Bank at work, get benefits wherever you go, plus ...
Earn a bonus of up to $600.¹

Bank at Work Benefits

Employee Benefits

Your choice of three checking accounts that match your banking style.

Complimentary financial education sessions held at your workplace virtually or over the phone. Topics include improving credit scores, identity theft, debt reduction, investing for retirement and more to help you feel more financially sound.

Convenient, one-on-one customer service from our Associated Bank team—even at work.

Access to your accounts whether you’re in the neighborhood or across the country.

Direct deposit of your paycheck to get fast access to your money.

Free access to hundreds of Associated Bank ATMs and 30,000+ surcharge-free ATMs.²

Employer Benefits

Free financial education counseling and classes that can combat workers’ stress, increasing morale and productivity.

Exclusive preferred banking and financial services for your employees at no cost to you.

Cost-saving direct deposit of payroll checks, eliminating loss or theft, while also making funds immediately available for withdrawal and use.

Our assistance with communications, presentations and meetings with new hires.

Protection from fraud associated with paper paychecks.

A competitive benefit that can reduce turnover, while increasing employee engagement and retention.

Contact our Bank at Work experts to get started today.

Put your money to work for you. Open a new checking account today.

Have direct deposits totaling $500 or more go into your new checking account, within 90 days of account opening.

Build your balance—and your bonus—by simply adding funds into your checking or other deposit accounts.

Collect your bonus in 120 days!

Grow Your Savings. Grow Your Business.

Average Daily Balance
in your new checking or other deposit accounts

BONUS EARNED
will be paid within 120 days from account opening

Up to $999.99$100
$1,000$4,999.99$300
$5,000$9,999.99$400
$10,000+$600

Want to open an account? We've got you.

Plus, save $500³ on closing costs with a new mortgage.

Looking to buy your first house, a larger forever home or even downsize? Let Associated Bank help you find a loan option that meets your needs.

  • Free pre-qualification⁴

  • Adjustable-rate loans

  • Conventional fixed-rate loans

  • VA, FHA and GRH loans

BANKING THAT KEEPS UP WITH YOU? YOU GOT IT.

$50 Grace Zone⁵

No fee if you overdraw your checking by $50 or less. We’ve got you covered!

Free Overdraft Protection Transfers⁵

Need a funds fill-up? Automatically move money from your other Associated Bank accounts. No fee, no charge.

Money Monitor⁶

Set budgets. Track spending. Grow your money. Find it in Associated Bank Digital.

Actionable Insights⁶

An unexpected bill? Subscription price changes? Get money-smart alerts, 24/7.

Debit Card Controls⁶

Lost your card? Lock it. Found your card? Unlock it. Real-time control from our app.

  1. This offer is limited to a new personal Associated Bank checking account opened and funded through December 31, 2024, via an employer sponsored Bank at Work program. Receive up to a $600 bonus with required minimum opening deposit (Associated Access Checking: $25, Associated Balanced or Choice Checking: $100) and recurring direct deposits totaling $500 or more within 90 days of account opening from an employer or government agency. Person-to-person payments and transfers from existing or external accounts do not qualify as the required direct deposit transactions.

    Determining your bonus: 90 days (or the previous business day), after opening your checking account, we will calculate the sum of the average daily balance for all your open Associated Bank deposit accounts for days 31-90. Total average daily balances up to $999.99 will earn $100, $1,000-$4,999.99 will earn $300, $5,000-$9,999.99 will earn $400 and $10,000 and over will earn $600.

    All personal Associated Bank checking, savings, money market, IRA and/or CD account balances are included in the calculation to determine your total average deposit balance. Accounts must be titled with the same primary account holder to qualify for the bonus. Deposit balances from business, HSA, investment, minor or private banking accounts are ineligible. Associated Choice Checking is an interest-earning account and interest is paid on the daily collected balance. Obtain the current annual percentage yield (APY).

    The bonus will be deposited into the new Associated Bank checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Associated Bank reserves the right to deduct the monetary bonus from the account prior to closing.

    Offer limited to one per customer and cannot be combined with other offers. New customers opening online are limited to IA, IL, IN, KS, MI, MN, MO, OH and WI. Offer not available for customers who have received a new personal checking account monetary bonus within the last 24 months and have or have had an Associated Bank checking account within the last 12 months. Primary owner on the account must be 18 years or older to qualify. For tax reporting purposes, the bonus may be reported to the IRS on Form 1099. Associated Bank colleagues are not eligible. The offer and APY are subject to change, at Associated Bank’s discretion, at any time without notice and other exclusions may apply.

  2. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. 

  3. Offer expires December 31, 2024. Show this offer to your Associated Bank mortgage lender at time of application. Your loan must close by February 28, 2025. Offer applies to the refinance of a non-Associated Bank mortgage loan or purchase money mortgages. One discount per mortgage loan; cannot be combined with any other mortgage loan discount offers and is subject to change (at Associated Bank’s discretion) at any time without notice. Some mortgage programs and products are excluded from this offer, including but not limited to lot loans, simultaneous seconds and the refinance of an Associated Bank mortgage loan.

  4. Pre-qualification is not a guarantee of approval and is based on the verbal information provided at the time of the request and is contingent upon, but not limited to, a full underwriting review. Pre-qualification is valid for 120 days from date of issuance and is not transferable. Employment and credit history must remain the same during the pre-qualification period. Purchased property must meet underwriting requirements and may require private mortgage insurance.

  5. Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $100 for Associated Bank Platinum Choice benefit eligible customers or up to $50 for all other personal checking accounts. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit or Premier Line of Credit. There is no fee for this service. For more details on transaction limits and terms and conditions of these products, please refer to the Consumer Deposit Account Fee Schedule, applicable Checking Product Disclosure, What You Need to Know About Overdrafts and Overdraft Fees, Understanding Overdrafts and Your Options to Manage Fees or the Deposit Account Agreement.

  6. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service.

  • *The Leading Lender in the Midwest designation is based on originated, closed-end mortgage loan count, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the Consumer Financial Protection Bureau Mortgage Database (HMDA), July 2023.

  • Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.