Create your legacy.

Each of the Access Commitment initiatives is focused on helping you build wealth and create a legacy — via owning a home, growing and sustaining your small business and investing and managing your wealth.

Family posing outside their new home.

U.S. BANK ACCESS HOME

Start your homeownership journey.

Owning a home can be one of the key ways to build wealth and pass it down. Through U.S. Bank Access Home, you can find information and guidance each step of the way.

Business owner standing in her shop

U.S. BANK ACCESS BUSINESS

Expand your business.

Whether you’re just starting out or already established, connect with a U.S. Bank local Business Access Advisor to get the resources you need to help grow your small business.

Father and son standing outside.

U.S. Bank ACCESS WEALTH

Build your wealth.

Create a personalized plan to address your short- and long-term financial goals.

Group of business women.

Resources for microbusinesses and community developers

The U.S. Bank Access Fund was established to provide capital and technical assistance to microbusinesses owned by women of color, prioritizing Black women.

U.S. Bank Access to Capital awards grants to Community Development Financial Institutions to help increase affordable housing and grow the number of developers led by people of color.

Access tools and resources to help you get started and stay focused.

Manage your finances from anywhere.

Access personal insights and set savings goals with the the award-winning U.S. Bank Mobile App.1

Boost your financial IQ.

Brush up on your financial know-how with articles and short, educational courses on topics like managing debt or creating a budget.

Get expert advice.

Get free, personalized coaching to help you discover and work toward the goals that are most important to you – money-related or not.

Our commitment in action

Tracy Egerson, a Mortgage Loan Originator Development Trainee at U.S. Bank

Mortgage loan originator trainee focused on advancing Black homeownership

U.S. Bank Business Access Advisor Micae Brown chatting with small business owner Melvin Cannon at a Chicago branch

Business Access Advisors help take minority small businesses to the next level

Javonne Sanders and Matthew N. Crawford of salad company Toss It Up

Expanding horizons for Black female entrepreneurs in Los Angeles

Illustrated hand with dollar sign

Building wealth: Our progress so far

$321 million: Capital provided to Black-owned or -led businesses and organizations in 2022

$250 million: Loan commitments to Community Development Financial Institutions

We’ve made progress to help people build wealth, but we still have a lot more work to do, and a lot more families, businesses and communities to empower.

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Disclosures
  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile apps in its Q1 2023 Mobile Banker Scorecard.

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

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