NonMetro_JointSpouse_8_E",2256]
["TAS_NonMetro_JointSpouse_8_F",2290]
["TAS_NonMetro_JointSpouse_8_G",2357]
["TAS_NonMetro_JointSpouse_8_H",2342]
["TAS_NonMetro_JointSpouse_8_I",2431]
["TAS_NonMetro_JointSpouse_8_J",2504]
["TAS_NonMetro_JointSpouse_8_K",2529]
["TAS_NonMetro_JointSpouse_8_L",2554]
["TAS_NonMetro_JointSpouse_8_M",2669]
["TAS_NonMetro_JointSpouse_8_N",2716]
["TAS_NonMetro_JointSpouse_8_O",2774]
["TAS_NonMetro_JointSpouse_8_P",2840]
["TAS_NonMetro_JointSpouse_8_Q",2914]
["TAS_NonMetro_JointSpouse_8_R",2987]
["TAS_NonMetro_JointSpouse_8_S",3061]
["TAS_NonMetro_JointSpouse_8_T",3134]
["TAS_NonMetro_JointSpouse_8_U",3207]
["TAS_NonMetro_JointSpouse_9_A",2298]
["TAS_NonMetro_JointSpouse_9_B",2334]
["TAS_NonMetro_JointSpouse_9_C",2321]
["TAS_NonMetro_JointSpouse_9_D",2338]
["TAS_NonMetro_JointSpouse_9_E",2389]
["TAS_NonMetro_JointSpouse_9_F",2422]
["TAS_NonMetro_JointSpouse_9_G",2489]
["TAS_NonMetro_JointSpouse_9_H",2474]
["TAS_NonMetro_JointSpouse_9_I",2563]
["TAS_NonMetro_JointSpouse_9_J",2637]
["TAS_NonMetro_JointSpouse_9_K",2661]
["TAS_NonMetro_JointSpouse_9_L",2686]
["TAS_NonMetro_JointSpouse_9_M",2801]
["TAS_NonMetro_JointSpouse_9_N",2848]
["TAS_NonMetro_JointSpouse_9_O",2906]
["TAS_NonMetro_JointSpouse_9_P",2972]
["TAS_NonMetro_JointSpouse_9_Q",3046]
["TAS_NonMetro_JointSpouse_9_R",3119]
["TAS_NonMetro_JointSpouse_9_S",3193]
["TAS_NonMetro_JointSpouse_9_T",3266]
["TAS_NonMetro_JointSpouse_9_U",3339]
["TAS_NonMetro_JointSpouse_10+_A",2430]
["TAS_NonMetro_JointSpouse_10+_B",2467]
["TAS_NonMetro_JointSpouse_10+_C",2453]
["TAS_NonMetro_JointSpouse_10+_D",2470]
["TAS_NonMetro_JointSpouse_10+_E",2521]
["TAS_NonMetro_JointSpouse_10+_F",2555]
["TAS_NonMetro_JointSpouse_10+_G",2622]
["TAS_NonMetro_JointSpouse_10+_H",2606]
["TAS_NonMetro_JointSpouse_10+_I",2695]
["TAS_NonMetro_JointSpouse_10+_J",2769]
["TAS_NonMetro_JointSpouse_10+_K",2793]
["TAS_NonMetro_JointSpouse_10+_L",2818]
["TAS_NonMetro_JointSpouse_10+_M",2933]
["TAS_NonMetro_JointSpouse_10+_N",2980]
["TAS_NonMetro_JointSpouse_10+_O",3037]
["TAS_NonMetro_JointSpouse_10+_P",3104]
["TAS_NonMetro_JointSpouse_10+_Q",3178]
["TAS_NonMetro_JointSpouse_10+_R",3251]
["TAS_NonMetro_JointSpouse_10+_S",3325]
["TAS_NonMetro_JointSpouse_10+_T",3398]
["TAS_NonMetro_JointSpouse_10+_U",3470]
["NT_Metro_JointSpouse_0_A",1004]
["NT_Metro_JointSpouse_0_B",1037]
["NT_Metro_JointSpouse_0_C",1027]
["NT_Metro_JointSpouse_0_D",1044]
["NT_Metro_JointSpouse_0_E",1095]
["NT_Metro_JointSpouse_0_F",1129]
["NT_Metro_JointSpouse_0_G",1196]
["NT_Metro_JointSpouse_0_H",1184]
["NT_Metro_JointSpouse_0_I",1273]
["NT_Metro_JointSpouse_0_J",1344]
["NT_Metro_JointSpouse_0_K",1371]
["NT_Metro_JointSpouse_0_L",1397]
["NT_Metro_JointSpouse_0_M",1512]
["NT_Metro_JointSpouse_0_N",1559]
["NT_Metro_JointSpouse_0_O",1620]
["NT_Metro_JointSpouse_0_P",1684]
["NT_Metro_JointSpouse_0_Q",1758]
["NT_Metro_JointSpouse_0_R",1833]
["NT_Metro_JointSpouse_0_S",1907]
["NT_Metro_JointSpouse_0_T",1982]
["NT_Metro_JointSpouse_0_U",2055]
["NT_Metro_JointSpouse_1_A",1093]
["NT_Metro_JointSpouse_1_B",1126]
["NT_Metro_JointSpouse_1_C",1116]
["NT_Metro_JointSpouse_1_D",1133]
["NT_Metro_JointSpouse_1_E",1184]
["NT_Metro_JointSpouse_1_F",1218]
["NT_Metro_JointSpouse_1_G",1285]
["NT_Metro_JointSpouse_1_H",1274]
["NT_Metro_JointSpouse_1_I",1362]
["NT_Metro_JointSpouse_1_J",1433]
["NT_Metro_JointSpouse_1_K",1461]
["NT_Metro_JointSpouse_1_L",1486]
["NT_Metro_JointSpouse_1_M",1602]
["NT_Metro_JointSpouse_1_N",1648]
["NT_Metro_JointSpouse_1_O",1710]
["NT_Metro_JointSpouse_1_P",1773]
["NT_Metro_JointSpouse_1_Q",1848]
["NT_Metro_JointSpouse_1_R",1922]
["NT_Metro_JointSpouse_1_S",1997]
["NT_Metro_JointSpouse_1_T",2071]
["NT_Metro_JointSpouse_1_U",2144]
["NT_Metro_JointSpouse_2_A",1354]
["NT_Metro_JointSpouse_2_B",1387]
["NT_Metro_JointSpouse_2_C",1377]
["NT_Metro_JointSpouse_2_D",1394]
["NT_Metro_JointSpouse_2_E",1445]
["NT_Metro_JointSpouse_2_F",1479]
["NT_Metro_JointSpouse_2_G",1546]
["NT_Metro_JointSpouse_2_H",1534]
["NT_Metro_JointSpouse_2_I",1623]
["NT_Metro_JointSpouse_2_J",1693]
["NT_Metro_JointSpouse_2_K",1721]
["NT_Metro_JointSpouse_2_L",1746]
["NT_Metro_JointSpouse_2_M",1861]
["NT_Metro_JointSpouse_2_N",1908]
["NT_Metro_JointSpouse_2_O",1969]
["NT_Metro_JointSpouse_2_P",2033]
["NT_Metro_JointSpouse_2_Q",2107]
["NT_Metro_JointSpouse_2_R",2181]
["NT_Metro_JointSpouse_2_S",2255]
["NT_Metro_JointSpouse_2_T",2329]
["NT_Metro_JointSpouse_2_U",2402]
["NT_Metro_JointSpouse_3_A",1487]
["NT_Metro_JointSpouse_3_B",1520]
["NT_Metro_JointSpouse_3_C",1510]
["NT_Metro_JointSpouse_3_D",1527]
["NT_Metro_JointSpouse_3_E",1578]
["NT_Metro_JointSpouse_3_F",1611]
["NT_Metro_JointSpouse_3_G",1678]
["NT_Metro_JointSpouse_3_H",1667]
["NT_Metro_JointSpouse_3_I",1755]
["NT_Metro_JointSpouse_3_J",1826]
["NT_Metro_JointSpouse_3_K",1853]
["NT_Metro_JointSpouse_3_L",1879]
["NT_Metro_JointSpouse_3_M",1993]
["NT_Metro_JointSpouse_3_N",2040]
["NT_Metro_JointSpouse_3_O",2101]
["NT_Metro_JointSpouse_3_P",2164]
["NT_Metro_JointSpouse_3_Q",2238]
["NT_Metro_JointSpouse_3_R",2312]
["NT_Metro_JointSpouse_3_S",2386]
["NT_Metro_JointSpouse_3_T",2460]
["NT_Metro_JointSpouse_3_U",2534]
["NT_Metro_JointSpouse_4_A",1619]
["NT_Metro_JointSpouse_4_B",1652]
["NT_Metro_JointSpouse_4_C",1642]
["NT_Metro_JointSpouse_4_D",1659]
["NT_Metro_JointSpouse_4_E",1710]
["NT_Metro_JointSpouse_4_F",1744]
["NT_Metro_JointSpouse_4_G",1811]
["NT_Metro_JointSpouse_4_H",1799]
["NT_Metro_JointSpouse_4_I",1887]
["NT_Metro_JointSpouse_4_J",1958]
["NT_Metro_JointSpouse_4_K",1986]
["NT_Metro_JointSpouse_4_L",2011]
["NT_Metro_JointSpouse_4_M",2125]
["NT_Metro_JointSpouse_4_N",2172]
["NT_Metro_JointSpouse_4_O",2233]
["NT_Metro_JointSpouse_4_P",2296]
["NT_Metro_JointSpouse_4_Q",2370]
["NT_Metro_JointSpouse_4_R",2444]
["NT_Metro_JointSpouse_4_S",2518]
["NT_Metro_JointSpouse_4_T",2592]
["NT_Metro_JointSpouse_4_U",2665]
["NT_Metro_JointSpouse_5_A",1752]
["NT_Metro_JointSpouse_5_B",1785]
["NT_Metro_JointSpouse_5_C",1775]
["NT_Metro_JointSpouse_5_D",1792]
["NT_Metro_JointSpouse_5_E",1843]
["NT_Metro_JointSpouse_5_F",1876]
["NT_Metro_JointSpouse_5_G",1943]
["NT_Metro_JointSpouse_5_H",1932]
["NT_Metro_JointSpouse_5_I",2019]
["NT_Metro_JointSpouse_5_J",2091]
["NT_Metro_JointSpouse_5_K",2118]
["NT_Metro_JointSpouse_5_L",2144]
["NT_Metro_JointSpouse_5_M",2257]
["NT_Metro_JointSpouse_5_N",2304]
["NT_Metro_JointSpouse_5_O",2365]
["NT_Metro_JointSpouse_5_P",2427]
["NT_Metro_JointSpouse_5_Q",2501]
["NT_Metro_JointSpouse_5_R",2575]
["NT_Metro_JointSpouse_5_S",2649]
["NT_Metro_JointSpouse_5_T",2723]
["NT_Metro_JointSpouse_5_U",2797]
["NT_Metro_JointSpouse_6_A",1884]
["NT_Metro_JointSpouse_6_B",1917]
["NT_Metro_JointSpouse_6_C",1907]
["NT_Metro_JointSpouse_6_D",1924]
["NT_Metro_JointSpouse_6_E",1975]
["NT_Metro_JointSpouse_6_F",2009]
["NT_Metro_JointSpouse_6_G",2076]
["NT_Metro_JointSpouse_6_H",2064]
["NT_Metro_JointSpouse_6_I",2151]
["NT_Metro_JointSpouse_6_J",2223]
["NT_Metro_JointSpouse_6_K",2251]
["NT_Metro_JointSpouse_6_L",2276]
["NT_Metro_JointSpouse_6_M",2389]
["NT_Metro_JointSpouse_6_N",2436]
["NT_Metro_JointSpouse_6_O",2497]
["NT_Metro_JointSpouse_6_P",2559]
["NT_Metro_JointSpouse_6_Q",2633]
["NT_Metro_JointSpouse_6_R",2707]
["NT_Metro_JointSpouse_6_S",2781]
["NT_Metro_JointSpouse_6_T",2855]
["NT_Metro_JointSpouse_6_U",2928]
["NT_Metro_JointSpouse_7_A",2017]
["NT_Metro_JointSpouse_7_B",2050]
["NT_Metro_JointSpouse_7_C",2040]
["NT_Metro_JointSpouse_7_D",2057]
["NT_Metro_JointSpouse_7_E",2108]
["NT_Metro_JointSpouse_7_F",2141]
["NT_Metro_JointSpouse_7_G",2208]
["NT_Metro_JointSpouse_7_H",2197]
["NT_Metro_JointSpouse_7_I",2283]
["NT_Metro_JointSpouse_7_J",2356]
["NT_Metro_JointSpouse_7_K",2383]
["NT_Metro_JointSpouse_7_L",2409]
["NT_Metro_JointSpouse_7_M",2521]
["NT_Metro_JointSpouse_7_N",2568]
["NT_Metro_JointSpouse_7_O",2629]
["NT_Metro_JointSpouse_7_P",2690]
["NT_Metro_JointSpouse_7_Q",2764]
["NT_Metro_JointSpouse_7_R",2838]
["NT_Metro_JointSpouse_7_S",2912]
["NT_Metro_JointSpouse_7_T",2986]
["NT_Metro_JointSpouse_7_U",3060]
["NT_Metro_JointSpouse_8_A",2149]
["NT_Metro_JointSpouse_8_B",2182]
["NT_Metro_JointSpouse_8_C",2172]
["NT_Metro_JointSpouse_8_D",2189]
["NT_Metro_JointSpouse_8_E",2240]
["NT_Metro_JointSpouse_8_F",2274]
["NT_Metro_JointSpouse_8_G",2341]
["NT_Metro_JointSpouse_8_H",2329]
["NT_Metro_JointSpouse_8_I",2415]
["NT_Metro_JointSpouse_8_J",2488]
["NT_Metro_JointSpouse_8_K",2516]
["NT_Metro_JointSpouse_8_L",2541]
["NT_Metro_JointSpouse_8_M",2653]
["NT_Metro_JointSpouse_8_N",2700]
["NT_Metro_JointSpouse_8_O",2761]
["NT_Metro_JointSpouse_8_P",2822]
["NT_Metro_JointSpouse_8_Q",2896]
["NT_Metro_JointSpouse_8_R",2970]
["NT_Metro_JointSpouse_8_S",3044]
["NT_Metro_JointSpouse_8_T",3118]
["NT_Metro_JointSpouse_8_U",3191]
["NT_Metro_JointSpouse_9_A",2282]
["NT_Metro_JointSpouse_9_B",2315]
["NT_Metro_JointSpouse_9_C",2305]
["NT_Metro_JointSpouse_9_D",2322]
["NT_Metro_JointSpouse_9_E",2373]
["NT_Metro_JointSpouse_9_F",2406]
["NT_Metro_JointSpouse_9_G",2473]
["NT_Metro_JointSpouse_9_H",2462]
["NT_Metro_JointSpouse_9_I",2547]
["NT_Metro_JointSpouse_9_J",2621]
["NT_Metro_JointSpouse_9_K",2648]
["NT_Metro_JointSpouse_9_L",2674]
["NT_Metro_JointSpouse_9_M",2785]
["NT_Metro_JointSpouse_9_N",2832]
["NT_Metro_JointSpouse_9_O",2893]
["NT_Metro_JointSpouse_9_P",2953]
["NT_Metro_JointSpouse_9_Q",3027]
["NT_Metro_JointSpouse_9_R",3101]
["NT_Metro_JointSpouse_9_S",3175]
["NT_Metro_JointSpouse_9_T",3249]
["NT_Metro_JointSpouse_9_U",3323]
["NT_Metro_JointSpouse_10+_A",2414]
["NT_Metro_JointSpouse_10+_B",2447]
["NT_Metro_JointSpouse_10+_C",2437]
["NT_Metro_JointSpouse_10+_D",2454]
["NT_Metro_JointSpouse_10+_E",2505]
["NT_Metro_JointSpouse_10+_F",2539]
["NT_Metro_JointSpouse_10+_G",2606]
["NT_Metro_JointSpouse_10+_H",2594]
["NT_Metro_JointSpouse_10+_I",2679]
["NT_Metro_JointSpouse_10+_J",2753]
["NT_Metro_JointSpouse_10+_K",2781]
["NT_Metro_JointSpouse_10+_L",2806]
["NT_Metro_JointSpouse_10+_M",2917]
["NT_Metro_JointSpouse_10+_N",2964]
["NT_Metro_JointSpouse_10+_O",3025]
["NT_Metro_JointSpouse_10+_P",3085]
["NT_Metro_JointSpouse_10+_Q",3159]
["NT_Metro_JointSpouse_10+_R",3233]
["NT_Metro_JointSpouse_10+_S",3307]
["NT_Metro_JointSpouse_10+_T",3381]
["NT_Metro_JointSpouse_10+_U",3454]
["ACT_Metro_JointSpouse_0_A",1004]
["ACT_Metro_JointSpouse_0_B",1037]
["ACT_Metro_JointSpouse_0_C",1027]
["ACT_Metro_JointSpouse_0_D",1044]
["ACT_Metro_JointSpouse_0_E",1095]
["ACT_Metro_JointSpouse_0_F",1129]
["ACT_Metro_JointSpouse_0_G",1196]
["ACT_Metro_JointSpouse_0_H",1184]
["ACT_Metro_JointSpouse_0_I",1273]
["ACT_Metro_JointSpouse_0_J",1344]
["ACT_Metro_JointSpouse_0_K",1371]
["ACT_Metro_JointSpouse_0_L",1397]
["ACT_Metro_JointSpouse_0_M",1512]
["ACT_Metro_JointSpouse_0_N",1559]
["ACT_Metro_JointSpouse_0_O",1620]
["ACT_Metro_JointSpouse_0_P",1684]
["ACT_Metro_JointSpouse_0_Q",1758]
["ACT_Metro_JointSpouse_0_R",1833]
["ACT_Metro_JointSpouse_0_S",1907]
["ACT_Metro_JointSpouse_0_T",1982]
["ACT_Metro_JointSpouse_0_U",2055]
["ACT_Metro_JointSpouse_1_A",1093]
["ACT_Metro_JointSpouse_1_B",1126]
["ACT_Metro_JointSpouse_1_C",1116]
["ACT_Metro_JointSpouse_1_D",1133]
["ACT_Metro_JointSpouse_1_E",1184]
["ACT_Metro_JointSpouse_1_F",1218]
["ACT_Metro_JointSpouse_1_G",1285]
["ACT_Metro_JointSpouse_1_H",1274]
["ACT_Metro_JointSpouse_1_I",1362]
["ACT_Metro_JointSpouse_1_J",1433]
["ACT_Metro_JointSpouse_1_K",1461]
["ACT_Metro_JointSpouse_1_L",1486]
["ACT_Metro_JointSpouse_1_M",1602]
["ACT_Metro_JointSpouse_1_N",1648]
["ACT_Metro_JointSpouse_1_O",1710]
["ACT_Metro_JointSpouse_1_P",1773]
["ACT_Metro_JointSpouse_1_Q",1848]
["ACT_Metro_JointSpouse_1_R",1922]
["ACT_Metro_JointSpouse_1_S",1997]
["ACT_Metro_JointSpouse_1_T",2071]
["ACT_Metro_JointSpouse_1_U",2144]
["ACT_Metro_JointSpouse_2_A",1354]
["ACT_Metro_JointSpouse_2_B",1387]
["ACT_Metro_JointSpouse_2_C",1377]
["ACT_Metro_JointSpouse_2_D",1394]
["ACT_Metro_JointSpouse_2_E",1445]
["ACT_Metro_JointSpouse_2_F",1479]
["ACT_Metro_JointSpouse_2_G",1546]
["ACT_Metro_JointSpouse_2_H",1534]
["ACT_Metro_JointSpouse_2_I",1623]
["ACT_Metro_JointSpouse_2_J",1693]
["ACT_Metro_JointSpouse_2_K",1721]
["ACT_Metro_JointSpouse_2_L",1746]
["ACT_Metro_JointSpouse_2_M",1861]
["ACT_Metro_JointSpouse_2_N",1908]
["ACT_Metro_JointSpouse_2_O",1969]
["ACT_Metro_JointSpouse_2_P",2033]
["ACT_Metro_JointSpouse_2_Q",2107]
["ACT_Metro_JointSpouse_2_R",2181]
["ACT_Metro_JointSpouse_2_S",2255]
["ACT_Metro_JointSpouse_2_T",2329]
["ACT_Metro_JointSpouse_2_U",2402]
["ACT_Metro_JointSpouse_3_A",1487]
["ACT_Metro_JointSpouse_3_B",1520]
["ACT_Metro_JointSpouse_3_C",1510]
["ACT_Metro_JointSpouse_3_D",1527]
["ACT_Metro_JointSpouse_3_E",1578]
["ACT_Metro_JointSpouse_3_F",1611]
["ACT_Metro_JointSpouse_3_G",1678]
["ACT_Metro_JointSpouse_3_H",1667]
["ACT_Metro_JointSpouse_3_I",1755]
["ACT_Metro_JointSpouse_3_J",1826]
["ACT_Metro_JointSpouse_3_K",1853]
["ACT_Metro_JointSpouse_3_L",1879]
["ACT_Metro_JointSpouse_3_M",1993]
["ACT_Metro_JointSpouse_3_N",2040]
["ACT_Metro_JointSpouse_3_O",2101]
["ACT_Metro_JointSpouse_3_P",2164]
["ACT_Metro_JointSpouse_3_Q",2238]
["ACT_Metro_JointSpouse_3_R",2312]
["ACT_Metro_JointSpouse_3_S",2386]
["ACT_Metro_JointSpouse_3_T",2460]
["ACT_Metro_JointSpouse_3_U",2534]
["ACT_Metro_JointSpouse_4_A",1619]
["ACT_Metro_JointSpouse_4_B",1652]
["ACT_Metro_JointSpouse_4_C",1642]
["ACT_Metro_JointSpouse_4_D",1659]
["ACT_Metro_JointSpouse_4_E",1710]
["ACT_Metro_JointSpouse_4_F",1744]
["ACT_Metro_JointSpouse_4_G",1811]
["ACT_Metro_JointSpouse_4_H",1799]
["ACT_Metro_JointSpouse_4_I",1887]
["ACT_Metro_JointSpouse_4_J",1958]
["ACT_Metro_JointSpouse_4_K",1986]
["ACT_Metro_JointSpouse_4_L",2011]
["ACT_Metro_JointSpouse_4_M",2125]
["ACT_Metro_JointSpouse_4_N",2172]
["ACT_Metro_JointSpouse_4_O",2233]
["ACT_Metro_JointSpouse_4_P",2296]
["ACT_Metro_JointSpouse_4_Q",2370]
["ACT_Metro_JointSpouse_4_R",2444]
["ACT_Metro_JointSpouse_4_S",2518]
["ACT_Metro_JointSpouse_4_T",2592]
["ACT_Metro_JointSpouse_4_U",2665]
["ACT_Metro_JointSpouse_5_A",1752]
["ACT_Metro_JointSpouse_5_B",1785]
["ACT_Metro_JointSpouse_5_C",1775]
["ACT_Metro_JointSpouse_5_D",1792]
["ACT_Metro_JointSpouse_5_E",1843]
["ACT_Metro_JointSpouse_5_F",1876]
["ACT_Metro_JointSpouse_5_G",1943]
["ACT_Metro_JointSpouse_5_H",1932]
["ACT_Metro_JointSpouse_5_I",2019]
["ACT_Metro_JointSpouse_5_J",2091]
["ACT_Metro_JointSpouse_5_K",2118]
["ACT_Metro_JointSpouse_5_L",2144]
["ACT_Metro_JointSpouse_5_M",2257]
["ACT_Metro_JointSpouse_5_N",2304]
["ACT_Metro_JointSpouse_5_O",2365]
["ACT_Metro_JointSpouse_5_P",2427]
["ACT_Metro_JointSpouse_5_Q",2501]
["ACT_Metro_JointSpouse_5_R",2575]
["ACT_Metro_JointSpouse_5_S",2649]
["ACT_Metro_JointSpouse_5_T",2723]
["ACT_Metro_JointSpouse_5_U",2797]
["ACT_Metro_JointSpouse_6_A",1884]
["ACT_Metro_JointSpouse_6_B",1917]
["ACT_Metro_JointSpouse_6_C",1907]
["ACT_Metro_JointSpouse_6_D",1924]
["ACT_Metro_JointSpouse_6_E",1975]
["ACT_Metro_JointSpouse_6_F",2009]
["ACT_Metro_JointSpouse_6_G",2076]
["ACT_Metro_JointSpouse_6_H",2064]
["ACT_Metro_JointSpouse_6_I",2151]
["ACT_Metro_JointSpouse_6_J",2223]
["ACT_Metro_JointSpouse_6_K",2251]
["ACT_Metro_JointSpouse_6_L",2276]
["ACT_Metro_JointSpouse_6_M",2389]
["ACT_Metro_JointSpouse_6_N",2436]
["ACT_Metro_JointSpouse_6_O",2497]
["ACT_Metro_JointSpouse_6_P",2559]
["ACT_Metro_JointSpouse_6_Q",2633]
["ACT_Metro_JointSpouse_6_R",2707]
["ACT_Metro_JointSpouse_6_S",2781]
["ACT_Metro_JointSpouse_6_T",2855]
["ACT_Metro_JointSpouse_6_U",2928]
["ACT_Metro_JointSpouse_7_A",2017]
["ACT_Metro_JointSpouse_7_B",2050]
["ACT_Metro_JointSpouse_7_C",2040]
["ACT_Metro_JointSpouse_7_D",2057]
["ACT_Metro_JointSpouse_7_E",2108]
["ACT_Metro_JointSpouse_7_F",2141]
["ACT_Metro_JointSpouse_7_G",2208]
["ACT_Metro_JointSpouse_7_H",2197]
["ACT_Metro_JointSpouse_7_I",2283]
["ACT_Metro_JointSpouse_7_J",2356]
["ACT_Metro_JointSpouse_7_K",2383]
["ACT_Metro_JointSpouse_7_L",2409]
["ACT_Metro_JointSpouse_7_M",2521]
["ACT_Metro_JointSpouse_7_N",2568]
["ACT_Metro_JointSpouse_7_O",2629]
["ACT_Metro_JointSpouse_7_P",2690]
["ACT_Metro_JointSpouse_7_Q",2764]
["ACT_Metro_JointSpouse_7_R",2838]
["ACT_Metro_JointSpouse_7_S",2912]
["ACT_Metro_JointSpouse_7_T",2986]
["ACT_Metro_JointSpouse_7_U",3060]
["ACT_Metro_JointSpouse_8_A",2149]
["ACT_Metro_JointSpouse_8_B",2182]
["ACT_Metro_JointSpouse_8_C",2172]
["ACT_Metro_JointSpouse_8_D",2189]
["ACT_Metro_JointSpouse_8_E",2240]
["ACT_Metro_JointSpouse_8_F",2274]
["ACT_Metro_JointSpouse_8_G",2341]
["ACT_Metro_JointSpouse_8_H",2329]
["ACT_Metro_JointSpouse_8_I",2415]
["ACT_Metro_JointSpouse_8_J",2488]
["ACT_Metro_JointSpouse_8_K",2516]
["ACT_Metro_JointSpouse_8_L",2541]
["ACT_Metro_JointSpouse_8_M",2653]
["ACT_Metro_JointSpouse_8_N",2700]
["ACT_Metro_JointSpouse_8_O",2761]
["ACT_Metro_JointSpouse_8_P",2822]
["ACT_Metro_JointSpouse_8_Q",2896]
["ACT_Metro_JointSpouse_8_R",2970]
["ACT_Metro_JointSpouse_8_S",3044]
["ACT_Metro_JointSpouse_8_T",3118]
["ACT_Metro_JointSpouse_8_U",3191]
["ACT_Metro_JointSpouse_9_A",2282]
["ACT_Metro_JointSpouse_9_B",2315]
["ACT_Metro_JointSpouse_9_C",2305]
["ACT_Metro_JointSpouse_9_D",2322]
["ACT_Metro_JointSpouse_9_E",2373]
["ACT_Metro_JointSpouse_9_F",2406]
["ACT_Metro_JointSpouse_9_G",2473]
["ACT_Metro_JointSpouse_9_H",2462]
["ACT_Metro_JointSpouse_9_I",2547]
["ACT_Metro_JointSpouse_9_J",2621]
["ACT_Metro_JointSpouse_9_K",2648]
["ACT_Metro_JointSpouse_9_L",2674]
["ACT_Metro_JointSpouse_9_M",2785]
["ACT_Metro_JointSpouse_9_N",2832]
["ACT_Metro_JointSpouse_9_O",2893]
["ACT_Metro_JointSpouse_9_P",2953]
["ACT_Metro_JointSpouse_9_Q",3027]
["ACT_Metro_JointSpouse_9_R",3101]
["ACT_Metro_JointSpouse_9_S",3175]
["ACT_Metro_JointSpouse_9_T",3249]
["ACT_Metro_JointSpouse_9_U",3323]
["ACT_Metro_JointSpouse_10+_A",2414]
["ACT_Metro_JointSpouse_10+_B",2447]
["ACT_Metro_JointSpouse_10+_C",2437]
["ACT_Metro_JointSpouse_10+_D",2454]
["ACT_Metro_JointSpouse_10+_E",2505]
["ACT_Metro_JointSpouse_10+_F",2539]
["ACT_Metro_JointSpouse_10+_G",2606]
["ACT_Metro_JointSpouse_10+_H",2594]
["ACT_Metro_JointSpouse_10+_I",2679]
["ACT_Metro_JointSpouse_10+_J",2753]
["ACT_Metro_JointSpouse_10+_K",2781]
["ACT_Metro_JointSpouse_10+_L",2806]
["ACT_Metro_JointSpouse_10+_M",2917]
["ACT_Metro_JointSpouse_10+_N",2964]
["ACT_Metro_JointSpouse_10+_O",3025]
["ACT_Metro_JointSpouse_10+_P",3085]
["ACT_Metro_JointSpouse_10+_Q",3159]
["ACT_Metro_JointSpouse_10+_R",3233]
["ACT_Metro_JointSpouse_10+_S",3307]
["ACT_Metro_JointSpouse_10+_T",3381]
["ACT_Metro_JointSpouse_10+_U",3454]
["OS_Metro_JointSpouse_0_A",995]
["OS_Metro_JointSpouse_0_B",1027]
["OS_Metro_JointSpouse_0_C",1017]
["OS_Metro_JointSpouse_0_D",1035]
["OS_Metro_JointSpouse_0_E",1086]
["OS_Metro_JointSpouse_0_F",1119]
["OS_Metro_JointSpouse_0_G",1186]
["OS_Metro_JointSpouse_0_H",1175]
["OS_Metro_JointSpouse_0_I",1264]
["OS_Metro_JointSpouse_0_J",1335]
["OS_Metro_JointSpouse_0_K",1362]
["OS_Metro_JointSpouse_0_L",1388]
["OS_Metro_JointSpouse_0_M",1503]
["OS_Metro_JointSpouse_0_N",1550]
["OS_Metro_JointSpouse_0_O",1611]
["OS_Metro_JointSpouse_0_P",1675]
["OS_Metro_JointSpouse_0_Q",1749]
["OS_Metro_JointSpouse_0_R",1824]
["OS_Metro_JointSpouse_0_S",1898]
["OS_Metro_JointSpouse_0_T",1973]
["OS_Metro_JointSpouse_0_U",2045]
["OS_Metro_JointSpouse_1_A",1083]
["OS_Metro_JointSpouse_1_B",1116]
["OS_Metro_JointSpouse_1_C",1106]
["OS_Metro_JointSpouse_1_D",1123]
["OS_Metro_JointSpouse_1_E",1174]
["OS_Metro_JointSpouse_1_F",1208]
["OS_Metro_JointSpouse_1_G",1275]
["OS_Metro_JointSpouse_1_H",1264]
["OS_Metro_JointSpouse_1_I",1352]
["OS_Metro_JointSpouse_1_J",1423]
["OS_Metro_JointSpouse_1_K",1451]
["OS_Metro_JointSpouse_1_L",1476]
["OS_Metro_JointSpouse_1_M",1592]
["OS_Metro_JointSpouse_1_N",1638]
["OS_Metro_JointSpouse_1_O",1700]
["OS_Metro_JointSpouse_1_P",1763]
["OS_Metro_JointSpouse_1_Q",1838]
["OS_Metro_JointSpouse_1_R",1912]
["OS_Metro_JointSpouse_1_S",1987]
["OS_Metro_JointSpouse_1_T",2061]
["OS_Metro_JointSpouse_1_U",2134]
["OS_Metro_JointSpouse_2_A",1344]
["OS_Metro_JointSpouse_2_B",1376]
["OS_Metro_JointSpouse_2_C",1366]
["OS_Metro_JointSpouse_2_D",1384]
["OS_Metro_JointSpouse_2_E",1434]
["OS_Metro_JointSpouse_2_F",1468]
["OS_Metro_JointSpouse_2_G",1535]
["OS_Metro_JointSpouse_2_H",1523]
["OS_Metro_JointSpouse_2_I",1612]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Family/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Family/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ58+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ58+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ55+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ55+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App1 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!BK12","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!BK12","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App1 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!BK12","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!BK12","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App2 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App2 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App2 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App3 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App3 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[null,"PAYG Income Calculator"]
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[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App4 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App4 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App4 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,MAX(CZ49,CZ41))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,MAX(CZ49,CZ41))","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,MAX(CZ51,CZ41))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,MAX(CZ51,CZ41))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,MAX(CZ51,CZ41))","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,MAX(CZ51,CZ41))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,MAX(CZ53,CZ41))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,MAX(CZ53,CZ41))","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,MAX(CZ54,CZ41))","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,MAX(CZ54,CZ41))","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App5 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[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App5 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[null,"PAYG Income Calculator"]
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[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App6 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App6 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[null,"PAYG Income Calculator"]
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[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"PAYG Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Avg Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF17&\"/\"&CF18&\"/\"&CF20","v":"0/0/No/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IFERROR(IF(AND(PAYG_YTDPays>=3,PAYG_YTDCycle=\"Monthly\"),\"Yes\",IF(DATEDIF(PAYG_YTDStartDate,PAYG_YTDEndDate,\"m\")<3,\"No\",\"Yes\")),\"No\")","v":"No"},null,null,null,null," Avg Pay Result",null,null,null,null,null,null,{"$f":"VLOOKUP(CR14,PAYG_AvgPayLookup,28,FALSE)","v":{"$error":"#N/A"}}]
[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable",null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDType","v":0},null,null,null,null," Base Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR16,PAYG_BasePayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SS Required",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"No\",IF(PAYG_AdditPreTaxReq=\"\",\"No\",PAYG_AdditPreTaxReq))","v":"No"},null,null,null,null,"Total Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF18","v":"No/0/No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditProjectedBonus>0,\"Unpaid\",IF(PAYG_AdditPaidBonus>0,\"Paid\",\"No\"))","v":"No"},null,null,null,null," Total Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR18,PAYG_TotalPayLookup,28,FALSE),\"Error\")","v":"Error"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Paid Bonus",null,null,null,null,null,null,{"$f":"IF(PAYG_AdditPaidBonus>0,\"Yes\",\"No\")","v":"No"},null,null,null,null,"Bonus Pay Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF19&\"/\"&CF18","v":"No/0/No/No"}]
[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value"]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Cycle",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!$K$6:$M$13,3,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Days Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDEndDate-PAYG_YTDStartDate","v":-43647}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Months Elapsed",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(PAYG_YTDEndDate)-YEAR(PAYG_YTDStartDate))*12+(MONTH(PAYG_YTDEndDate)-MONTH(PAYG_YTDStartDate))+(DAY(PAYG_YTDEndDate)-DAY(PAYG_YTDStartDate))/31","v":-1434.0322580645161}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Reference",null,null,null,null,null,null,null,null,"Pays in Year",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_YTDCycle,Reference!K6:L13,2,FALSE)","v":{"$error":"#N/A"}}]
[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"PAYG YTD Calc - App6 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[null,"PAYG Income Calculator"]
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[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
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[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"username()","v":"M025250"}]
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[null,"Select employment*\nPAYG / Family",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD Figure",null,null,null,null,null,null,{"$f":"IF(PAYG_EmployType=\"Family\",\"Family\",PAYG_YTDConfirm)","v":0},null,null,null,null,"Base Pay Lookup",null,null,null,null,null,null,{"$f":"CF16&\"/\"&CF18","v":"0/No"}]
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[null,"Can you confirm base income*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Do you have a YTD figure*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," Bonus Pay Result",null,null,null,null,null,null,{"$f":"IFERROR(VLOOKUP(CR20,PAYG_BonusPayLookup,28,FALSE),0)","v":0}]
[]
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[null,"Year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ30-PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"Avg Gross YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Gross/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg Gross YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus-PAYG_AdditPreTax)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue/PAYG_YTDPays)+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,"First day of financial year",null,null,null,null,null,null,null,null,null,null,null,"2019-07-01",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDCycle&\" base pay\"","v":" base pay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number of pays",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(PAYG_YTDCycle=Reference!K13,1,IF(PAYG_YTDCycle=Reference!K10,ROUNDDOWN(CZ27,0)+1,ROUNDDOWN(CZ26/CZ25,0)+1)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/No",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTD_YTDValue/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/Yes/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays+PAYG_AdditPreTax","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Taxable/No/Yes",null,null,null,null,null,null,"YTD Avg",null,null,null,null,null,null,null,null,"avg tax YTD w/o SS & bonus",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTD_YTDValue-PAYG_AdditPaidBonus)/PAYG_YTDPays","v":{"$error":"#VALUE!"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Is the YTD amount\nGross or Taxable?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDAvgPayResult","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD Reference",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(PAYG_NoYTDCycle,Reference!$K$6:$L$13,2,FALSE)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AL38 &\" YTD amount\"","v":" YTD amount"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annualised average pay",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_YTDAveragePay*CZ28,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2 Doc",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(PAYG_PaySumAmount>0,PAYG_NOAAmount>0),MIN(PAYG_PaySumAmount,PAYG_NOAAmount),MAX(PAYG_PaySumAmount,PAYG_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_YTDBase*CZ28","v":{"$error":"#N/A"}}]
[null,"Group 1 documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"(PAYG_YTDBase-PAYG_AdditPreTax)*CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(PAYG_NoYTDAnnualBase,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No",null,null,null,null,null,null,"Summary Income - Annual Base",null,null,null,null,null,null,null,null,"No YTD Annual Base w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"PAYG_NoYTDAnnualBase-(PAYG_AdditPreTax*CZ39)","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD => 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(PAYG_ServAnnualBase,PAYG_YTDAnnualised)","v":0}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"YTD < 3mths w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ41,CZ49)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Yes",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal),CZ41)","v":0}]
[null,"Pay date: 1st payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/No",null,null,null,null,null,null,"Summary Income - Annual Total",null,null,null,null,null,null,null,null,"No YTD w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MAX(PAYG_ServAnnualBase,PAYG_NoYTDAnnualTotal-(PAYG_AdditPreTax*CZ39)),CZ41)","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths Paid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Paid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CZ49+PAYG_AdditPaidBonus","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD => 3mths unpaid w or w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ56+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"YTD < 3mths unpaid w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDBasePay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Yes/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ51+PAYG_AdditProjectedBonus+PAYG_AdditPaidBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/Yes",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ53+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":0}]
[null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay1*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Annual total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(PAYG_NoYTDTotalPay2*$CZ$39,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Paid/No",null,null,null,null,null,null,"Summary Income - Annual Bonus",null,null,null,null,null,null,null,null,"No YTD bonus w/o SS",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No/Unpaid/No",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ54+PAYG_AdditPaidBonus+PAYG_AdditProjectedBonus,CZ41)","v":{"$error":"#N/A"}}]
[]
[null,"Assessed base",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2)=0,0,MIN(PAYG_NoYTDAnnualBase1,PAYG_NoYTDAnnualBase2))","v":0}]
[]
[]
[null,"Assessed total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2)=0,0,MIN(PAYG_NoYTDAnnualTotal1,PAYG_NoYTDAnnualTotal2))","v":0}]
[]
[]
[]
[null,"Additional income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
[null,"Pre-tax deductions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure pre-tax deductions are confirmed to policy"]
[]
[]
[null,"Pre-tax deductions required for servicing?"]
[]
[]
[null,"Bonus already received",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If required for servicing, ensure bonus income is verified to policy"]
[]
[]
[null,"Projected bonus"]
[]
[]
[]
[]
[]
[null,"Group 2 documents"]
[]
[]
[]
[null,"Payment Summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax Return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Base"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR17","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Total"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR19","v":"Error"}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual including bonus"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CR21","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Casual and No Base policy applies. Click continue and load income as Casual."]

{"sheet":"Self Employed - App1","index":44,"n_rows":168,"n_cols":93,"rows_kept":168,"cut":false,"hidden":true,"merged":[[144,1,145,10],[144,11,145,11],[144,12,145,12],[144,13,145,23],[144,25,145,35],[66,13,67,23],[87,16,88,17],[123,16,124,17],[105,1,106,10],[105,11,106,11],[105,12,106,12],[105,13,106,23],[105,25,106,35],[99,1,100,10],[99,11,100,11],[99,12,100,12],[99,13,100,23],[99,25,100,35],[102,1,103,10],[102,11,103,11],[102,12,103,12],[102,13,103,23],[102,25,103,35],[72,1,73,10],[63,37,65,39],[66,37,68,39],[69,37,71,39],[72,37,74,39],[75,37,77,39],[96,37,98,39],[99,37,101,39],[102,37,104,39],[93,13,94,23],[72,11,73,11],[72,12,73,12],[72,13,73,23],[72,25,73,35],[75,25,76,35],[60,13,61,23],[93,11,94,11],[90,11,91,11],[90,1,91,10],[93,1,94,10],[78,25,79,35],[82,13,83,23],[82,25,83,35],[82,1,83,11],[63,25,64,35],[66,1,67,10],[66,11,67,11],[66,12,67,12],[66,25,67,35],[93,25,94,35],[90,13,91,23],[90,25,91,35],[87,1,88,15],[87,25,88,36],[165,77,166,102],[167,13,169,35],[167,77,169,103],[165,13,166,35],[96,13,97,23],[75,1,76,10],[75,11,76,11],[75,12,76,12],[75,13,76,23],[96,11,97,11],[108,1,109,10],[108,11,109,11],[108,12,109,12],[108,13,109,23],[108,25,109,35],[147,13,148,23],[147,25,148,35],[138,1,139,10],[138,11,139,11],[138,12,139,12],[138,13,139,23],[138,25,139,35],[141,1,142,10],[141,11,142,11],[177,1,177,11],[177,13,177,23],[177,25,177,35],[177,37,177,47],[177,49,177,59],[159,13,160,35],[161,13,161,19],[177,61,177,71],[162,38,164,60],[159,38,160,60],[167,41,169,63],[167,65,167,70],[129,1,130,10],[129,11,130,11],[129,13,130,23],[129,25,130,35],[150,25,151,35],[132,1,133,10],[160,77,160,102],[162,13,164,35],[163,77,164,103],[141,12,142,12],[141,13,142,23],[141,25,142,35],[154,1,155,11],[132,11,133,11],[132,13,133,23],[132,25,133,35],[150,13,151,23],[158,1,160,11],[154,13,155,23],[154,25,155,35],[147,1,148,10],[147,11,148,11],[147,12,148,12],[135,1,136,10],[22,93,23,103],[25,1,27,11],[25,13,27,23],[25,25,27,59],[135,11,136,11],[135,13,136,23],[135,25,136,35],[150,1,151,11],[150,12,151,12],[40,13,41,23],[40,88,41,98],[33,13,34,23],[29,1,31,47],[111,25,112,35],[115,1,116,11],[115,13,116,23],[115,25,116,35],[57,13,58,23],[57,25,58,35],[60,12,61,12],[33,25,34,35],[35,25,36,35],[144,37,146,39],[24,76,24,82],[111,1,112,11],[111,12,112,12],[111,13,112,23],[11,48,12,59],[11,60,12,71],[15,1,17,11],[15,15,17,69],[20,25,22,71],[54,11,55,11],[51,1,52,15],[35,13,36,23],[47,1,48,10],[54,1,55,10],[37,1,38,12],[40,25,41,35],[44,25,45,36],[47,11,48,11],[47,13,48,23],[44,1,45,17],[105,37,107,39],[57,11,58,11],[57,1,58,10],[63,12,64,12],[63,13,64,23],[63,11,64,11],[51,16,52,17],[9,1,10,12],[9,13,10,35],[9,48,10,59],[9,60,10,71],[20,13,22,23],[126,1,127,10],[126,11,127,11],[126,13,127,23],[126,25,127,35],[11,1,12,12],[11,13,12,35],[40,1,41,10],[40,12,41,12],[123,1,124,15],[123,25,124,36],[96,25,97,35],[96,1,97,10],[47,25,48,35],[119,1,120,11],[119,12,120,12],[119,13,120,23],[119,25,120,35],[108,37,110,39],[9,36,10,47],[78,1,79,11],[78,12,79,12],[78,13,79,23],[11,36,12,47],[0,34,3,61],[0,6,3,33],[147,37,149,39],[96,40,98,42],[0,1,3,4],[69,1,70,10],[69,11,70,11],[60,11,61,11],[60,1,61,10],[69,12,70,12],[69,13,70,23],[6,1,7,28],[60,25,61,35],[69,25,70,35],[54,13,55,23],[54,25,55,35],[57,12,58,12],[63,1,64,10],[20,1,22,11],[28,83,28,91],[28,92,28,102],[126,49,128,51],[129,49,131,51],[132,49,134,51],[135,37,137,39],[138,37,140,39],[141,37,143,39],[24,83,24,91],[24,92,24,102],[25,76,25,82],[25,83,25,91],[25,92,25,102],[26,76,26,82],[26,83,26,91],[26,92,26,102],[27,76,27,82],[27,83,27,91],[27,92,27,102],[29,83,29,91],[30,83,30,91],[29,92,29,102],[30,92,30,102]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Self Employed Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"}]
[]
[]
[]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from their business which they operate as either an incorporated company (must be wholly owned by applicants), sole trader or partnership."]
[]
[]
[]
[]
[null,"Associated applicants*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Only use this section if you have multiple applicants related to the same business. The information entered for one applicant will be updated for related applicants. "]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessment Used",null,null,null,null,null,null,null,null,{"$f":"IF(SE_IncomeType=\"Medico\",\"Medico\",IF(SE_CurrentEndNet<SE_PreviousEndNet,\"Current\",\"Average\"))","v":"Average"}]
[null,"Verification type*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select FAST TRACK to apply a fast track application, (figures are to be input off of ATO Assessment Notices ONLY) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Gross",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Gross",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet+SE_CurrentEndNet)/2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Taxable",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet-SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Taxable",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet-SE_PreviousTotalATAddBacks+SE_CurrentEndNet-SE_CurrentTotalATAddBacks)/2","v":0}]
[null," ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Addbacks",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Addbacks",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousTotalATAddBacks+SE_CurrentTotalATAddBacks)/2","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Previous tax year ",null,null,null,null,null,null,null,null,null,null,null,"Current tax year "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select"]
[]
[null,"A: Taxable income"]
[]
[]
[null,"S/E taxable income",null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"B: Superannuation"]
[]
[]
[null,"Superannuation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"C: Non-Recurring Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B64:K77,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental profit",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Historical PAYG",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousDeducts)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentDeducts)","v":0}]
[]
[]
[]
[null,"D: Total Net Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousNOAAmount+SE_PreviousSuper-SE_PreviousTotalDeducts","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentNOAAmount+SE_CurrentSuper-SE_CurrentTotalDeducts","v":0}]
[]
[null,"(A + B + C)"]
[]
[]
[null,"E: Non-Recurring Expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B97:K110,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental loss from tax return",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousBTAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentBTAddBacks)","v":0}]
[]
[]
[]
[null,"F: Assessed Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross1+SE_PreviousTotalBTAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentGross1+SE_CurrentTotalBTAddBacks","v":0}]
[]
[null,"(D + E)",null,null,null,null,null,null,null,null,null,null,null,"Tax"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare"]
[null,"G: After Tax Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross2","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z116","v":0}]
[]
[]
[]
[null,"H: After-Tax Add Backs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B136:K149,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Allowable depreciation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Interest (bank borrowings)",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Leasing/HP charges",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousATAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentATAddBacks)","v":0}]
[]
[]
[]
[null,"I: Total Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousInterimNet+SE_PreviousTotalATAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z120+SE_CurrentTotalATAddBacks","v":0}]
[]
[null,"(G + H)"]
[]
[null,"Taxable Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Addbacks"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"(inclusive of add backs)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO26,IF(CO25=\"Current\",CO26,CO27))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO30,IF(CO25=\"Current\",CO30,CO31))","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Income"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO28,IF(CO25=\"Current\",CO28,CO29))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessed Income greater than 130% of current year. Referral to Credit required",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(SE_IncomeType<>\"Medico\",SE_GrossIncome>SE_PreviousEndNet*1.3),TRUE,FALSE)","v":false}]

{"sheet":"Self Employed - App2","index":45,"n_rows":168,"n_cols":93,"rows_kept":168,"cut":false,"hidden":true,"merged":[[0,1,3,4],[0,6,3,33],[0,34,3,61],[6,1,7,28],[9,1,10,12],[9,13,10,35],[9,36,10,47],[9,48,10,59],[9,60,10,71],[19,1,23,11],[20,13,22,23],[20,25,22,71],[22,93,23,103],[24,76,24,82],[24,83,24,91],[24,92,24,102],[11,1,12,12],[11,13,12,35],[11,36,12,47],[11,48,12,59],[11,60,12,71],[15,1,17,11],[15,15,17,69],[27,83,27,91],[27,92,27,102],[28,83,28,91],[28,92,28,102],[29,1,31,47],[25,1,27,11],[25,13,27,23],[25,25,27,59],[25,76,25,82],[25,83,25,91],[25,92,25,102],[26,76,26,82],[26,83,26,91],[26,92,26,102],[27,76,27,82],[30,92,30,102],[29,92,29,102],[30,83,30,91],[29,83,29,91],[33,13,34,23],[33,25,34,35],[35,13,36,23],[35,25,36,35],[37,1,38,12],[40,1,41,10],[40,12,41,12],[40,13,41,23],[40,25,41,35],[51,1,52,15],[51,16,52,17],[54,1,55,10],[54,11,55,11],[54,13,55,23],[54,25,55,35],[40,88,41,98],[44,1,45,17],[44,25,45,36],[47,1,48,10],[47,11,48,11],[47,13,48,23],[47,25,48,35],[57,1,58,10],[57,11,58,11],[57,12,58,12],[57,13,58,23],[57,25,58,35],[60,1,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,23],[60,25,61,35],[66,1,67,10],[66,11,67,11],[66,12,67,12],[66,13,67,23],[66,25,67,35],[66,37,68,39],[63,1,64,10],[63,11,64,11],[63,12,64,12],[63,13,64,23],[63,25,64,35],[63,37,65,39],[75,37,77,39],[72,1,73,10],[72,11,73,11],[72,12,73,12],[72,13,73,23],[72,25,73,35],[72,37,74,39],[69,1,70,10],[69,11,70,11],[69,12,70,12],[69,13,70,23],[69,25,70,35],[69,37,71,39],[78,1,79,11],[78,12,79,12],[78,13,79,23],[78,25,79,35],[82,1,83,11],[82,13,83,23],[82,25,83,35],[75,1,76,10],[75,11,76,11],[75,12,76,12],[75,13,76,23],[75,25,76,35],[93,1,94,10],[93,11,94,11],[93,13,94,23],[93,25,94,35],[96,1,97,10],[96,11,97,11],[96,13,97,23],[96,25,97,35],[87,1,88,15],[87,16,88,17],[87,25,88,36],[90,1,91,10],[90,11,91,11],[90,13,91,23],[90,25,91,35],[102,1,103,10],[102,11,103,11],[102,12,103,12],[102,13,103,23],[102,25,103,35],[102,37,104,39],[96,37,98,39],[96,40,98,42],[99,1,100,10],[99,11,100,11],[99,12,100,12],[99,13,100,23],[99,25,100,35],[99,37,101,39],[108,1,109,10],[108,11,109,11],[108,12,109,12],[108,13,109,23],[108,25,109,35],[108,37,110,39],[105,1,106,10],[105,11,106,11],[105,12,106,12],[105,13,106,23],[105,25,106,35],[105,37,107,39],[119,1,120,11],[119,12,120,12],[119,13,120,23],[119,25,120,35],[123,1,124,15],[123,16,124,17],[123,25,124,36],[111,1,112,11],[111,12,112,12],[111,13,112,23],[111,25,112,35],[115,1,116,11],[115,13,116,23],[115,25,116,35],[126,1,127,10],[126,11,127,11],[126,13,127,23],[126,25,127,35],[126,49,128,51],[129,1,130,10],[129,11,130,11],[129,13,130,23],[129,25,130,35],[129,49,131,51],[132,1,133,10],[132,11,133,11],[132,13,133,23],[132,25,133,35],[132,49,134,51],[135,1,136,10],[135,11,136,11],[135,13,136,23],[135,25,136,35],[135,37,137,39],[141,1,142,10],[141,11,142,11],[141,12,142,12],[141,13,142,23],[141,25,142,35],[141,37,143,39],[138,1,139,10],[138,11,139,11],[138,12,139,12],[138,13,139,23],[138,25,139,35],[138,37,140,39],[147,1,148,10],[147,11,148,11],[147,12,148,12],[147,13,148,23],[147,25,148,35],[147,37,149,39],[144,1,145,10],[144,11,145,11],[144,12,145,12],[144,13,145,23],[144,25,145,35],[144,37,146,39],[158,1,160,11],[159,13,160,35],[160,77,160,102],[161,13,161,19],[162,13,164,35],[163,77,164,103],[150,1,151,11],[150,12,151,12],[150,13,151,23],[150,25,151,35],[154,1,155,11],[154,13,155,23],[154,25,155,35],[159,38,160,60],[162,38,164,60],[177,1,177,11],[177,13,177,23],[177,25,177,35],[177,37,177,47],[177,49,177,59],[177,61,177,71],[165,13,166,35],[165,77,166,102],[167,13,169,35],[167,77,169,103],[167,41,169,63],[167,65,167,70]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Self Employed Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"}]
[]
[]
[]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from their business which they operate as either an incorporated company (must be wholly owned by applicants), sole trader or partnership."]
[]
[]
[]
[null,"Associated applicants*"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Only use this section if you have multiple applicants related to the same business. The information entered for one applicant will be updated for related applicants. "]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessment Used",null,null,null,null,null,null,null,null,{"$f":"IF(SE_IncomeType=\"Medico\",\"Medico\",IF(SE_CurrentEndNet<SE_PreviousEndNet,\"Current\",\"Average\"))","v":"Average"}]
[null,"Verification type*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select FAST TRACK to apply a fast track application, (figures are to be input off of ATO Assessment Notices ONLY) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Gross",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Gross",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet+SE_CurrentEndNet)/2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Taxable",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet-SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Taxable",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet-SE_PreviousTotalATAddBacks+SE_CurrentEndNet-SE_CurrentTotalATAddBacks)/2","v":0}]
[null,"Taxable income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Addbacks",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Addbacks",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousTotalATAddBacks+SE_CurrentTotalATAddBacks)/2","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Previous tax year ",null,null,null,null,null,null,null,null,null,null,null,"Current tax year "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select"]
[]
[null,"A: Taxable income"]
[]
[]
[null,"S/E taxable income",null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"B: Superannuation"]
[]
[]
[null,"Superannuation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"C: Non-Recurring Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B64:K77,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental profit",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Historical PAYG",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousDeducts)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentDeducts)","v":0}]
[]
[]
[]
[null,"D: Total Net Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousNOAAmount+SE_PreviousSuper-SE_PreviousTotalDeducts","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentNOAAmount+SE_CurrentSuper-SE_CurrentTotalDeducts","v":0}]
[]
[null,"(A + B + C)"]
[]
[]
[null,"E: Non-Recurring Expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B97:K110,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental loss from tax return",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousBTAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentBTAddBacks)","v":0}]
[]
[]
[]
[null,"F: Assessed Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross1+SE_PreviousTotalBTAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentGross1+SE_CurrentTotalBTAddBacks","v":0}]
[]
[null,"(D + E)",null,null,null,null,null,null,null,null,null,null,null,"Tax"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare"]
[null,"G: After Tax Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross2","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z116","v":0}]
[]
[]
[]
[null,"H: After-Tax Add Backs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B136:K149,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Allowable depreciation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Interest (bank borrowings)",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Leasing/HP charges",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousATAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentATAddBacks)","v":0}]
[]
[]
[]
[null,"I: Total Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousInterimNet+SE_PreviousTotalATAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z120+SE_CurrentTotalATAddBacks","v":0}]
[]
[null,"(G + H)"]
[]
[null,"Taxable Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Addbacks"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"(inclusive of add backs)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO26,IF(CO25=\"Current\",CO26,CO27))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO30,IF(CO25=\"Current\",CO30,CO31))","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Income"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO28,IF(CO25=\"Current\",CO28,CO29))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessed Income greater than 130% of current year. Referral to Credit required",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(SE_IncomeType<>\"Medico\",SE_GrossIncome>SE_PreviousEndNet*1.3),TRUE,FALSE)","v":false}]

{"sheet":"Self Employed - App3","index":46,"n_rows":168,"n_cols":93,"rows_kept":168,"cut":false,"hidden":true,"merged":[[0,1,3,4],[0,6,3,33],[0,34,3,61],[6,1,7,28],[9,1,10,12],[9,13,10,35],[9,36,10,47],[9,48,10,59],[9,60,10,71],[19,1,23,11],[20,13,22,23],[20,25,22,71],[22,93,23,103],[24,76,24,82],[24,83,24,91],[24,92,24,102],[11,1,12,12],[11,13,12,35],[11,36,12,47],[11,48,12,59],[11,60,12,71],[15,1,17,11],[15,15,17,69],[27,83,27,91],[27,92,27,102],[28,83,28,91],[28,92,28,102],[29,1,31,47],[25,1,27,11],[25,13,27,23],[25,25,27,59],[25,76,25,82],[25,83,25,91],[25,92,25,102],[26,76,26,82],[26,83,26,91],[26,92,26,102],[27,76,27,82],[30,92,30,102],[29,92,29,102],[30,83,30,91],[29,83,29,91],[33,13,34,23],[33,25,34,35],[35,13,36,23],[35,25,36,35],[37,1,38,12],[40,1,41,10],[40,12,41,12],[40,13,41,23],[40,25,41,35],[51,1,52,15],[51,16,52,17],[54,1,55,10],[54,11,55,11],[54,13,55,23],[54,25,55,35],[40,88,41,98],[44,1,45,17],[44,25,45,36],[47,1,48,10],[47,11,48,11],[47,13,48,23],[47,25,48,35],[57,1,58,10],[57,11,58,11],[57,12,58,12],[57,13,58,23],[57,25,58,35],[60,1,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,23],[60,25,61,35],[66,1,67,10],[66,11,67,11],[66,12,67,12],[66,13,67,23],[66,25,67,35],[66,37,68,39],[63,1,64,10],[63,11,64,11],[63,12,64,12],[63,13,64,23],[63,25,64,35],[63,37,65,39],[75,37,77,39],[72,1,73,10],[72,11,73,11],[72,12,73,12],[72,13,73,23],[72,25,73,35],[72,37,74,39],[69,1,70,10],[69,11,70,11],[69,12,70,12],[69,13,70,23],[69,25,70,35],[69,37,71,39],[78,1,79,11],[78,12,79,12],[78,13,79,23],[78,25,79,35],[82,1,83,11],[82,13,83,23],[82,25,83,35],[75,1,76,10],[75,11,76,11],[75,12,76,12],[75,13,76,23],[75,25,76,35],[93,1,94,10],[93,11,94,11],[93,13,94,23],[93,25,94,35],[96,1,97,10],[96,11,97,11],[96,13,97,23],[96,25,97,35],[87,1,88,15],[87,16,88,17],[87,25,88,36],[90,1,91,10],[90,11,91,11],[90,13,91,23],[90,25,91,35],[102,1,103,10],[102,11,103,11],[102,12,103,12],[102,13,103,23],[102,25,103,35],[102,37,104,39],[96,37,98,39],[96,40,98,42],[99,1,100,10],[99,11,100,11],[99,12,100,12],[99,13,100,23],[99,25,100,35],[99,37,101,39],[108,1,109,10],[108,11,109,11],[108,12,109,12],[108,13,109,23],[108,25,109,35],[108,37,110,39],[105,1,106,10],[105,11,106,11],[105,12,106,12],[105,13,106,23],[105,25,106,35],[105,37,107,39],[119,1,120,11],[119,12,120,12],[119,13,120,23],[119,25,120,35],[123,1,124,15],[123,16,124,17],[123,25,124,36],[111,1,112,11],[111,12,112,12],[111,13,112,23],[111,25,112,35],[115,1,116,11],[115,13,116,23],[115,25,116,35],[126,1,127,10],[126,11,127,11],[126,13,127,23],[126,25,127,35],[126,49,128,51],[129,1,130,10],[129,11,130,11],[129,13,130,23],[129,25,130,35],[129,49,131,51],[132,1,133,10],[132,11,133,11],[132,13,133,23],[132,25,133,35],[132,49,134,51],[135,1,136,10],[135,11,136,11],[135,13,136,23],[135,25,136,35],[135,37,137,39],[141,1,142,10],[141,11,142,11],[141,12,142,12],[141,13,142,23],[141,25,142,35],[141,37,143,39],[138,1,139,10],[138,11,139,11],[138,12,139,12],[138,13,139,23],[138,25,139,35],[138,37,140,39],[147,1,148,10],[147,11,148,11],[147,12,148,12],[147,13,148,23],[147,25,148,35],[147,37,149,39],[144,1,145,10],[144,11,145,11],[144,12,145,12],[144,13,145,23],[144,25,145,35],[144,37,146,39],[158,1,160,11],[159,13,160,35],[160,77,160,102],[161,13,161,19],[162,13,164,35],[163,77,164,103],[150,1,151,11],[150,12,151,12],[150,13,151,23],[150,25,151,35],[154,1,155,11],[154,13,155,23],[154,25,155,35],[159,38,160,60],[162,38,164,60],[177,1,177,11],[177,13,177,23],[177,25,177,35],[177,37,177,47],[177,49,177,59],[177,61,177,71],[165,13,166,35],[165,77,166,102],[167,13,169,35],[167,77,169,103],[167,41,169,63],[167,65,167,70]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Self Employed Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"}]
[]
[]
[]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from their business which they operate as either an incorporated company (must be wholly owned by applicants), sole trader or partnership."]
[]
[]
[]
[null,"Associated applicants*"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Only use this section if you have multiple applicants related to the same business. The information entered for one applicant will be updated for related applicants. "]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessment Used",null,null,null,null,null,null,null,null,{"$f":"IF(SE_IncomeType=\"Medico\",\"Medico\",IF(SE_CurrentEndNet<SE_PreviousEndNet,\"Current\",\"Average\"))","v":"Average"}]
[null,"Verification type*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select FAST TRACK to apply a fast track application, (figures are to be input off of ATO Assessment Notices ONLY) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Gross",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Gross",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet+SE_CurrentEndNet)/2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Taxable",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet-SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Taxable",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet-SE_PreviousTotalATAddBacks+SE_CurrentEndNet-SE_CurrentTotalATAddBacks)/2","v":0}]
[null,"Taxable income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Addbacks",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Addbacks",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousTotalATAddBacks+SE_CurrentTotalATAddBacks)/2","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Previous tax year ",null,null,null,null,null,null,null,null,null,null,null,"Current tax year "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select"]
[]
[null,"A: Taxable income"]
[]
[]
[null,"S/E taxable income",null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"B: Superannuation"]
[]
[]
[null,"Superannuation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"C: Non-Recurring Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B64:K77,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental profit",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Historical PAYG",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousDeducts)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentDeducts)","v":0}]
[]
[]
[]
[null,"D: Total Net Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousNOAAmount+SE_PreviousSuper-SE_PreviousTotalDeducts","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentNOAAmount+SE_CurrentSuper-SE_CurrentTotalDeducts","v":0}]
[]
[null,"(A + B + C)"]
[]
[]
[null,"E: Non-Recurring Expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B97:K110,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental loss from tax return",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousBTAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentBTAddBacks)","v":0}]
[]
[]
[]
[null,"F: Assessed Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross1+SE_PreviousTotalBTAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentGross1+SE_CurrentTotalBTAddBacks","v":0}]
[]
[null,"(D + E)",null,null,null,null,null,null,null,null,null,null,null,"Tax"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare"]
[null,"G: After Tax Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross2","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z116","v":0}]
[]
[]
[]
[null,"H: After-Tax Add Backs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B136:K149,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Allowable depreciation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Interest (bank borrowings)",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Leasing/HP charges",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousATAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentATAddBacks)","v":0}]
[]
[]
[]
[null,"I: Total Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousInterimNet+SE_PreviousTotalATAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z120+SE_CurrentTotalATAddBacks","v":0}]
[]
[null,"(G + H)"]
[]
[null,"Taxable Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Addbacks"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"(inclusive of add backs)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO26,IF(CO25=\"Current\",CO26,CO27))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO30,IF(CO25=\"Current\",CO30,CO31))","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Income"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO28,IF(CO25=\"Current\",CO28,CO29))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessed Income greater than 130% of current year. Referral to Credit required",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(SE_IncomeType<>\"Medico\",SE_GrossIncome>SE_PreviousEndNet*1.3),TRUE,FALSE)","v":false}]

{"sheet":"Self Employed - App4","index":47,"n_rows":168,"n_cols":93,"rows_kept":168,"cut":false,"hidden":true,"merged":[[0,1,3,4],[0,6,3,33],[0,34,3,61],[6,1,7,28],[9,1,10,12],[9,13,10,35],[9,36,10,47],[9,48,10,59],[9,60,10,71],[19,1,23,11],[20,13,22,23],[20,25,22,71],[22,93,23,103],[24,76,24,82],[24,83,24,91],[24,92,24,102],[11,1,12,12],[11,13,12,35],[11,36,12,47],[11,48,12,59],[11,60,12,71],[15,1,17,11],[15,15,17,69],[27,83,27,91],[27,92,27,102],[28,83,28,91],[28,92,28,102],[29,1,31,47],[25,1,27,11],[25,13,27,23],[25,25,27,59],[25,76,25,82],[25,83,25,91],[25,92,25,102],[26,76,26,82],[26,83,26,91],[26,92,26,102],[27,76,27,82],[30,92,30,102],[29,92,29,102],[30,83,30,91],[29,83,29,91],[33,13,34,23],[33,25,34,35],[35,13,36,23],[35,25,36,35],[37,1,38,12],[40,1,41,10],[40,12,41,12],[40,13,41,23],[40,25,41,35],[51,1,52,15],[51,16,52,17],[54,1,55,10],[54,11,55,11],[54,13,55,23],[54,25,55,35],[40,88,41,98],[44,1,45,17],[44,25,45,36],[47,1,48,10],[47,11,48,11],[47,13,48,23],[47,25,48,35],[57,1,58,10],[57,11,58,11],[57,12,58,12],[57,13,58,23],[57,25,58,35],[60,1,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,23],[60,25,61,35],[66,1,67,10],[66,11,67,11],[66,12,67,12],[66,13,67,23],[66,25,67,35],[66,37,68,39],[63,1,64,10],[63,11,64,11],[63,12,64,12],[63,13,64,23],[63,25,64,35],[63,37,65,39],[75,37,77,39],[72,1,73,10],[72,11,73,11],[72,12,73,12],[72,13,73,23],[72,25,73,35],[72,37,74,39],[69,1,70,10],[69,11,70,11],[69,12,70,12],[69,13,70,23],[69,25,70,35],[69,37,71,39],[78,1,79,11],[78,12,79,12],[78,13,79,23],[78,25,79,35],[82,1,83,11],[82,13,83,23],[82,25,83,35],[75,1,76,10],[75,11,76,11],[75,12,76,12],[75,13,76,23],[75,25,76,35],[93,1,94,10],[93,11,94,11],[93,13,94,23],[93,25,94,35],[96,1,97,10],[96,11,97,11],[96,13,97,23],[96,25,97,35],[87,1,88,15],[87,16,88,17],[87,25,88,36],[90,1,91,10],[90,11,91,11],[90,13,91,23],[90,25,91,35],[102,1,103,10],[102,11,103,11],[102,12,103,12],[102,13,103,23],[102,25,103,35],[102,37,104,39],[96,37,98,39],[96,40,98,42],[99,1,100,10],[99,11,100,11],[99,12,100,12],[99,13,100,23],[99,25,100,35],[99,37,101,39],[108,1,109,10],[108,11,109,11],[108,12,109,12],[108,13,109,23],[108,25,109,35],[108,37,110,39],[105,1,106,10],[105,11,106,11],[105,12,106,12],[105,13,106,23],[105,25,106,35],[105,37,107,39],[119,1,120,11],[119,12,120,12],[119,13,120,23],[119,25,120,35],[123,1,124,15],[123,16,124,17],[123,25,124,36],[111,1,112,11],[111,12,112,12],[111,13,112,23],[111,25,112,35],[115,1,116,11],[115,13,116,23],[115,25,116,35],[126,1,127,10],[126,11,127,11],[126,13,127,23],[126,25,127,35],[126,49,128,51],[129,1,130,10],[129,11,130,11],[129,13,130,23],[129,25,130,35],[129,49,131,51],[132,1,133,10],[132,11,133,11],[132,13,133,23],[132,25,133,35],[132,49,134,51],[135,1,136,10],[135,11,136,11],[135,13,136,23],[135,25,136,35],[135,37,137,39],[141,1,142,10],[141,11,142,11],[141,12,142,12],[141,13,142,23],[141,25,142,35],[141,37,143,39],[138,1,139,10],[138,11,139,11],[138,12,139,12],[138,13,139,23],[138,25,139,35],[138,37,140,39],[147,1,148,10],[147,11,148,11],[147,12,148,12],[147,13,148,23],[147,25,148,35],[147,37,149,39],[144,1,145,10],[144,11,145,11],[144,12,145,12],[144,13,145,23],[144,25,145,35],[144,37,146,39],[158,1,160,11],[159,13,160,35],[160,77,160,102],[161,13,161,19],[162,13,164,35],[163,77,164,103],[150,1,151,11],[150,12,151,12],[150,13,151,23],[150,25,151,35],[154,1,155,11],[154,13,155,23],[154,25,155,35],[159,38,160,60],[162,38,164,60],[177,1,177,11],[177,13,177,23],[177,25,177,35],[177,37,177,47],[177,49,177,59],[177,61,177,71],[165,13,166,35],[165,77,166,102],[167,13,169,35],[167,77,169,103],[167,41,169,63],[167,65,167,70]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Self Employed Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"}]
[]
[]
[]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from their business which they operate as either an incorporated company (must be wholly owned by applicants), sole trader or partnership."]
[]
[]
[]
[null,"Associated applicants*"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Only use this section if you have multiple applicants related to the same business. The information entered for one applicant will be updated for related applicants. "]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessment Used",null,null,null,null,null,null,null,null,{"$f":"IF(SE_IncomeType=\"Medico\",\"Medico\",IF(SE_CurrentEndNet<SE_PreviousEndNet,\"Current\",\"Average\"))","v":"Average"}]
[null,"Verification type*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select FAST TRACK to apply a fast track application, (figures are to be input off of ATO Assessment Notices ONLY) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Gross",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Gross",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet+SE_CurrentEndNet)/2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Taxable",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet-SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Taxable",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet-SE_PreviousTotalATAddBacks+SE_CurrentEndNet-SE_CurrentTotalATAddBacks)/2","v":0}]
[null,"Taxable income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Addbacks",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Addbacks",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousTotalATAddBacks+SE_CurrentTotalATAddBacks)/2","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Previous tax year ",null,null,null,null,null,null,null,null,null,null,null,"Current tax year "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select"]
[]
[null,"A: Taxable income"]
[]
[]
[null,"S/E taxable income",null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"B: Superannuation"]
[]
[]
[null,"Superannuation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"C: Non-Recurring Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B64:K77,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental profit",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Historical PAYG",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousDeducts)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentDeducts)","v":0}]
[]
[]
[]
[null,"D: Total Net Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousNOAAmount+SE_PreviousSuper-SE_PreviousTotalDeducts","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentNOAAmount+SE_CurrentSuper-SE_CurrentTotalDeducts","v":0}]
[]
[null,"(A + B + C)"]
[]
[]
[null,"E: Non-Recurring Expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B97:K110,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental loss from tax return",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousBTAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentBTAddBacks)","v":0}]
[]
[]
[]
[null,"F: Assessed Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross1+SE_PreviousTotalBTAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentGross1+SE_CurrentTotalBTAddBacks","v":0}]
[]
[null,"(D + E)",null,null,null,null,null,null,null,null,null,null,null,"Tax"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare"]
[null,"G: After Tax Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross2","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z116","v":0}]
[]
[]
[]
[null,"H: After-Tax Add Backs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B136:K149,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Allowable depreciation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Interest (bank borrowings)",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Leasing/HP charges",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousATAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentATAddBacks)","v":0}]
[]
[]
[]
[null,"I: Total Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousInterimNet+SE_PreviousTotalATAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z120+SE_CurrentTotalATAddBacks","v":0}]
[]
[null,"(G + H)"]
[]
[null,"Taxable Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Addbacks"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"(inclusive of add backs)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO26,IF(CO25=\"Current\",CO26,CO27))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO30,IF(CO25=\"Current\",CO30,CO31))","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Income"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO28,IF(CO25=\"Current\",CO28,CO29))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessed Income greater than 130% of current year. Referral to Credit required",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(SE_IncomeType<>\"Medico\",SE_GrossIncome>SE_PreviousEndNet*1.3),TRUE,FALSE)","v":false}]

{"sheet":"Self Employed - App5","index":48,"n_rows":168,"n_cols":93,"rows_kept":168,"cut":false,"hidden":true,"merged":[[0,1,3,4],[0,6,3,33],[0,34,3,61],[6,1,7,28],[9,1,10,12],[9,13,10,35],[9,36,10,47],[9,48,10,59],[9,60,10,71],[19,1,23,11],[20,13,22,23],[20,25,22,71],[22,93,23,103],[24,76,24,82],[24,83,24,91],[24,92,24,102],[11,1,12,12],[11,13,12,35],[11,36,12,47],[11,48,12,59],[11,60,12,71],[15,1,17,11],[15,15,17,69],[27,83,27,91],[27,92,27,102],[28,83,28,91],[28,92,28,102],[29,1,31,47],[25,1,27,11],[25,13,27,23],[25,25,27,59],[25,76,25,82],[25,83,25,91],[25,92,25,102],[26,76,26,82],[26,83,26,91],[26,92,26,102],[27,76,27,82],[30,92,30,102],[29,92,29,102],[30,83,30,91],[29,83,29,91],[33,13,34,23],[33,25,34,35],[35,13,36,23],[35,25,36,35],[37,1,38,12],[40,1,41,10],[40,12,41,12],[40,13,41,23],[40,25,41,35],[51,1,52,15],[51,16,52,17],[54,1,55,10],[54,11,55,11],[54,13,55,23],[54,25,55,35],[40,88,41,98],[44,1,45,17],[44,25,45,36],[47,1,48,10],[47,11,48,11],[47,13,48,23],[47,25,48,35],[57,1,58,10],[57,11,58,11],[57,12,58,12],[57,13,58,23],[57,25,58,35],[60,1,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,23],[60,25,61,35],[66,1,67,10],[66,11,67,11],[66,12,67,12],[66,13,67,23],[66,25,67,35],[66,37,68,39],[63,1,64,10],[63,11,64,11],[63,12,64,12],[63,13,64,23],[63,25,64,35],[63,37,65,39],[75,37,77,39],[72,1,73,10],[72,11,73,11],[72,12,73,12],[72,13,73,23],[72,25,73,35],[72,37,74,39],[69,1,70,10],[69,11,70,11],[69,12,70,12],[69,13,70,23],[69,25,70,35],[69,37,71,39],[78,1,79,11],[78,12,79,12],[78,13,79,23],[78,25,79,35],[82,1,83,11],[82,13,83,23],[82,25,83,35],[75,1,76,10],[75,11,76,11],[75,12,76,12],[75,13,76,23],[75,25,76,35],[93,1,94,10],[93,11,94,11],[93,13,94,23],[93,25,94,35],[96,1,97,10],[96,11,97,11],[96,13,97,23],[96,25,97,35],[87,1,88,15],[87,16,88,17],[87,25,88,36],[90,1,91,10],[90,11,91,11],[90,13,91,23],[90,25,91,35],[102,1,103,10],[102,11,103,11],[102,12,103,12],[102,13,103,23],[102,25,103,35],[102,37,104,39],[96,37,98,39],[96,40,98,42],[99,1,100,10],[99,11,100,11],[99,12,100,12],[99,13,100,23],[99,25,100,35],[99,37,101,39],[108,1,109,10],[108,11,109,11],[108,12,109,12],[108,13,109,23],[108,25,109,35],[108,37,110,39],[105,1,106,10],[105,11,106,11],[105,12,106,12],[105,13,106,23],[105,25,106,35],[105,37,107,39],[119,1,120,11],[119,12,120,12],[119,13,120,23],[119,25,120,35],[123,1,124,15],[123,16,124,17],[123,25,124,36],[111,1,112,11],[111,12,112,12],[111,13,112,23],[111,25,112,35],[115,1,116,11],[115,13,116,23],[115,25,116,35],[126,1,127,10],[126,11,127,11],[126,13,127,23],[126,25,127,35],[126,49,128,51],[129,1,130,10],[129,11,130,11],[129,13,130,23],[129,25,130,35],[129,49,131,51],[132,1,133,10],[132,11,133,11],[132,13,133,23],[132,25,133,35],[132,49,134,51],[135,1,136,10],[135,11,136,11],[135,13,136,23],[135,25,136,35],[135,37,137,39],[141,1,142,10],[141,11,142,11],[141,12,142,12],[141,13,142,23],[141,25,142,35],[141,37,143,39],[138,1,139,10],[138,11,139,11],[138,12,139,12],[138,13,139,23],[138,25,139,35],[138,37,140,39],[147,1,148,10],[147,11,148,11],[147,12,148,12],[147,13,148,23],[147,25,148,35],[147,37,149,39],[144,1,145,10],[144,11,145,11],[144,12,145,12],[144,13,145,23],[144,25,145,35],[144,37,146,39],[158,1,160,11],[159,13,160,35],[160,77,160,102],[161,13,161,19],[162,13,164,35],[163,77,164,103],[150,1,151,11],[150,12,151,12],[150,13,151,23],[150,25,151,35],[154,1,155,11],[154,13,155,23],[154,25,155,35],[159,38,160,60],[162,38,164,60],[177,1,177,11],[177,13,177,23],[177,25,177,35],[177,37,177,47],[177,49,177,59],[177,61,177,71],[165,13,166,35],[165,77,166,102],[167,13,169,35],[167,77,169,103],[167,41,169,63],[167,65,167,70]]}
[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Self Employed Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"}]
[]
[]
[]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from their business which they operate as either an incorporated company (must be wholly owned by applicants), sole trader or partnership."]
[]
[]
[]
[null,"Associated applicants*"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Only use this section if you have multiple applicants related to the same business. The information entered for one applicant will be updated for related applicants. "]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessment Used",null,null,null,null,null,null,null,null,{"$f":"IF(SE_IncomeType=\"Medico\",\"Medico\",IF(SE_CurrentEndNet<SE_PreviousEndNet,\"Current\",\"Average\"))","v":"Average"}]
[null,"Verification type*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select FAST TRACK to apply a fast track application, (figures are to be input off of ATO Assessment Notices ONLY) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Gross",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Gross",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet+SE_CurrentEndNet)/2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Taxable",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet-SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Taxable",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet-SE_PreviousTotalATAddBacks+SE_CurrentEndNet-SE_CurrentTotalATAddBacks)/2","v":0}]
[null,"Taxable income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Addbacks",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Addbacks",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousTotalATAddBacks+SE_CurrentTotalATAddBacks)/2","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Previous tax year ",null,null,null,null,null,null,null,null,null,null,null,"Current tax year "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select"]
[]
[null,"A: Taxable income"]
[]
[]
[null,"S/E taxable income",null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"B: Superannuation"]
[]
[]
[null,"Superannuation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"C: Non-Recurring Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B64:K77,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental profit",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Historical PAYG",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousDeducts)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentDeducts)","v":0}]
[]
[]
[]
[null,"D: Total Net Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousNOAAmount+SE_PreviousSuper-SE_PreviousTotalDeducts","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentNOAAmount+SE_CurrentSuper-SE_CurrentTotalDeducts","v":0}]
[]
[null,"(A + B + C)"]
[]
[]
[null,"E: Non-Recurring Expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B97:K110,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental loss from tax return",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousBTAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentBTAddBacks)","v":0}]
[]
[]
[]
[null,"F: Assessed Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross1+SE_PreviousTotalBTAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentGross1+SE_CurrentTotalBTAddBacks","v":0}]
[]
[null,"(D + E)",null,null,null,null,null,null,null,null,null,null,null,"Tax"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare"]
[null,"G: After Tax Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross2","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z116","v":0}]
[]
[]
[]
[null,"H: After-Tax Add Backs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B136:K149,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Allowable depreciation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Interest (bank borrowings)",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Leasing/HP charges",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousATAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentATAddBacks)","v":0}]
[]
[]
[]
[null,"I: Total Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousInterimNet+SE_PreviousTotalATAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z120+SE_CurrentTotalATAddBacks","v":0}]
[]
[null,"(G + H)"]
[]
[null,"Taxable Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross Annual Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Addbacks"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"(inclusive of add backs)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO26,IF(CO25=\"Current\",CO26,CO27))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO30,IF(CO25=\"Current\",CO30,CO31))","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Income"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CO25=\"Medico\",CO28,IF(CO25=\"Current\",CO28,CO29))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessed Income greater than 130% of current year. Referral to Credit required",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(SE_IncomeType<>\"Medico\",SE_GrossIncome>SE_PreviousEndNet*1.3),TRUE,FALSE)","v":false}]

{"sheet":"Self Employed - App6","index":49,"n_rows":168,"n_cols":93,"rows_kept":168,"cut":false,"hidden":true,"merged":[[0,1,3,4],[0,6,3,33],[0,34,3,61],[6,1,7,28],[9,1,10,12],[9,13,10,35],[9,36,10,47],[9,48,10,59],[9,60,10,71],[19,1,23,11],[20,13,22,23],[20,25,22,71],[22,93,23,103],[24,76,24,82],[24,83,24,91],[24,92,24,102],[11,1,12,12],[11,13,12,35],[11,36,12,47],[11,48,12,59],[11,60,12,71],[15,1,17,11],[15,15,17,69],[27,83,27,91],[27,92,27,102],[28,83,28,91],[28,92,28,102],[29,1,31,47],[25,1,27,11],[25,13,27,23],[25,25,27,59],[25,76,25,82],[25,83,25,91],[25,92,25,102],[26,76,26,82],[26,83,26,91],[26,92,26,102],[27,76,27,82],[30,92,30,102],[29,92,29,102],[30,83,30,91],[29,83,29,91],[33,13,34,23],[33,25,34,35],[35,13,36,23],[35,25,36,35],[37,1,38,12],[40,1,41,10],[40,12,41,12],[40,13,41,23],[40,25,41,35],[51,1,52,15],[51,16,52,17],[54,1,55,10],[54,11,55,11],[54,13,55,23],[54,25,55,35],[40,88,41,98],[44,1,45,17],[44,25,45,36],[47,1,48,10],[47,11,48,11],[47,13,48,23],[47,25,48,35],[57,1,58,10],[57,11,58,11],[57,12,58,12],[57,13,58,23],[57,25,58,35],[60,1,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,23],[60,25,61,35],[66,1,67,10],[66,11,67,11],[66,12,67,12],[66,13,67,23],[66,25,67,35],[66,37,68,39],[63,1,64,10],[63,11,64,11],[63,12,64,12],[63,13,64,23],[63,25,64,35],[63,37,65,39],[75,37,77,39],[72,1,73,10],[72,11,73,11],[72,12,73,12],[72,13,73,23],[72,25,73,35],[72,37,74,39],[69,1,70,10],[69,11,70,11],[69,12,70,12],[69,13,70,23],[69,25,70,35],[69,37,71,39],[78,1,79,11],[78,12,79,12],[78,13,79,23],[78,25,79,35],[82,1,83,11],[82,13,83,23],[82,25,83,35],[75,1,76,10],[75,11,76,11],[75,12,76,12],[75,13,76,23],[75,25,76,35],[93,1,94,10],[93,11,94,11],[93,13,94,23],[93,25,94,35],[96,1,97,10],[96,11,97,11],[96,13,97,23],[96,25,97,35],[87,1,88,15],[87,16,88,17],[87,25,88,36],[90,1,91,10],[90,11,91,11],[90,13,91,23],[90,25,91,35],[102,1,103,10],[102,11,103,11],[102,12,103,12],[102,13,103,23],[102,25,103,35],[102,37,104,39],[96,37,98,39],[96,40,98,42],[99,1,100,10],[99,11,100,11],[99,12,100,12],[99,13,100,23],[99,25,100,35],[99,37,101,39],[108,1,109,10],[108,11,109,11],[108,12,109,12],[108,13,109,23],[108,25,109,35],[108,37,110,39],[105,1,106,10],[105,11,106,11],[105,12,106,12],[105,13,106,23],[105,25,106,35],[105,37,107,39],[119,1,120,11],[119,12,120,12],[119,13,120,23],[119,25,120,35],[123,1,124,15],[123,16,124,17],[123,25,124,36],[111,1,112,11],[111,12,112,12],[111,13,112,23],[111,25,112,35],[115,1,116,11],[115,13,116,23],[115,25,116,35],[126,1,127,10],[126,11,127,11],[126,13,127,23],[126,25,127,35],[126,49,128,51],[129,1,130,10],[129,11,130,11],[129,13,130,23],[129,25,130,35],[129,49,131,51],[132,1,133,10],[132,11,133,11],[132,13,133,23],[132,25,133,35],[132,49,134,51],[135,1,136,10],[135,11,136,11],[135,13,136,23],[135,25,136,35],[135,37,137,39],[141,1,142,10],[141,11,142,11],[141,12,142,12],[141,13,142,23],[141,25,142,35],[141,37,143,39],[138,1,139,10],[138,11,139,11],[138,12,139,12],[138,13,139,23],[138,25,139,35],[138,37,140,39],[147,1,148,10],[147,11,148,11],[147,12,148,12],[147,13,148,23],[147,25,148,35],[147,37,149,39],[144,1,145,10],[144,11,145,11],[144,12,145,12],[144,13,145,23],[144,25,145,35],[144,37,146,39],[158,1,160,11],[159,13,160,35],[160,77,160,102],[161,13,161,19],[162,13,164,35],[163,77,164,103],[150,1,151,11],[150,12,151,12],[150,13,151,23],[150,25,151,35],[154,1,155,11],[154,13,155,23],[154,25,155,35],[159,38,160,60],[162,38,164,60],[177,1,177,11],[177,13,177,23],[177,25,177,35],[177,37,177,47],[177,49,177,59],[177,61,177,71],[165,13,166,35],[165,77,166,102],[167,13,169,35],[167,77,169,103],[167,41,169,63],[167,65,167,70]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Self Employed Income Calculator"]
[]
[]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID"]
[]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"}]
[]
[]
[]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from their business which they operate as either an incorporated company (must be wholly owned by applicants), sole trader or partnership."]
[]
[]
[]
[null,"Associated applicants*"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Only use this section if you have multiple applicants related to the same business. The information entered for one applicant will be updated for related applicants. "]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Assessment Used",null,null,null,null,null,null,null,null,{"$f":"IF(SE_IncomeType=\"Medico\",\"Medico\",IF(SE_CurrentEndNet<SE_PreviousEndNet,\"Current\",\"Average\"))","v":"Average"}]
[null,"Verification type*",null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select FAST TRACK to apply a fast track application, (figures are to be input off of ATO Assessment Notices ONLY) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Gross",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Gross",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet+SE_CurrentEndNet)/2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Taxable",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentEndNet-SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Taxable",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousEndNet-SE_PreviousTotalATAddBacks+SE_CurrentEndNet-SE_CurrentTotalATAddBacks)/2","v":0}]
[null,"Taxable income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Current Addbacks",null,null,null,null,null,null,null,null,{"$f":"SE_CurrentTotalATAddBacks","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Average Addbacks",null,null,null,null,null,null,null,null,{"$f":"(SE_PreviousTotalATAddBacks+SE_CurrentTotalATAddBacks)/2","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Previous tax year ",null,null,null,null,null,null,null,null,null,null,null,"Current tax year "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Select"]
[]
[null,"A: Taxable income"]
[]
[]
[null,"S/E taxable income",null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"B: Superannuation"]
[]
[]
[null,"Superannuation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,"C: Non-Recurring Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B64:K77,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental profit",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Historical PAYG",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"-",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousDeducts)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentDeducts)","v":0}]
[]
[]
[]
[null,"D: Total Net Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousNOAAmount+SE_PreviousSuper-SE_PreviousTotalDeducts","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentNOAAmount+SE_CurrentSuper-SE_CurrentTotalDeducts","v":0}]
[]
[null,"(A + B + C)"]
[]
[]
[null,"E: Non-Recurring Expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B97:K110,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Non-Recurring items",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Rental loss from tax return",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,3]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,4]
[]
[]
[null,"Enter Item Detail",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,5]
[]
[]
[null,"Sub Total",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_PreviousBTAddBacks)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(SE_CurrentBTAddBacks)","v":0}]
[]
[]
[]
[null,"F: Assessed Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross1+SE_PreviousTotalBTAddBacks","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_CurrentGross1+SE_CurrentTotalBTAddBacks","v":0}]
[]
[null,"(D + E)",null,null,null,null,null,null,null,null,null,null,null,"Tax"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare"]
[null,"G: After Tax Income",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SE_PreviousGross2","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z116","v":0}]
[]
[]
[]
[null,"H: After-Tax Add Backs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"6-COUNTIF(B136:K149,\"Enter Item Detail\")","v":1}]
[]
[]
[null,"Allowable depreciation",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Interest (bank borrowings)",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,"Leasing/HP charges",null,null,null,null,null,null,null,null,null,"+",null,0,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,"(inclusive of add backs)"]
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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(AND(CAS_EmployType=\"YTD\",CAS_MonthCheck=\"Yes\"),CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD78,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD52,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD52,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD52,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD52,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits To accunt",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

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[null,null,null,null,null,null,"Serviceability Assesment Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Calculators"]
[]
[]
[]
[]
[]
[null,"Casual Income Calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Income","Tax","Medicare","Threshold",null,null,"Income Threshold >?","Tax rate","Tax constant"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DP23","v":0},{"$f":"DQ23","v":0},{"$f":"MIN(CZ41,CZ42)","v":{"$error":"#N/A"}},0,0,{"$f":"IF(AND($DR$9>=DQ23,$DR$9<DQ24),1,0)","v":{"$error":"#N/A"}},null,null,0,0,0]
[null,"  Version",null,null,null,null,null,null,null,null,null,null,null,"  Applicant name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  Application number",null,null,null,null,null,null,null,null,null,null,null,"  Assessment date",null,null,null,null,null,null,null,null,null,null,null,"  User ID",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DQ24","v":18200.810000000001},{"$f":"(DR9-DX10*DY10)/(1-DY10)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},0,{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A20","v":18201},{"$f":"'Change Page'!D20","v":0.19},{"$f":"(DX10-DX9)*DY9+DZ9","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"(DR9-DX10*DY10-DX17*DY17)/(1-DY10-DY17)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX18)*DY18","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A21","v":37001},{"$f":"'Change Page'!D21","v":0.32500000000000001},{"$f":"(DX11-DX10)*DY10+DZ10","v":3572}]
[null,{"$f":"Assess_Version","v":19},null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_AppNum","v":"Enter Number"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2019-11-19"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"UserID","v":"M025250"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"(DR9-DX10*DY10)/(1-DY10-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX10)*DY10","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A22","v":90001},{"$f":"'Change Page'!D22","v":0.37},{"$f":"(DX12-DX11)*DY11+DZ11","v":20797}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"(DR9-DX11*DY11+DZ11)/(1-DY11-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"MAX(DT11:DT12)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,{"$f":"'Change Page'!A23","v":180001},{"$f":"'Change Page'!D23","v":0.45},{"$f":"(DX13-DX12)*DY12+DZ12","v":54097}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"(DR9-DX12*DY12+DZ12)/(1-DY12-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX11)*DY11+DZ11","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,null,null,null,"3 months",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",IFERROR(IF(DATEDIF(CAS_YTDStartDate,CAS_YTDEndDate,\"m\")<3,\"No\",\"Yes\"),\"No\"),\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"(DR9-DX13*DY13+DZ13)/(1-DY13-DY18)","v":{"$error":"#N/A"}},{"$f":"(DQ19-DX12)*DY12+DZ12","v":{"$error":"#N/A"}},{"$f":"DQ19*DY19","v":{"$error":"#N/A"}},{"$f":"IF(DR9>=DQ29,1,0)","v":{"$error":"#N/A"}},null,null,"Medicare"]
[null,"Using this calculator",null,null,null,null,null,null,null,null,null,null,null,null,null,"Use this worksheet to calculate the net income for applicants who receive income from casual employment.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"Credits to Account\",\"Credits\",CAS_EmployType)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold","Tax rate"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MI",null,null,null,null,null,null,{"$f":"IF(CAS_EmployType=\"YTD\",CAS_MIReq,\"No\")","v":"No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax",{"$f":"SUMPRODUCT(DS9:DS15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,{"$f":"CF15&\"/\"&CF16&\"/\"&CF17","v":"No/0/No"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medicare",{"$f":"SUMPRODUCT(DT9:DT15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A30","v":21981},{"$f":"'Change Page'!D30","v":0.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Value",null,null,null,null,null,null,{"$f":"VLOOKUP(CF18,BY47:DD52,28,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income",{"$f":"SUMPRODUCT(DR9:DR15,DU9:DU15)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"'Change Page'!A31","v":27476},{"$f":"'Change Page'!D31","v":0.02}]
[]
[null,"Select income type*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter employer name*",null,null,null,null,null,null,null,null,null,null,null,"Enter name",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Equivalent Net income thresholds >?"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Threshold",null,"Tax","Medicare",null,null,1,{"$f":"'Change Page'!A20","v":18201},{"$f":"RANK(DW22,$DW$22:$DW$27,1)","v":1},{"$f":"INDEX($DV$22:$DX$27,MATCH(DV22,$DX$22:$DX$27,0),2)","v":18201}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,null,null,2,{"$f":"'Change Page'!A21","v":37001},4,21981]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup",null,null,null,null,null,null,"Usage",null,null,null,null,null,null,null,null,"Description",null,null,null,null,null,null,null,null,null,null,"Value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DY22","v":18201},{"$f":"DP24-DR24-DS24","v":18200.810000000001},{"$f":"IF(DP24<'Change Page'!$B$19,0,VLOOKUP(DP24,'Change Page'!$A$19:$D$23,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP24,'Change Page'!$A$19:$D$23,4)))","v":0.19},{"$f":"IF(DP24<'Change Page'!$B$29,0,IF(DP24>'Change Page'!$A$31,(DP24)*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP24,'Change Page'!$A$29:$D$31,3)+(((DP24)-(VLOOKUP(DP24,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP24,'Change Page'!$A$29:$D$31,4))))","v":0},null,null,3,{"$f":"'Change Page'!A22","v":90001},5,27476]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDWeeksToAnnualise","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21981,21262.510000000002,{"$f":"IF(DP25<'Change Page'!$B$19,0,VLOOKUP(DP25,'Change Page'!$A$19:$D$23,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP25,'Change Page'!$A$19:$D$23,4)))","v":718.39},{"$f":"IF(DP25<'Change Page'!$B$29,0,IF(DP25>'Change Page'!$A$31,(DP25)*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP25,'Change Page'!$A$29:$D$31,3)+(((DP25)-(VLOOKUP(DP25,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP25,'Change Page'!$A$29:$D$31,4))))","v":0.1},null,null,4,{"$f":"'Change Page'!A23","v":180001},6,37001]
[null,"Mortgage insurance*",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select yes if MI is applicable. If response is blank, MI will be assumed",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ25*7)/VLOOKUP(CAS_YTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27476,25164.04,{"$f":"IF(DP26<'Change Page'!$B$19,0,VLOOKUP(DP26,'Change Page'!$A$19:$D$23,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP26,'Change Page'!$A$19:$D$23,4)))","v":1762.44},{"$f":"IF(DP26<'Change Page'!$B$29,0,IF(DP26>'Change Page'!$A$31,(DP26)*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP26,'Change Page'!$A$29:$D$31,3)+(((DP26)-(VLOOKUP(DP26,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP26,'Change Page'!$A$29:$D$31,4))))","v":549.52},null,null,5,{"$f":"'Change Page'!A30","v":21981},2,90001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Days per Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(CAS_YTDPayCycle,Reference!K6:O13,5,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37001,32688.655000000002,{"$f":"IF(DP27<'Change Page'!$B$19,0,VLOOKUP(DP27,'Change Page'!$A$19:$D$23,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP27,'Change Page'!$A$19:$D$23,4)))","v":3572.3249999999998},{"$f":"IF(DP27<'Change Page'!$B$29,0,IF(DP27>'Change Page'!$A$31,(DP27)*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP27,'Change Page'!$A$29:$D$31,3)+(((DP27)-(VLOOKUP(DP27,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP27,'Change Page'!$A$29:$D$31,4))))","v":740.02},null,null,6,{"$f":"'Change Page'!A31","v":27476},3,180001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Number of Pays",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CAS_YTDPayCycle=Reference!K10,ROUNDDOWN(CZ29,0)+1,ROUNDDOWN(CZ30/CZ27,0)+1)","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90001,67403.61,{"$f":"IF(DP28<'Change Page'!$B$19,0,VLOOKUP(DP28,'Change Page'!$A$19:$D$23,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP28,'Change Page'!$A$19:$D$23,4)))","v":20797.37},{"$f":"IF(DP28<'Change Page'!$B$29,0,IF(DP28>'Change Page'!$A$31,(DP28)*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP28,'Change Page'!$A$29:$D$31,3)+(((DP28)-(VLOOKUP(DP28,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP28,'Change Page'!$A$29:$D$31,4))))","v":1800.02}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Months",null,null,null,null,null,null,null,null,null,null,{"$f":"(YEAR(CAS_YTDEndDate)-YEAR(CAS_YTDStartDate))*12+(MONTH(CAS_YTDEndDate)-MONTH(CAS_YTDStartDate))+(DAY(CAS_YTDEndDate)-DAY(CAS_YTDStartDate))/31","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180001,122303.53,{"$f":"IF(DP29<'Change Page'!$B$19,0,VLOOKUP(DP29,'Change Page'!$A$19:$D$23,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$19:$D$23,1)-1))*VLOOKUP(DP29,'Change Page'!$A$19:$D$23,4)))","v":54097.45},{"$f":"IF(DP29<'Change Page'!$B$29,0,IF(DP29>'Change Page'!$A$31,(DP29)*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4),VLOOKUP(DP29,'Change Page'!$A$29:$D$31,3)+(((DP29)-(VLOOKUP(DP29,'Change Page'!$A$29:$D$31,1)-1))*VLOOKUP(DP29,'Change Page'!$A$29:$D$31,4))))","v":3600.02}]
[null,"Group 1 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Pay Days",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDEndDate-CAS_YTDStartDate","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_YTDGrossAmount/CZ28","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD ",null,null,null,null,null,null,null,null,"Annualised Average Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ31*CZ26","v":{"$error":"#N/A"}}]
[]
[null,"Year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDWeeksToAnnualise","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ34*7)/VLOOKUP(CAS_NoYTDPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount1*CZ35","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No YTD ",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_NoYTDPayAmount2*CZ35","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsWeeksToAnnualise","v":0}]
[null,"First day of Fin. Year OR\nFirst pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross YTD amount",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pays Per Year",null,null,null,null,null,null,null,null,null,null,{"$f":"ROUNDDOWN((CZ39*7)/VLOOKUP(CAS_CreditsPayCycle,Reference!K6:N13,3,FALSE),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 1 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount1*CZ40","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Pay 2 Annualised",null,null,null,null,null,null,null,null,null,null,{"$f":"CAS_CreditsPayAmount2*CZ40","v":{"$error":"#N/A"}}]
[null,"Most recent pay date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Gross",null,null,null,null,null,null,null,null,null,null,{"$f":"DQ19","v":{"$error":"#N/A"}}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,"Group 2",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(CAS_PaySumAmount>0,CAS_NOAAmount>0),MIN(CAS_PaySumAmount,CAS_NOAAmount),MAX(CAS_PaySumAmount,CAS_NOAAmount))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/No",null,null,null,null,null,null,"YTD > 3mths. No MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"CZ32","v":{"$error":"#N/A"}}]
[null,"No year-to-date payslips",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. No MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD < 3mths. MI",null,null,null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,"Select your pay cycle",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/No YTD/No",null,null,null,null,null,null,"No YTD",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(MIN(CZ36,CZ37),CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/Credits/No",null,null,null,null,null,null,"Credits",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ43,CZ45)","v":{"$error":"#N/A"}}]
[]
[null,"Pay date: 1st payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd payslip ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total gross pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[]
[null,"Credits to account"]
[]
[]
[null,"Select your pay cycle"]
[]
[]
[null,"Pay date: 1st deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pay date: 2nd deposit ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Weeks to Annualise"]
[]
[]
[null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Net Pay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TIP: For casual teachers and other school staff, ensure you change “Weeks to annualise” to 40. "]
[]
[]
[]
[null,"Group 2 Documents",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes/YTD/Yes",null,null,null,null,null,null,"YTD > 3mths. MI",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No/YTD/No",null,null,null,null,null,null,"YTD < 3mths",null,null,null,null,null,null,null,null,"Annual Pay",null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(CZ32,CZ45)","v":{"$error":"#N/A"}}]
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[null,"Payment summary"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gross payment"]
[]
[]
[null,"OR"]
[]
[]
[null,"Tax return & NoA"]
[]
[]
[null,"Date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAYG income"]
[]
[]
[]
[]
[null,"Income \nfor servicing"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Lower of group 1 or group 2 annual gross"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(CF19,0)","v":0}]

{"sheet":"Declared Expenses - App1","index":80,"n_rows":56,"n_cols":42,"rows_kept":56,"cut":false,"hidden":true,"merged":[[16,27,17,39],[16,41,17,51],[4,1,5,16],[8,1,11,50],[6,1,7,50],[4,17,5,36],[13,41,14,51],[31,1,32,13],[31,15,32,25],[13,1,14,13],[13,15,14,25],[16,1,17,13],[16,15,17,25],[19,1,20,16],[22,1,23,13],[22,15,23,25],[55,1,56,13],[55,15,56,25],[34,1,35,13],[34,15,35,25],[43,1,44,13],[43,15,44,25],[49,1,50,13],[49,15,50,25],[46,1,47,19],[52,27,53,39],[52,41,53,51],[65,1,65,13],[65,15,65,25],[31,27,32,39],[31,41,32,51],[43,27,44,39],[43,41,44,51],[49,27,50,39],[49,41,50,51],[40,1,41,16],[37,1,38,13],[37,15,38,25],[37,27,38,39],[52,1,53,13],[52,15,53,25],[34,27,35,39],[34,41,35,51],[28,41,29,51],[28,27,29,39],[25,41,26,51],[25,27,26,39],[22,27,23,39],[22,41,23,51],[25,1,26,13],[25,15,26,25],[28,1,29,13],[28,15,29,25]]}
[]
[]
[]
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[null,"Customer Declared Expenses -",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App1Name","v":0}]
[]
[null,"Input Guide:"]
[]
[]
[]
[]
[]
[]
[null,"Are you required to complete the 17 expense fields?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P14=\"Yes\",IF(P17=\"Yes\",IF(AP17<650,650,AP17),0),AP17)","v":0}]
[]
[]
[null,"Will the applicant rent, board or, live with parents post settlement?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Rent/Board"]
[]
[]
[null,"Monthly Comparable Expenses"]
[]
[]
[null,"Clothing / Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Groceries"]
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[]
[null,"Medical / Health (Excluding Insurance)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Childcare Fees"]
[]
[]
[null,"Public or Gvt Primary & Secondary Education Costs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Higher Education & Vocational Training Costs"]
[]
[]
[null,"Insurance (Excluding Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Telephone / Internet / Pay TV / Media Streaming Subscriptions"]
[]
[]
[null,"Transport",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Recreation / Entertainment"]
[]
[]
[null,"Primary Residence Costs (Including Insurance)"]
[]
[]
[null,"Monthly Excluded Expenses"]
[]
[]
[null,"Investment Property Costs (Including Insurance)"]
[]
[]
[null,"Monthly Non-Comparable Expenses"]
[]
[]
[null,"O/Occ Primary Residence Land Tax, Body Corp & Strata Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Secondary Residence / Holiday Home Costs (Including Insurance)"]
[]
[]
[null,"Insurance (Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Private Schooling and Tuition Costs"]
[]
[]
[null,"Other Regular and Recurring Expenses"]

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[]
[]
[]
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[null,"Customer Declared Expenses -",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App2Name","v":0}]
[]
[null,"Input Guide:"]
[]
[]
[]
[]
[]
[]
[null,"Are you required to complete the 17 expense fields?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P14=\"Yes\",IF(P17=\"Yes\",IF(AP17<650,650,AP17),0),AP17)","v":0}]
[]
[]
[null,"Will the applicant rent, board or, live with parents post settlement?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Rent/Board"]
[]
[]
[null,"Monthly Comparable Expenses"]
[]
[]
[null,"Clothing / Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Groceries"]
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[]
[null,"Medical / Health (Excluding Insurance)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Childcare Fees"]
[]
[]
[null,"Public or Gvt Primary & Secondary Educatin Costs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Higher Education & Vocational Training Costs"]
[]
[]
[null,"Insurance (Excluding Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Telephone / Internet / Pay TV / Media Streaming Subscriptions"]
[]
[]
[null,"Transport",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Recreation / Entertainment"]
[]
[]
[null,"Primary Residence Costs (Including Insurance)"]
[]
[]
[null,"Monthly Excluded Expenses"]
[]
[]
[null,"Investment Property Costs (Including Insurance)"]
[]
[]
[null,"Monthly Non-Comparable Expenses"]
[]
[]
[null,"O/Occ Primary Residence Land Tax, Body Corp & Strata Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Secondary Residence / Holiday Home Costs (Including Insurance)"]
[]
[]
[null,"Insurance (Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Private Schooling and Tuition Costs"]
[]
[]
[null,"Other Regular and Recurring Expenses"]

{"sheet":"Declared Expenses - App3","index":82,"n_rows":56,"n_cols":42,"rows_kept":56,"cut":false,"hidden":true,"merged":[[22,1,23,13],[22,15,23,25],[22,27,23,39],[22,41,23,51],[4,1,5,16],[8,1,11,50],[13,1,14,13],[13,15,14,25],[16,1,17,13],[16,15,17,25],[16,27,17,39],[16,41,17,51],[19,1,20,16],[4,17,5,36],[6,1,7,50],[13,41,14,51],[25,1,26,13],[25,15,26,25],[25,27,26,39],[25,41,26,51],[28,1,29,13],[28,15,29,25],[28,27,29,39],[28,41,29,51],[31,1,32,13],[31,15,32,25],[31,27,32,39],[31,41,32,51],[34,1,35,13],[34,15,35,25],[34,27,35,39],[34,41,35,51],[37,15,38,25],[37,27,38,39],[40,1,41,16],[43,1,44,13],[43,15,44,25],[43,27,44,39],[37,1,38,13],[65,1,65,13],[65,15,65,25],[52,1,53,13],[52,15,53,25],[52,27,53,39],[52,41,53,51],[55,1,56,13],[55,15,56,25],[43,41,44,51],[49,1,50,13],[49,15,50,25],[49,27,50,39],[49,41,50,51],[46,1,47,19]]}
[]
[]
[]
[]
[null,"Customer Declared Expenses -",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App3Name","v":0}]
[]
[null,"Input Guide:"]
[]
[]
[]
[]
[]
[]
[null,"Are you required to complete the 17 expense fields?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P14=\"Yes\",IF(P17=\"Yes\",IF(AP17<650,650,AP17),0),AP17)","v":0}]
[]
[]
[null,"Will the applicant rent, board or, live with parents post settlement?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Rent/Board"]
[]
[]
[null,"Monthly Comparable Expenses"]
[]
[]
[null,"Clothing / Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Groceries"]
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[]
[null,"Medical / Health (Excluding Insurance)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Childcare Fees"]
[]
[]
[null,"Public or Gvt Primary & Secondary Educatin Costs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Higher Education & Vocational Training Costs"]
[]
[]
[null,"Insurance (Excluding Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Telephone / Internet / Pay TV / Media Streaming Subscriptions"]
[]
[]
[null,"Transport",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Recreation / Entertainment"]
[]
[]
[null,"Primary Residence Costs (Including Insurance)"]
[]
[]
[null,"Monthly Excluded Expenses"]
[]
[]
[null,"Investment Property Costs (Including Insurance)"]
[]
[]
[null,"Monthly Non-Comparable Expenses"]
[]
[]
[null,"O/Occ Primary Residence Land Tax, Body Corp & Strata Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Secondary Residence / Holiday Home Costs (Including Insurance)"]
[]
[]
[null,"Insurance (Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Private Schooling and Tuition Costs"]
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[]
[null,"Other Regular and Recurring Expenses"]

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[]
[]
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[null,"Customer Declared Expenses -",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App4Name","v":0}]
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[null,"Input Guide:"]
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[]
[]
[]
[]
[]
[null,"Are you required to complete the 17 expense fields?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P14=\"Yes\",IF(P17=\"Yes\",IF(AP17<650,650,AP17),0),AP17)","v":0}]
[]
[]
[null,"Will the applicant rent, board or, live with parents post settlement?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Rent/Board"]
[]
[]
[null,"Monthly Comparable Expenses"]
[]
[]
[null,"Clothing / Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Groceries"]
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[]
[null,"Medical / Health (Excluding Insurance)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Childcare Fees"]
[]
[]
[null,"Public or Gvt Primary & Secondary Educatin Costs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Higher Education & Vocational Training Costs"]
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[]
[null,"Insurance (Excluding Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Telephone / Internet / Pay TV / Media Streaming Subscriptions"]
[]
[]
[null,"Transport",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Recreation / Entertainment"]
[]
[]
[null,"Primary Residence Costs (Including Insurance)"]
[]
[]
[null,"Monthly Excluded Expenses"]
[]
[]
[null,"Investment Property Costs (Including Insurance)"]
[]
[]
[null,"Monthly Non-Comparable Expenses"]
[]
[]
[null,"O/Occ Primary Residence Land Tax, Body Corp & Strata Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Secondary Residence / Holiday Home Costs (Including Insurance)"]
[]
[]
[null,"Insurance (Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Private Schooling and Tuition Costs"]
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[]
[null,"Other Regular and Recurring Expenses"]

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[]
[]
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[null,"Customer Declared Expenses -",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App5Name","v":0}]
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[null,"Input Guide:"]
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[]
[]
[]
[]
[]
[null,"Are you required to complete the 17 expense fields?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P14=\"Yes\",IF(P17=\"Yes\",IF(AP17<650,650,AP17),0),AP17)","v":0}]
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[]
[null,"Will the applicant rent, board or, live with parents post settlement?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Rent/Board"]
[]
[]
[null,"Monthly Comparable Expenses"]
[]
[]
[null,"Clothing / Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Groceries"]
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[null,"Medical / Health (Excluding Insurance)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Childcare Fees"]
[]
[]
[null,"Public or Gvt Primary & Secondary Educatin Costs",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Higher Education & Vocational Training Costs"]
[]
[]
[null,"Insurance (Excluding Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Telephone / Internet / Pay TV / Media Streaming Subscriptions"]
[]
[]
[null,"Transport",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Recreation / Entertainment"]
[]
[]
[null,"Primary Residence Costs (Including Insurance)"]
[]
[]
[null,"Monthly Excluded Expenses"]
[]
[]
[null,"Investment Property Costs (Including Insurance)"]
[]
[]
[null,"Monthly Non-Comparable Expenses"]
[]
[]
[null,"O/Occ Primary Residence Land Tax, Body Corp & Strata Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Secondary Residence / Holiday Home Costs (Including Insurance)"]
[]
[]
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[]
[]
[null,"Other Regular and Recurring Expenses"]

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[]
[]
[]
[]
[null,"Customer Declared Expenses -",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Serviceability Calculator'!Assess_App6Name","v":0}]
[]
[null,"Input Guide:"]
[]
[]
[]
[]
[]
[]
[null,"Are you required to complete the 17 expense fields?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(P14=\"Yes\",IF(P17=\"Yes\",IF(AP17<650,650,AP17),0),AP17)","v":0}]
[]
[]
[null,"Will the applicant rent, board or, live with parents post settlement?",null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,"Rent/Board"]
[]
[]
[null,"Monthly Comparable Expenses"]
[]
[]
[null,"Clothing / Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Groceries"]
[]
[]
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[]
[]
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[]
[]
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[]
[]
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[]
[]
[null,"Primary Residence Costs (Including Insurance)"]
[]
[]
[null,"Monthly Excluded Expenses"]
[]
[]
[null,"Investment Property Costs (Including Insurance)"]
[]
[]
[null,"Monthly Non-Comparable Expenses"]
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[]
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[]
[]
[null,"Insurance (Life, Health, Sickness and Personal Accident)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Private Schooling and Tuition Costs"]
[]
[]
[null,"Other Regular and Recurring Expenses"]

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[]
[]
[]
[]
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[]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrInt*VLOOKUP(OTHER_CurrIntFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnInt>OTHER_PrevAnnInt,(OTHER_CurrAnnInt+OTHER_PrevAnnInt)/2,OTHER_CurrAnnInt)","v":0}]
[]
[]
[null,"Total Dividends"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrDiv*VLOOKUP(OTHER_CurrDivFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnDiv>OTHER_PrevAnnDiv,(OTHER_CurrAnnDiv+OTHER_PrevAnnDiv)/2,OTHER_CurrAnnDiv)","v":0}]
[]
[]
[null,"Total Other Taxable"]
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[]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrOther*VLOOKUP(OTHER_CurrOtherFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnOther>OTHER_PrevAnnOther,(OTHER_CurrAnnOther+OTHER_PrevAnnOther)/2,OTHER_CurrAnnOther)","v":0}]

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[]
[]
[]
[]
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[]
[null,"Total Interest"]
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[]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrInt*VLOOKUP(OTHER_CurrIntFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnInt>OTHER_PrevAnnInt,(OTHER_CurrAnnInt+OTHER_PrevAnnInt)/2,OTHER_CurrAnnInt)","v":0}]
[]
[]
[null,"Total Dividends"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrDiv*VLOOKUP(OTHER_CurrDivFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnDiv>OTHER_PrevAnnDiv,(OTHER_CurrAnnDiv+OTHER_PrevAnnDiv)/2,OTHER_CurrAnnDiv)","v":0}]
[]
[]
[null,"Total Other Taxable"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrOther*VLOOKUP(OTHER_CurrOtherFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnOther>OTHER_PrevAnnOther,(OTHER_CurrAnnOther+OTHER_PrevAnnOther)/2,OTHER_CurrAnnOther)","v":0}]

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[]
[]
[]
[]
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[]
[null,"Total Interest"]
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[]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrInt*VLOOKUP(OTHER_CurrIntFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnInt>OTHER_PrevAnnInt,(OTHER_CurrAnnInt+OTHER_PrevAnnInt)/2,OTHER_CurrAnnInt)","v":0}]
[]
[]
[null,"Total Dividends"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrDiv*VLOOKUP(OTHER_CurrDivFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnDiv>OTHER_PrevAnnDiv,(OTHER_CurrAnnDiv+OTHER_PrevAnnDiv)/2,OTHER_CurrAnnDiv)","v":0}]
[]
[]
[null,"Total Other Taxable"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrOther*VLOOKUP(OTHER_CurrOtherFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnOther>OTHER_PrevAnnOther,(OTHER_CurrAnnOther+OTHER_PrevAnnOther)/2,OTHER_CurrAnnOther)","v":0}]

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[]
[]
[]
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[null,"Total Interest"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrInt*VLOOKUP(OTHER_CurrIntFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnInt>OTHER_PrevAnnInt,(OTHER_CurrAnnInt+OTHER_PrevAnnInt)/2,OTHER_CurrAnnInt)","v":0}]
[]
[]
[null,"Total Dividends"]
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[]
[]
[null,"Current Year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(OTHER_CurrDiv*VLOOKUP(OTHER_CurrDivFreq,REF_PayCycleValues,2,FALSE),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OTHER_CurrAnnDiv>OTHER_PrevAnnDiv,(OTHER_CurrAnnDiv+OTHER_PrevAnnDiv)/2,OTHER_CurrAnnDiv)","v":0}]
[]
[]
[null,"Total Other Taxable"]
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[]
[]
[null,"Properties in red have been over-allocated. Review and correct ownership."]
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[null,{"$f":"COUNTA(N26:N65)","v":0}]

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["Postcode","ABS classification (2016 Census data)","Source: 'Correspondence, 2017 Postcode to 2016 Remoteness Area’ zip file located at http://www.abs.gov.au/AUSSTATS/abs@.nsf/DetailsPage/1270.0.55.005July%202016?OpenDocument "]
[822,"Very Remote Australia"]
[840,"Remote Australia"]
[845,"Remote Australia"]
[846,"Remote Australia"]
[847,"Remote Australia"]
[850,"Remote Australia"]
[852,"Very Remote Australia"]
[853,"Remote Australia"]
[854,"Very Remote Australia"]
[860,"Very Remote Australia"]
[862,"Very Remote Australia"]
[870,"Remote Australia"]
[872,"Very Remote Australia"]
[873,"Remote Australia"]
[874,"Remote Australia"]
[875,"Remote Australia"]
[880,"Very Remote Australia"]
[885,"Very Remote Australia"]
[886,"Remote Australia"]
[2356,"Remote Australia"]
[2386,"Remote Australia"]
[2387,"Remote Australia"]
[2396,"Remote Australia"]
[2405,"Remote Australia"]
[2406,"Remote Australia"]
[2672,"Remote Australia"]
[2675,"Remote Australia"]
[2825,"Remote Australia"]
[2826,"Remote Australia"]
[2829,"Remote Australia"]
[2832,"Very Remote Australia"]
[2833,"Remote Australia"]
[2834,"Very Remote Australia"]
[2835,"Very Remote Australia"]
[2836,"Very Remote Australia"]
[2838,"Very Remote Australia"]
[2839,"Very Remote Australia"]
[2840,"Very Remote Australia"]
[2873,"Remote Australia"]
[2878,"Very Remote Australia"]
[2879,"Very Remote Australia"]
[2898,"Very Remote Australia"]
[2899,"Very Remote Australia"]
[3395,"Remote Australia"]
[3506,"Remote Australia"]
[3509,"Remote Australia"]
[3512,"Remote Australia"]
[3890,"Remote Australia"]
[3891,"Remote Australia"]
[3892,"Remote Australia"]
[4025,"Remote Australia"]
[4183,"Remote Australia"]
[4417,"Remote Australia"]
[4418,"Remote Australia"]
[4419,"Remote Australia"]
[4420,"Remote Australia"]
[4422,"Remote Australia"]
[4423,"Remote Australia"]
[4426,"Remote Australia"]
[4427,"Remote Australia"]
[4428,"Remote Australia"]
[4454,"Very Remote Australia"]
[4461,"Remote Australia"]
[4462,"Remote Australia"]
[4465,"Very Remote Australia"]
[4467,"Very Remote Australia"]
[4468,"Very Remote Australia"]
[4470,"Very Remote Australia"]
[4472,"Very Remote Australia"]
[4474,"Very Remote Australia"]
[4475,"Very Remote Australia"]
[4477,"Very Remote Australia"]
[4478,"Very Remote Australia"]
[4479,"Very Remote Australia"]
[4480,"Very Remote Australia"]
[4481,"Very Remote Australia"]
[4482,"Very Remote Australia"]
[4486,"Very Remote Australia"]
[4487,"Remote Australia"]
[4488,"Very Remote Australia"]
[4489,"Very Remote Australia"]
[4490,"Very Remote Australia"]
[4491,"Very Remote Australia"]
[4492,"Very Remote Australia"]
[4493,"Very Remote Australia"]
[4494,"Remote Australia"]
[4496,"Remote Australia"]
[4497,"Remote Australia"]
[4705,"Remote Australia"]
[4706,"Remote Australia"]
[4707,"Remote Australia"]
[4709,"Remote Australia"]
[4713,"Remote Australia"]
[4721,"Very Remote Australia"]
[4722,"Very Remote Australia"]
[4723,"Remote Australia"]
[4724,"Very Remote Australia"]
[4725,"Very Remote Australia"]
[4726,"Very Remote Australia"]
[4727,"Very Remote Australia"]
[4728,"Very Remote Australia"]
[4730,"Very Remote Australia"]
[4731,"Very Remote Australia"]
[4732,"Very Remote Australia"]
[4733,"Very Remote Australia"]
[4735,"Very Remote Australia"]
[4736,"Very Remote Australia"]
[4743,"Remote Australia"]
[4746,"Remote Australia"]
[4801,"Very Remote Australia"]
[4803,"Remote Australia"]
[4804,"Remote Australia"]
[4821,"Very Remote Australia"]
[4822,"Very Remote Australia"]
[4823,"Very Remote Australia"]
[4824,"Very Remote Australia"]
[4825,"Very Remote Australia"]
[4828,"Very Remote Australia"]
[4829,"Very Remote Australia"]
[4830,"Very Remote Australia"]
[4874,"Very Remote Australia"]
[4875,"Very Remote Australia"]
[4876,"Very Remote Australia"]
[4890,"Very Remote Australia"]
[4891,"Very Remote Australia"]
[4892,"Very Remote Australia"]
[4895,"Very Remote Australia"]
[5220,"Remote Australia"]
[5221,"Remote Australia"]
[5222,"Remote Australia"]
[5223,"Remote Australia"]
[5302,"Remote Australia"]
[5303,"Remote Australia"]
[5576,"Remote Australia"]
[5577,"Remote Australia"]
[5582,"Remote Australia"]
[5583,"Remote Australia"]
[5603,"Remote Australia"]
[5604,"Remote Australia"]
[5605,"Remote Australia"]
[5606,"Remote Australia"]
[5607,"Very Remote Australia"]
[5611,"Remote Australia"]
[5630,"Remote Australia"]
[5631,"Remote Australia"]
[5632,"Remote Australia"]
[5633,"Remote Australia"]
[5640,"Remote Australia"]
[5641,"Remote Australia"]
[5642,"Remote Australia"]
[5650,"Very Remote Australia"]
[5651,"Very Remote Australia"]
[5652,"Very Remote Australia"]
[5653,"Very Remote Australia"]
[5654,"Very Remote Australia"]
[5655,"Very Remote Australia"]
[5660,"Very Remote Australia"]
[5661,"Very Remote Australia"]
[5670,"Very Remote Australia"]
[5671,"Very Remote Australia"]
[5680,"Very Remote Australia"]
[5690,"Very Remote Australia"]
[5713,"Very Remote Australia"]
[5715,"Remote Australia"]
[5717,"Very Remote Australia"]
[5719,"Very Remote Australia"]
[5720,"Very Remote Australia"]
[5722,"Very Remote Australia"]
[5723,"Very Remote Australia"]
[5724,"Very Remote Australia"]
[5725,"Remote Australia"]
[5730,"Very Remote Australia"]
[5731,"Very Remote Australia"]
[5732,"Very Remote Australia"]
[5733,"Very Remote Australia"]
[5734,"Very Remote Australia"]
[6161,"Remote Australia"]
[6335,"Remote Australia"]
[6336,"Remote Australia"]
[6337,"Remote Australia"]
[6338,"Remote Australia"]
[6341,"Remote Australia"]
[6343,"Remote Australia"]
[6346,"Very Remote Australia"]
[6348,"Very Remote Australia"]
[6350,"Remote Australia"]
[6351,"Remote Australia"]
[6352,"Remote Australia"]
[6353,"Remote Australia"]
[6355,"Very Remote Australia"]
[6356,"Very Remote Australia"]
[6357,"Remote Australia"]
[6358,"Remote Australia"]
[6359,"Very Remote Australia"]
[6361,"Remote Australia"]
[6363,"Remote Australia"]
[6365,"Remote Australia"]
[6367,"Remote Australia"]
[6368,"Remote Australia"]
[6369,"Remote Australia"]
[6373,"Remote Australia"]
[6375,"Remote Australia"]
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[6418,"Remote Australia"]
[6419,"Remote Australia"]
[6420,"Remote Australia"]
[6421,"Remote Australia"]
[6422,"Remote Australia"]
[6423,"Remote Australia"]
[6424,"Remote Australia"]
[6425,"Remote Australia"]
[6426,"Remote Australia"]
[6427,"Remote Australia"]
[6428,"Remote Australia"]
[6429,"Very Remote Australia"]
[6431,"Very Remote Australia"]
[6436,"Very Remote Australia"]
[6437,"Very Remote Australia"]
[6438,"Very Remote Australia"]
[6440,"Very Remote Australia"]
[6443,"Very Remote Australia"]
[6445,"Very Remote Australia"]
[6446,"Remote Australia"]
[6447,"Very Remote Australia"]
[6448,"Remote Australia"]
[6450,"Very Remote Australia"]
[6452,"Very Remote Australia"]
[6466,"Remote Australia"]
[6467,"Remote Australia"]
[6468,"Remote Australia"]
[6470,"Remote Australia"]
[6472,"Remote Australia"]
[6473,"Remote Australia"]
[6475,"Remote Australia"]
[6476,"Remote Australia"]
[6477,"Remote Australia"]
[6479,"Remote Australia"]
[6480,"Remote Australia"]
[6484,"Remote Australia"]
[6487,"Remote Australia"]
[6488,"Remote Australia"]
[6489,"Remote Australia"]
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[6606,"Remote Australia"]
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[6612,"Very Remote Australia"]
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[6614,"Remote Australia"]
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[6620,"Remote Australia"]
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[6625,"Remote Australia"]
[6627,"Remote Australia"]
[6628,"Remote Australia"]
[6630,"Very Remote Australia"]
[6631,"Remote Australia"]
[6632,"Remote Australia"]
[6635,"Very Remote Australia"]
[6638,"Very Remote Australia"]
[6639,"Very Remote Australia"]
[6640,"Very Remote Australia"]
[6642,"Very Remote Australia"]
[6646,"Very Remote Australia"]
[6701,"Very Remote Australia"]
[6705,"Very Remote Australia"]
[6707,"Very Remote Australia"]
[6710,"Very Remote Australia"]
[6711,"Very Remote Australia"]
[6712,"Very Remote Australia"]
[6713,"Remote Australia"]
[6714,"Very Remote Australia"]
[6716,"Very Remote Australia"]
[6718,"Very Remote Australia"]
[6720,"Remote Australia"]
[6721,"Very Remote Australia"]
[6722,"Very Remote Australia"]
[6725,"Very Remote Australia"]
[6726,"Remote Australia"]
[6728,"Very Remote Australia"]
[6731,"Very Remote Australia"]
[6733,"Very Remote Australia"]
[6740,"Very Remote Australia"]
[6743,"Very Remote Australia"]
[6751,"Very Remote Australia"]
[6753,"Very Remote Australia"]
[6754,"Very Remote Australia"]
[6758,"Very Remote Australia"]
[6760,"Very Remote Australia"]
[6762,"Very Remote Australia"]
[6765,"Very Remote Australia"]
[6770,"Very Remote Australia"]
[6798,"Very Remote Australia"]
[6799,"Very Remote Australia"]
[7139,"Remote Australia"]
[7255,"Very Remote Australia"]
[7256,"Very Remote Australia"]
[7257,"Very Remote Australia"]
[7466,"Remote Australia"]
[7467,"Remote Australia"]
[7468,"Remote Australia"]
[7470,"Remote Australia"]

{"sheet":"Reference Navigation","index":95,"n_rows":9,"n_cols":9,"rows_kept":9,"cut":false,"hidden":true,"merged":[]}
[]
[null,"Lists",null,null,null,null,null,"Code Timer","18:36:12"]
[null,"Assess List Items",null,null,null,null,null,null,"18:36:19"]
[null,"Common List Items",null,null,null,null,null,null,{"$f":"CodeEnd-CodeStart","v":"00:00:07"}]
[null,"PAYG List Items"]
[null,"Casual List Items"]
[null,"PAYG"]
[null,"Self Employed List Items"]
[null,"Common Income List Items"]

{"sheet":"Reference","index":96,"n_rows":26,"n_cols":18,"rows_kept":26,"cut":false,"hidden":true,"merged":[]}
["Return",null,"Return",null,"Return",null,"Return",null,"Return",null,"Return"]
[]
["Assess Lists",null,"Common List Items",null,"PAYG",null,"Casual",null,"Self Employed",null,"Common Income",null,null,null,null,null,"CDE"]
[]
["Marital Status",null,"Yes/No",null,"Employment Type",null,"Employment Type",null,"SE Income Periods",null,"Cycle","PAYG Pays","Days","Casual","Days per pay",null,"Rental Payments","Answer \"Yes\", if the applicant will be renting/boarding, or living with parents/relatives post settlement. This is regardless of any payments to be made for any living arrangement"]
["Single",null,"Yes",null,"PAYG",null,"YTD",null,"2015-06-01",null,"Select",null,null,null,null,null,"Clothing / Personal Care","Clothing, footwear, cosmetics, personal care."]
["Married",null,"No",null,"Family",null,"No YTD",null,"2016-06-01",null,"Weekly",52,7,1,7,null,"Groceries","Typical supermarket shop for groceries including food and toiletries."]
["Defacto",null,null,null,null,null,"Credits to Account",null,"2017-06-01",null,"Fortnightly",26,14,2,14,null,"Medical / Health (Excluding Health Insurance)","Medical and health costs including doctor, dental, optical and pharmaceutical etc. (excluding health insurance which is categorised under ‘Insurance (Life, Health, Sickness and Personal Accident)’)"]
[null,null,null,null,"YTD Value",null,null,null,"2018-06-01",null,"Semi-Monthly",24,{"$f":"30.5/2","v":15.25},0.45800000000000002,15,null,"ChildCare","Childcare including nannies."]
["Job List",null,null,null,"Gross",null,"Weeks to Annualise",null,"2019-06-01",null,"Monthly",12,30.5,0.22900000000000001,0,null,"Public or Govt Primary & Secondary Education Costs","Education fees, books, uniforms and associated costs for public schooling (preschool, primary or secondary)"]
["Select",null,null,null,"Taxable",null,40,null,"Projected",null,"Quarterly",4,{"$f":"M13/L11","v":91.25},7.8E-2,null,null,"Higher Education & Vocational Training Costs","Fees, accommodation, books and associated costs for higher education (tertiary) and vocational training e.g.  university, TAFE, business college, drama, music, dance (excluding HECS)"]
["PAYG",null,null,null,null,null,48,null,null,null,"Half-Yearly",2,{"$f":"M13/L12","v":182.5},null,null,null,"Insurance (Excluding Life, Health, Sickness and Personal Accident)","Insurance costs such as personal belongings, travel and ambulance insurance, as well as any compulsory insurance of motor vehicles (combined insurance and registration) other than recreation vehicles. Excludes property related insurance costs (building, contents etc) as well as life, health, sickness and personal accident insurance."]
["Self Employed",null,null,null,null,null,null,null,"Verifcation Type",null,"Annually",1,365,1.9E-2,null,null,"Phone/Net","Telephone accounts (home and mobile), internet, pay TV and media streaming subscriptions (such as Netflix and Spotify)."]
["Casual",null,null,null,null,null,null,null,"Standard",null,null,null,null,null,null,null,"Transport","Public transport, motor vehicle running costs including fuel, servicing, parking and tolls (excluding motor vehicle insurance which is categorised under insurance)."]
[null,null,null,null,null,null,null,null,"Medico",null,null,null,null,null,null,null,"Recreation / Entertainment","Recreation and entertainment including alcohol, tobacco, gambling, restaurants, membership fees, pet care, domestic holidays."]
["ICAP/IO",null,null,null,null,null,null,null,"Fast Track",null,null,null,null,null,null,null,"Primary Residence Costs (Including Insurance)","Housing and property expenses associated with the applicant’s primary residence, either owned or rented. Includes rates, levies, repairs and maintenance, insurance (building, contents etc), all other utilities and other household costs for fixtures and fittings (excluding land tax, body corporate and strata fees, telephone, internet and pay TV)"]
["ICAP",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Investment Property Costs (Including Insurance)","Housing and property expenses on investment property including rates, taxes, levies, body corporate and strata fees, repairs and maintenance, insurance (building, contents etc), all other utilities and household costs for fixtures and fittings"]
["IO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"O/Occ Primary Residence Land Tax, Body Corp & Strata Fees","Land tax, body corporate and strata fees on owner-occupied principal place of residence (excluding investment properties, secondary residences, and properties maintained for other purposes such as holiday properties or residences maintained for parents or children)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Secondary Residence / Holiday Home Costs (Including Insurance)","Costs associated with any secondary residences, either rented or owned for non-investment purposes, such as a holiday property that is not rented to generate income, or a property that family members (parents or children) are allowed to live in rent-free. Includes rates, taxes, levies, body corporate and strata fees, repairs and maintenance, insurance (building, contents etc), all other utilities and other household costs for fixtures and fittings."]
["App Reference",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Insurance (Life, Health, Sickness and Personal Accident)","Hospital, medical and dental health insurance, sickness and personal accident insurance, life insurance"]
[{"$f":"IF('Serviceability Calculator'!Assess_App1Name=\"\",\"\",'Serviceability Calculator'!Assess_App1Name)","v":""},1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Private schooling and tuition costs","Tuition fees, school fees, sports fees, books, uniforms and associated costs for private schooling, including independent schools (Catholic or non-Catholic), private tuition (such as Kumon and Kip McGrath) and compulsory age kindergarten/ reception/pre-primary/prep."]
[{"$f":"IF('Serviceability Calculator'!Assess_App2Name=\"\",\"\",'Serviceability Calculator'!Assess_App2Name)","v":""},2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other regular and recurring expenses","Any other regular or recurring expenses not covered by the specific categories above (e.g. overseas holidays, purchase and maintenance of recreation vehicles (caravan, boat etc), cleaning or gardening services, etc.)"]
[{"$f":"IF('Serviceability Calculator'!Assess_App3Name=\"\",\"\",'Serviceability Calculator'!Assess_App3Name)","v":""},3,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"APRA TR","The answer to this question will determine whether the responsible lending changes and notional rent are to apply. Answer the question according to the input requirements you have for the expense fields below"]
[{"$f":"IF('Serviceability Calculator'!Assess_App4Name=\"\",\"\",'Serviceability Calculator'!Assess_App4Name)","v":""},4]
[{"$f":"IF('Serviceability Calculator'!Assess_App5Name=\"\",\"\",'Serviceability Calculator'!Assess_App5Name)","v":""},5]
[{"$f":"IF('Serviceability Calculator'!Assess_App6Name=\"\",\"\",'Serviceability Calculator'!Assess_App6Name)","v":""},6]