Homebuyer Resources

Mortgage Assistance Program (MAP): (CLOSED)

• First-Time home buyers’ Mortgage Assistance Program (MAP)
  Informational Brochure

U.S Bank Downpayment Assistance Program

U.S. Bank is expanding access to homeownership with the launch of U.S. Bank Access Home Loan, a mortgage Special Purpose Credit Program (SPCP) that provides up to $12,500 in down payment assistance and up to an additional $5,000 lender credit. U.S. Bank has committed $100 million over the next five years to the Access Home Loan program, which is now available to qualified buyers in the Fresno market. “The goal of the initiative is to address some of the historical obstacles that communities of color face in the homeownership process. With improved access to credit, financial education and mortgage professionals that represent the communities served, U.S. Bank Access Home supports wealth building through homeownership and helps close the wealth gap that persists within communities of color.”  For more information on the program click here.

Coming Soon: Middle-Income Downpayment Assistance Grants

The City of Fresno on behalf of Federal Home Loan Bank of San Francisco is proud to announce a soon coming downpayment assistance program for middle income residents.

“Making the downpayment and closing costs are significant barriers to owning a home, and as home prices and interest rates continue to rise, middle-income households are struggling to achieve the dream of homeownership. To help put sustainable homeownership within reach for more hard-working families and individuals – who are often among the most essential members of our community, like teachers, police officers, firefighters, and administrative and other service workers – FHLBank San Francisco will soon launch a $10 million Middle-Income Downpayment Assistance matching grant pilot program.

These grants are intended to help families and individuals who qualify as first-time homebuyers, earning between just over 80% up to 140% of the area median income (AMI) based on the purchase property location. The goal is to provide affordable and sustainable homeownership opportunities for aspiring first-time homebuyers in Arizona, California, and Nevada in partnership with our participating member financial institutions.

Eligible homebuyers who contribute a minimum of $10,000 toward their downpayment may qualify for up to a $50,000 matching grant toward their downpayment and closing costs. These funds can complement assistance from local, state, and federal homeownership programs and initiatives, providing more opportunities for middle-income families to have access to an affordable home of their own. Eligible homebuyers will be able to apply for a grant through FHLBank San Francisco member financial institutions.

Through this pilot program we are proud to provide more access for middle-income families and individuals to buy a home of their own, as part of our efforts together with our members, to make the communities we serve more vibrant, equitable, and resilient and changing lives for the better.”

Stay tuned: more information about this pilot program is coming soon!

The Dyer Administration believes everyone should have a safe and affordable place to call home. The Office of Community Affairs is proud to provide Fresnan’s with resources to assist them in their rental or first-time homebuying experience.

For each program listed here, the City of Fresno’s commitment is to support and amplify our partner’s outreach efforts through the Office of Community Affairs with the objective of increasing the number of sign-ups for the homebuyer workshops.

Bank of America provides up to $17,500 in down payment and closing costs to help homebuyers

Down Payment Grant program helps buyers overcome the biggest barrier to homeownership – down payment. In the Fresno area, eligible buyers can receive 3% of the home’s purchase price up to $10,000, whichever is less, to be used toward their down payment. No repayment is required.

America’s Home Grant® program offers a lender credit of up to $7,500 that can be used towards non-recurring closing costs, like title insurance and recording fees, or to permanently buy down the interest rate. The funds do not require repayment and can be combined with funds from the Down Payment grant program listed above.

To learn more:
Visit the Bank of America Community Homeownership Commitment Program, here.

Attention all interested 1st-time homebuyers you can receive up to $29,000 in down-payment assistance.

While we seek opportunities for homeownership across the community, Homeownership rates for both Latino and African American households lag significantly behind those of White and Asian households in the Fresno area. The City of Fresno is proud to announce homebuyer education and down-payment assistance programs with two organizations that are focused on increasing first time homeownership in the African American and Latino communities in the Realtist of Fresno County and the National Association of Hispanic Real Estate Professionals (NAHREP) respectively.

To learn more, contact:
Lionel Akpovi, The Fresno Realtist Tel (559) 860-9016 [email protected]; or

To attend an upcoming workshop that is a prerequisite to apply for down-payment assistance through FHLBank of San Francisco visit: https://onefresnoconnect.com/

To contact NAHREP Fresno (Ask to speak to the NAHREP representative) Tel (559) 372-2823 or;
To register for an upcoming workshop,
visit: Llaves de tu Casa workshops

California Mortgage Relief Program

If you are falling behind on your housing payments… you’re not alone. Help is here for California homeowners. The California Mortgage Relief Program started during the COVID-19 pandemic, and uses funds from the 2021 American Rescue Plan Act’s Homeowners Assistance Fund. It helps homeowners with past-due payments. The state is now raising the income limit to qualify. The relief money can also be used to help pay past-due property taxes. People can receive a maximum of $80,000. Applicants must meet all of the following requirements to apply:

• Own, or reside in a single-family home, condo or permanently affixed manufactured home (housing unit) in California
• Be behind on at least two mortgage payments before the end of 2021
• Faced a COVID-19 pandemic-related financial hardship after Jan. 21, 2020
• Make 150% or less of Fresno County’s median income

Applicants must also meet at least one of the following requirements.

• Receive public assistance
• More than 40% of income goes to housing costs
• Have no alternative workout option through mortgage servicer

Individuals can apply at https://camortgagerelief.org/. Any additional questions can be answered by U.S. Housing and Urban Development-certified housing counselors at 1-800-569-4287. The California Mortgage Relief Program can be reached at 1-888-840-2594. For emails, homeowners can expect a response within three business days at [email protected].

US Citizenship and Immigrant Community Support

Saludos and welcome to the immigrant affairs liaison page. The Dyer Administration is committed to building One Fresno. The vision for one Fresno is:

‘An inclusive, prosperous, beautiful, and safe city, where people take pride in their neighborhoods and communities. A government that listens, keeps its promises, and is owned by the people.’

We believe this vision should be realized by all Fresnans. To make this vision a reality, a liaison position was created to bridge a gap between the Latin American/immigrant communities and the resources available in our City.  According to the 2015-2019 American Community Survey, Fresno is home to 77,000 immigrants – 87% of these come from Mexico and Central America. Latin American immigrants have contributed to all parts of our community, and we are interested in serving each member to the best of our ability – We work for you!

The main responsibilities of the Immigrant Affairs Liaison role include:

• Direct constituent services
• Development of an immigrant community-specific needs survey and implementation plan
• Serving as the city’s main representative on collaborative tables focused on immigrant integration

Volunteer in Fresno

The Dyer Administration believes that everyone has something valuable to give back to their community. For us to become all the Fresno is destined to be, every member of our community investing their own ‘sweat equity’ in this place we call home matters. Please select one of the following ways to get involved.

City of Fresno CBO Directory

The OCA is committed to connecting our constituents with the vast resources our city has to offer. Feel free to find an organization with resources/services to meet your needs below.

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Community Calendar

Click the following interactive calendar to find out events going on in the community. (Note: this list is not exhaustive however we will aim to update regularly).