Fashion

Flexible payments for the modern shopper.

Empower your customers to access the lifestyle they deserve with buy now, pay later solutions. Acquire new shoppers through Affirm’s premium network.

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Affirm partners with leading fashion, beauty, and jewelry retailers

The RealReal
Warby Parker
Rag & Bone
ThredUp
Kendra Scott

The Affirm advantage

Build awareness with new avenues for customer discovery, and drive conversion no matter your price point.

12.7M+

Shoppers

Reach new customers in our premium network.

20%

Repeat purchase rate

Boost customer loyalty from high-growth shoppers who are primed for purchase.

+47%

AOV
As reported by businesses

Unlock the perfect purchase with Pay in 4 and installment options.

Let Affirm help you reach your goals

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How it works

Customize your payment options

Choose what works best for your business, whether it’s monthly payments tailored with longer terms and the option of 0% APR, or Pay in 4 on a fixed, interest-free schedule.

Minimize your risk

We help take on risk, from costly chargebacks to fraud.

Enjoy seamless transactions

We pay you up front—within 1–3 business days of purchase.

Getting started is easy

From sign-up to launch, integration with Affirm is simple—and we’re here to help. 

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sunglasses product page with Affirm checkout

Tailored solutions for fashion brands

Phone showing purchase with Affirm

Adaptive Checkout™

From everyday wear to jewelry and luxury items, Adaptive Checkout showcases the most relevant payment options, including 4 interest-free payments every 2 weeks and monthly installments with terms up to 36 months.

Prequalification

Show customers their purchasing power early on in the shopping experience, and make bundling and upgrades more accessible.

Omnichannel

Convert customers with tech-driven solutions that are consistent across e-commerce, brick-and-mortar stores, and telesales.

Trusted by industry leaders

Share a few details and we’ll get in touch

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United States

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.